International Journal of Science, Technology & Management (IJSTM)
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Clustering of Districts Based on Infrastructure Indicators Using K-Means And Average Linkage Methods
No full textAceh Jaya is one of the districts in Aceh Province that has great potential in various sectors, such as agriculture, plantations, and tourism. In the Aceh Jaya District Development Plan (RPK) Book 2023-2026, it is stated that the unequal distribution of infrastructure development in Aceh Jaya District in 2023-2026 has resulted in low investment competitiveness and decreased economic performance. Because of these conditions, this study clusters regions in Aceh Jaya District based on infrastructure indicators so that groups of sub-districts are obtained based on the level of infrastructure development. The method used in this study is clustering analysis by comparing it with two clustering methods, namely K-means and average linkage, which are validated based on the silhouette coefficient value to see which cluster is the best. The results obtained are the Kaiser-Mayer-Olkin (KMO) value of 0.611, which indicates that the sample is representative of a total of eight variables; for the zscore value, there is no outlier data, which means that the data of the eight infrastructure variables can be used entirely. Meanwhile, the clustering results using the K-Means method resulted in 3 clusters, and with the Average Lingkage method resulted in 2 clusters. This means that Aceh Jaya District can be clustered into 2 clusters, as seen from the silhouette coefficient value of 0.736. The conclusion that can be drawn from this research is that infrastructure development has not been evenly distributed in the 9 existing sub-districts, so that strategies and priorities are needed in infrastructure development in Aceh Jaya Regency
Comparative Analysis Of Bumi Serpong Damai City (Bsd) And Nusantara Capital City (Ikn) In The Conceptual Framework Of Sustainable Cities
No full textBSD and IKN City are new cities built in Indonesia with the concept of Sustainable Cities. This research will examine the concepts of BSD and IKN City and the physical development that has been carried out regarding their similarities and differences in the conceptual framework of a coherent city. Using descriptive analysis with purposive sampling. The results of the study found that the basic idea of sustainable cities is basically implemented in the concept and development of BSD and IKN City, especially in its attention to the environment and the application of smart technology in facilitating city management and social life of urban communities
Continuance Intention Analysis Using Unified Theory Of Acceptance And Use Of Technology Model And Unfavorable Attitude Toward Cash Payment Variable In The Case Study Of Pt. Xyz Bank M-Banking Application
No full textThe mobile banking application of PT. XYZ offers two main services, which are the core banking functions: collecting funds from the public and disbursing funds to the public. However, a decline in the number of users of the XYZ mobile banking app has been observed in both Monthly Active Users and Monthly Transacting Users. The study involves respondents who represent the target market of Bank XYZ, such as active users and users who make transactions on the XYZ mobile banking application. Thus, the objective of this research is to evaluate the IT functional-level strategy of PT. XYZ's mobile banking application concerning continuance intention. Further, the study aims to explain the relationships between the variables of performance expectancy, effort expectancy, social influence, and facilitating conditions from the UTAUT model, as well as the variable of unfavorable attitude toward cash payment (UATC), in relation to satisfaction and continuance intention, and the interaction between these variables. Employing a quantitative research method, the sampling technique was non-probability sampling, specifically purposive sampling, as the population was already sufficiently specific to mobile banking users of PT. XYZ, with 310 respondents who are users of PT. XYZ's mobile banking application. Data analysis was performed using CB-SEM with a Maximum Likelihood approach. The research findings indicate that performance expectancy has the most significant influence on continuance intention. The results also show that satisfaction, as an intervening variable, strengthens the significant effect of performance expectancy, effort expectancy, and social influence. Based on the findings, it is recommended to focus on performance expectancy, in line with the results of the descriptive analysis, which suggest that it is an area requiring urgent and critical evaluation. Enhancing performance expectancy can help sustain continuance intention among Monthly Active Users and Monthly Transacting Users of the XYZ mobile banking application
The Effect of Green Supply Chain Management on Firm Performance Mediated by Green Innovation in Cimahi SMEs, Indonesia
No full textThe accelerated growth of economic activities, large-scale industrial expansion, and technological advancements have intensified competition, including among small and medium enterprises (SMEs). Green supply chain management (GSCM), which integrates environmentally conscious practices into supply chain activities, has become a crucial strategy for balancing industrial growth with environmental preservation. This study examines the impact of GSCM on firm performance, mediated by green innovation, in food and beverage SMEs in Cimahi City, Indonesia. SMEs in this sector significantly contribute to the regional economy while generating substantial waste, underlining the need for sustainable practices. The findings reveal that GSCM positively influences Green Innovation, with a strong effect, but has a weak and insignificant direct impact on firm performance. Green Innovation plays a significant role in improving firm performance, with a positive and significant effect. Additionally, Green Innovation acts as a mediator, partially influencing the relationship between GSCM and firm performance. These results underscore the importance of GSCM and Green Innovation in enhancing firm performance and promoting environmental sustainability in SMEs
Crafting The Msmes’ Performance Into Financial Literacy, Financial Inclusion, and Fintech In Emerging Countries
Full text linkThe informal sector in Indonesia in terms of Micro, Small and Medium Enterprises (MSMEs) plays an important role in economic development from macro and micro aspects. The majority of SME owners are aware of the value of a number of strategies for conducting business more effectively. Some of the primary strategies for maintaining MSMEs performance include financial inclusion, financial literacy, and fintech. The objectives aimed at by this investigation were: to study the impact of financial inclusion and financial literacy on SME performances, to observe the influence of mediation effect fintech on financial inclusion and MSME performance, and to examine how the fintech supports financial literacy and SME performance. A well-structured questionnaire using a quantitative research approach was utilized to gather data from 320 owners among Indonesia MSMEs. The finding research revealed that fintech contributed positively and significantly mediates the relationship between financial inclusion, financial literacy, and MSMEs performance. The research's findings aim to shed light on how to develop and promote fintech through providing services that are fair and transparent
Innovation Digital Marketing In Increase Interest Buy Martabak Terang Bulan Arum Consumer
No full textThis study aims to analyze the impact of digital marketing innovation on increasing consumer purchasing interest in Martabak Terang Bulan Arum products. In the digital era, the use of technology-based marketing strategies is one of the keys to winning competition in the culinary market. The research method used is a quantitative approach with data collection techniques through surveys, interviews, and social media analysis. The results of the study show that the application of digital marketing innovation, such as the use of social media, creative content creation, and collaboration with influencers, significantly increases consumer purchasing interest. In addition, factors of service personalization and direct interaction with consumers also contribute positively to customer loyalty. This study provides recommendations for culinary business actors to further utilize digital platforms as an effective and sustainable marketing tool
The Influence of Business, Technology and HR Transformation Strategies on ESG (Environmental, Social & Governance) Performance in the Indonesian Energy Industry
No full textThis study aims to investigate the influence of business transformation strategies, technology and HR on ESG (Environmental, Social & Governance) performance in the energy industry in Indonesia. With the background of awareness of the importance of maintaining long-term company stability, companies are now focusing on business actions that can coexist with the environment and provide positive social impacts. Through a quantitative approach, this study assesses the relationship between transformation strategies and ESG performance, as well as their impact on companies and stakeholders. This study uses secondary data with a research population of companies in the energy sector listed on the IDX. Sample selection was carried out using the purposive sampling judgment method. This approach uses the SEM research model using smartPLS software in data management. The results of the study indicate that the construct of the three transformation strategies, namely technology and HR, can improve ESG performance through the role of business transformation as a connecting moderator. By focusing on these three aspects, the company is expected to optimize ESG performance while simultaneously creating long-term positive impacts for the environment and society
Factors Influencing Purchase Intention To Buy Electric Motorcycles In Indonesia With Attitude As A Mediation Variable
No full textThe adoption of electric motorcycles in Indonesia requires further study. Electric vehicles (EVs) are widely regarded as the most suitable green technology for application in the automotive sector, offering a means to reduce energy consumption and CO2 emissions. This study develops a model of electric motorcycle adoption intention based on the Theory of Planned Behavior (TPB). The objective of this research is to identify the factors influencing consumer intentions to adopt electric motorcycles. Data were collected through a questionnaire distributed to 390 respondents. The research hypotheses were tested using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that environmental concerns, perceived economic benefits, social influence, and brand awareness have a significant positive impact on consumer attitudes toward electric motorcycles. However, government policies do not significantly affect consumer attitudes or interest in purchasing electric motorcycles in Indonesia. Additionally, perceived risk demonstrates a negative correlation with attitudes, indicating that concerns such as limited range, inadequate charging infrastructure, and battery life issues negatively affect consumer perceptions. Meanwhile, consumer attitudes were found to have a significant positive influence on purchase intentions. These findings provide valuable insights for both the government and electric motorcycle manufacturers. Understanding consumer behavior is essential for designing effective strategies to promote electric motorcycle adoption in Indonesia
Management of Pesantren Governance in Improving the Quality of Islamic Education (Multi-site Study at Pondok Pesantren Wali Songo Ngabar Ponorogo and Pesantren Putri Al-Mawaddah Coper Ponorogo)
No full textThis research examines the challenges faced by Islamic boarding schools in educating students, both from internal and external perspectives. The focus of the research is on the planning, organizing, implementation, and supervision of the governance of pesantren at Pondok Pesantren Wali Songo Ngabar Ponorogo and Pesantren Putri Al-Mawaddah to improve the quality of Islamic education. The method used is qualitative with data collection techniques through in-depth interviews, observation, and documentation, as well as single-site and cross-site analysis. The research findings include the importance of transparency, accountability, responsibility, independence, and fairness in every aspect of pesantren governance to create a quality education system. Transparency is evident in financial management and open decision-making. Accountability is realized through adherence to policies and performance evaluations. Responsibility is demonstrated through accountability to the community and regulations. Independence is reflected in the diversification of funding sources and independent program initiatives. Fairness is evident in equal access to education and consistent program evaluation. This research emphasizes that a good governance system is crucial for improving the quality of Islamic education in pesantren
Determinants of Financial Literacy, Digital Literacy and Consumer Confidence Level Mediated by Fintech Literacy on Retail Industry Growth in Indonesia
No full textThis study evaluates how financial literacy, digital literacy, and consumer confidence influence retail industry growth in Indonesia, emphasizing the mediating role of fintech literacy. In the era of industry 4.0, technology, especially fintech, has transformed conventional financial business models into digital ones, accelerating transactions and financial inclusion. The Covid-19 pandemic has further driven digitalization, although it has posed major challenges for the retail industry. This study aims to determine the actual impact of the development of fintech applications including the influence of financial literacy, digital literacy and consumer confidence levels on the development or growth of retail in Indonesia. This study uses a quantitative method with a focus on analysing the relationship between financial literacy, digital literacy, and consumer confidence levels on the growth of the retail industry, both directly and through fintech literacy mediation. The data used are primary data that include information on financial literacy, digital literacy, consumer confidence levels, fintech literacy, and retail growth. Data collection uses a Likert scale questionnaire with a scale of one to five for each variable. The analysis was carried out using multiple linear regression to identify direct relationships between variables and structural equation modelling (SEM) to comprehensively evaluate the influence of fintech mediation. This study shows that financial literacy has a positive and significant influence on retail growth without fintech literacy mediation. However, it does not have a significant effect on retail growth with fintech literacy mediation. In contrast to digital literacy, where digital literacy has a significant and positive effect on retail growth with fintech literacy mediation. While without fintech literacy, this variable does not have a significant effect on retail growth. The level of consumer confidence has a positive and significant effect on retail growth directly and with fintech literacy mediation