Asian Multicultural Research Studies (AMRS)
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The Principle of Independence of Multiple Bank Accounts for A Single Client and its Effects in Cases of Bankruptcy and Seizure
Get PDFThe multiplicity of bank accounts for a single client is a phenomenon observed in most countries, often stemming from financial crises faced by banks. Whether the client is an individual or a legal entity, they have the right to open multiple bank accounts, either within one bank, or across several branches of the same bank, or even in different banks. This gives rise to legal implications. Having multiple bank accounts across different banks generally does not pose any legal issues due to the legal independence of these accounts. However, challenges may arise when opening multiple accounts with the same bank or its branches. Each account is subject to specific rules governing its operation, suspension, and associated transactions. Consequently, there is a variation in the financial returns of these accounts based on their independence, leading to legal implications such as seizure and client bankruptcy. If a client goes bankrupt and has both creditor and debtor accounts, the bank pays the creditor balance in the creditor account to the bankruptcy estate. The bank is treated as a debtor with the debtor account balance and is subject to the division of creditors. This means that the bank cannot offset the creditor side of one account against the debtor side of another account opened by the same client. Moreover, according to the principle of independence, if one of the client's accounts in a bank or its branches is seized, it does not affect other accounts, and the seizure does not extend to them. This is in contrast to situations lacking independence
Forgotten Narratives: Unearthing Social Dynamics and Building Resilience in Micro-Communities of Lesotho
Get PDFThis research explores the social dynamics within Lesotho's micro-communities, shedding light on the intricate interplay of cultural influences, community interactions, and historical resilience strategies. Through qualitative methodologies, the study unveils the adaptive nature of cultural practices, showcasing their role as pillars of community identity and sources of strength during challenges. Community interactions, characterized by reciprocal support and shared responsibilities, emerge as crucial components fostering social cohesion. Historical narratives shape localized resilience strategies, emphasizing the importance of context-specific approaches. The findings contribute nuanced insights to the discourse on community resilience, highlighting the need for tailored interventions that preserve cultural heritage, strengthen social bonds, and acknowledge the historical context of each community
Adolescent Behavior in Promoting Community Environmental Health through Social Media
Get PDFThis study's objective is to evaluate whether or not the use of social media may effectively encourage teenagers to take action that improves the environmental health of their communities. Specifically, the focus of this research will be on the usage of Twitter, Instagram, and Snapchat. According to the findings of this research, using social media as a method to increase young people's awareness of and participation in issues relating to environmental health is a viable option. Teenagers were asked to fill out questionnaires or take exams in order to contribute their responses to this study, which was conducted to gather data. According to the results of this study project, it is possible to utilize social media platforms as an effective marketing approach to influence the behaviors of teenagers with the aim of enhancing the health of the community's environment
Capital Market Reaction in Asean Member Countries Against Market Shock: Russia and Ukraine War
Get PDFThis study aims to find the reaction of capital markets in ASEAN member countries due to the emergence of war between Russia and Ukraine by comparing the values of abnormal returns, cumulative abnormal returns and trading volume activity before and after the Russian attack on Ukraine. This research is an event study research. Event study was developed to analyze market reaction to an event whose information is published. The event used in this study is the market shock condition from the war between Russia and Ukraine. The observation period uses the event window, which is 14 trading days before and after the Russian attack on Ukraine. The analytical tools used in this study were descriptive statistics, normality tests and different tests using the Paired Sample t-Test or the Wilcoxon Signed Rank Test. The results of the first stage of different tests show that overall there was no capital market reaction in ASEAN member countries as seen from the values of abnormal returns, cumulative abnormal returns and trading volume activity at the time of the war between Russia and Ukraine. The results of the second stage of the different test show that the reaction of the capital market seen from the abnormal return value can be seen that the capital market in Cambodia reacted at the time of the war between Russia and Ukraine, from the cumulative abnormal return value, the capital markets in all ASEAN member countries did not react to war incidents
Parent Communication Models in Character Education Teenagers in Manado City
Get PDFThe results showed that parents gave messages (decoding) to adolescents related to character education: religious, hard work, creative, independent, democratic, curiosity, love of the motherland, mutual respect, communicative, peace-loving, honest , diligent, care for the environment, responsible and social spirit. Parents convey character education to teenagers when they are relaxed, when children are happy, when there is togetherness in the family room, when watching TV or movies, and when playing sports together. Decoding and interpreting adolescents' responses to character education from parents, namely: accepting and rejecting on the grounds that parents consider them like small children, messages that are conveyed are too repetitive, dictate, and are conveyed in front of many people. Communication barriers in parents: style of speaking, time and place. Barriers to communication in adolescents: Mood / Situation, and do not want to act under threat. The Model of Parental Communication in the Character Education of Adolescents in Manado City is a Circular Communication Model, in which the process of parental communication in the character education of adolescents takes place continuously in a circular manner. Each communicator, namely parents and adolescents, will be involved in the process of encoding the message, interpreting the message, as well as receiving and decoding the message in turn
The Effects of Criminal Evidence Obtained Illegally
Get PDFThe effects of illegal criminal evidence and its role in the procedures and their impact on the accused to know the authenticity of the criminal evidence obtained illegally. In addition, it supports all legal professionals, and resulting from the criminal investigation and scientific and technological developments in the modern era. The importance of modern forensic evidence in this field has increased with the scientific development and technology and the use of various rapid developments in modern scientific ways to try to get rid of crimes that are difficult for the old methods to detect. The justice apparatus needs legal and scientific basis to supports criminal evidence so that it is fair in front of everyone and far from misleading. The effects of illegal criminal evidence must be dealt with by setting laws that keep pace with modern developments and banishing illegal evidence in order to rid the innocent accused of the crimes against you without legitimate evidence
Spiritual Experience of Type 2 Diabetes Mellitus Patients: Phenomenological Study
Get PDFDiabetes mellitus is a chronic disease that every sufferer must undergo this condition for life. Spirituality is an aspect that cannot be separated from diabetics in living their lives. This study aims to explore the spiritual aspects of diabetes mellitus patients in living their lives. This research using This qualitative research uses a phenomenological study design conducted in the city of Padangsidimpuan. This research design is a phenomenological study involving 10 patients with type 2 diabetes mellitus and was conducted for 3 months (November 2021 to January 2022).. The sample criteria in this study are; people with type 2 diabetes mellitus; diabetic patients who are not cognitively impaired; diagnosed with diabetes for at least 5 years; have a minimum education degree, can communicate verbally and nonverbally. Data analysis using Collaizi method. The results of this study obtained 4 themes and 12 sub-themes. The themes obtained are: 10 effects of diabetes on life; 2) motivation for self-management of diabetes; 3) the role of the spiritual in self-care; 4) a source of strength and hope. Spirituality cannot be separated from the life of diabetic patients. The findings and implicit research that can improve coping and support in self-care of diabetics at home
Savagery and Civilization: Joseph Conrad’s "The Heart of Darkness"
Get PDFThis research paper highlights Joseph Conrad’s satirical portrayal of "The Heart of Darkness" and shows how the white European people, the colonizers, take their lead in the novel to be civilized enough to go over the world and civilize people. Among those people the black people of Dark Continent Africa who were marginalized in the novel and to be called ‘uncivilized’ and ‘savage’ people. Some great empires like the British Empire used the cover of the civilization so as to achieve their desires over the third world countries. Joseph Conrad in his Heart of Darkness talked about these important themes, by showing the hypocritical ways that the British Empire used to colonize the third world countries and how did they use wicked plans to convince the world with their occupation. The British Empire colonized Africa so as to exploit their main resources, especially ivory, to use them in their manufactories. Also, this study aims to show how the British Empire used the cover of religion so as to convince the world of their deeds and to make them legal. This study focuses on the real ‘savagery’ concealing under the cover of ‘civilization’ and the real darkness existing inside the veil of white men. This study is based on historical research linked with a political background of imperialism. This study comes to its conclusion by showing the wicked ways that great empires used to colonize other countries, like Great British, and their policy to spread their control
Are Local Government Information Systems in Indonesia Successfully Implemented?
Get PDFThe increasing development of information and communication technology has an impact on changes in all fields including the government sector which is marked by the enactment of a new policy, namely the Minister of Home Affairs Regulation Number 70 of 2019 concerning Regional Government Information Systems (SIPD). This study evaluates the success of implementing the Local Government Information System (SIPD) application in the Metro City Local Government through the IS Success Model. The Grand Theory used in this research is the Information Success Model. The variables in this study use constructs from the IS Success Model, including information quality, system quality, service quality, user satisfaction, and usage benefits. The sampling technique in this study uses non-probability sampling which uses Purposive Sampling with several criteria for respondents so that a sample of 93 respondents is obtained. Data analysis in this study used SPSS version 26 with path analysis testing. The results showed that information quality, service quality, and user satisfaction had a positive effect on user benefits but not system quality. In this study, user satisfaction mediates between the independent and dependent variables
Determinants of Hypertension in Adolescents and Adults (18-44 years) at the Karang Panjang Health Center, Ambon City
Get PDFThe prevalence of hypertension in Indonesia in the young age group based on the 2018 Basic Health Research has increased significantly to 13.2% in the 18-24 year age group, 20.1% in the 25-34 year age group and 31.6% in the 25-44 year age group compared to 2013. The purpose of this study was to determine the risk factors for family genetic history, obesity, physical activity and psychological stress with the incidence of hypertension. The research method used is Case Control. The number of samples in this study were 146 respondents with details of 73 cases and 73 controls. The data analysis performed was univariate and bivariate with the chi-square test. The results of the analysis showed that family genetic history was a determinant of hypertension with an Odds Ratio (OR) = 72,696 confidence level 95% CI value LL and UL = 22,692 – 232,890; Obesity is a determinant of hypertension with Odds Ratio (OR) = 5.056 confidence level 95% CI value LL and UL = 2.112 – 12.101; Physical activity is not a determinant of hypertension with Odds Ratio (OR) = 1.059 confidence level 95% CI value LL and UL = 0.545 – 2.060; The psychological condition of stress is a determinant of the incidence of hypertension with an Odds Ratio (OR) value = 10,815, 95% CI confidence level, LL and UL values = 4,377 – 26,726. In conclusion, family genetic history, obesity and psychological stress conditions are determinants of the incidence of hypertension. It is recommended for adolescents and adults aged 18-44 years to be able to control eating patterns, carry out regular physical activity and control stress levels and carry out routine blood pressure control every month at health services closest