Rumah Jurnal Institut Pesantren KH. Abdul Chalim
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Economic Empowerment of Baitul Arqom Islamic Boarding: Building Innovative Synergies through the Triple Helix Approach
No full textIslamic boarding schools have a great potential in developing the surrounding community's economy if they have an optimal synergize with supporting entities. This study reviews the economic development at Baitul Arqom Islamic boarding school based on the triple helix concept by Henry Etzkowitz and Loet Leydesdorff, which is an analytical model that explains the relationship between universities, industry/business, and government in economic development. This research aims to reveal the helix model and its implementation in building economic growth at Baitul Arqom Islamic Boarding School in Balung Jember. This research uses a qualitative descriptive research type and design with a case study research approach or strategy or CSR (Case Study Research). The informants (subjects) were selected using the purposive method. The informants for this research were Kiai, Islamic Boarding management, and the local community. The research results reveal that in terms of the triple helix, Baitul Arqom Islamic Boarding School can increase its innovation and economic development through synergy between universities, Islamic boarding schools/businesses, and the government in developing and maximizing its economic potential. Universities, industry, and government have worked well in developing curricula relevant to industry needs so that economic innovation in Baitul Arqom Islamic boarding school can be developed
Analysis of the Influence of Brand Image and Customer Reviews on Purchase Decisions Mediated by Customer Trust in the Shopee Marketplace
No full textThis research highlights the importance of brand image management and customer reviews in influencing trust and purchasing behavior on the Shopee Marketplace platform. Research findings confirm that effective brand image management and positive customer reviews have a significant impact on customer trust in a product or brand. This emphasizes the importance of building a strong brand image through the right marketing strategies and responding well to customer reviews. Customer trust is identified as a key factor in influencing purchasing decisions, with companies and sellers needing to focus on building and maintaining trust through quality products, good customer service, and positive brand reputation management. In a competitive e-commerce environment, good brand image management and positive customer reviews have become important aspects in attracting customer interest and influencing purchasing decisions. Therefore, a successful marketing strategy must include efforts to build and maintain customer trust through consistency of experience, product quality, and response to customer reviews. Thus, this research highlights the need for companies and sellers on Shopee to manage and respond to customer reviews well to build a positive brand image and increase customer trust in the e-commerce context
Analysis of the Influence of Macroeconomic Indicators on Unemployment Rate: Evidence in ASEAN
No full textThis research aims to analyze the influence of economic growth, foreign direct investment, corruption perception index, consumer price index, and human development index on unemployment in ASEAN from 2018 to 2022. This research is quantitative in nature, utilizing panel data analysis. The population in this study consists of the 11 ASEAN member countries with annual data from 2018 to 2022. Data were obtained by accessing the websites of the World Bank, Transparency International, UNDP, and Trading Economics. Subsequently, the data were processed using Eviews 12 software. The results of the study employing the Fixed Effects Model (FEM) demonstrate that unemployment is negatively influenced by economic growth, consumer price index, and human development index, whereas it is positively affected by the corruption perception index. Conversely, foreign direct investment does not exert a noteworthy impact on unemployment within the ASEAN region. Research on unemployment in ASEAN countries has been inconsistent; further investigation is needed to address this gap. Factors contributing to unemployment, particularly within this region's context, require deeper understanding. Additionally, this research also encompasses a new dimension: the impact of corruption, which has been underexplored previously
Legal Protection of Consumers in Case of Bad Credit: Consumer and Banking Law Perspective
No full textThis research discusses consumer protection in cases of credit congestion in Indonesia, with a focus on improving law enforcement as one of the key aspects in ensuring adequate protection for consumers. In this context, effective law enforcement is crucial to protecting consumer rights and maintaining the integrity of the financial system as a whole. This research identifies several strategic steps that can be taken to strengthen law enforcement against financial institutions that violate consumer protection regulations. The results of this research are: First, it is necessary to increase supervision and law enforcement from financial supervisory authorities, such as Bank Indonesia and OJK, through routine audits, surprise inspections, and strengthening authority. Second, cooperation between financial supervisory authorities and law enforcement such as the police and prosecutors is important to increase the effectiveness of law enforcement
Hubungan Antara Manajemen Risiko Kredit dan Faktor Spesifik Bank terhadap Kinerja Keuangan pada Bank di ASEAN-5
No full textThis study aims to identify and analyse the effects of credit risk management and bank-specific factors on bank financial performance. Credit risk management is explained by non-performing loan ratio (NPL) and capital adequacy ratio (CAR), while bank specific factors are explained by cost to income ratio (CIR), net interest margin (NIM) and loan to deposit ratio (LDR). Financial performance is explained by return on assets (ROA). The object of this research is banks listed on the stock exchange in Indonesia, Malaysia, Singapore, Thailand and Philippines or ASEAN-5. The sample of this study is 63 banks with an observation period during 2017-2022 which resulted in 378 data. The results of this study are NPL and CAR have a negative and significant effect on ROA. This means that weak credit risk management can affect the decline in ROA. CIR and LDR have a negative and significant effect on ROA, meanwhile NIM has a positive and significant effect. This means that weak intermediation activities between depositors and creditors can also affect the decline in ROA. This study is different from previous studies because it adds the age of the bank as a control variable and expands the observation subjects to ASEAN-5 countries and extends the observation period
MEKANISME TRANSMISI KEBIJAKAN MONETER SYARIAH
No full textUU No.3 Tahun 2004 menyebutkan bahwa Bank Indonesia diberi amanah sebagai otoritas moneter ganda yang dapat menjalankan kebijakan moneter konvensional maupun syariah. Maka dari itu isu mekanisme transmisi kebijakan moneter syariah menjadi sangat penting. Penelitian ini bertujuan untuk mengidentifikasi proses transmisi moneter syariah di indonesia. Data yang digunakan dalam penelitian ini merupakan data time series/ runtut waktu bulanan dari bulan januari 2006 hingga april 2016. Metode analisis yang digunakan adalah Vector Auto Reression (VAR). Hasil peneltian menunjukkan bahwa 1) alur transmisi kebijakan moneter syariah dengan tujuan akhir output menunjukkan kesinambungan jalur imbal hasil dari margin acuan SBIS sampai ke output; 2) guncangan SBIS, PLS, Financing direspon positif oleh output (IPI) sedangkan guncangan PUAS direspon negatif oleh output (IPI); dan 3) semua variabel BIRATE, SBIS, PUAS, PLS dan FINC berkontribusi terhadap pertumbuhan ekonomi dan pengurangan inflasi
The Influence of the Strictness of Tax Sanctions, the Level of Public Trust in the Government, the Quality of Services, the Level of Awareness, and Subjective Norms on Taxpayer Compliance in Increasing APBN Revenue (Case Study at KPP Pratama South Cikaran
Get PDFThis research aims to examine the influence of the strictness of tax sanctions, the level of public trust in the government, service quality, level of awareness, and subjective norms on taxpayer compliance in increasing APBN revenues (case study at KPP Pratama South Cikarang) using a quantitative approach. The sampling technique used was probability sampling with a sample size of 100 taxpayer respondents registered at KPP Pratama Cikarang Selatan. Data collection was carried out through a questionnaire using a Likert scale. The analysis method in this research uses Structural Equation Modeling (SEM) with SmartPLS 4.0.9.5 Software via Google Forms. Testing includes outer model analysis, inner model analysis, and hypothesis testing. The results of the research show that the Firmness of Tax Sanctions has a significant positive influence on Taxpayer Compliance, the Level of Public Trust in the Government has a significant negative influence on Taxpayer Compliance, Service Quality has a positive but not significant influence on Taxpayer Compliance, the Level of Awareness has a significant positive influence on Taxpayer Compliance. Taxpayer Compliance and Subjective Norms have a negative but insignificant influence on Taxpayer Compliance
The Influence of Perceived Value And E-Service Quality on Customer Satisfaction Among Users of the Soco By Sociolla Application in Surabaya
No full textIn the era of digital development, beauty, and personal care e-commerce has gained significant popularity among the public. SOCO by Sociolla is one of the beauty e-commerce platforms in Indonesia. The purpose of this research is to investigate the connection between perceived value and e-service quality and customer satisfaction among users of the SOCO by Sociolla application in Surabaya. The quantitive method is employed in this research. The population of this study is the people of Surabaya. The sample of this research was selected using purposive sampling to select individuals who met specific criteria. These criteria included downloading the SOCO by Sociolla application, actively using it by making purchases, and having a history of at least two separate purchases. Ultimately, the study included 91 respondents who met these criteria. The research utilized Smart PLS software as the analysis tool. This study’s conclusions demonstrate that among Surabaya City users of the SOCO by Sociolla, perceived value and e-service quality have a positive significant influence on customer satisfaction
The Effect of Green Packaging and Store Atmosphere on Purchase Intention for Fore Coffee Products in Surabaya
Get PDFThe coffee connoisseur index is rising by around 8% annually. Alongside the proliferation of coffee shops, the amount of plastic waste from packaging is also on the rise. Fore Coffee is innovating by using eco-friendly packaging to protect the environment. However, this does not guarantee an increase in Fore Coffee sales. One of Fore's strategies to boost sales is to create a unique and distinctive store atmosphere that sets it apart from other coffee shops. This study aims to examine the effect of green packaging and store atmosphere on consumer purchase intention. The research methodology employed is quantitative in nature. The study encompasses the population of Surabaya City residents. A non-probability sampling method, specifically purposive sampling, is utilized to select a sample of 96 respondents who identify as patrons of local coffee shops and are aware of Fore Coffee's environmentally friendly product concept. Smart-PLS version 3 serves as the statistical tool employed in this research. The findings of the study reveal that green packaging exerts a significantly positive impact on purchase intention, while store atmosphere also exhibits a significantly positive influence on purchase intention
Analysis of Live Streaming Communication Strategies on Tiktok Social Media to Increase MSME Sales: A Study on Tiktok Glad2glow
Get PDFThe MSME sector is the main driver of economic growth in Indonesia. This is because the existence of MSMEs has provided many entrepreneurial resources and employment opportunities for the community. MSME communication strategies have begun to move towards their business activities which initially started from offline shops / door-to-door, now moving to online shops. The online shop in this study uses the TikTok application. The study on the TikTok account @Glad2Glow.indo uses the AIDA method communication strategy. The results of the study state that the AIDA model in the content of the TikTok @glad2glow.indo account, it can be concluded that the marketing communication strategy using TikTok social media as a promotional medium in this era is quite effective and able to generate lucrative profits.Sektor UMKM adalah pendorong utama economic growth dinegara Indonesia. Hal tersebut dikarenakan keberadaan UMKM telah banyak menyediakan entrepreneurial resources dan employment opportunities bagi masyarakat. Strategi komunikasi UMKM mulai beranjak menjalani kegiatan usahanya yang awalnya bermula dari offline shop/ door to door, sekarang beranjak menjadi online shop. Online shop pada penelitian ini menggunakan aplikasi TikTok. Studi pada akun TikTok @Glad2Glow.indo menggunakan strategi komunikasi metode AIDA. Hasil penelitian menyebutkan bahwa model AIDA dalam konten-konten akun TikTok @glad2glow.indo, dapat ditarik kesimpulan bahwa strategi komunikasi pemasaran menggunakan Media sosial tiktok sebagai media promosi di era ini cukup efektif dan mampu menghasilkan keuntungan yang menggiurkan