Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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Contribution of Murabahah Financing and Liquidity Towards the Profitability of BMT UGT Nusantara Capem Jajag
Get PDFThis study aims to analyse the influence of financing Murabahah and liquidity to the profitability of BMT UGT Nusantara Capem Jajag Banyuwangi. Research methods use quantitative approach with analysing secondary data report on finance from 46 months in 2020-2023, with independent consists of from financing Murabahah and liquidity, whereas dependent is profitability. Data analysis using multiple linear regression with SPSS software. The results of the analysis show that the variable independently influential positive and significant to profitability. The t-test shows that financing murabaha has t-count of 8.189 more big from t table value with significance 0.000 <0.05, and liquidity has t-count of 2.078 more big from t table value with mark significance 0.044 < 0.05, both variable in a way partial show mark significant with simultaneous test results significant. The magnitude mark coefficient determination (R²) of 0.609 means 60.9% of the variation in profitability at BMT UGT Nusantara Jajag Gambiran Banyuwangi can be explained by financing murabahah and liquidity
The Effect of Return on Asset and Operating Income on the Level of Profit Sharing from Mudharabah Deposits at BMT UGT Nusantara Capem Jajag in the Period 2019-2023
Get PDFThis study aims to analyze the effect of Return On Assets and Operating Costs Operating Income on the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023. The research method used is a quantitative method by analyzing secondary data from financial reports for 60 months in 2019-2023, with independent variables consisting of ROA and BOPO, while profit sharing of mudharabah deposits is the dependent variable. Data analysis uses multiple linear regression analysis tests with SPSS software. The results of the study indicate that Return On Assets has a significant effect on profit sharing of mudharabah deposits with a positive t-count value, while Operating Costs and Operating Income have a significant effect on profit sharing of mudharabah deposits with a negative t-count value. The amount of contribution of Return On Assets and Operating Costs Operating Income to the level of profit sharing of mudharabah deposits at BMT UGT Nusantara Capem Jajag during the period 2019-2023 is 77.8%
The Influence of Product Diversity, Product Quality, and Service Quality on Customer Purchasing Decisions at Mr.DIY Tunjungan Plaza Surabaya
Get PDFAs business rapidly develops these days, there is fierce competition among business players, particularly in the retail sector. Mr.DIY is one of the retail businesses competing in the current market by offering a wide variety of products. This research was conducted to investigate the influence of product diversity, product quality, and service quality on customer purchasing decisions at Mr.DIY Tunjungan Plaza Surabaya. The type of research used is quantitative. The population in this study is customers who have purchased Mr.DIY products at Tunjungan Plaza Surabaya, who are at least 17 years old and live in Surabaya. This research employed a sample of 100 respondents using the non-probability and purposive sampling methods. Multiple linear regression analysis was employed to analyze the data, which was tested using SPSS version 27. The findings of this study indicate that product diversity, product quality, and service quality have a simultaneous impact on customer purchasing decisions. Product diversity has a significant influence on purchasing decisions, product quality has a significant influence on purchasing decisions, and service quality has a significant influence on purchasing decisions
Analysis of Factors Influencing Repurchase Decision of Flight Tickets of Garuda Indonesia Airlines Using Binary Logistic Regression
Get PDFThe aviation industry in Indonesia is one of the sectors that has experienced rapid growth along with the increasing mobility of society and the need for air transportation. This study aims to analyze the factors that influence the decision to repurchase airline tickets at Garuda Indonesia Airlines using the Binary Logistic Regression method. The aviation industry in Indonesia, especially Garuda Indonesia Airlines, faces a major challenge in maintaining customer loyalty amidst tight market competition. Consumer decisions to repurchase airline tickets or make a repurchase are important indicators in determining the success of an airline's marketing and service strategy. This study uses a quantitative approach with a cross-sectional survey design, involving 197 respondents selected through a purposive sampling technique. Data were collected through a structured questionnaire that measured seven factors of service quality and customer satisfaction. The analysis was conducted using SPSS, and the results showed that of the various indicators tested, four factors had a significant influence on repurchase decisions. These factors are call center services, promotions through official websites, email blasting, and Garudamiles services. Call center service factors, promotions through websites and email blasting, and the existence of Garudamiles membership products tend to be important factors that influence repurchase decisions with an accuracy rate of 80.7%. These results provide insight for Garuda Indonesia to optimize marketing strategies to increase customer retention and profitability
The Effect of Environmental and Social Performance on Earnings Management in the Sri-Kehati Index
Get PDFThe rapid development of the business world encourages business actors to carry out various strategies, including earnings management, to present good financial reports. Earnings management is a strategy to show positive financial information that contradicts actual conditions. On this basis, companies carry out earnings management to achieve the company's profit target in the future. This study is focused on proving the effect of environmental and social performance on earnings management with the population used, namely SRI-KEHATI Index companies listed on the IDX in 2020-2023. This research is a quantitative study with a sampling method, namely purposive sampling, so that a sample of 11 companies with 4 years of observation is obtained. The data used in this study are secondary data obtained through financial reports and company sustainability reports. Data analysis in this study used Partial Least Squares (PLS). The results showed that environmental performance has a significant effect on earnings management. Meanwhile, social performance does not affect earnings management
The Influence of Net Profit Margin, Operating Cash Flow, Trade Volume, and Intellectual Capital on Firm Value in Infrastructure Sector Companies Listed on the Indonesian Stock Exchange
Get PDFThis study aims to determine the effect of Net Profit Margin (NPM), Operating Cash Flow (OCF), Trading Volume, and Intellectual Capital (IC) on Firm Value in infrastructure sector companies listed on the Indonesia Stock Exchange (IDX) from 2021 to 2023. The approach used in this study is quantitative with secondary data obtained from annual financial reports. The population consists of 69 infrastructure companies listed on the IDX, with 33 companies selected through purposive sampling. The analysis was carried out using IBM SPSS 26. The results showed that NPM, OCF, Trading Volume, and IC have a significant positive effect on Firm Value, with a coefficient of determination (R²) of 43.7%, the remaining 56.3% is influenced by other variables not examined in this study. Based on the F test results, it shows that the NPM, OCF, Trading Volume, and IC variables simultaneously affect the Firm Value. Based on the t test results, it shows that the NPM, OCF, Trading Volume, and IC variables partially affect the Firm Value. This finding highlights the importance of financial factors and intangible factors, such as Intellectual Capital, in determining the market value of companies in the infrastructure sector. For investors, these variables are very important in assessing potential investment opportunities. Future research can extend the sample period to include more years and explore additional financial indicators to gain a more comprehensive understanding of the factors that influence firm value. This will provide stronger insights into long-term investment strategies in the infrastructure sector
The Influence of Competence and Social Support on Organizational Citizenship Behavior (OCB) Mediated by Organizational Culture at the Directorate General of Corrections
Get PDFHuman Resource Management (HRM) plays a central role in shaping employee behavior, including Organizational Citizenship Behavior (OCB). Demonstrating high loyalty and commitment to the organization is a trait expected by all superiors or leaders. Based on initial observations and a brief preliminary survey conducted by the researcher, many employees frequently complain, lack motivation, and show indifference toward their work environment and duties at the Directorate General of Corrections, Ministry of Law and Human Rights of the Republic of Indonesia. This study aims to analyze the influence of competence and social support on Organizational Citizenship Behavior (OCB), with organizational culture as a mediating factor. The study sample consists of 219 employees from the Directorate General of Corrections, Ministry of Law and Human Rights of the Republic of Indonesia, collected through questionnaires and analyzed using a quantitative method with descriptive data analysis techniques utilizing SmartPLS version 3. The findings of this study indicate that competence, social support, and organizational culture significantly influence OCB. Competence and social support also have an impact on organizational culture. Furthermore, organizational culture effectively mediates the relationship between competence, social support, and OCB at the Directorate General of Corrections
The Effectiveness of the Rahn Contract as a Restructuring of Murabahah Financing at BMT Kedinging Gresik Branch
No full textThis study aims to determine the effectiveness of the application of financing restructuring from a murabahah contract to a rahn contract at BMT Kedinding Surabaya Gresik Branch in order to mitigate the risk of Islamic financing. This research uses a qualitative approach with a case study design, where data is collected through interviews and observations. The findings show that the murabahah contract is one of the main instruments of Islamic financing that is widely used by members, especially traders, to support their business continuity. However, installment payment challenges often occur due to economic fluctuations and internal customer problems, thus increasing the risk of non-performing financing for BMT. To overcome this problem, BMT Kedinding implemented financing restructuring through a rahn contract. This step has proven effective in providing leeway to struggling customers while minimizing potential losses to the institution. The process of switching from a murabaha contract to a rahn contract is carried out without changing the agreed margin amount, giving customers more time to pay off arrears. This strategy is also in line with Sharia principles that prioritize flexibility and transparency in risk management. This study concludes that the application of the rahn contract as a form of financing restructuring can significantly reduce the risk of non-performing financing, while maintaining good relations between BMT and customers. These findings are expected to provide applicable recommendations for BMTs and other Islamic financial institutions in managing financing risk following Sharia principles. In addition, this research also emphasizes the importance of innovation and adaptation of Islamic financing products to answer the challenges faced by customers and financial institutions
Human Resource Development Strategy in Improving Employee Performance at Tanjungpinang Youth and Sports Service
Get PDFHuman resource (HR) capability is the main key to the success of organizational development. The Youth and Sports Agency (Dispora) of Tanjungpinang City has a strategic role in youth and sports development, but HR development in improving employee performance is still not optimal. This study aims to analyze HR development strategies in improving employee performance at Dispora Tanjungpinang. The method used is a qualitative descriptive approach with data collection techniques through observation, interviews, and documentation. Informants consisted of structural officials, implementing staff, and parties directly involved in youth and sports programs. Data analysis was carried out using an interactive model that included data reduction, data presentation, and concluding, and its validity was tested through triangulation. The results of the study showed that the HR development strategy implemented by Dispora included motivation through training linked to careers and financial incentives, an integrated performance evaluation system, measuring the impact of training through systems and questionnaires, and cross-sector collaboration. Dispora also designed HR development that was in line with the Mayor's vision and mission, even though it still faced the challenge of budget constraints. These strategies are considered effective in encouraging improved employee performance and professionalism
THE INFLUENCE OF E-COMMERCE, BRAND IMAGE, PRODUCT QUALITY ON PURCHASING DECISIONS FOR PORTO SANDALS AT SHOPEE LASBIO FOOTWEAR
Get PDFThis study aims to determine the effect of E-Commerce, Brand Image, and Product Quality on consumer purchasing decisions at the Lasbio Footwear online store on the Shopee platform. The research method used is quantitative with a survey approach. The research sample consisted of 100 respondents who were Lasbio Footwear consumers. The data analysis technique used is multiple linear regression with the help of SPSS software. The results showed that partially or simultaneously, the variables of E-Commerce, Brand Image, and Product Quality had a positive and significant effect on Purchasing Decisions. Among the three variables, Product Quality has the most dominant influence. The coefficient of determination (R²) value of 0.482 indicates that 48.2% of the variation in Purchasing Decisions can be explained by the three independent variables, while the rest is influenced by other factors not examined. Thus, this study concludes that the success of selling Lasbio Footwear products at Shopee is influenced by the effective use of e-commerce platforms, the strength of brand image, and the quality of products offered to consumers