Research Repository of UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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Proses penyelamatan dan penyelesaian pembiayaan bermasalah dengan analisis jaminan: studi kasus di PT Bank Syariah Mandiri cabang Padangsidimpuan
Pembiayaan untuk pengusaha mikro di PT Bank Syariah Mandiri Cabang Padangsidimpuan adalah pembiayaan dengan akad murabahah. Nasabah pembiayaan murabahah merupakan pengusaha mikro yang sewaktu-waktu tidak dapat melunasi kewajiban dengan alasan tertentu. Tujuan penelitian ini untuk mengetahui cara penyelamatan dan penyelesaian pembiayaan bermasalah dengan analisa jaminan di PT Bank Syariah Mandiri Cabang Padangsidimpuan. Penelitian ini menggunakan jenis penelitian kualitatif dengan pendekatan deskriptif. Adapun teknik pengumpulan data dalam penelitian ini melalui wawancara, observasi dan dokumentasi. Berdasarkan hasil penelitian yang dilakukan di lapangan, menunjukkan bahwa proses penyelamatan dan penyelesaian pembiayaan bermasalah dengan analisis jaminan pada PT Bank Syariah Mandiri Cabang Padangsidimpuan diselesaikan dengan 2 (dua) tahapan. Pertama, apabila nasabah sudah masuk pada kategori kolektibilitas empat dan lima, maka PT Bank Syariah Mandiri Cabang Padangsidimpuan akan memberikan surat pemberitahuan I, II dan III. Kedua, apabila tidak ada konfirmasi setelah surat pemberitahuan III, maka nasabah akan berurusan langsung dengan Account Maintenance. Walaupun sudah dinilai bermasalah, PT Bank Syariah Mandiri Cabang Padangsidimpuan tidak langsung melelang jaminan begitu saja. PT Bank Syariah Mandiri Cabang Padangsidimpuan masih memberikan kelonggaran waktu kepada nasabah untuk menjual sendiri jaminannya sebelum dilelang oleh bank
Adam a.s bukan manusia pertama dalam tafsir al-tahrir wa al-tanwir karya ibnu ’atsur : analisis surah al-Baqarah ayat 30
Human as a creature created by the Khaliq for several reasons, the theological like to worship Him, pray, away from what he has forbidden and pursue what is commanded. In social language it is to continue to grow and become a useful being. The phrase to be better has certainly been a long process, requiring mental, character, and physical changes. Academically historical studies are always related to phenomena, both phenomena that occur through the something found and a text. Like the findings of fossils or skeletons that are believed to have lived much longer with Adam A.S to Muslim beliefs as the first humans were created.
This is happenedin the interpretation of Ibn 'Atsur in tafsir of al-Tahrir wa al-Tanwir states that once lived a group of beings who have human likeness in QS, al-baqarah (2): 30 regarding the creation of Adam A.S. in his commentary view there is a name quote that became the first creature created but made the destruction of the earth, instead, it was created the prophet Adam A.S as the most perfect form (innovation).
From this the author goes on to trace further on the history of human creation, and focuses problem on the QS. Al-Baqarah (2): 30, and stands on some important questions, what underlies the interpretation? And what influences Ibn 'Atsur's method of interpretation? And what happened at that time?
The results found that his method to interpretation applied by Ibn 'Atsur is not Stagnant in the sense that he always receives a lot of knowledge from various circles of scientists who are considered worthy to be published, like the opinion of Persian and Greek beliefs concerning the first creature is not Adam AS, of humanity and Jin. Absolutely, this is not a real truth according to Ibn 'Atsur also, seen from the interpreter that is not too elongated in this matter. But he still put it because it has the value of science that is considered valuable, seen at that time has been found a fossil or frame that is believed to be a human-like creature that has lived very long. This interpretation is also reinforced by the one-time interpreter Muhammad Abduh who states the same way. The conclusion that can be captured by the author is that when it is a science, there is no harm in being included in a work such as tafsir, to be known to everyone and the extension of knowledge
Problematika kinerja pengurus masjid di Tapanuli Selatan
The background of this research was about the existence of problems for mosque administrators in South Tapanuli Regency, namely idarah, imarah andri'ayah. Hence, the researchers investigated the performance of the mosque administrator, the problems faced, and the solutions to overcome those problems in the management of mosque. The researchers used qualitative research with phenomology approach. The data was collected by interviews and observation. The results showed that the problems of performance of mosque administrators was low knowledge and did not understand the organization the mosque according to the guidelines of Directorate General of Islamic Education. It made the management and operation of the mosque did not optimal and well directed. The solution to overcome those problems done organizational development and administration of empowerment for mosque administrators in order to improve performance in prospering the mosque
The effect of thinking style, self efficacy for the effectiveness of leadership of the headmaster of madrasah tsnawiyah in Southern Tapanuli of North Sumatra
This research is done to get information how influence style reputation, self efficacy to leadership effectiveness. To the effect this research is subject to be word: (1) influence of the style think to leadership effectiveness, (2) influences the self efficacy to leadership effectiveness, (3) the influence of the style think, self efficacy to leadership effectiveness. The method of research using quantitative method. Population is chairman of State and private Tsanawiyah at territorial south Tapanuli. The research sample is using random sampling technic, The kind of research is the path analysis. The research data as questionnaire that acquired of Madrasa Tsanawiyah's chairman of the response. Gatheredding data to utilize a questionnaire analysis's technic utilizes data path analysis. This research result is (1) style think positive direct ascendants to leadership effectiveness with 0.24 's band; (2) self efficacy positive direct ascendants to leadership effectiveness with path's 0.83 Conclusion of the research which is (1) style think positive direct ascendants to leadership effectiveness; (2) self efficacy positive direct ascendants to leadership effectiveness. and (3) think style, self efficacy direct influential leadership effectiveness to leadership effectiveness
Konsep keluarga harmonis dalam Islam
Islam is the most perfect religion because it regulates all the lines of life including the harmonious family. Nick Stinnet and John Defrein says six steps to build a harmonious family as dictated by Ida Rosyidah and Siti Nafsiah: preserving religious life in the family, spend enough time with family, interaction among fellow family members so as to create rapport, mutual respect, union in the family, patienly facing crisis in the household
Penerapan nilai-nilai kearifan lokal Tapanuli bagian selatan dalam mewujudkan dakwah damai dan toleran di tengah arus ideologi transnasional
Ada nilai dan norma dalam setiap masyarakat seperti bentuk adat seperti Masyarakat Tapanuli Selatan, masyarakat harus mengikuti norma dalam menjalankan aktivitasnya di berbagai bidang kehidupan, penerapan nilai adat atau kearifan lokal sangat penting dalam mendukung dan mewujudkan perdamaian dan dakwah yang toleran di tengah-tengah arus mengembangkan ideologi transnasional dan juga untuk mewujudkan masyarakat yang damai dan toleran dalam keragaman bangsa. Dari kajian ini didapatkan bawah 1). Norma-norma sosial dalam bentuk adat istiadat terdapat dalam setiap komunitas masyarakatdan berperan dalam mewujudkan cita-cita masyarakat yang aman, damai dan toleran. 2). Kearifan lokal masyarakat Tapanuli Bagian Selatan dalam bentuk adat istiadat sangat penting diterapkan bagi kelangsungan pergaulan dan kehidupan sosial suatu komunitas masyarakat. 3). Dalam upaya mewujudkan dakwah damai dan toleran di tengah arus ideologi transnasional perlu diterapkan, dilaksanakan dan dikembangkan nilai-nilai kearifan lokal berupa norma adat istiadat sebagai pedoman bagi masyarakat dalam menjalankan kehidupannya yang aman, damai dan toleran
Peranan ulama nusantara abad Ke-18 dalam dakwah
Artikel ini menjelaskan bahwa hubungan Arab dengan kepulauan terjadi dalam beberapa fase, fase pertama, dari akhir abad ke 8 hingga ke 12 dalam hubungan perdagangan, fase berikutnya hingga akhir abad ke lima belas. Muslim Arab dan Persia baik pedagang maupun pengembara sufi, mengintensifkan penyebaran Islam di berbagai wilayah di kepulauan itu. Tahap ketiga adalah dari abad ke-16 hingga paruh kedua abad ke-17, dalam periode ini hubungan lebih bersifat politis selain agama. Hubungan nusantara dengan negara Arab membuat beberapa Muslim Nusantara mulai belajar agama ke negara-negara Arab terutama ke Mekah dan Madinah, setelah mereka belajar dari sumber agama Islam yang menetap di tanah Arab dan sebahagiannya dakwah ke negara masing-masing, dan mereka semua memiliki kontribusi untuk pengembangan dakwah di nusantara