Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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Millennial Lifestyle Mediated: Financial Literacy and Income on Investment Decision
Get PDFThis research seeks to assess the impact of financial literacy and income on lifestyle, examining their implications on investment decision-making behavior within the millennial generation (based on a survey of residents in Cirebon city). The research is conducted in the city of Cirebon. This research adopts a quantitative approach employing a survey method administered to residents of Cirebon City falling within the millennial generation category, i.e., individuals born between 1981 and 1996. The focal points of this study encompass financial literacy, income, lifestyle, and investment decisions. The sample size for this research is set at 100 respondents, determined through the employment of judgment sampling. The analysis employed in this study is Structural Equation Modeling (SEM), facilitated by the Smart PLS 3 computer program. The findings of this research reveal that both financial literacy and income exert an influence on the respondents' lifestyle. Additionally, financial literacy, income, and lifestyle collectively impact the investment decisions made by the respondents
The Effect of Price, Location, and Service Quality on Customer Satisfaction at AA. Motor Service Surabaya
Get PDFThis study aims to analyze the influence of price, location, and service quality on customer satisfaction among consumers who purchase products or use services at AA Motor Service Surabaya. The research employs a quantitative approach with data collection conducted through questionnaires. The study population consists of residents of Surabaya who have made transactions at AA Motor Service Surabaya, with a sample of 89 respondents selected using the purposive sampling technique. The respondent criteria include consumers from Surabaya who have used the service at AA Motor Service Surabaya at least once in the last three months. Data analysis was performed using the Statistical Program for Social Science (SPSS) version 26. The findings indicate that price, location, and service quality simultaneously have a significant effect on customer satisfaction at AA Motor Service Surabaya. Partially, the variables of price and service quality significantly influence customer satisfaction. Conversely, the location variable does not have a significant partial effect on customer satisfaction
The Influence of Local Revenue and Transfer Funds on Regional Expenditure in the City of Jayapura in 2014-2023
Get PDFThis study aims to analyze the effect of Local Own-Source Revenue (PAD) and Transfer Funds on Regional Expenditures in Jayapura City from 2019 to 2023. The research employs a quantitative approach using multiple linear regression analysis to assess the relationship between the independent variables (PAD and Transfer Funds) and the dependent variable (Regional Expenditures). The results indicate that PAD and Transfer Funds significantly impact regional expenditures individually and simultaneously. The findings suggest that while Jayapura City has experienced growth in PAD, it remains heavily reliant on transfer funds from the central government. This study provides insights for policymakers to enhance fiscal independence by optimizing local revenue sources and ensuring effective allocation of transfer funds for regional development
The Implications of Religious Charismatic Leadership on Worker Engagement: The Part That Commitment to the Company Plays
Get PDFThe basic objective of this study is to investigate, via the prism of organisational commitment, the connection between Religious Charismatic leadership and employee engagement. In order to find out how the research variables were related to each other, this quantitative study used AMOS-SEM, a data analysis tool. A positive and statistically significant effect of religious charismatic leadership on staff engagement was found. Organisational commitment acts as a robust mediator between Religious Charismatic leadership and workforce engagement. This research of human resource management at KSPPS BMT NU Kabupaten Lamongan provides a new perspective as a case study
Tax Avoidance, Ownership, Commissioners, And Debt Costs: The Role of Transparency
Get PDFThis study investigates the effects of tax avoidance, institutional ownership, and independent commissioners on debt costs, with transparency serving as a moderating variable. The research sample consists of consumer cyclical sector companies listed on the IDX from 2021 to 2023. Samples were selected using a purposive sampling method, resulting in 84 companies. The study applies multiple linear regression analysis and moderated regression analysis. The results show that tax avoidance hurts the cost of debt. Institutional ownership also negatively impacts the cost of debt, while independent commissioners have a positive effect. Additionally, transparency does not moderate the relationship between tax avoidance and debt costs, nor does it moderate the link between institutional ownership and debt costs. However, transparency can reduce the negative impact of independent commissioners on the cost of debt
The Influence of Neuromarketing and Emotional Marketing on the Purchase Intention of the Cirebon Community in the Fashion Industry
Get PDFThis study aims to examine how Cirebon people’s purchasing intentions in the fashion industry are affected by neuromarketing and emotional marketing. Purchase intentions arise in response to marketing strategies designed by businesses, especially in the context of online shopping. Neuromarketing and emotional marketing strategies are applied to attract attention and build emotional attachments with consumers, who have evolving digital consumption habits. This study used a quantitative approach, namely residents of Cirebon City aged 14 to 54 years. Sampling using the Slovin formula and obtained 400 respondents. Data analysis with (PLS-SEM) approach. The study shows that emotional marketing has more influence on the purchase intention of Cirebon people in the fashion industry. This is because emotional marketing is able to build strong emotional relationships, create attachment to the brand, and present a more personalized and relatable experience for consumers. Meanwhile, neuromarketing also contributes to increasing purchase intention through psychology and neuro-science-based approaches that influence consumers’ decision-making processes. These findings contribute to businesses in the fashion industry in determining a more effective marketing strategy for the people of Cirebon. Emotional marketing and neuromarketing-based strategies can be used to enhance consumer experience, strengthen brand loyalty, and drive purchasing decisions
Improving Employee Performance of Manufacturing Companies in Cirebon Regency Through Training and Job Placement Factors
Get PDFThe purpose of this study is to examine and ascertain how employee performance, placement, and training affect manufacturing firms. This study employs quantitative methodologies, gathering data via surveys and interviews. The study's population consisted of 177 respondents who worked for manufacturing companies. The Slovin formula was used to calculate the study's sample, which had a 5% margin of error. So, the respondents obtained 123. The findings demonstrated that these factors significantly affect worker performance. Thus, the study's findings support the significance of these elements in raising overall worker performance. This demonstrates that employee performance in manufacturing organizations is significantly influenced by training and placement
Analysis of Marketing Mix Strategy in Increasing Sales Volume at De Vijas Cafe in Tempel Village, Krian District, Sidoarjo Regency (Study at De Vijas Cafe, Tempel Village, Krian District, Sidoarjo Regency)
Get PDFThis study aims to analyze the marketing mix strategy (7P) implemented by Kafe De Vijas in an effort to increase sales volume using the SWOT analysis approach. The method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that Kafe De Vijas has a main strength in the use of the vintage concept which makes it different from other cafes. The main weakness is the location of the cafe which is not strategic and less than optimal promotion. On the opportunity side, the increasing trend of coffee consumption among Generation Z is a great potential for cafe growth. While the biggest threat comes from the many competitors around the operational area. Based on the results of the IFAS and EFAS calculations, Kafe De Vijas is in quadrant I of the SWOT matrix, which shows that the company's position is in a condition that supports an aggressive strategy, namely maximizing strength to seize opportunities. This study concludes that an effective marketing strategy by highlighting the uniqueness of products and services, accompanied by optimization of digital marketing and improvement of infrastructure, is the key to increasing sales volume
Fraud Diamond Perspective in Detecting and Understanding Financial Reporting Irregularities in Publicly Listed Companies
Get PDFThis study examines the impact of pressure, opportunity, rationalization, and capability as defined by the Fraud Diamond Theory Wolfe & Hermanson, 2004 on fraudulent financial reporting indicators in energy sector companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. A quantitative approach employing multiple linear regression was adopted. Secondary data were extracted from annual financial statements published on the IDX website. Pressure was proxied by the debt-to-assets ratio, opportunity by a corporate governance index, rationalization by audit opinion, and capability by changes in the board of directors. Fraudulent reporting was identified using the Beneish M-Score model. The sample comprised 52 companies selected via purposive sampling based on predefined criteria. Opportunity and rationalization exhibited a statistically significant positive relationship with financial statement fraud. In contrast, pressure and capability showed no significant effect. This study validates the Fraud Diamond Theory in Indonesia’s energy sector, highlighting corporate governance and auditor oversight as critical fraud predictors. It offers empirical evidence for regulators to prioritize governance reforms and audit transparency over conventional leverage-based risk assessments
The Impact of Digitalization on the Human Development Index in ASEAN
Get PDFDigital transformation has driven economic modernization, requiring improvements in human well-being while ensuring energy consumption aligns with the Sustainable Development Goals. This study investigates the impact of digitalization, education, per capita income, renewable energy consumption, and economic growth on the Human Development Index (HDI) in seven ASEAN countries Indonesia, Malaysia, Singapore, Thailand, Cambodia, the Philippines, and Laos during 2015–2022, using panel data analysis and a fixed effects model. Data were obtained from the World Bank and the United Nations Development Programme. The findings reveal that individual internet usage, education expenditure, and economic growth significantly enhance HDI, highlighting the role of digital connectivity in improving quality of life. However, the study is subject to certain limitations, including the relatively short time frame, potential data availability issues, and the assumption of homogeneity across countries within the fixed effects model. Acknowledging these constraints is essential for contextualizing the findings and guiding future research toward more comprehensive, long-term, and heterogeneous analyses