EKSIBANK (Ekonomi Syariah dan Bisnis Perbankan - E-Journal)
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The Human Rights In Islam (The Study of Al-Muwafaqat by Imam Al-Syathibi): Moch. Cahyo Sucipto
Get PDFThe zhahiriyyah school is a school that stores certain texts by forgetting the global objectives of sharia. Among them there are those who are more dominant with the nature of religion, and among them there are those who are dominant in the nature of politics, even though they are all the same in terms of understanding literalism. The Zhahiriyya have been exaggerated in extracting text literalism to bring them to the strange understanding rejected by religion and reason. Zahiriyyah characteristics literal understanding and interpretation in understanding and interpreting texts without seeing things hidden in them, both in illat form and intentions that can be known by profound researchers: 1) Difficult and difficult; 2) Arrogant towards their opinions; 3) Don\u27t accept different people; 4) Kafir people who have different opinions; 5) Whatever slander. The Bathiniyyah school is the opposite of the forgotten zhahiriyah school, even deliberately refusing, certain texts. This flow claims that they see the common good and global goals. This flow dares to oppose religious texts brought by the revelation ma`sum, both the Qur\u27an or al-Sunnah. They reject the text without caring, and freeze it without knowledge and guidance unless they follow the nature of themselves or others who want to make slander against the teachings of truth revealed by God. When they annulled religious texts in the name of human benefits. They claim that from these spies they are not out of the Shari\u27ah, they defend their intentions and maintain their spirit and substance, even though they do not maintain symbols and forms. Characteristics of the divine; 1) Superficial understanding of sharia `ah; 2) Dare to think without knowledge; 3) Follow westward. The third characteristic of the bathiniyyah school is to follow the other, west, both capitalism, liberalism or marix, all born in the west. From this they want to impose Western philosophy on the life, western views of religion, the concept of western scularism, and western, social, political, linguistic, and cultural legal theories for us. Some of them said, "we have to eat when they eat, dress when they are dressed, write when they writeThe zhahiriyyah school is a school that stores certain texts by forgetting the global objectives of sharia. Among them there are those who are more dominant with the nature of religion, and among them there are those who are dominant in the nature of politics, even though they are all the same in terms of understanding literalism. The Zhahiriyya have been exaggerated in extracting text literalism to bring them to the strange understanding rejected by religion and reason. Zahiriyyah characteristics literal understanding and interpretation in understanding and interpreting texts without seeing things hidden in them, both in illat form and intentions that can be known by profound researchers: 1) Difficult and difficult; 2) Arrogant towards their opinions; 3) Don\u27t accept different people; 4) Kafir people who have different opinions; 5) Whatever slander. The Bathiniyyah school is the opposite of the forgotten zhahiriyah school, even deliberately refusing, certain texts. This flow claims that they see the common good and global goals. This flow dares to oppose religious texts brought by the revelation ma`sum, both the Qur\u27an or al-Sunnah. They reject the text without caring, and freeze it without knowledge and guidance unless they follow the nature of themselves or others who want to make slander against the teachings of truth revealed by God. When they annulled religious texts in the name of human benefits. They claim that from these spies they are not out of the Shari\u27ah, they defend their intentions and maintain their spirit and substance, even though they do not maintain symbols and forms. Characteristics of the divine; 1) Superficial understanding of sharia `ah; 2) Dare to think without knowledge; 3) Follow westward. The third characteristic of the bathiniyyah school is to follow the other, west, both capitalism, liberalism or marix, all born in the west. From this they want to impose Western philosophy on the life, western views of religion, the concept of western scularism, and western, social, political, linguistic, and cultural legal theories for us. Some of them said, "we have to eat when they eat, dress when they are dressed, write when they writ
Implementasi Akad Murabahah Pada Pembiayaan Rumah Non Bank Di Puri Nirana Cigelam Purwakarta
Get PDFThis study discusses how to determine the Margin Murabaha in the purchase or financing agreement, what constraints faced in the determination of Margin, what efforts are made in the implementation of Murabahah agreement on the financing of non-bank housing and how the consumer response to the application of murabahah contract in Puri Nirana Cigelam. This research uses descriptive qualitative method by using primary data and secondary data. The result of the research shows that margin acceptance in murabahah agreement based on agreement, the agreement is 10%, in reality the margin obtained in every year is less than 10%. There is no constraint in determining the margin in the murabaha scheme that has been implemented in Puri Nirana Cigelam, Murabahah scheme implementation in the financing of non-bank house in Puri Nirana Cigelam is signing the agreement of both parties between the developers who sell the house and the consumer who bought the house with the clarity of price and payment flat as well as the margin or profit setting that both parties agree on. Consumer response to the implementation of murabahah agreement in Puri Nirana Cigelam castle that many agree and good, average, so the existence of Puri Nirana Cigelam, akad applied in Puri Nirana Cigelam, Islamic Concepts and Value Syari\u27ah and facilities provided by the PNC is the reason consumers choose to buy housing in Puri Nirana Cigelam
Sektor Informal Sebagai Ketahanan Pangan Dalam Pilar Pertahanan Ekonomi Demokrasi
No full textSmall businesses are in the informal sector among the lower layers of society in order to survive. Global economic conditions amid an increasingly competitive force people to think creatively. Create a wide variety of ideas results, fikir power, which is manifested in a real innovative. Emerging creative economy and bloom like mushrooms grown where - where in the form of a small business, is now becoming a phenomenon. The phenomenon that is present as a result of the effort to be able to defend themselves in a hostile economic conditions.This research was conducted through a qualitative method approach with a descriptive case study that describes the informal sector as a pillar of food security in supporting the social economy. Through informal businesses in this global competition, the fact that businesses in the community canteen trader is able to survive in the midst of heavy and hard to face the era of the Asean Economic Community (AEC) by the inclusion of a wide range of formal business sectors on a large scale. Many investors into Indonesia with the ease of getting the facility. In the end, small businesses in the informal sector with a wide range of creative product capable of competing creative ideas continue to be developed along with the ability and willingness to be applied in the work of innovative, to be able to continue to live better. This is the central pillar of food security which occur in supporting community economy competitive
Kontribusi Hukum Islam dalan Proses Taqnin Undang-Undang Nomor 10 Tahun 1998 Tentang Perbankan
Get PDFSetelah dilegislasikan UU No. 10 Tahun 1998 tentang Perbankan, kemajuan lembaga perbankan syari’ah di Indonesia relatif berkembang pesat, karena kendala-kendala institusional maupun yuridis telah diatasi. Menurut hemat penulis, prinsip bagi hasil (profit and loss-sharing) sejenis mudharabah sangat cocok diterapkan pada sektor riil dan pengembangan usaha kerakyatan, karena sebenarnya sudah sangat seusai dengan pola yang diharapkan mampu me-back up industri besar yang kini mengalami tingkat persaingan yang sangat kompetitif.Bagi hasil mudharabah di bank syariah bisa dioptimalisasikan melalui berbagai langkah, antara lain adalah kesinambungan dan transparansi informasi terhadap usaha yang akan dijalankan. Informasi usaha dan pasar adalah sesuatu yang sangat penting dan berharga dalam setiap usaha. Oleh karena itu langkah ini bisa dimaksimalkan melalui database yang aktual, rinci, dan faktual, sambil terus mencari dan menemukan format usaha yang sesuai dengan iklim usaha tersebut.Langkah lainnya adalah dengan pengembangan industri-industri kecil yang dibina langsung oleh bank syariah. Industri ini benar-benar milik rakyat, prospektif, dan dikelola dengan amanah. Industrialisasi adalah salah satu kunci penting bagi negara kita untuk dapat survive di saat krisis seperti ini, dan melatih bangsa kita menjadi bangsa yang mandiri.Langkah terakhir yang perlu segera ditindaklakjuti adalah membuat aturan dan regulasi yang tepat, terstandarisasi dan sesuai dengan prinsip syariah. Umat Islam sangat berharap legalisasi produk bank syariah bisa dipertimbangkan oleh DPR dan pemerintah untuk menjadi hukum yang positif. Aturan ini nantinya menjadi payung yang sah terhadap gerak-gerik pelaksanaan pembiayaan mudharabah terhadap industri-industri kecil.Mudah-mudahan semakin banyak pihak yang memahami pentingnya prinsip bagi hasil (profit and loss-sharing) dalam memainkan peranannya pada setiap pembiayaan usaha di Bank Syariah. Jika ini berhasil dilakukan, maka sektor riil dapat berkembang pesat dan negara kita akan memiliki industri usaha yang kuat. Pada akhirnya, ini diharapkan dapat mengatasi berbagai permasalahan ekonomi yang kini melanda di negara kita, karena sesungguhnya prinsip bagi hasil (profit and loss-sharing) adalah pola yang tepat dalam pengembangan sektor riil di negara kita
Pembangunan Ekonomi Dalam Perspektif Islam
Get PDFIslam lebih mengedepankan pola-pola agama yang memandang sebuah kemaslahatan dalam dua dimensi yaitu dunia dan akhirat kelak. Perbedaan ekonomi Islam dengan ekonomi konvensional terletak pada filosofi ekonomi, bukan pada ilmu ekonominya. Filosofi ekonomi memberikan ruh pemikiran dengan nilai-nilai Islam dan batasan-batasan syariah. Sedangkan ilmu ekonomi berisi alat-alat analisa ekonomi yang dapat digunakan. Bahwa ekonomi Islam adalah sebuah ajaran atau doktrine dan bukannya ilmu murni (science), karena apa yang terkandung dalam ekonomi Islam bertujuan memberikan sebuah solusi hidup yang paling baik. Sedangkan ilmu ekonomi hanya akan mengantarkan kita kepada pemahaman bagaimana kegiatan ekonomi berjalan. Ekonomi Islam sebagai sistem ekonomi yang baru diterapkan di dunia perbankan khususnya di negara Indonesia terdapat management syariah (ekonomi Islam) yang kurang professional
Pengaruh Kualitas Pelayanan Terhadap Loyalitas Anggota BMT Mardhatillah Berkah Cabang Purwakarta
No full textThe purpose of this study is to determine the influence of Service Excellent To Savings Loyalty On Members BMT Mardhatillah Berkah Branch Purwakarta. In this study, the object of research is the Savings and Loans Cooperative BMT Mardhatillah Berkah Branch Purwakarta. This research is included into descriptive research. Primary data collection through questionnaires with sample determination using Probability Sampling technique. Data analysis techniques used in this study is the validity of data, data reliability, data normality, data heterokedastisitas. While the test design using linear regression data analysis, correlation coefficient, coefficient of determination.
The results showed that Service Excellent has a significant effect on Member Loyalty At Baitul maal wat tamwil Mardhatillah Berkah Branch Purwakarta. This is seen from the results of hypothesis testing where the value 14.121 (t count)> 1.66 (t table). With the level of significance is 0.000 smaller than 0.05. The correlation coefficient value of 0.776 and the coefficient of determination = 60.2%. Furthermore, the rest is influenced by other variables not examined in this research
Analisis Minat Masyarakat Dalam Berinvestasi Dinar Di Gerai Dinar Purwakarta
No full textThe purpose of this study was to determine the effect of public interest in dinar investment. In this study, the object of the research was the Purwakarta Dinar Outlet. This research was included in the descriptive study. Primary data collection through questionnaires by determining samples using Non Probability Convenience Sampling technique. Data analysis techniques used in this research data are data validity, data correlation, and data normality. While the test design uses simple linear regression data analysis, correlation coefficient, and determination coefficient. The results of the study show that the interest of the community has a significant effect on dinar investment. This is seen from the results of the submission of a hypothesis where the t count value is 6.475> t table -, 195. With a significant level is 0.000 less than 0.05. The correlation coefficient value is 0.866 and the coefficient of determination = 75.1% and the remaining 24.9% is influenced by factors other than interest
Dimensi Ekonomi Dalam Kehidupan Nabi Adam (Tafsir Surat Thaha Ayat 117-119 Dan Surat Al-Baqarah Ayat 36)
Get PDFThe hikmah existence of Prophet Adam saw., as the first man who is created by Allah swt to be a caliph in the earth.. Allah create him as the first man with perfection of sense, and particular among other things, and live in heaven. So the concept of prosperity begins with a preliminary description in heaven. Syetan deceive him and ordered out of heaven,has appeared practice require of needs, hard work and the concept of prosperous as part of the economic dimension
Implementasi Akad Ju’alah Dalam Lembaga Keuangan Syariah
Get PDFJualah is a kind of a promise expressed by someone who lost something of his lost item by giving some kind of reward to the one who found it, with certain limitations. Things are usually done for things that are considered very important. Ju\u27alah concept that most people understand almost the same as the concept of ijarah so that in understanding an act mu\u27amalah sometimes different understand. Well for more details what is meant by ju\u27alah? Jualah or jialah, derived from Arabic: ja\u27ala-yaj\u27alu-ja\u27lan. Ja\u27ala is literally meaningful to make or make, while Ju\u27alah means wage, price or salary. Everyday life we often encounter someone who lost his son, because the child is very very important for his parents so that the lost parents are holding a contest, who can find it will be given a gift with the conditions set by. In this case the author. Will try to discuss the justification agreement meaning etymology means wages or rewards given to someone because the person is doing or performing a particular job. The terminology of fiqih means "an Iltizaam (responsibility) in the form of a promise to give a certain voluntary wage reward against a person who successfully performs an act or provides an uncertain service can be executed or produced as expected
Analisis Transaksi Akad Salam Dalam Jual Beli Online
Get PDFBased on the previous discussion, and referring to the results of the research that has been done, it can be concluded the following points: The greeting contract scheme in buying and selling online there is muslam (buyer), muslam ilaih (seller), muslam fihi (object of goods) and also sighat ( consent and qabul); The contract of greeting in buying and selling online, has fulfilled the rules and legal requirements that apply in the law of fiqh, and is in accordance with the DSN MUI fatwa in 2000. Looking at the process and scheme of the agreement to sell online this is a permissible form; The mechanism in the transaction of the contract to buy and sell online makes it easy for consumers to make transactions online