OJS INSTITUT AGAMA ISLAM SULTAN MUHAMMAD SYAFIUDDIN SAMBAS
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Penyebab Kasus Cerai Gugat: Studi di Pengadilan Agama Kota Metro
Get PDFThis research is based on the increasing divorce rates, where external factors such as economic instability, social pressure, and psychological incompatibility further exacerbate marital conflicts. The aim of this research is to identify and analyze the influence of these three factors in the decision-making process of couples divorcing. The research employs a qualitative method with a descriptive-analytical approach, supported by both primary and secondary data collected through interviews and documentation. The results show that economic difficulties, social neglect, and psychological incompatibility play a significant role in triggering divorce. Economic factors such as the inability of couples to meet basic needs, social factors such as stigma and family pressure, and psychological factors such as lack of effective communication, are the primary triggers for the decision to separate. In conclusion, divorce is not only caused by individual differences but also by collective pressures that disrupt marital balance. The implications of this research suggest the need for policies that support couples in facing socio-economic challenges to reduce divorce rates and maintain family harmony
Urgensi Aspek Psikologis pada Pemeriksaan Dispensasi Kawin Perspektif Maqāṣid al-Syarīʿah
Get PDFThis study aims to determine the extent to which psychological aspects should be involved in judges' decisions and how maqosid sharia can be the basis for how important psychological aspects are in examining marriage dispensation. This research uses a normative approach method by reviewing the results of previous researchers and analyzing using the maqosid shari'ah approach. The results of this study indicate that the psychological aspect must have a vital role to determine the mental and emotional readiness of underage brides and grooms who are often undetectable through a purely legal approach. From the perspective of maqāṣid al-syarīʿah, a competent psychological examination (conducted by experts) serves as an effort to protect the soul (ḥifẓ an-nafs), intellect (ḥifẓ al-aql) and offspring (ḥifẓ an-nasl) and can prevent potential long-term negative impacts such as divorce, trauma or mental health problems. A competent psychological assessment also contributes significantly to ensuring that early marriage can only take place in a genuine emergency in accordance with the interests of the child. This assessment also recommends strengthening regulations that require psychological assessments as an integral part of the marriage dispensation procedure in order to create fair and accountable judge decisions
EFEKTIVITAS DALAM MENJAGA EKOSISTEM DI SUNGAI DESA MERABUAN PERSPEKTIF PERATURAN DESA MERABUAN NOMOR 4 TAHUN 2020 TENTANG LARANGAN MENYETRUM, MERACUN DAN MENGEBOM IKAN DAN UDANG DI SUNGAI DI WILAYAH DESA MERABUAN
Get PDFPeraturan Desa (Perdes) merupakan suatu peraturan perundang-undangan yang dibahas dan disepakati oleh Kepala Desa bersama Badan Permusyawaratan Desa (BPD), yang kemudian ditetapkan oleh Kepala Desa. Seperti Peraturan Desa Merabuan Nomor 4 Tahun 2020 Tentang Larangan Menyetrum, Meracun dan Mengebom Ikan dan Udang di Sungai di Wilayah Desa Merabuan. Dimana Perdes ini terbentuk berawal dari laporan masyarakat terkait maraknya kegiatan penyetruman di Sungai Desa Merabuan yang menyebabkan sebagian besar masyarakat dirugikan dari kagiatan penyetruman tersebut. Adapun rumusan masalah dalam penelitian ini yaitu: Bagaimana efektivitas dalam menjaga ekosistem di sungai Desa Merabuan perspektif Peraturan Desa Merabuan Nomor 4 Tahun 2020 Tentang Larangan Menyetrum, Meracun dan Mengebom Ikan dan Udang di Sungai di Wilayah Desa Merabuan dan apa saja faktor penghambat dan pendukung dalam menjaga ekosistem di sungai Desa Merabuan perspektif Peraturan Desa Merabuan Nomor 4 Tahun 2020 Tentang Larangan Menyetrum, Meracun dan Mengebom Ikan dan Udang di Sungai di Wilayah Desa Merabuan. Penelitian ini menggunakan jenis penelitian kualitatif. Penelitian kualitatif merupakan sebuah metode penelitian yang berdasarkan persepsi pada suatu fenomena dengan pendekatan datanya menghasilkan analisis deskriptif berupa kalimat secara lisan dari objek penelitian. Untuk memperoleh data yang diperlukan, peneliti menggunakan observasi dan pedoman wawancara. Berdasarkan hasil penelitian yang di dapat, bahwa efektivitas dalam menjaga ekosistem di Sungai Desa Merabuan Perspektif Peraturan Desa Nomor 4 Tahun 2020 Tentang Larangan Menyetrum, Meracun dan Mengebom Ikan dan Udang di Sungai di Wilayah Desa Merabuan telah berjalan dengan efektif. Dikarenakan dengan berjalannya waktu setelah di tetapkannya Perdes Merabuan ini, sudah tidak ditemukannya masyarakat Desa Merabuan yang melanggar peraturan tersebut, dan meningkatnya kesadaran masyarakat tentang pentingnya menjaga ekosistem terutama ekosistem sungai. Serta meningkatnya hasil tangkapan dari para nelayan di Sungai Desa Merabuan. Dan yang menjadi faktor penghambatnya dikarenakan ketidaktahuan masyarakat akan Perdes tersebut dan kebiasaan masyarakat dalam menangkap ikan menggunakan alat setrum. Sedangkan yang menjadi faktor pendukungnya yaitu adanya Perdes larangan menyetrum sebagai landasan hukum bagi masyarakat, dukungan yang diberikan oleh masyarakat setelah diterbitkannya Perdes larangan menyetrum, meningkatnya kesadaran masyarakat tentang pentingnya menjaga ekosistem sungai, serta kekompakan masyarakat Desa Merabuan dalam menjaga ekosistem di Sungai Desa Merabuan
PENERAPAN SERTIFIKASI HALAL PADA USAHA MIKRO, KECIL DAN MENENGAH (UMKM) PERSPEKTIF MASLAHAH DI KECAMATAN SAMBAS
Get PDFTujuan dari penelitian ini adalah untuk mengetahui bagaimana penerapan sertifikasi halal pada usaha mikro, kecil dan menengah perspektif maslahah di Kecamatan Sambas, dan apa saja faktor penghambat dan pendukung dalam penerapan sertifikasi halal pada usaha mikro, kecil dan menengah di Kecamatan Sambas. Jenis penelitian dilihat dari jenisnya termasuk dalam penelitian kualitatif yang bersifat lapangan (field research), dengan pendekatan penlitian normatif empiris. Hasil dari penelitian yang dilakukan peneliti adalah pertama, tentang penerapan sertifikasi halal pada usaha mikro, kecil dan menengah (UMKM) di Kecamatan Sambas dari sisi maslahah telah berjalan dengan baik. Sebab, sertifikasi halal memberi manfaat bagi individu dan masyarakat. Kedua, faktor penghambat yang terjadi terletak pada kurangnya pengetahuan dan pemahaman tentang sertifikasi halal, proses sertifikasi halal yang rumit dan memakan waktu, kurangnya pendampingan dan sosialisasi dari pihak terkait, adapun faktor pendukung meningkatkan kesadaran masyarakat tentang pentingnya produk halal, dukungan pemerintah, kemudahan mengakses informasi, tumbuhnya lembaga sertifikasi halal, peran aktif MUI
Economic Empowerment of the Ummah through Strengthening the Business Partnership of Pondok Pesantren Mambaul Khoirat Ketapang in Ketapang Regency
No full textThis research discusses the role of the Mambaul Khoirat Islamic Boarding School in empowering the people's economy through strengthening business partnerships in Ketapang Regency. As an Islamic-based educational institution, this Islamic boarding school not only focuses on religious learning, but also plays a role in improving the economic welfare of the surrounding community. This study analyzes Islamic boarding school strategies in building partnerships with various parties, including local business actors, as well as their impact on the economic independence of students and the community. The research results show that Islamic boarding schools adopt a holistic approach through entrepreneurship training, community-based business management, and strengthening sustainable business networks. The developed business partnerships provide wider access to markets and economic resources, thereby increasing the community's competitiveness and economic independence. Thus, strengthening business partnerships at the Mambaul Khoirat Islamic Boarding School has proven to be an effective model of economic empowerment in supporting the welfare of the community based on Islamic values
Competitive Advantage Strategies for the Success of SMEs in the School of Entrepreneurship Bina Amanah Cordova
Get PDFMicro, Small, and Medium Enterprises (MSMEs) play a crucial role in Indonesia’s economy. However, many MSME entrepreneurs lack sufficient understanding of competitive advantage strategies, making it difficult for them to sustain and grow their businesses. This study aims to provide training on competitive advantage strategies for MSME entrepreneurs at the Bina Amanah Cordova Entrepreneurship School (SKBAC). The training was conducted in collaboration with the Faculty of Economics and Business, Universitas Trisakti, through a community service program. The research method involved counseling, experience sharing, and interactive discussions. The results showed an increased awareness and understanding among MSME entrepreneurs regarding differentiation, leadership, and responsiveness. Participants demonstrated improved knowledge and a higher likelihood of implementing competitive advantage strategies in their businesses. This program highlights the importance of continuous education and mentoring to ensure the long-term success of MSMEs
Literasi Keuangan Digital pada Kelompok Wanita Tani (KWT) di Desa Durian Demang Kabupaten Bengkulu Tengah
Get PDFAdoption of digital financial services has the potential to empower women farmers and increase their financial inclusion. This community service provides simple digital financial literacy to women farmer groups (KWT) in Durian Demang Village through socialization, training, and introduction of the SiApik application. The training includes digital money management, online security, digital payments, savings, investments, loans, insurance, as well as fraud prevention and digital budgeting. Participants were enthusiastic because they actively managed household and group finances. However, the digital literacy gap is still a challenge. With the support of appropriate financial products and the right policies, simple digital finance can significantly improve the financial management skills of women farmers
Pelatihan Perencanaan Keuangan bagi Siswa Kelas XI di SMA Koperasi Pontianak
Get PDFThis activity was motivated by the low level of understanding and skills among high school students in managing personal finances, which may hinder their preparedness to face future financial challenges. School cooperatives, as platforms for student economic activities, play a strategic role in enhancing students’ financial literacy and planning capabilities. The primary objective of this program was to provide effective financial planning training, enabling students to manage their personal finances wisely and prepare for a better future. The method employed was a participatory training approach, actively involving students in both theoretical and practical sessions, including budgeting, saving, and basic investing. Data were collected through pretest and posttest questionnaires to measure the improvement in students’ understanding, as well as through observations during the training sessions. The results showed a significant improvement in students’ financial knowledge and skills, as evidenced by an increase in the average percentage of correct answers from 67% in the pretest to 84% in the posttest. Therefore, the training proved effective in equipping students with fundamental financial management skills that support their independence and readiness for future financial responsibilities
IMPLEMENTASI AKAD DANA SIMPAN PINJAM PEREMPUAN PADA PRODUK MURABAHAH DAN WAKALAH UNIT PENGELOLAAN KEGIATAN (UPK) DI DUSUN SETALIK
Get PDFPenelitian ini bertujuan untuk mengetahui implementasi dana Simpan Pinjam kelompok Perempuan (SPP) pada unit pengelola kegiatan di Kecamatan Sejangkung dan Untuk mengetahui faktor-faktor penghambat dan pendukung akad dana simpan pinjam perempuan (SPP) pada unit pengelola kegiatan (UPK) di kecamatan sejangkung. Penelitian ini menggunakan metode penelitian kualitatif dengan jenis penelitian field research. Data yang digunakan berupa data primer yang didapatkan dari hasil wawancara dengan ketua UPK dan data sekunder dapat berupa data jumlah kelompok, dan data nasabah. Teknik pengumpulan data yang digunakan adalah observasi, wawancara, dan dokumentasi. Teknik analisis data peneliti menggunakan reduksi data dan display data. Teknik keabsahan data yang digunakan adalah triangulasi dan member chek. Hasil penelitian ini dapat diketahui bahwa akad yang diterapkan di simpan pinjam perempuan di Sejangkung ada dua yaitu akad murabahah dan wakalah. penerapan akad murabahah di simpan pinjam perempuan akad jual beli jadi sekarang upk menitipkan uang untuk dibelikan barang oleh orang kelompok simpan pinjam perempuan dengan dasar murabahah itu melewati rencana anggaran belanjakan oleh nasabah, seangkan Penerapan akad wakalah di simpan pinjam perempuan dengan mewakilkan kepada ke pengurus kelompok. Dalam pengelolaannya yang menjadi faktor penghambat adalah kurangnya pemehaman masyarakat terhadap sistem syariah, sedangkan faktor pendukungnya adalah bagi orang yang paham dengan sistem syariah tersebut akan ada rasa takut dengan larang-larangan yang ada pada aturan syariah dan konsekuensinya dan bukan dunia saja akhirat pun juga dengan kita mengucapkan bismillah berarti kita sudah melepaskan dunia dan akhirat kita dan segalanya harus di tanggung
THE INFLUENCE OF GREEN FINANCE AND FINANCIAL PERFORMANCE ON THE PROFITABILITY OF PT BANK BTPN SYARIAH IN THE PERIOD 2018-2022
No full textThis study aims to analyze the effect of green finance and financial performance on the profitability of PT Bank BTPN Syariah during the period 2018-2022. Green finance is measured through financial indicators that reflect sustainable financial practices, while financial performance is evaluated using financial ratios such as ROA, BOPO, and NPM. The data used came from the annual and quarterly financial statements of Bank BTPN Syariah as well as data related to green investment. Statistical analysis, including regression and correlation analysis, was used to assess the relationship between the variables. The results showed a positive influence of green finance and financial performance on the profitability of BTPN Syariah Bank. Sustainable finance practices can improve financial performance and, consequently, contribute to bank profitability. The implications of these findings provide valuable insights for Bank BTPN Syariah and other financial institutions interested in strengthening the sustainability dimension in their operations and investment policies. This study contributes to the sustainable finance literature and provides practical insights for stakeholders in the Islamic banking sector. Recommendations focus on strengthening sustainable finance practices and optimizing financial performance to improve profitability, in line with the commitment to green economy principle