Direktori Jurnal Elektronik Sekolah Tinggi Agama Islam Negeri (STAIN) Mandailing Natal
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PERSEPSI MAHASISWA UINSU TENTANG BELANJA ONLINE MELALUI APLIKASI SHOPEE
Get PDFThe large number of UIN-SU students shopping online with the Shopee application made the authors interested in knowing how UIN-SU students perceive shopping in the Shopee application and to find out what factors influence UINSU student satisfaction in shopping online in the Shopee application. So the authors raised the title of the journal UIN-SU Student Perceptions About Online Shopping Through the Shopee Application using a qualitative research method. From the data we got, on average UIN-SU students are satisfied shopping at Shopee because of the free shipping vouchers, and the ShopeePay Later feature, as well as COD. And also those who are not satisfied on average answer because the items ordered are not or do not match what is received
PENGARUH BSI MOBILE DAN PELAYANAN TERHADAP KEPUASAN NASABAH (STUDI KASUS MAHASISWA/I PERBANKAN SYARIAH-UINSU)
Get PDFThis study aims to find out and see how the influence and service of BSI Mobile has on customer satisfaction at UINSU Islamic Banking Students that are happening nowadays. BSI Mobile is a digital transaction tool from Bank Syariah Indonesia which aims to make it easier for customers to transact wherever and whenever. However, there are several customers who complain about the quality of BSI\u27s mobile banking. whereas the best service should be provided to customers as an effort to improve customer satisfaction services in order to make customers comfortable in using the BSI Mobile. This study uses a qualitative method. Survey data in this study were obtained from 27 respondents. The results of this study are that more respondents are satisfied with the services provided by Bank BSI and make it easier for customers to access using BSI Mobile
ANALISIS SWOT TERHADAP PROSEDUR KLAIM ASURANSI PRODUK UNIT LINK (STUDI KASUS PADA PT ASURANSI JIWA SYARIAH BUMI PUTERA 1912)
Get PDFThis research is to find out the procedures for filing unit link insurance product claims at PT AJS Bumiputera Medan branch and to find out the SWOT analysis of submitting unit link product insurance claims PT AJS Bumiputera 1912 Medan branch. The formulation of the problem in this study is 1) What is the procedure for submitting unit link product insurance claims at PT AJS Bumiputera? 2) How is the SWOT analysis of the submission of unit link product claims at PT Asuransi Jiwa Syariah Bumiputera Medan Branch. This research uses qualitative methods, and the research approach used is direct research conducted by interviewing companies. In this study the authors used document research by collecting data and information through document archives. And using two data sources, namely primary data and secondary data. This research is that the results of a SWOT analysis of the insurance claim procedure for unit linked products. By using SO, WO, ST, and WT. The procedure provided by the company is very clear and makes it very easy for the insured. Claim procedures can make claims division easier, however, not all participants understand the applicable procedures. Settlement of claims for the company\u27s decision-making process in collaboration with the police to facilitate the claims division with surveys to locations to find facts
ANALISIS MINAT MASYARAKAT DESA PURWOSARI KABUPATEN BUNGO MENGGUNAKAN JASA PERBANKAN SYARIAH
Get PDFThis research is about how the interest of the Purwosari village community in using Islamic banking in the midst of a community with a population of 6.206 souls where 85 percent are predominantly Muslim, and it is known that before further research the authors observed that the total number of transactions was 5-10 per day. So that the writer is also interested in conducting research on the interest in saving in the Purwosari village community where the majority of the people are Muslims, and the number of Bank Syarriah customers is still relatively small. Moreover, in that area there are Conventional Banks that have been established for a long time compared to Islamic Banks. The research method used is descriptive qualitative method, and the sample for this research is the entire population using purposive sampling, namely as many as 20 people. The results show that: 1) There is a lack of interest in the people of Purwosari Village, Pelepat Ilir District, in using Sharia Banking services. Because there are still many people in Purwosari Village who still make transactions at conventional banks. 2) What makes the lack of knowledge of the Purwosari village community using Islamic banking services. 3) There are several factors that influence the lack of interest of the people of Purwosari Village in using Islamic Banking services, namely internal factors, social motive factors, emotional factors, location factors, and promotion factor
FAKTOR-FAKTOR SANTRI MUSTHAFAWIYAH LEBIH MEMILIH BANK KONVENSIONAL DARIPADA BANK SYARIAH
Get PDFBanking according to Law No. 10 of 1998 concerning amendments to Law No. 7 of 1992 concerning banking, is a business entity that collects funds from the public in the form of deposits and distributes them to the public in the form of credit and or other forms in order to improve the lives of many people. since 1992 Indonesia has adopted two banking systems, namely conventional and sharia banking systems. In Islam it is clearly stated that Allah SWT has forbidden usury. On this basis, it is not allowed to transact using Conventional Banks because it clearly contains usury. Some scholars have also forbidden to make transactions using Conventional Banks because it is clearly seen to contain usury. This research uses the type of field research (Field Research) which is carried out directly by researchers by going into the field to interview students and teachers who are in the Musthafawiyah Purba Baru Islamic boarding school. The problem discussed is the factor that students prefer to use Conventional Banks rather than Islamic Banks. Some of the factors that influence students to make transactions using Conventional Banks are: location, service, family, self-concept, and reference group factors. From the above factors, there are several factors that can be seen to cause an exhaustion for families to send their children\u27s school fees. Thus it can be said that if an action can cause fatigue for someone then it is permissible to take other actions that do not cause fatigue. But it would be better if parents and students use Sharia Banks to conduct transactions to avoid usury
ANALYSIS OF THE RESPONSE OF COFFEE BEVERAGE BUSINESS ACTORS TO THE OBLIGATION OF HALAL CERTIFICATION IN PANYABUNGAN MANDAILING NATAL
Get PDFThis research method is descriptive qualitative research, namely research that describes certain situations based on facts in the field. The aim of this research is to find out how coffee business actors respond to the obligation of halal certification. The results of this research show that there are several types of responses given by coffee shop business actors regarding the obligation to halal certification. The results of the analysis regarding the responses given by coffee shop business actors to the halal certification obligation are as follows: Responses include knowledge, information, and skills. all sources have different levels of knowledge regarding halal certificates. One of the sources knew a lot about halal certificates, and the other sources were considered to still have minimal knowledge about halal certificates. Responses related to an individual\u27s attitudes, emotions, and assessment of something. All resource persons supported and were motivated to carry out halal certification, because they were aware of the various positive benefits that would be obtained. Responses related to behavior. All coffee shop business actors still seem hesitant about carrying out halal certification because they don\u27t know the details of the Halal Product Guarantee Law. Future suggestions for the government are to immediately overcome the problems that are hampering the implementation of the Halal Product Guarantee Law so that business actors immediately carry out halal certification. For business actors to maintain the quality and halalness of the products they sell so that consumers feel safe when consuming these products
PERAN ORANGTUA DALAM MENGENALKAN BAHASA ARAB PADA ANAK USIA DINI DI ERA DIGITAL
Get PDFThis study aims to familiarize the Arabic language to children since early childhood. It is commenced from the family cycle due to Arabic language learning is not only charged to teachers at school but so are parents who also have the same responsibility on it at home. This study applied the qualitative method by qualitative descriptive approach. Data collection was obtained from observation, invented documents, journals, and the researcher’s experience. The results revealed that the role of parents in familiarizing the Arabic language at early age children is realized in three ways, they are; (1) Parenting by direct involvement in Arabic familiarizing from an early age, (2) Utilizing attractive and fun methods in Arabic learning, (3) Effective and proportional use on digital media to ease the learning process on the Arabic language. This study hopefully can help parents at home and teachers at early childhood schools to teach the Arabic language to early-age children
MODIFIKASI SYARI’AH PADA KERANGKA RISIKO DAN RETURN: MODIFIKASI SYARI’AH PADA KERANGKA RISIKO DAN RETURN
No full textRisiko adalah kemungkinan terjadinya penyimpangan dari rata-rata dari tingkat pengembalian yang diharapkan yang dapat diukur dari standar deviasi dengan menggunakan statistika. Suatu keputusan keuangan yang lebih beresiko tentu diharapkan memberi imbalan yang lebih besar, yang dalam keuangan dikenal dengan istilah “high risk high return”. Untuk mengukur risiko relatif digunakan koefisien variasi, yang menggambarkan risiko perunit imbalan yang diharapkan yang ditunjukkan oleh besarnya standar deviasi dibagi tingkat pengenbalian yang diharapkan. Pengelolaan risiko (risk management) dapat dilakukan dengan menggunakan metode: Identifikasi, Analisis dan evaluasi, Pengendalian, Pemantauan
Return adalah keuntungan yang diperoleh perusahaan, individu dan institusi dari hasil kebijakan investasi yang dilakukan. Menurut R.J. Shook, pengembalian adalah laba investasi, baik melalui bunga atau deviden. Pada saat membahas tentang pengertian bahaya, kita telah mengetahui bahwa dampak/ konsekuensi hanya akan terjadi bila ada bahaya dan kontak/ exposure antara manusia dengan peralatan ataupun material yang terlibat dalam suatu interaksi yang kita sebut sebagai pekerjaan/ sistem kerja
Memahami Esensi Tauhid Melalui Al-Qur’an
Get PDFThis journal aims to explore and understand the essence of monotheism, a basic concept in the Islamic religion, through the guidance of the Koran. Tawhid refers to the monotheistic belief that underlies Islamic teachings, namely belief in the oneness of Allah. The Koran, as the holy book in Islam, is the main source for understanding the concept of monotheism. This journal explores various verses of the Koran that discuss monotheism, providing a deep understanding of the oneness of Allah and its implications in everyday life.
In the theological dimension, tawhid emphasizes the recognition of the existence of Allah as the creator of the universe and the regulator of all affairs. This understanding encourages Muslims to worship and submit completely to His will. Ethically, monotheism motivates individuals to live in accordance with Islamic moral and ethical values, due to awareness of the omniscient and just supervision of Allah.
The meaning of monotheism as an integral concept in Islam provides a foundation for a strong religious and moral life. Understanding monotheism not only creates a close relationship between humans and Allah, but also encourages Muslims to become agents of positive change in society. Therefore, understanding and implementing monotheism is the key to forming strong character and morality for Muslims.Jurnal ini bertujuan untuk mendalami dan memahami esensi tauhid, konsep dasar dalam agama Islam, melalui naungan Al-Qur’an. Tauhid mengacu pada keyakinan monotheistik yang mendasari ajaran Islam, yaitu kepercayaan kepada keesaan Allah. Al-Qur’an, sebagai kitab suci dalam agama Islam, merupakan sumber utama untuk memahami konsep tauhid. Jurnal ini mengeksplorasi berbagai ayat Al-Qur’an yang membahas tauhid, memberikan pemahaman mendalam tentang keesaan Allah dan implikasinya dalam kehidupan sehari-hari.
Dalam dimensi teologis, tauhid menekankan pengakuan akan keberadaan Allah sebagai pencipta alam semesta dan pengatur segala urusan. Pemahaman ini mendorong umat Islam untuk menyembah dan tunduk sepenuhnya kepada kehendak-Nya. Secara etika, tauhid memotivasi individu untuk hidup sesuai dengan nilai-nilai moral dan etika Islam, karena kesadaran akan pengawasan Allah yang maha tahu dan adil.
Makna tauhid sebagai konsep integral dalam Islam memberikan landasan bagi kehidupan beragama dan moral yang kokoh. Pemahaman akan tauhid tidak hanya menciptakan hubungan yang erat antara manusia dan Allah, tetapi juga mendorong umat Islam untuk menjadi agen perubahan positif dalam masyarakat. Oleh karena itu, pemahaman dan implementasi tauhid menjadi kunci dalam membentuk karakter dan moralitas yang kuat bagi umat Islam
PROGRAM BERSIH SEHAT BERSAMA KKN STAIN MADINA KELOMPOK 30 TAHUN 2023
No full textObjective. The activity, namely the Real Work Lecture (KKN) by Group 30 of STAIN MADINA, has been carried out in Siunggam Julu Village in a Southeast Padang Bolak District and is in North Padang Lawas Regency and is in North Sumatra Province. The main challenge faced by Siunggam Julu villagers is the lack of awareness of the importance of protecting the environment. They often do not pay attention to proper waste disposal sites and tend to litter, especially into the river and its surroundings.
Materials and Methods. The materials we use at this stage are tools that will be used in disposing of organized waste bins with the method of collecting data through observations, surveys through interviews and literature research to find the right strategic points in an effort to create separate waste bins based on the type of waste (wet and dry waste), as well as providing education and socialization to the community about the importance of waste sorting.
Results. After successfully establishing an organized waste disposal site in Siunggam Julu Village, we realized that helping villagers understand the concept of sorting waste by type is very important in maintaining a clean and healthy environment.
Conclusion. Through this hygiene activity in Siunggam Julu village we realized the need for a complex understanding of how important differentiated waste disposal bins are