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Corporate Social responsibility in Insurance sector and the role of Insurance sector in economic development of India.
Get PDFOne strategy to reduce the risk and protect against unplanned losses is insurance. Risks can bring benefits, but the possibility of harm is a disadvantage. Losses can be for many reasons, both professional and personal. Insurance turns accumulated capital into productive investments. Insurance also enables loss mitigation and financial stability and facilitates business leading to sustainable economic growth and development. That is why insurance plays a key role in the sustainable growth of the economy. In the present paper, an effort is made to study the role of Insurance sector in India and the relationship between Insurance and economic growth and the various CSR initiatives taken by insurance companies in India. This paper is a comprehensive descriptive study. Secondary data and information have been analysed for preparing the paper. Secondary information has been taken from various academic sources, such as books, journal articles, conference papers, working papers, and websites. Data on CSR has been collected from annual reports and information available on the companies’ websites. The main result indicates that Indian insurance sector is an integral part of the economic prosperity of the country, yet its penetration rate is significantly lower than 5%. The insurance sector in India is crucial for economic growth by promoting financial stability, encouraging savings and investments, generating employment, and supporting infrastructure development and social security. This indicates that the insurance sector plays a significant role in the overall prosperity of the country. And CSR initiatives taken by companies lead to better corporate governance practices, as companies adopt more transparent, ethical, and responsible decision-making processes
Math Education: Collaborative Learning for Educational Equity
Get PDFThe purpose of this article is to analyze how collaborative learning can contribute to the creation of inclusive and contextualized environments in the teaching of geometry. Collaborative learning is emerging as a promising approach to promote logical-mathematical reasoning, critical thinking, and equity among diverse student populations. Historical and structural factors significantly impact the physical well-being and mathematical development of many Brazilian students, particularly in the context of plane geometry, which requires mathematical literacy, spatial reasoning, and problem-solving skills that are often hindered by inequitable educational conditions. This study presents an experiential narrative detailing the planning and implementation of a collaborative geometry activity with first-year high school students in Paraíba Valley Metropolitan Area, São Paulo, Brazil. Findings highlight how collaborative approaches promote students’ mathematical cognitive development and address intersectional factors and inequalities in the Brazilian educational landscape. Collaborative activities stimulated student engagement, promoted meaningful interactions, and facilitated inclusivity, allowing each student to construct his or her own knowledge. In addition, this study highlights the importance of ongoing professional development for educators to enhance collaborative practices and create equitable learning environments in mathematics education. These activities were instrumental in promoting active student participation, productive interactions, and inclusive education, thereby enhancing learning opportunities for all students
Ownership Interference and the Principle of Fairness in the Nigeria Broadcast Industry
Get PDFThis paper examines how ownership interference affects a fair, pluralistic and objective press in Nigeria especially the broadcast media. It exposes that the press must be balance and provide opportunity for all shades of opinions on every raging issue of national interest in line with the social responsibility theory of the press. It concludes that ownership interference whether government, institution or individuals is one pivotal issue that impedes the press from achieving the above objective and admonishes that they should be limited inferences from media owners on the activities of media organization. This work, therefore, highlights on how ownership interference impedes on achieving a fair, objective and reliable press in Nigeria, especially the broadcast media
Lazy or Creative: Linguistic Behavior of Filipinos
Get PDFThis paper aims to explore the linguistic behavior of Filipinos through the lens of the pragmatic philosophy of language and the prototype theory of cognitive linguistics. It provides answers to whether Filipinos are linguistically lazy or linguistically creative. Surprisingly, Filipinos do not usually care about what a word or a concept is; they only care about how a word will be used in their daily lives. This research uses textual analysis methodology to provide possible explanations for the linguistic traits of Filipinos using philosophy and cognitive linguistics. In-depth analysis of the works of William James and Eleanor Rosch was done to answer the research problem. Pragmatism explains that Filipinos are genius communicators who prioritize the practical use of a word rather than its definite meaning, while prototype theory validates the wisdom of Filipino people in creating prototypes in language for easy communication. Therefore, this paper concludes that Filipinos are linguistically creative and not lazy
Financial Inclusion, Poverty Reduction, and Economic Growth in Nigeria: An Empirical Study Using SVAR Approach (1980-2020): Financial Inclusion, Poverty Reduction, and Economic Growth in Nigeria
No full textThis study examines the empirical analysis of financial inclusion, poverty reduction and economic growth in Nigeria from 1981 to 2020 using the Structural Vector Auto-Regressive (SVAR) model for analysis, with Gross Domestic Product (GDP) as dependent variable and Branches of Commercial Banks (CBBA), Automated Teller Machine (ATMAD), Mobile Phone-Based Transactions and Broad Money Supply (MS) as explanatory variables. The findings of the study reveal that the unit root test shows that Real Gross Domestic Product (RGDP), Commercial Bank Branches (CBB), Money Supply (MS) and Poverty Rate (PR) are stationary at first difference. The results also reveal that in Nigeria, availability and access to money have a positive shock impact on RGDP, and CBB also has a favourable shock effect on RGDP in Nigeria. However, the PR has a negative impact on the RGDP. Therefore, the study recommends that the government should increase its efforts to promote financial inclusion and the Central Bank of Nigeria (CBN) should make commercial banks increase not only their branches but also increase the number of Automated Teller Machines (ATMs)
Experimental Approach of The Problem-Based Learning (PBL) Method in Increasing Accounting Student Understanding of Budgeting Courses
Get PDFOne learning method that can be applied and, in many ways, proven to improve learning outcomes is the Problem-Based Learning (PBL) method. This research aims to analyze the effect of the PBL method on the Budgeting course and student learning outcomes (understanding of the Budgeting course). This research was carried out for six months at the Accounting Department of Politeknik Negeri Padang (PNP) and involved 57 students. The research method uses a quasi-experimental design, dividing the class into control (2A) and experimental (2B) classes, comprising 28 and 29 students, respectively. Research data was collected and analyzed using t-tests and questionnaires in the Budget course through 4 cycles (Cycles I, II, III, and IV). The results of the research after application using the PBL method were an increase in student understanding from cycle I with a value of 75.0% to 85.2% in cycles II and III, then in cycle IV, student understanding by 85.0%. Meanwhile, student learning outcomes in cycle I, namely 55% complete, increased significantly successively to 80%, 85%, and 87.5% complete in cycles II, III, and IV. The competency test score in the experimental class (90.17) is higher than that of the control class (69.35). This research concludes that the learning method with the PBL method can improve student understanding and learning outcomes in the Budgeting course for accounting students
Rituals of the tombs of the Just in Islam
Get PDFThis article explores the association of beliefs with shrines among Muslims and their importance to them. Shrines are the graves of righteous saints among the Muslims. The practices and rituals performed by visitors to the graves of the righteous among the Muslims were analyzed and discussed. These actions were discussed extensively so that the reader would not forget to understand the nature of these rituals and actions that take place at the grave of the righteous according to the point of view, religion, justice, and traditions of the Muslim faith. It must be noted that to this day, many still perform and participate in these rituals with great belief and reporting spiritual benefits. This article explores in detail what these rituals are and their importance
Revisiting the Utilization of Mother Tongue in L2 Classroom: Implications for EAP Classroom
Get PDFThe utilization of the first language (L1) in English as a second language classrooms has sparked considerable debate. Differing viewpoints rooted in various theories of second language acquisition (SLA) have emerged, either supporting or opposing the use of the native tongue in teaching an additional language. This document consolidates the ongoing discussions surrounding the incorporation of L1 in the context of teaching and learning a second language (L2). Examination of existing literature on the use of L1 in L2 instruction reveals that, theoretically, employing the first language aligns with SLA theories such as the Interdependency Principle and Meaningful Learning Theory. Furthermore, practical application indicates that purposeful use of learners’ native language consistently correlates with improved acquisition of L2 linguistic forms and skills. Additionally, it is apparent that both instructors and students with lower proficiency levels view the inclusion of L1 in L2 education positively. Building upon these significant findings, a suggestion is made for implementing L1 in an EAP classroom, demonstrating how it can serve various functions, such as providing learning resources and addressing psychological and emotional aspects, in the context of L2 teaching and learning
Book Reveiw: Organizing Democracy: How International Organizations Assist New Democracies (by Paul Poast and Johannes Urpelainen) : Publisher: University of Chicago Press, 2018 Publication Date: 2018 Language: English ISBN-13: 978-00226-54351-2
No full textPoast and Urpelainen’s book is comprehensive guide for scholars, policy analyst and a democratic consolidation practitioner who has provided empirical cases from Europe, America and Africa in a one read. In the ongoing system where liberalism is under threat keeping in view post Brexit scenario, this read is a great hope for rising democracies to nurture creating their own IOs with the assistance of established democracies. This provides a great deal of knowledge about domestic governance and the role of international organizations in strengthening it. The issue author describe is there is non-clarity in mechanism - either democratization encourages the formation of IOs or increased global substantiation in form of IOs enhances democratic norms in society? The basic aim of the study is to investigate the unclear mechanism so far as the association between emerging number of democracies and IOs is concerned; and the general idea of the book also revolve around the links between IOs and democratizing states and between IOs and democratic consolidation and also explaining the major role performed by democratizing states in creation of innumerable IOs. (Poast & Urpelainen, 2018.p.5)
So far as the structure of the Poast and Urpelainen’s writing is concerned the first part consists of theory regarding why transitional democracies create own IOs? Furthermore, it also include the IOs membership help such democracies strengthen their democratic consolidation process over time which ultimately itself cause reversal of military coups. However, the part two consists of quantitative analysis of aforementioned assertions at first hand asserting democratization is associated with state forming new IOs not joining the old ones and how IO’s affect democratic consolidation in a positive or negative manner. As the research strategy is mainly based on a mixed method approach therefore, part three contains qualitative analysis about author’s quantitative claims in previous part. The authors found the relationship between democratization and state creating new IOs in the quantitative analysis based on two tests. On the other hand, for the sake of deep down analysis and mechanism of aforementioned association they looked into qualitative analysis of an empirical case. The Baltic state experience with IOs membership and forming new IO is included for the sake of democratic consolidation and some Sub-Saharan African and American case studies are also included. Finally, the concluding part describes the relationship between global governance and the spread of democracy where IOs perform a role of technical assistance and tools to democratic consolidation process over time. (Poast & Urpelainen, 2018.p.18).
since the claims and arguments of the authors are analyzed through statistical analysis of whether there is an association or not between old or new IOs and democratic association and these statistical tests are also verified with the help of qualitative analysis studying some case studies consequently, it seems there is a huge similarity and synergy of thoughts in text no matter it is start, middle part or end. This is to say as every evidence is aimed at proving one truth and demonstrate clarity. According to the author’s argument although institutions have a minimal influence on state behavior and not a panacea but they assist in democratic consolidation process with the passage of time. They assert IOs assist transitional democracies in the form of technical assistance and public goods to establish and strengthen democratic consolidation process. However, these may not prevent forceful democratic instability and military coups. How IOs assist in democratic consolidations the question is answered in this way.
The authors explain the Russian external threat to Baltic States post independence as a major obstacle to their democratic consolidation process. They therefore, formed their own peacekeeping-oriented and regional security IO, Baltic Batalian (BALTBAT) with Nordic cooperation. (Poast & Urpelainen, 2018.p.129) these states improved their security situation with the help of this new IO as NATO was not geographically suitable at that time to support such action more than Nordic states. (Poast & Urpelainen, 2018.p.136). Poast and Urpelainen explained three benefits of forming BALTBAT as an organization through which technical assistance has been given to Baltic States, an economical way of getting assistance from western established democracies and a smooth path to enter into a lucrative NATO. Hence Baltic experience proved the theory of the authors in terms of democratizing state forming new IO to solve internal governance and international cooperation and they form it to demonstrate established IOs they are eligible and worthy to participate. (Poast & Urpelainen, 2018.p.157). However, merely security situation does not fall under the category of democratic consolidation process of a democratizing state. There are some other factors as well which need attention of the writers.
The authors have well provided with a basic step towards the inauguration of democratic consolidation covering two distinct geographical regions and comparing different cases in both regions and not the deeper root growth of such consolidation for that matter. Undoubtedly, this may be utilized in contemporary context yet there is a small shortcoming in regards to various issues the contemporary democracies face in terms of migration issues and managing different ethnicities. It needs a more holistic and deeper down approach known democratic consocianalism. No matter how deeper and accurate analysis is keeping in view empirical evidence it does not demonstrate to be a one-fits-all formula in terms of generalisability as the environment and political culture varies from state to state and region to region.
In conclusion finding out the results of the authors, Poast and Urpelainen asserted a noticeable connection between growth of democracies and the growth of IOs which they proved very well through quantitative and qualitative analysis simultaneously using mixed method approach. They also lay stress on issue the lack of institutional capacity as an obstacle in the way of joining lucrative IOs based on their conditions which was so precise in case of Baltic States geographically adjacent to Nordic states and they sought assistance from them in making BALTBAT. According to them Unique government issues require unique IOs and forming new IOs have internal and external incentives for a transitional democracy e.g. a stepping stone towards membership in established IOs in terms of Baltic experience as an empirical instance from BALTBAT to NATO within ten years. For this reason, IOs does matter a lot keeping view varied circumstances of various states and leaders as per their structure and nature of democracy. (Poast & Urpelainen, 2018.p.188)
Poast and Urpelainen show that IO might have a positive effect on member states in terms of reputation and legitimization. Their Baltic experience evidence supports this view. Democratic consolidation requires institutional transformation and institutional transformation takes time especially for autocratic democratizing states which might be done with socialization one element of underlying mechanism of democratization provided by Pevehouse. However, the author’s argument is against this element; and considers IOs as product of democratization. (Poast & Urpelainen, 2018.p.193)
They suggested established democracies must support the democratization of new democracies in supporting and encouraging those forming new IOs and providing them with technical assistance. For instance, EU may support democratic consolidation in countries Ukraine and Serbia. Additionally, they guide IOs might support democratic consolidation but this is the one way and there is still need to know more ways. (Poast & Urpelainen, 2018.p.200). Another option might be consociational theory which empirically grounded normative theory aimed at providing a democratic solution to confronted and diverse – political and democratizing system sometimes emerged out of autocracies or colonial subjugations. Despite of varied concerns due to consociational aspects they interact equally in a plural society in terms of coalition, mutual veto for minority rights and a high degree of autonomy for each department. Netherland, Austria, Balgium and Switzerland are experienced example of such stance. However, it is also not feasible and suitable for every case and might not be generalized its applicability without research on other cases. (Mushtaq, Muhammad, & Alqama, 2011) As has been mentioned before, there has been a synergy in writing of authors, they have described the issue in the start, tested it quantitatively and qualitative in the middle and guided the relevant accurate conclusion in the end well
Implementation of international project management at the educational establishment
Get PDFThis research article concerns the critical domain of the implementation of international project management within educational establishments. Recognizing the transformative potential of global engagement, the study centers on the development and execution of a comprehensive internationalization strategy. A nuanced exploration of the role of strong leadership and governance structures serves as a focal point, emphasizing the necessity of visionary leadership and transparent governance for successful international project management initiatives. The research underscores the strategic importance of a dedicated international office or department, acting as a central hub for expertise, coordination, and oversight in the complex landscape of cross-cultural collaboration. Furthermore, the study examines the integration of a global mindset among stakeholders, emphasizing the infusion of international perspectives into the curriculum and the facilitation of student and faculty mobility. Technological integration emerges as a pivotal enabler, balancing advancements with the need for flexibility in diverse technological landscapes. The findings of this research offer a comprehensive framework for educational establishments seeking to navigate the dynamic challenges and opportunities associated with international project management. The insights presented contribute to the broader discourse on globalizing education and position educational institutions to excel in an interconnected and interdependent world