Hoedspruit Development Publication
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The Influence of Representativeness Bias, Optimism Bias and Loss Aversion on Stock Investment Decision Making among Investors in Pontianak City
Full text linkThe study investigates the impact of representativeness bias, optimism bias, and loss aversion on stock investment decision-making among investors in Pontianak City. Using data from the Indonesian Central Securities Depository and other sources, the research explores the trends and behaviors of investors in the capital market. Through multiple linear regression analysis, the study finds significant correlations between these cognitive biases and investment decisions. The results suggest that while representativeness bias and optimism bias do not individually influence investment decisions, loss aversion has a significant impact. The research contributes to understanding the psychological factors affecting investment behavior in the stock market
The Influence of Financial Literacy, Financial Attitudes, and Perceptions of Ease of Use on Decisions to Use Qris in Singkawang City MSMEs
Full text linkThis study aims to determine the influence of financial literacy, financial attitudes, and perceptions of convenience on the decision to use QRIS among MSMEs in Singkawang City. This research employs an associative study method with a quantitative approach. The sample was selected using purposive sampling, and the Slovin formula was applied with a tolerance limit of 10% error, resulting in 150 samples. Data processing was carried out using SPSS 22 for Windows software. Instrument testing included validity and reliability tests. Data analysis methods used were multiple linear regression, T-test, F-test, and the coefficient of determination R2. The results of this research show that the regression equation is positive. Based on the analysis of the coefficient of determination R2, it was found that the decision to use QRIS is influenced by financial literacy, financial attitudes, and the perception of the ease of use of QRIS. The hypothesis testing results indicate that, simultaneously, the variables of financial literacy, financial attitudes, and perceived ease of use of QRIS have a positive and significant effect on the decision to use QRIS. This suggests that financial literacy, financial attitudes, and the perceived ease of use of QRIS can be used as strategies to increase the adoption of QRIS. These findings provide a strong basis for developing policies or strategic systems for digital payments in MSME transactions in Singkawang City
Histomorphological and Comparative Study for Cerebral Cortex Thickness and Length of Brain in Neonate of Human (Statistical and histomorphological investication)
Full text linkTwenty five specimens of tissue brain at age 1-28 days after birth, were used, put in 10% formalin for fixation , then excised from the skull, for twenty hour . Samples of 0.5 cm3 thickness from frontal ,parietal ,temporal and occipital lobes are put in the fixative formalin ten percentage and then obtained for histological technique and finally stained by (H&E). The presented results were based on the analysis of a samples of 25 neonatal corps. The samples were further classified into 2 age groups, first 2 weeks of life with a sample size of 10 brain and the second was 15-28 days of age with a sample size of 15 brain. The antero-posterior cranial length was measured. In addition of the thickness of each of the 4 brain lobes were measured in triplicates and the mean of these 3 samples repeated measurements was used for comparison. The mean frontal lobe thickness ranged between 2.42 to 3.72 mm in the first group or younger age and between 3.11 to 4.28 mm in the second group or older age. The mean of frontal lobe thickness was significantly higher in older age (3.67 mm) compared to younger age (3.05mm). The mean difference in frontal lobe thickness of (0.62 mm) was evaluated as a large difference (Cohen’s d > 0.8). The histological result demonstrated that the parietal and frontal lobes were lo ated at the anterior and lateral cerebral hemisphere and the brain cortex composed by six layers and these are outer molecular and granular . external and inner pyramidal neurons external pyramidal, internal granular, internal pyramidal and polymorphic layers
The Correlation Between Kidney Function Tests and Complete Blood Count in Iraqi Patients with Chronic Hypertension
Full text linkHypertension, also known as the silent killer, is a condition that typically remains asymptomatic until it causes significant harm to the cardiovascular system. Unmanaged hypertension can lead to renal failure, myocardial infarction, and even mortality. Kidney and blood pressure (BP) have a significant correlation with renal failure, particularly renal disease, leads to an increase in blood pressure. On the other hand, high blood pressure worsens the decrease in kidney function in those with kidney disease. This study aims to examine the correlation between kidney function tests (KFTs) and complete blood count (CBC) in Iraqi patients with chronic hypertension. The average disparity in kidney function tests (KFTs) between individuals with chronic hypertension and the control group. Urea, creatinine, and uric acid showed statistically significant increases (p<0.01). The findings indicated a noteworthy reduction (p<0.01) in HGB, HCT, MCH, and MCV concentrations among individuals with chronic hypertension. There is a strong and statistically significant association (p<0.01) between the average increase in urea and creatinine levels and the average reduction in MCH and MCV levels. Additionally, a significant correlation (p<0.01) exists between the uric acid level and deficiencies in HGB, HCT, MCH, and MCV. However, no statistically significant connection (p>0.01) was seen between HGB and HCT levels and urea and creatinine levels. Conclusions: Hypertension individuals with low levels of HGB, HCT, MCH, and MCV tend to have elevated levels of urea, creatinine, and uric acid. Thus, anemia may be advised for people suffering from hypertension and renal illness
The Role of Non-Governmental Organizations in Filling the Government Gap in Mangrove Management: Implications for Increasing Public Value in Palu City
Full text linkThe city of Palu in Central Sulawesi Province, Indonesia, faces significant environmental challenges, including coastal erosion and the risk of natural disasters such as tsunamis. In this context, the existence of mangrove forests is very crucial. This research explores the important role of Mangrove Rangers, a non-governmental organization (NGO), in addressing government gaps in mangrove conservation in Palu City. NGOs play a vital role in enhancing public value through environmental conservation and community empowerment. Mangrove Rangers have succeeded in conserving mangroves by collaborating with various parties. They also play a role in increasing community awareness and participation as well as planning economic development through mangrove-based ecotourism. The research results show that Mangrove Rangers not only contribute to environmental conservation but also strengthen the resilience of local communities to natural disasters. However, challenges such as lack of coordination with the government and minimal access to information are still the main obstacles. These findings highlight how important collaboration between governments and NGOs is in achieving sustainable conservation goals. This research offers important insights that are relevant to other regions facing similar challenges around the world
Responsibility of Village Election Supervisors (PKD) in Omuto Village, Biau District, North Gorontalo Regency
Full text linkThis research aims to determine the responsibility of Village Subdistrict Election Supervisors (PKD) in Omuto Village, Biau District, North Gorontalo Regency. The research method uses a qualitative type. The results of the research show that the responsibility of the Village Subdistrict Election Supervisor (PKD) in Omuto Village, Biau District, North Gorontalo Regency is not yet optimal, where the three indicators used as benchmarks, namely awareness, love or liking and courage, are deemed to have not been met. This can be seen from the low level of awareness of the knowledge and understanding of Village Subdistrict Election Supervisors (PKD) regarding the implementation of elections and electoral laws and regulations as well as the absence of firm action from a Village Subdistrict Election Supervisor (PKD) which can be seen in the minimal number of reports of electoral violations from Village Subdistrict Election Supervisor (PKD) in Omuto Village, even though electoral violations are very real in plain sight, such as money politics
Quality of Public Services at PT. PLN (Persero) ULP Marisa
Full text linkPurpose of this study is to explore aspects of the quality of electricity services through the PLN Mobile application at PT. PLN (Persero) ULP Marisa, which includes the process, SERVQUAL dimensions (Tangibles, Reliability, Responsiveness, Assurance, and Empathy), as well as determinant factors such as personal aspects, leadership, team, system, and situational context. The argument of this study is that the process of improving service quality through the use of the PLN Mobile application can increase customer satisfaction and overall service effectiveness in the ULP Marisa area, Pohuwato Regency. This study uses a descriptive qualitative method through the stages of observation, interviews, documentation, and data analysis. The results of the study indicate that the process aspect in the use of the PLN Mobile application has been attempted, but there are still obstacles in the form of low levels of customer understanding and limited digital literacy. The SERVQUAL dimension shows that tangibles, reliability, responsiveness, assurance, and empathy still need improvement in order to provide services that meet customer expectations. The personal, leadership, and team aspects reveal that collaboration between stakeholders and training to improve personnel competence are essential. The digital-based service system through PLN Mobile shows good potential but requires more intensive socialization to increase user adoption. Customer satisfaction can be increased by strengthening communication strategies and public education regarding the use of the PLN Mobile application. This study concludes that digital transformation through the PLN Mobile application requires strengthening in various aspects to achieve the goals of effective and efficient public services
Variation of sugarcane varieties in stems yield and juice quality under the conditions of Sulaymaniyah Governorate- northern Iraq
Full text linkThis study aimed to investigate the effect of cultivating sugarcane varieties on the production of sugarcane juice and the purity of the juice as well as the yield of both the crop stems and the sugar under the conditions of Sulaymaniyah Governorate- northern Iraq. The space allocated for the experiment was divided according to a Randomized Complete Block Design (RCBD) with four replications. It included three different varieties: CP72-2086, CP89-2143, and CP81-325. The variety CP89-2143 produced the highest increase in the mean number of total stems, reaching 55.8 stems, while the variety CP72-2086 gave the lowest number of stems, reaching 45 stems. The variety CP89-2143 gave the lowest mean stem height, reaching 3.0 m, while the variety CP81-325 gave the highest mean stem height, reaching 3.8 m; 9 (3) The variety CP89-2143 produced the highest increase in mean stem diameter, reaching 3.4 cm, while the variety CP72-2086 gave the lowest diameter, reaching 2.5 cm;(4) The CP89-2143 variety achieved the highest increase in mean stems yield, reaching 92.827 tons/ha, while the CP72-2086 variety gave the lowest yield, reaching 81.474 tons/ha .The CP89-2143 variety recorded the highest increase in sucrose percentage, reaching 16.0 %, while the CP72-2086 variety gave the lowest percentage, reaching 12.2 :The variety CP89-2143 recorded the highest increase in the percentage of juice purity, reaching 87.5%, while the variety CP72-2086 gave the lowest percentage, reaching 67.6 %.The variety CP89-2143 achieved the highest increase in the mean sugar yield, reaching 15.017 tons/ha, while the variety CP72-2086 gave the lowest yield, reaching 9.862 tons/ha
Assessing the Economic Viability of Climate-Resilient Crop Varieties for Smallholder Farmers in Sub-Saharan Africa
Full text linkThe adoption of climate-resilient crop varieties holds immense promise as a strategy to enhance the resilience of agricultural systems in the face of changing climatic conditions. This research delves into the intricate dynamics of farmer decision-making, socioeconomic impacts, and the interplay of policy and market contexts in the context of adopting climate-resilient crop varieties. Through a comprehensive analysis, this study unveils the multifaceted factors that influence farmers' choices, ranging from economic considerations and risk perceptions to access to resources and market dynamics. The socioeconomic impacts resulting from the adoption of climate-resilient crop varieties transcend conventional productivity gains. Improved incomes, heightened food security, resilience to climate shocks, reduced environmental pressures, gender empowerment, and expanded market opportunities collectively contribute to a more holistic and sustainable agricultural landscape. Furthermore, the research underscores the inseparable relationship between effective policy frameworks and responsive market dynamics. Policies that promote research and development, support extension services, and provide incentives are aligned with market demand, enhancing the potential for successful adoption. The findings of this research have far-reaching implications for policy development, agricultural extension services, and development programs aimed at fostering climate resilience. By recognizing the diverse motivations and constraints that farmers face, policymakers and practitioners can tailor interventions that resonate with local realities. The integration of climate adaptation and resilience strategies into national policies and alignment with broader climate agendas is underscored as a crucial pathway toward sustainable agriculture
Analysis of E-service Quality and Trust on Customer Satisfaction and its Implications on Loyality
Full text linkThis study focuses on the significance of electronic service quality (e-service quality) and trust in enhancing customer satisfaction and loyalty in the restaurant industry, specifically within the context of Mobile Point of Sale (mPOS) usage by PT Sarana Digital. As digital technology continues to advance, a profound understanding of the factors affecting customer experience becomes crucial. The objective of this research is to analyze the impact of e-service quality and trust on customer satisfaction and their implications for customer loyalty. The research employs a quantitative approach, utilizing survey data collected from mPOS users across various restaurants. Data analysis is conducted using Structural Equation Modeling (SEM) to test hypotheses and interpret relationships between variables. Findings indicate that e-service quality significantly and positively influences both customer satisfaction and loyalty, with system responsiveness, ease of use, and transaction security identified as key factors. Additionally, trust plays a critical role in enhancing customer satisfaction and loyalty. The study concludes that improving electronic service quality and building trust are essential strategies for PT Sarana Digital to enhance customer satisfaction and loyalty, thereby maintaining a competitive edge in this dynamic industry