5153 research outputs found
Sort by
An Analysis of the Banking Industry using Porter’s Five Forces Model
No full textThe banking industry has been influenced by opposing philosophies from its inception, such as the desire for greater financial stability through government intervention or economic freedom through minimizing the power of the government. This research paper attempts to synthesize the extant literature on key factors for success in banking. I conducted a literature review, based on the secondary data collected from major business databases such as ABI/Inform, OneFile, and JSTOR. Of the 56,413 peer-reviewed articles identified as relevant to ‘banking industry,’ 44 articles used Michael Porter’s Five Forces Model and 10 were selected based on relevance and examined in detail. Findings of the current research indicated that there is no “one size fits all” solution that foster future growth and performance of the banking industry. Changes to the industry’s internal and external culture are necessary. Some examples include: Improvement through the use of technology and analytics, modernization of customer engagement, and renewal of efficient operations through optimization of the banking current structure. Agility and continuous innovations are necessary to seize the opportunity to provide customers with a new service and create a next-generation customer experiences. To proactively capture the emerging opportunities in the industry banks must also embrace new technologies, channels, and strategies to succeed in this new era. The current research provides value to the current and future banking professionals in understanding the ‘big picture’ of the industry and importance of developing strategies to enhance the performance of the organization
Comparison of Sleep Deprivation Effects in Student Athletes and Non-Athletes (Preliminary Results)
No full textThe effects of exercise and sleep in college athletes have been studied for the past 50yrs. (1). This study examined the effect of 24hrs sleep deprivation on reaction time (RT) and memory recall of words (MR) in student athletes and student non-athletes. Recent research has shown that collegiate athletes are at higher risk for lack of sleep and feelings of exhaustion than non-athletes (2). While 8-9hrs sleep per night is needed in young adults (21-30yrs old), the average sleep duration is only 6.7hrs/nt (3,4). Even a brief period of sleep deprivation can significantly affect cognitive performance, including attention-intensive performance such as omission errors, short term working memory, and learning capacity, as well as producing longer response times (4). Measurable impairment of cognitive responses occur with as little as 16hrs of sleep deprivation (4), and the level of impairment may increase to rival that of alcohol (5). Individual differences (genetic, learning) may also influence results, increasing variability (4,6). Normal sleep habits can have a significant detrimental effect on overall mood (4) and academic performance in college students, and this effect may be intensified in college athletes who must maintain demanding training and study schedules. Hypothesis: Sleep deprivation will produce different responses for RT and MR in college athletes compared with non-athletes
We’re Safe Here Now: Counseling victims of violence after terror
No full textThe counseling trainee (counselor) and the clients described herein are native to the African continent. At the age of 12 the counselor volunteered at a refugee camp in Nairobi, Kenya where she witnessed atrocities. This experience inspired her to become an advocate for victims. The counselor graduated with a B.S. in Public Health from Southern Connecticut State University in 2010. She then worked as a program manager for a residential program for mentally ill individuals in this area. Victim of Terror: She returned to Africa in 2013 to visit family when she and her 1 year old son became victims of a terror attack at the Westgate Mall Nairobi, Kenya. They were captive in the mall with other victims (deceased and living) for four days. She thus had first hand experiences that connected her emotionally to victims of violence. This connection creates both empathy and challenge. The challenge is to cope with memories and feelings in the context of client sessions. Purpose of this Presentation: The purpose of this project was to two fold: 1. For the counselor and her peer to deeply explore the experience of a counseling trainee working with sexually victimized refugees in the context of the counselor’s prior trauma. 2. To explain this exploration so that others would appreciate the issues involved
Is Negative Interest Rate Effective?
No full textOn February 16, 2016, a year and a half after the European Central Bank implemented an unprecedented monetary policy of setting a negative interest rate to stimulate its flagging economy, Japan followed this bold move by setting its own interest rate below zero. By charging negative interest rate on excess funds that commercial banks hold at Bank of Japan, the central bank is hoping that banks will be encouraged to lend instead of hoarding cash, and businesses and households to spend and invest. This research is a narrative approach to examine the pros and cons of negative interest rate policy in Europe and Japan. Additionally, to evaluate whether this policy is effective or not
Gold Nanoparticles and Sirna Complex for Targeted Drug Delivery
No full textThis poster is aimed at discussing the various interactions taking place in a SiRNA and gold nanoparticle (SiRNA- AuNp) complex with respect to time. SiRNA are widely used in the field of targeted drug delivery systems due to their higher specificity. The SiRNA- AuNp complex is know to have a higher transfection efficiency compared to that of the traditional methods
The Access Control System Design
No full textThis poster describes the access control system. This design is better than the non-contact IC card form, the contact IC card form, the magnetic card form and other cards. It is based on RS232/485 communication to receive data and send data to achieve the control management, real-time monitoring, storage, abnormal alarm, access records query functions and storing 2000 users’ information. It also applies the modular design concept. With external IC card chip U2270B collection and analysis through STC12C5A60S2 master chip IC card number, the card can read and write as the range of 300-400mm. This system includes swiping card module; detection button and MCU pin, the pin is low level twice in a row to achieve the button pressed the button module; neither swiping card nor the button, the door opens to achieve mechanical door module; drive motor using a circuit composed of four NPN transistors, the output level to achieve the level of the motor forward and reverse functions, enabling the motor drive module.
In this design of access control, the circuit is simple, simple to apply, highly reliable, responsive, easy maintenance, wide application and low prices with wide ranges of application. It can be replaced in most cases the use of contactless IC card.
Making Waves: Recent Developments of the South China Sea Disputes
No full textA potential crisis of significant magnitude may be imminent on the rocks of the South China Sea (SCS), where state sovereignty and geopolitics converge. These tensions could increase the risk of confrontation, undermine regional stability, and damage neighborly relations. As observed by many, sovereignty disputes in the SCS entail more than simply who owns what particular geologic and geographic features. They involve fishing rights, shipping lanes, oil and natural gas reserves, maritime environment and security. These contested maritime zones have led to significant tensions in the region and great concerns for nations using the shipping lanes for international trade. These quarrels are also linked to rising nationalism in every claimant nation. Disagreements have proven difficult to resolve, despite decades of attempts to do so. At the heart of the dispute are ownership of land features and the types of rules to apply in resolving the disputes, because rules determine results. The continued tensions have restrained policies among nations involved, and made interactions difficult at times. To further complicate matters, nations have started to reclaim land to expand their control at others’ expense. In a vivid way to demonstrate how dynamic the “status quo” in the SCS is, this paper surveys the latest developments in the region and analyzes different attitudes and responses from various capitals to actions in the SCS in recent years. Competing interests are investigated to gauge each claimant’s strategies. Considering the complexity of overlapping claims involved, it calls for dialogue for a peaceful diplomatic solution
Enhancing the Quality of Service by employing Swarm Intelligence in Multi-hop Heterogeneous Networks
No full textWireless Communication is a quickly developing section of mobile communication systems. The mobile communication system has encountered an exponential development throughout the most recent decade. Furthermore, Wireless Local Network (WLAN) supplant wired system in diverse environment, for example, living arrangements, commercial ventures and so on. The huge development of remote frameworks combined with the multiplication of tablets and PCs demonstrate a splendid future for the wireless network as a component of the layer networking infrastructure. The 3G mobile communication systems give extraordinary scope and subscriber management. Likewise for web access contrasted with 3GPP (third Generation Partnership Project) WIMAX (Wireless Interoperability for Microwave Access) WLANS support hyper information rates at lower expense, because of the correlative way of 3GPP and WLANs-WIMAX the incorporated heterogeneous system network architecture is built up for future creative servers and applications. However, while translating these systems, there happens to be an issue of verification and security. Thus the improvement of Quality of Service parameter, re-authentication delay and signaling cost are considered. In this paper, we propose an advancement based procedure utilizing swarm intelligence for Quality of Service improvements. The simulation is done utilizing NS2 and tested results are obtained for the parameters
Multi-objective optimization and life-cycle-cost analysis of a smart home
No full textLinfeng Zhang's and Xingguo Xiong's poster on multi-objective optimization and life-cycle-cost analysis of a smart homes
Physical Manifestations Associated with Neurofibromatosis (NF-1)
No full textNeurofibromatosis (NF-1), know as Von Recklinghausen's disease, is one of the most common genetic disorders, affecting about 1 in 3,500 people. Inherited in an autosomal dominant fashion, this disorder results in lesions of the nervous, visual and integumentary system that are highly variable in their level of severity. NF-1 is caused by a mutation of a gene located on chromosome 17 which encodes the protein neurofibromin, a negative regulator of cell signaling pathways for the control of cellular division. Thusly, the NF gene is referred to as a tumor suppressing gene and mutations result in mostly benign tumorous growths and more rarely malignancies. NF-1 phenotypically presents itself with a variety of characteristic manifestations. While these manifestations are highly disfiguring they are generally painless and very rarely become life threatening. In addition to the neurofibromas of the central and peripheral nervous system, NF-1 may affect any part of the body resulting in a variety of complications. In this case study, we present the results of a cadaveric dissection of a donor with NF-1 to catalog the most common manifestations of this disease