Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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Implementation of Sharia Insurance Risk Management
No full textEvery human activity can certainly have the potential for loss, and this potential is unpredictable. However, the level of loss can be minimized by registering with an insurance company. Insurance is a preparation made by a group of people, each of whom can experience unexpected losses. If the loss befalls one of those who are members of the group, then the loss will be borne jointly. This research is qualitative research using a library study analysis approach with documentation, data collection techniques, and written work of a bibliographic nature. This research aims to describe the implementation of Sharia insurance risk management. There are at least five ways that can be done in dealing with risk, firstly avoiding risk, secondly reducing risk by taking actions that can minimize losses, thirdly holding the risk yourself, fourthly sharing the risk with other parties, this concept is adopted by Sharia insurance as a basic concept and fifthly transfers risk by transferring the risk to another party, this risk transfer concept is then used as a basic concept in conventional-based insurance, where the potential risk to a person transferred to the insurance company
Intelligence Strategy Using Collection Methods for Narcotics Crime Suspects
No full textThis article describes the intelligence strategy for identifying drug trafficking networks in the community and the factors that influence the success of conditioning suspected drug offenders in the fight against drugs. This research is based on Article 3 in the State Intelligence Law (UUIN) Number: 17/2011 on the conditioning function. Narcotics crime is a victimless crime because the perpetrator of the crime is also the victim of the crime itself. The problem examined in this study is how the intelligence strategy in identifying drug abuse in the community using Structure Network Analytics and what factors affect the success of conditioning suspected drug crimes. The purpose of this study is to explain the function of conditioning intelligence to conduct Reverse Operations against efforts to eradicate narcotics crimes. This research is expected to be an input and reference in the development of intelligence discipline studies that have similar discussions and can be a reference for state administrators who form laws and involve civil society components that have intersections with intelligence with all its activities to achieve national stability to strengthen the concept of National Resilience.This article describes the intelligence strategy for identifying drug trafficking networks in the community and the factors that influence the success of conditioning suspected drug offenders in the fight against drugs. This research is based on Article 3 in the State Intelligence Law (UUIN) Number: 17/2011 on the conditioning function. Narcotics crime is a victimless crime because the perpetrator of the crime is also the victim of the crime itself. The problem examined in this study is how the intelligence strategy in identifying drug abuse in the community using Structure Network Analytics and what factors affect the success of conditioning suspected drug crimes. The purpose of this study is to explain the function of conditioning intelligence to conduct Reverse Operations against efforts to eradicate narcotics crimes. This research is expected to be an input and reference in the development of intelligence discipline studies that have similar discussions and can be a reference for state administrators who form laws and involve civil society components that have intersections with intelligence with all its activities to achieve national stability to strengthen the concept of National Resilience
The Influence of Electronic Word of Mouth (E-WOM), Website Quality, and Consumer Confidence on Purchasing Decisions (Study on Shopee E-Commerce Users in Surakarta)
No full textThis research aims to explore the impact of Electronic Word-of-Mouth (E-WOM), website quality, and consumer trust on purchasing decisions on the Shopee e-commerce platform in Surakarta. Data was collected through a survey distributed to Shopee e-commerce users in Surakarta. Data analysis uses multiple linear regression methods to test the relationship between independent variables (E-WOM, website quality, and consumer trust) and the dependent variable (purchasing decisions). The research results show that E-WOM, website quality, and consumer trust have a significant positive influence on the purchasing decisions of Shopee e-commerce users in Surakarta. The implications of these findings emphasize the importance for e-commerce companies to pay attention to and improve service quality, strengthen consumer trust, and build a positive reputation in the context of E-WOM to improve purchasing decisions. These findings also provide valuable insights for marketing practitioners in designing effective and relevant marketing strategies to expand market share and increase customer satisfaction in today's digital era
Sustainability and Green Economy in Developmental Paradigms: A Bibliometric Analysis of Scholarly Trends and Transformations
No full textThis study aims to ascertain the trajectory and scope of green economy research inside Scopus-indexed papers. This research uses bibliometric analytic methodologies to investigate all publications cataloged in the Scopus database about the green economy within a sustainable development framework spanning 1990 to 2023. The data collected was analyzed using both Excel and r/r studio software. Vosviewer is a software tool that enables the simultaneous visual study of keyword occurrence and document extracts. The researcher identified 859 publications that align with the designated role, subject matter, and specified criteria. The findings of this study reveal a yearly growth rate of 17.98%, with the highest number of publications observed in the field of environmental science in the year 2022. China is the nation that exhibits the highest level of scholarly output in terms of publications associated with the Chinese Academy of Sciences. Lyulyof, o. He is widely recognized as a highly prolific author within the field of the green economy. The bibliometric analysis conducted was restricted to the utilization of Scopus data. This study did not consider other national and international datasets. This study offers a concise survey of the literature available to scholars engaged in academic research and presents suggestions for future research endeavors.Penelitian ini bertujuan untuk menentukan lintasan dan cakupan penelitian ekonomi hijau di dalam publikasi yang terindeks Scopus. Penelitian ini menggunakan metodologi analisis bibliometrik untuk menyelidiki semua publikasi yang terkatalog dalam basis data Scopus tentang ekonomi hijau dalam kerangka pengembangan berkelanjutan yang membentang dari tahun 1990 hingga 2023. Data yang dikumpulkan dianalisis menggunakan perangkat lunak Excel dan r/r studio. Vosviewer adalah alat perangkat lunak yang memungkinkan studi visual simultan tentang kejadian kata kunci dan ekstrak dokumen. Peneliti mengidentifikasi 859 publikasi yang sesuai dengan peran yang ditetapkan, subjek, dan kriteria tertentu. Temuan dari penelitian ini mengungkapkan tingkat pertumbuhan tahunan sebesar 17,98%, dengan jumlah publikasi tertinggi diamati di bidang ilmu lingkungan pada tahun 2022. Cina adalah negara yang menunjukkan tingkat output akademis tertinggi dalam hal publikasi yang terkait dengan Akademi Ilmu Pengetahuan Cina. Lyulyof, O. dikenal luas sebagai penulis yang sangat produktif dalam bidang ekonomi hijau. Analisis bibliometrik yang dilakukan dibatasi pada penggunaan data Scopus. Studi ini tidak mempertimbangkan dataset nasional dan internasional lainnya. Studi ini menawarkan survei ringkas literatur yang tersedia bagi para sarjana yang terlibat dalam penelitian akademik dan menyajikan saran untuk upaya penelitian masa depan
PENGUATAN LAYANAN APARATUR DALAM MODEL VOUSINAS UNTUK MENCEGAH PENYELEWENGAN PENGELOLAAN DANA DESA
No full textThis study aims to identify variables that influence the occurrence of misappropriation of village funds and determine effective measures to prevent it. This study used a quantitative approach using questionnaires as the survey technique. Primary data was collected from 97 respondents who were village administrators in Banyudono Subdistrict. Statistical analysis was conducted using multiple linear regression. The hypotheses regarding the influence of superior pressure, internal control system, individual morality, apparatus ability, and leadership on preventing village fund fraud were rejected. However, the hypothesis regarding the influence of unethical behavior was accepted, highlighting the significant negative impact of such behavior on fraud prevention. This study provides deep insight into the factors that influence fraud in the management of village funds and demonstrates the need for effective preventive measures. The results of this study can be used as a basis for developing more transparent and accountable village fund management strategies. This research makes a new contribution to the understanding of fraud in the management of village funds by adapting the Fraud Hexagon Hypothesis (Vousinas, 2019) to the context of village fund management, which involves aspects of collusion as an additional factor that can influence the occurrence of fraud.Penelitian ini bertujuan untuk mengidentifikasi variabel-variabel yang mempengaruhi terjadinya penyelewengan dana desa dan menentukan langkah-langkah yang efektif untuk mencegahnya. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan kuesioner sebagai teknik survei. Data primer dikumpulkan dari 97 responden yang merupakan perangkat desa di Kecamatan Banyudono. Analisis statistik dilakukan dengan menggunakan regresi linier berganda. Hipotesis mengenai pengaruh tekanan atasan, sistem pengendalian internal, moralitas individu, kemampuan aparat, dan kepemimpinan terhadap pencegahan kecurangan dana desa ditolak. Namun, hipotesis mengenai pengaruh perilaku tidak etis diterima, menyoroti dampak negatif yang signifikan dari perilaku tersebut terhadap pencegahan kecurangan. Penelitian ini memberikan wawasan yang mendalam tentang faktor-faktor yang mempengaruhi kecurangan dalam pengelolaan dana desa dan menunjukkan perlunya tindakan pencegahan yang efektif. Hasil penelitian ini dapat digunakan sebagai dasar untuk mengembangkan strategi pengelolaan dana desa yang lebih transparan dan akuntabel. Penelitian ini memberikan kontribusi baru dalam pemahaman mengenai kecurangan dalam pengelolaan dana desa dengan mengadaptasi Fraud Hexagon Hypothesis (Vousinas, 2019) ke dalam konteks pengelolaan dana desa yang melibatkan aspek kolusi sebagai faktor tambahan yang dapat mempengaruhi terjadinya kecurangan
Agen46 Business Unit Mechanism and Improvements in PT. Bank Negara Indonesia UGM Branch Office
No full textThis internship thesis explores the Agen46 mechanism and improvement in Bank Negara Indonesia (BNI) KC UGM Yogyakarta and the potential for its further development through the integration of new technology. Agen46 is a business unit mechanism that enables third-party agents to provide banking services to customers on behalf of the bank. The objective of this study is to analyze the current state of the Agen46 mechanism, identify potential challenges and opportunities, and propose strategies for improvement. To achieve this objective, this research employs qualitative methods including interviews with BNI officials and Agen46 agents, as well as observation of the Agen46 process in action. The study found that the Agen46 mechanism has been successful in expanding BNI's reach and increasing its customer base, particularly in rural areas where traditional banking services are not readily available. To address these challenges, the study proposes several strategies for improvement, including the adoption of new technology such as Electronic Data Capture (EDC) and the establishment of stronger partnerships with local potential businesses. These strategies aim to enhance the efficiency and effectiveness of the Agen46 mechanism, improve customer satisfaction, and increase profitability for both BNI and its Agen46 agents. The study also highlights the potential for cooperation agreements between BNI and potential stores to activate Agen46 in more locations, as well as the development of a loyalty program to incentivize Agen46 agents to increase their performance and expand the reach of the mechanism. These proposals aim to address the challenges faced by the Agen46 mechanism and position it for sustainable growth and success in the future
The Effect of ZIS-DSKL Funds and GDP on Poverty Levels in Indonesia
No full textThe study aims to analyze the influence of the distribution of Zakat, Infaq, Sedekah, and Other Religious Social Funds (ZIS-DSKL) and Gross Domestic Product (GDP) growth on the poverty rate in Indonesia for the period 2015-2022. The data used are secondary data obtained from the Central Statistics Agency and the Center for Data and Information Systems of the Indonesian Ministry of Trade. The analysis method employed is multiple regression. The analysis findings suggest a significant impact of the distribution of ZIS-DSKL funds and GDP growth on the poverty rate in Indonesia. The poverty rate in Indonesia can be decreased by increasing the distribution of ZIS-DSKL funds and promoting GDP growth, as revealed by their respective influences. It is important to raise public awareness about zakat obligations, ensure transparency in fund management, and carefully select programs aimed at alleviating poverty to enhance the effectiveness and efficiency of ZIS-DSKL fund distribution. The government needs to continue promoting inclusive and sustainable economic growth through pro-investment policies, infrastructure development, access to education and skills training, and strengthening potential economic sectors. Further research is necessary to understand the relationship between the distribution of ZIS-DSKL funds, GDP growth, and the poverty rate in Indonesia, providing deeper insights and more accurate data to formulate more effective policies to address poverty in Indonesia
Digital Bookkeeping for MSMEs: A Review and SWOT Analysis
No full textThis research explores the critical integration of digital accounting tools in the operations of Indonesian MSMEs. This research explores existing research through a systematic literature review and conducts a SWOT analysis on SIAPIK and LAMIKRO applications. There are 19 research articles analyzed related to digital bookkeeping applications, divided into two discussions: empirical findings and research gaps. SWOT analysis is presented to understand digital bookkeeping applications' strengths, weaknesses, advantages, and threats. Finally, recommendations for future research are presented
The Influence of Leadership Style, Motivation, Work Environment, and Work Discipline On Employee Performance at PT. Central Bank Asia (BCA) Rantauprapat
No full textThis type of research is quantitative, the place of this research is PT. Bank Central Asia (BCA) Rantauprapat. The population in this study was 37 employees of PT. Bank Central Asia (BCA) Rantauprapat. Due to the number of employees of PT. Bank Central Asia (BCA) Rantauprapat has 37 people, so all employees of PT. Bank Central Asia (BCA) Rantauprapat was taken as the object of research. The data collection techniques used in the research were observation, documentation, and questionnaires using a Likert scale. This research uses classical assumption tests which include the data normality test, heteroscedasticity test, and multicollinearity test. Multiple linear regression analysis was tested using partial (t), simultaneous (F), and coefficient of determination tests. The research results stated that leadership style, motivation, work environment, and work discipline simultaneously had a positive and significant effect on employee performance at PT. Bank Central Asia (BCA) Rantauprapat. The R Square value from the coefficient of determination analysis is 0.900, meaning that employee performance can be explained by the variables leadership style, motivation, work environment, and work discipline by 90%, while the rest can be explained by other variables not examined in this research
The Impact of Organizational Climate and Perceived Organizational Support on Organizational Commitment: The Mediating Role of Job Satisfaction
No full textThis research aims to analyze the influence of organizational climate, perceived organizational support, and job satisfaction on Organizational Commitment. The analysis uses Structural Equation Modeling with the Partial Least Square (PLS) approach. The population in this study were all employees at the Cilacap Regency Regional Hospital except doctors and structural officers with a total sample of 273 people. The main findings of this research show that perceived organizational support has a positive effect on job satisfaction, but organizational climate has no effect. Organizational climate and job satisfaction have a positive effect on organizational commitment, but perceived organizational support has no effect. Job satisfaction can mediate the relationship between perceived organizational support and organizational commitment; however, job satisfaction cannot mediate the relationship between organizational climate and commitment