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Does Financial Literacy a Stimulus for Improving the Farmer\u27s Welfare in Serdang Bedagai, Indonesia?
Get PDFSerdang Bedagai regency is one of the regions in North Sumatra Province that has a high source of income in agriculture. Nevertheless, most farmers have a low level of welfare, marked by the widespread practice of borrowing money from illegal intermediaries or pawnbrokers as an alternative funding source for farmers to meet urgent needs such as consumption, education, and health. This condition is detrimental to farmers due to the lack for more financial understanding, so making the right financial decisions is difficult. This study examines the effect of Financial Literacy, Financial Inclusion on the Welfare of Farmers. The population is farmers who cultivate agricultural land in the form of rice fields in Serdang Bedagai. This study uses a questionnaire distributed to Farmers in Serdang Bedagai. A total of 202 respondents participated in this study and were collected using convenience sampling. The data processing method used is Structural Equation Modeling (SEM) with the alternative Partial Least Square (PLS) to determine the direct and indirect effect of financial literacy on the welfare of farmers through financial inclusion. This study found that financial inclusion has a positive and significant effect on the welfare of farmers in the Serdang Bedagai district. Financial literacy directly has a positive and significant impact on the welfare of farmers. In comparison, financial literacy does not significantly influence the welfare of farmers. However, financial inclusion can mediate the effect of financial literacy on the Welfare of Serdang Bedagai Farmers
Identifying the Indihome Service Quality using Importance Performance Analysis at PT. Telkom Indonesia Witel Area, Samarinda
Get PDFThis study aims to analyze empirically whether there are problematic attributes in the services provided by PT. Telkom Indonesia Witel area, Samarinda. Also, the needs of its consumers by using the ServQual and Importance Performance Analysis methods. This study provides recommendations and suggestions that need to be given to PT Telkom Indonesia Witel Area, Samarinda. on the services provided to improve the weaknesses that have been identified by using the ServQual method and Importance Performance Analysis. The population of this study is the consumers. The sampling method used in this research is purposive. The number of samples in this study was 105 respondents. The analytical tools in this study use data quality tests, gap analysis and Importance Performance Analysis methods. The results showed that the validity and reliability testing showed that the statement items for the variables of importance and performance of service quality were valid and reliable. For Cronbach Alpha it is declared reliable, Quadrant I: 4 indicators are included in quadrant I, Quadrant II: there are 12 indicators in quadrant II, Quadrant III: there are 3 indicators in quadrant III, Quadrant IV: there are 2 indicators in quadrant IV. This study concludes that the perception score is greater than the expected score, whereas if the expectation score is greater than the perception score, a negative gap will be obtained
The Relationship between Employee Satisfaction and Employee Performance mediated by Employee Engagement
Get PDFCountries all over the world are encouraged to improve the performance quality of their human resources as a result of the globalization era’s growing level of competitive competition. Performance and employee satisfaction are closely related, whereas high employee satisfaction typically leading to improve employee performance and a sense of engagement to the organization. This research aims to study and analyze the influence of employee satisfaction in employee engagement towards employee performance. Using certain criteria, 110 employees of PT. IDS Medical Systems Indonesia were selected as the sample. The technique used to collect data from the respondents is questionnaires. Further, analysis model used is Structural Equation Model (SEM) with the basis of theory and concept with Smart-PLS software. This study found that employee satisfaction has direct significant effect on employee engagement and has a direct and significant effect on employee performance
Application of Simulation Technique for Bus Stops Arrangement
Get PDFThis study uses simulation to improve efficiency of The Chiang Mai Municipality bus no. 2 (Arcade - Chiang Mai airport route). The target is to achieve the travel time from the starting station to the destination station within 1 hour and 45 minutes. The content of the research will present guidelines for the improvement and design of the Chiang Mai Municipality bus service by using simulation software Arena. In order to use the data obtained from the simulation to analyze and improve the service process of the Chiang Mai Municipality bus to be more efficient. From the simulation by reduce the number of stations. Chiang Mai Municipality bus will be able to provide the service as targeted for only 1 hour 45 minutes and reduce travel time up to 13:46 minutes or accounting for 11.01%. In conclusion, Chiang Mai Municipality bus service has a long traveling time causing passengers to wait a long time. The results of simulation found that Chiang Mai Municipality should reduce the number of stations
A Mathematical Model for Multi-Period Surgical Scheduling with Capacity Constraint
Get PDFThis study proposes a mathematical model for multi-period surgical scheduling problem with capacity constraint over a time horizon. The goal is to schedule a list of patients who must undergo various kinds of operations by different eligible hospitals. In particular, each operation must be performed in a particular time period and different operations of one patient can be performed by different eligible hospitals. In addition, each hospital has limited surgery capacity for each time period. The problem is formulated with a multi-objective model using the weighted sum approach of two objectives: minimization of makes pan and minimization of total least preference assignment score. The experiment is executed using the simulated data according to the real treatments of cleft lip and palate patients. The results show that the model yield the correct assignment and operation sequence respected to all constraints. Thus, this proposed mathematical model can be further used as smart decision tool in surgical scheduling in hospital network
Implementation of the COVID 19 Vaccination Program for Children Aged 6-11 Years at Lhokseumawe, Aceh Province, Indonesia
Get PDFImplementation of the COVID-19 vaccine program in Muara Dua Regency for children aged 6 to 11 years is responding to the Covid-19 outbreak by the Ministry of Health. It is initiated a vaccination program to expand the reach of the national vaccination program. Minister of health regulation number 18 of 2021 which regulates the implementation of immunization in the context of handling the 2019 corona virus disease (COVID 19) pandemic has this clause. The city of Lhokseumawe complies with the Covid-19 virus vaccination schedule from the central government. For children aged 6 to 11 years, socialization has been carried out to improve the performance of all elements so that they can suppress the growth of Covid 19. In order to achieve the goal of reducing the spread of COVID 19 for the generation of children, the cooperation of related parties has been carried out. useful in vaccinating children aged 6 to 11 years. This collaboration supports and strengthens each other. Human resources play a key role in driving policy implementation because they act as the driver. Lack of adequate information, training or human resource competencies contributes to the frequent failure of policy implementation. Human resources have the greatest impact on the efficiency and quality of execution. FORKOPIMCAM sees human resources as the initiative behind the initiative. To make the implementation of child vaccines successful, the public must be informed about the spread of COVID-19 and utilize all available human resource
Does Sharia Banking have the Capability to Increase Micro, Small and Medium Enterprises Financing?
Get PDFThe contribution of Micro, Small, and Medium Enterprises (MSMEs) has played an important role in GDP and employment growth in Indonesia in the last decades, but still, MSMEs have difficulties accessing bank loans. This study examines the effect of internal factors of Islamic banking performance ratio, financing to deposit ratio, capital adequacy ratio, non-performing financing of total financing, and non-performing financing for MSMEs on the development of MSMEs financing in Islamic Banking in Indonesia. It consists of three Islamic Financial Institutions; Islamic Commercial Banking, Islamic Business Unit Bank, and Islamic Rural Banking from January 2015 until December 2021 (monthly base), using secondary data with 252 observations. The regression model used in this research is Generalised Least Squares (GLS), using Panel Data and the random effect model approach. The results of this study showed that all independent variables, financing to deposit ratio, capital adequacy ratio, non-performing financing of total financing, and non-performing loans for MSMEs, have a significant effect on MSMEs’ financing growth. This study indicates that the contribution of the capital adequacy ratio has a significant positive effect on the growth of MSMEs financing. Also, the financing to deposit ratio and non-performing financing from total financing negatively affect MSMEs financing growth. Besides that, the non-performing financing for MSMEs relatively had no strong negative effect on MSMEs financing growth in sharia banking in Indonesia
A Study of Motivation and Commitment of Midwives’ Services to their Performance in Batam City Hospital, Indonesia
Get PDFService quality is determined by human resources, which can carry out services according to standards. Midwives\u27 services will be carried out optimally if each midwife understands her motivation and work commitment as a midwife. Her motivation and work commitment are a promise from a midwife or determination to carry out her activities as a midwife following the goals, positions, and scopes that have been determined in her duties. This study aims to determine the motivation and commitment to providing services to the performance of midwives at Batam City Hospital. This research is quantitative analytic, the place of research is at Batam City Hospital in January - July 2021, and the research population is all midwives who work at the Batam City District Hospital. Sampling technique with total sampling technique, the number of samples is 34 respondents. The results showed that 20 respondents had good motivation and performance, and 15 had good commitment and performance. In conclusion, there is a relationship between motivation and commitment to the performance of the midwife. Suggestions for midwives is that midwives maintain their motivation and commitment to providing services
The Impact of Number of Employees, Palm Production and Export of Oil Palm on Malaysia Economic Growth
Get PDFThe agriculture sector in Malaysia especially for oil palm agriculture is the largest exporter and supplier after Indonesia the main source that contributes towards Gross Domestic Product (GDP). Growing oil palm agriculture provides the potential and opportunities to increase economic yields and create job opportunities for local people, especially those in rural areas. This study was conducted to examine the impact of the number of workers, palm fruit production and export of palm oil on GDP in Malaysia in terms of long and short term. To achieve the objectives of the study, the researcher has used a sample of secondary data from the Department of Statistics Malaysia from 1974 to 2019, which is 45 years using Time Series data. To identify the stationary of the variables, the Augmented Dickey-Fuller (ADF) test was used. To identify long-term relationships, the Long Run Bound Test (LRBT) was used. Meanwhile, to identify the short-term relationship, the Error Correction Model (ECM) method also was used in this study. The results of the ADF test was found that all the variables studied: the number of workers, palm fruit production and pal oil export were stationary. The effects of the variables in the agriculture sector have been given attention by the local government. Therefore, policy makers can use the result to improve existing economic policies as a measure to expand the country’s income sources in palm oil agriculture field and serve as a reference for stimulate country’s economic
Investigating the Effect of Brand Personality, Awareness and Experience on Purchase Intention
Get PDFA brand is a symbol that becomes a marker and a differentiator between one product and another. In plain view, brands also provide references for consumers to mark whether a product is classy or not, encouraging consumer behavior to make purchase intentions. Whether engaged in the production of goods or services, a company\u27s success cannot be separated from the role of the brand that has been built for a long time. This study aims to determine how much of a contribution brand personality, brand awareness, and brand experience make to purchase intention. The research design uses a causal quantitative approach. For the acquisition of research data using an online questionnaire distribution instrument. The sample used in the study was 450 respondents. To examine the effect of brand personality, brand awareness, and brand experience on purchase intention, a structural equation modelling (SEM) approach using partial least squares (PLS) is used. Following the results of research data analysis, it shows that brand personality and brand experience significantly affect purchase intention. In addition, the study results also show that brand awareness does not affect purchase intention