Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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The Behavioral Islamic Finance: Conceptual Framework and Literature Review
No full textIn this paper, we propose a conceptual framework of behavioral Islamic finance, we redefine intention as an action or condition that precedes behavior. This paper examines theories, expert opinions, and several research results from scientific papers and articles as well as books from several scientific disciplines other than financial management, then makes reasoning and sequence. This paper proposes redefining intentions as actions or states that precede behavior, other than intentions in the heart. Also, some definitions and propositions of relationships between constructs are expected to be helpful for future scholarship and studies on behavioral Islamic finance and other behavioral finance studies.Pada tulisan ini, kami mengusulkan kerangka konseptual perilaku keuangan syariah, kami mengkaji teori-teori, pendapat para ahli, dan beberapa hasil penelitian dari karya ilmiah dan artikel serta buku-buku dari beberapa disiplin ilmu selain manajemen keuangan, kemudian membuat penalaran dan sekuen. Tulisan ini mengusulkan untuk mendefinisikan kembali niat sebagai tindakan atau keadaan yang mendahului perilaku selain niat di dalam hati, juga beberapa definisi dan proposisi hubungan antar konstruk. Diharapkan dapat membantu untuk akademisi dan studi di masa depan mengenai perilaku keuangan syariah dan untuk studi keuangan perilaku lainnya
The Influence of Work Discipline, Motivation, and Human Resource Development on Employee Performance
Get PDFHuman resources are the main driving element in all company activities, therefore, serious attention needs to be paid to the workforce. This research aims to evaluate the impact of work discipline, work motivation, and human resource development on employee performance at the Cirebon City Small, Medium Enterprises, Trade and Industry Cooperatives Service. The study population includes all employees in the Department, namely 56 people, all of whom were taken as samples. The data collection method uses a questionnaire. Data analysis was carried out through multiple linear regression, classical assumption test, multicollinearity test, heteroscedasticity test, multiple linear regression, T-test, F test, and coefficient of determination using SPSS version 29 for Windows software. The research results show that in partial testing, work discipline has a positive and significant effect on employee performance. The calculated value for the work discipline variable (X1) reached 4.834. This value exceeds the ttable value of 2.015, and significance (sig) has a value of 0.00 < 0.05. Thus, the hypothesis can be accepted, indicating that the work discipline variable (X1) has a significant influence on employee performance (Y). The t-count value of the human resource development variable (X3) is -0.772 < t table value, namely 2.015, and the sig value is 0.44 > 0.05, so the hypothesis is rejected. This means that the human resource development variable (X3) does not have a significant effect on employee performance (Y). The t-count value of the human resource development variable (X3) is -0.772 < t table value, namely 2.015, and the sig value is 0.44 > 0.05, so the hypothesis is rejected. This means that the human resource development variable (X3) does not have a significant effect on employee performance (Y). Based on the results of the calculated F value of 17.859 > F table value of 2.89 and the sig value of 0.000 < 0.05, H4 is accepted. This means that the variables of work discipline, and work motivation affect employee performance, while human resource development has no significant effect on employee performance in the Cirebon City Trade and Industry Cooperative, Small and Medium Enterprises department
The Effect of Promotions and Online Customer Reviews on Purchase Decisions Mediated by Brand Image on Erigo Products on Shopee E-Commerce
Get PDFThis study aims to analyze the effect of promotions and online customer reviews on purchase decisions mediated by the brand image of Erigo products in Shopee e-commerce. Data were collected through questionnaires distributed to Erigo consumers who shop through Shopee. The data analysis method used is Partial Least Squares (PLS) with the help of SmartPLS application. This study concludes that promotions and online customer reviews directly influence purchase decisions; however, brand image is not a significant mediator in this relationship. These findings imply that effective promotion strategies and online customer review management can enhance purchase decisions, even though the brand image does not directly mediate this relationship for Erigo products on Shopee
The Effect of Product Quality and Service Quality on Customer Loyalty with Customer Satisfaction as an Intervening Variable (Case Study on Muslim Fashion Stores in Wonogiri)
Get PDFThe purpose of this study was to analyze the effect of product quality and service quality on customer loyalty with customer satisfaction as an intervening variable case study at a Muslim fashion store in Wonogiri. The type of research used by researchers is quantitative research. The data source for this research is primary data. The research population is consumers of 3 Muslim Clothing Stores in Wonogiri City, namely Zoya, Rabbani, and Zalfa. The number of samples in this study was 150 respondents. The sampling method in this research uses Non-probability Sampling with the Purposive Sampling technique. In this study, the analytical technique used was Partial Least Square (PLS) with a calculation process using the SmartPLS 3.0 software program. The results of this study show that Product Quality has a negative and insignificant effect on Customer Satisfaction. Service Quality and Product Quality have a significant positive effect on Customer Satisfaction. Service Quality and Customer Satisfaction have a significant positive effect on Customer Loyalty
The Influence of Workload and Compensation on Employee Performance at J&T Express Couriers in the North Surabaya Region
Get PDFTo support and advance a company, everything depends on existing human resources. Because human resources have an important role in a company because human resources are what determine the success of a company in the long term. However, in reality, there are many challenges that employees must face in supporting the successful performance of a company. This research aims to determine the effect of workload and compensation on employee performance. The method used is a quantitative method with a population of 40 J&T Express employees in the North Surabaya Region and the sampling technique uses saturated sampling, namely the sample takes the entire population of 40 courier employees. Data was obtained through a questionnaire compiled based on indicators for each research variable and then analyzed using SmartPLS software. The results of the research show that a high workload can reduce employee performance and providing good compensation can improve employee performance for J&T Express couriers in the North Surabaya Region
Women's Participation in Politics According to Islamic Communities in Sabungan Village, Sungai Kanan District, South Labuhanbatu Regency
Get PDFThe purpose of this study was to determine the level of women's involvement in politics among Islamic communities living in Sabungan Village, Sungai Kanan Sub-district, South Labuhanbatu Regency. This research uses qualitative methodology, which is a type of field research that collects information from the target or research subject, commonly called informants or respondents. Data collection tools such as interviews and observations were used. The research findings show that the Islamic community in Sabungan Village has both traditional and modern views regarding women's involvement in Islamic politics. The level of women's political participation in this hamlet is still relatively low, but there is increasing awareness and support from various community groups to become more actively involved. Religion, education, and economics are key factors influencing women's participation. This study confirms that to increase women's political participation, a comprehensive strategy is needed, which includes improving political education and providing support from religious and community leaders
Redesign Packaging of Tempe Products Using Kansei Engineering Method in MSME Jaya Makmur Lumajang
No full textThe development of this growing era has given rise to competition between business people, making business people have to improve their strategies. MSME Jaya Makmur is a business that operates in the Tempe trading sector. MSME Jaya Makmur produces soybean tempeh which has a total production of approximately 100 kg per day. Apart from being hampered by the lack of identity on the packaging, the owner of MSME Jaya Makmur realizes that the packaging is still very simple and requires development and innovation that focuses on consumer desires to be able to compete with competitors' products. Therefore, it is necessary to redesign packaging (re-design) to develop tempeh product sales. Packaging also plays a very important role in product marketing. Apart from being hampered by the lack of identity on the packaging, the owner of MSME Jaya Makmur realizes that the packaging is still very simple and requires development and innovation that focuses on consumer desires to be able to compete with competitors' products. Therefore, it is necessary to redesign packaging (re-design) to develop tempeh product sales. Packaging also plays a very important role in product marketing.
Keywords: Packaging Redesign, Tempe Products, MSME Jaya Makmur Lumajan
Work Environment: Unveiling Job Satisfaction Through Work Stress Among Honorary Employees in Offices of Education
Get PDFEnhancing employee productivity is primarily dependent on job satisfaction. Multiple studies have investigated elements that contribute to employee job satisfaction, such as the work environment. Nevertheless, prior research findings have displayed a lack of consistency, leading to current debates within the academic community. Researchers hypothesize that additional elements may influence the correlation between the work environment and job satisfaction, thus necessitating further analysis. A correlational method was utilized to collect data from a sample of 149 honorary employees. The data were evaluated using structural equation modeling (SEM) with the assistance of SmartPLS 3.0. The findings indicated the following: (1) a strong and statistically significant correlation exists between the Work Environment and employee Job Satisfaction; (2) there is also a positive and significant correlation between Job Stress and employee Job Satisfaction; (3) a positive and significant correlation was observed between the Work Environment and employee Work Stress; (4) Work stress plays a mediating role in positively and significantly influencing the relationship between the work environment and the job satisfaction of honorary employees. This study enhances the existing body of knowledge by providing fresh empirical evidence on the correlation between work environment and job satisfaction, with job stress acting as a mediator
Key Factors Impacting Profitability in Indonesian Commercial Banks: Financial Ratio, Macroeconomic, and Ownership Structure
Get PDFProfitability is essential for assessing company performance and attracting investors. This study aims to examine the effect of non-interest income, size, loan loss provision, capital adequacy ratio, overheads, non-performing loans, inflation, interest rate, and foreign ownership on the profitability of commercial banks in Indonesia. Using a quantitative approach, secondary data from the Indonesia Stock Exchange, Central Bureau of Statistics, Bank Indonesia, and company websites were analyzed over seven years (2017-2023) from 32 commercial banks, resulting in 224 financial statement data points. Panel data regression analysis with Eviews 12 was employed. The results indicate that non-interest income, size, inflation, interest rate, and foreign ownership do not significantly affect profitability. However, loan loss provision, capital adequacy ratio, overheads, and non-performing loans significantly impact profitability. These findings highlight the importance of managing problematic loans, maintaining a robust capital adequacy ratio, and improving operational efficiency to enhance profitability. The study suggests that company managers should also consider other factors such as financing decisions, asset utilization, tangibility, sales growth, and age to maximize profitability. Future research should explore different sectors and extend the study period to identify additional factors influencing corporate profitability, thereby providing deeper insights for strategic decision-making to improve financial performance
The Effect of Work Motivation and Work Discipline on the Performance of Employees of the Operational Division at PT Sucofindo Kalibutuh Surabaya
Get PDFThis study aims to analyze two important aspects of employee performance in the operational division of PT Sucofindo Kalibutuh Surabaya branch, namely the influence of work motivation and work discipline on employee performance. The method used in this study is a quantitative method, with the SMARTPLS analysis tool, which allows the researcher to evaluate the relationship between the variables studied comprehensively. The population of this study consists of 75 employees, and the entire population is also used as a research sample through the saturated sampling method. The findings of this study reveal that work motivation and discipline significantly influence employee performance, suggesting that improvements in both factors can positively impact productivity and work effectiveness in the company. This result reinforces the importance of motivation and discipline for operational success at PT Sucofindo Kalibutuh Surabaya Branch