Gusau International Journal of Management and Social Sciences
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Determinants Factors on Consumer Buying Behaviour in Maiduguri, Borno State, Nigeria
Full text linkBuying behaviour of consumers are now dynamic across the globe, because of cultural differences. These have become necessary to look at reasons that necessitated its impact on consumers. Therefore, the paper tries to examine what influence consumer buying behaviour in Nigeria particularly those residences in Maiduguri. This study looked at how all the variables: price, motivation, perceived cultural importance and religious orientation have an impact on consumer purchase decisions. The study utilizes survey research design questionnaire for the purpose of data collection from provision stores within Maiduguri with a total population of 385. The technique used in this study was Partial Least Square (PLS-SEM) for the testing of hypothesis for the study. The study revealed that all the variables: price, motivation, perceived cultural importance have positive and significant relationship Also, the study found out that religious orientation does not mediate with price, motivation, perceived cultural importance and consumer buying behaviour which is not significant. The study therefore suggests that future researchers are encourage to look at other variables which can change consumer attitude and give them the confidence on how to make their purchases globally
Mediating Role of Knowledge Management between Human Capital and Organizational Resilience of Commercial Banks
Full text linkOver the past few years, it has increasingly been recognized that lack of resilience to dynamic and turbulent business environment is a serious business problem, especially in the financial institution sector of Nigeria during the global pandemic of COVID-19. Lack of organizational resilience to the health pandemic had resulted in a range of negative business outcomes and causes of a decline in competitive advantage. The focus of this research is to investigate the function of knowledge management in mediating the relationship between human capital and organizational resilience in Nigerian commercial banks during the worldwide COVID-19 pandemic. A cross-sectional study design was utilized to randomly choose 313 senior managers from Nigerian deposit money banks. The collected data were analyzed using Partial Least Squares Structural Equation Modeling (PLS[1]SEM). Human capital and knowledge management have a strong direct association with organizational resilience, according to the findings. Also, this research shows the function of knowledge management in moderating the relationship between human capital and organizational resilience of commercial banks in Nigeria. The findings provide a stronger insight into how commercial banks in Nigeria use human resources and knowledge management. As a result, financial institutions will be able to make informed decisions about how to integrate and apply knowledge management strategies. Furthermore, no studies have been conducted known to the researchers on how businesses' intangible resources and competencies, such as human capital and knowledge management, generate organizational resilience, with knowledge management serving as a mediating component
Federal Character Principle and Productivity: A Survey of Federal Civil Service in Nigeria
Full text linkThe study examined the effects of federal character principle on labour productivity in Nigeria's federal civil service. The foundation of Nigeria's quest for socioeconomic growth is the federal civil service. The target population consists of 217 civil servants purposively selected from federal ministries, parastatals and agencies in FCT. Structured questionnaire was designed and administered to the 217 respondents. The data was presented in simple percentages, frequency tables, pie charts, and the hypothesis was tested using chi-square statistics. From the analysis, it was revealed that the application of federal character principle on recruitment has a negative effect on productivity, most especially in federal ministries. The study further recommends that Nigerian civil service should imbibe the prescripts of Max Weber bureaucratic theory as regarding recruitment and global best practices that place preference on recruitment based on merit, technical competency and qualification in order to enhance productivity
Impact of Armed Banditry on Health Care Delivery in Anka Local Government Area of Zamfara State
Full text linkThis study examined the impact of armed banditry on health care delivery in Anka local government area of Zamfara State. The research was necessitated by the growing activities of armed banditry in the zone which has led to at least 23 out of 41 health care centers being deserted, due to fear of being attacked, a phenomenon that has prevented majority of people from seeking the health care they desperately need. Furthermore, the activities of these armed bandits obstruct medical supplies, prevent vaccination/immunization campaign. They frequently adopt and sexually abuse health care workers, loot essential drugs and destroy medical facilities. Consequently, this has immensely contributed to the poor performance of PHCs and the abysmal decline of health care patronage. Between 2019-2021 antennal attendances across the 41 health facilities dropped from 13.1% to 6.5%, while skill[1]birth deliveries and immunization dropped from 7.7% to 3.4% and 8.8% to 4.2% respectively. Also, an average of 20 patients per week dropped to 5 in most PHCs. The study adopted survey research design; primary data was obtained from the 189 administered questionnaires. At the end the study findings revealed that the activities of armed bandits have denied most people access to basic health care services in Anka LGA. Therefore, the paper recommends urgent government intervention to address the agitations of the bandits through genuine dialogue, provide adequate basic amenities and permanent security outfits across the communities in the local government
Impact of Carbon Dioxide Emissions and Financial Development on Economic Growth in Nigeria: An ARDL Approach
Full text linkMany studies have been conducted on the impact of carbon dioxide emission and economic growth in Nigeria using different techniques, however several studies did not consider the role of financial sector development in their analysis. Therefore, this study examines the impact of CO2 emission and financial development on the growth of economy in Nigeria using ARDL bounds testing technique from 1981 to 2021. The result of the bounds test to cointegration indicates that there is a long run cointegration among the variables, since the F-statistic of 23.10816 is greater than the upper bound at 1% level. The results of the estimation show that rising emission has a significant and positive impact on economic growth in Nigeria. In addition, openness and financial development has a significant and positive effect on the growth of Nigerian economy, while domestic investment has a negative but significant impact on economic growth. Based on these findings, this study makes the following recommendations; First, government should apply appropriate policy to curb emission, since increase production leads to more environmental hazards which translate to economic growth in Nigeria. Second, government should spell out the consequences for polluters and others mining companies who failed to abide by the government directives
Moderating Effect of Blockholder Ownership Structure and Corporate Attributes on IFRS 7-Financial Instruments Compliance of Financial Services Firms in Nigeria
Full text linkThis study examines the extent of compliance with International Financial Reporting Standards 7 (IFRS 7) financial instruments disclosure requirements, examine the relationship between corporate governance characteristics and IFRS 7, and examine the moderating role of block holder ownership on the relationship between corporate governance characteristics and IFRS 7 by listed financial sector firms in Nigeria. Panel data from the annual reports of 50 sampled financial institutions for a period of 3 years (2012-2014) were used in the study. Findings of the study indicate that the compliance with IFRS 7 is at 51% and showed steady improvement. In terms of risk type, the compliance was found to be lower in market and liquidity risk. Audit committee size, expertise, independence and meeting frequency positively and significantly affected IFRS 7 compliance. Similarly, risk management committee independence showed a positive relationship with IFRS 7 compliance. The interaction between block holder ownership and audit committee independence and risk management committee independence with IFRS 7 compliance showed a significant and positive relationship. In this regard, policy makers in Nigeria should formulate forward-looking policies aimed at enhancing the independence of the audit committee to bring about strong internal control activities. They should also strengthen dealings on financial relationship between block holding investors and minority shareholders to restore the confidence hitherto enjoyed by the Nigerian financial institutions. The findings of the study provide the needed input for policy formulation and decision making in Nigerian financial institutions
Effects of Exchange Rate on Food Inflation in Nigeria: A Non-Linear ARDL Approach
Full text linkOver the years, exchange rate has been an unstable in the Nigerian economy, despite the stabilization policies introduced by successive governments in the country. This has consequently affected the prices of food products in the country. This study employed the Non-Linear ARDL model to examine the asymmetric effects of exchange rate on food inflation in Nigeria, using quarterly data from 2008Q1 to 2020Q4. The results of bounds testing to Cointegration indicate that there is a long-run relationship between exchange rate and food inflation along with GDP. In addition, both in the long-run and short-run, there is a significant and asymmetric positive relationship between exchange rate and food inflation. GDP is found to be negative and significant relationship on food inflation. Based on these findings, this study recommends that the Central Bank of Nigeria (CBN) should continue to improve the operations of the foreign exchange market to enhance its liquidity. Moreover, the CBN should apply tight monetary policies of price stability to help sustain low food inflation rate. In addition, government through the CBN should create policy to ensure easy and direct access to foreign exchange (FOREX) by individual and businesses. Lastly, Firms should continue to produce goods which help to reduce the rate of importation despite unstable exchange rate in Nigeria
Trends, Patterns and Consequences of Cybercrime in Nigeria
Full text linkAdvancement in information and communication technology (ICT) has created room for the emergence of cybercrime. Access to computers, the internet and security vulnerabilities in cyberspace have made the perpetration of cyber-related crimes more pervasive. The advent of mobile phones and other computer devices in Nigeria and the provision of internet services by accredited Global System for Mobile Communication (GSM) providers has endeared the internet to many Nigerians. Unfortunately, several functionalities of web browsers are vulnerable to cyber[1]attacks, thereby exposing internet users to cybercrime victimization. While several crimes are daily committed through the internet, many Africans and indeed, Nigerians, are yet to develop adequate technical capacity and knowledge to mitigate cyber criminality. Cybercrimes in Nigeria are executed through identity theft, hacking, phishing, software piracy, etc. This paper examined the trends, patterns and consequences of cybercrime in Nigeria. Relying on secondary data sources, the paper noted that successive Nigerian governments have attempted to combat cybercrime through the promulgation and deployment of the Cybercrimes (Prohibition, Prevention, etc.) Act 2015. The Nigerian police and the Economic and Financial Crimes Commission (EFCC) have waged continuous war against cybercriminals by arresting and prosecuting many suspects. However, despite government’s efforts, consistent tactic updates and changes in strategies have frustrated the apprehension of many cybercriminals. The paper recommends constant training and retraining of law enforcement agents to tackle the menace. Internet users should secure their computer system by enabling firewalls, guarding against revealing personal details, and ignoring emails requesting them to verify their information or confirm username ID or password
SUKUK as a Viable Option Instrument of Financing Infrastructural Development in Nigeria
Full text linkInfrastructure deficit is a major source of concern for stakeholders, as bad infrastructure is one of the country's biggest roadblocks to smooth corporate operations and capital inflows. Given the rise of population growth in Nigeria and the consequence need for infrastructure development to enhance the standard of living, it becomes necessary for government to build infrastructures at minimal cost. The present mode of financing infrastructure is usually marred due to high cost of servicing the debt secured to finance the infrastructure deficit in Nigeria. This has call for the best alternatives to finance the capital projects in Nigeria. Sukuk financing is one of the strategies for enhancing growth and development through capital project financing. Using exploratory research design, the study examines sukuk as a panacea for financing infrastructural deficit in Nigeria. The findings revealed that with the recent over-subscription with 346% (N865bn) of just concluded offered, sukuk can be used to generate needed fund to finance infrastructural deficit in Nigeria. The study therefore concludes that if alternatives source with minimum cost are pursued, Sukuk can be a viable option for funding large-scale infrastructure investments in Nigeria, instead of seeking for external loans, which usually have negative effect on Nigeria economy. The study therefore recommends that government should take immediate steps to increase non-Muslim awareness of sukuk by engaging in more interactions with influential religious organizations, as sukuk might be utilized to fund Nigeria's deficit budget. This will improve capital market intermediation and stimulate the issuance of more sukuk as a reliable source of funding
The Influence of Entrepreneurial Human Relations on Organizational Sustainability of SMEs in Edo State
Full text linkThe study aimed to evaluate the influence of entrepreneurial human relation on organizational sustainability of SMEs in Edo State. Specifically the study examined the impact of entrepreneurial innovativeness and entrepreneurial competitive aggressiveness on organizational sustainability of SMEs in Edo State. The study adopted the cross-sectional survey research design and data were primarily sourced through administered questionnaires. A sample of one hundred and fifty (150) respondents was conveniently selected for the study. The well filled and retrieved questionnaires found usable for the study were 149 copies out of a total of 150 copies administered. The STATA 16 statistical software was used for analysis of the variables as well as correlation of the variables and regression analysis carried out to test the stated hypotheses. The findings from the multivariate survey linear regression analyses revealed that entrepreneurial innovativeness (Coef. = 0.102, t = 1.77 and P > 0.05) has no significant effect on organizational sustainability of SMEs in Edo State. However, the study discovered that the variable of entrepreneurial competitive aggressiveness (Coef. = 0.562, t = 7.97 and P < 0.05) has a positive significant effect on organizational sustainability of SMEs in Edo State. Based on the empirical findings, we therefore concluded that only the variable of entrepreneurial competitive aggressiveness amongst the explanatory variables can significantly improve organizational sustainability of SMEs in Edo State. Thus, the study recommended that entrepreneurs should continue to explore various training and development programmes that will help develop creative and innovative ideas that instill efficient performance and organizational sustainability. The SMEs should intensify innovative and aggressive competitive effort by working smart, carrying workforces along, active and effective bench marketing, and proper monitoring of operational activities by regulatory bodies as these will ensure sectorial best practices and upsurge level of market share of the SMEs in Edo State, Nigeria