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    THE EFFECT OF AGRICULTURAL CO-OPERATIVE MEMBERSHIP ON FARMER'S WELLBEING IN PYINMANA TOWNSHIP

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    The role of co-operative societies plays a significant part in Myanmar’s economic and social development, especially in rural and underserved areas. Among these, agricultural co-operative societies provide essential services that directly support farmers by facilitating access to agricultural inputs and resources. This study investigated the nature of agricultural support offered by co-operative societies to their members and examined the impact of agricultural co-operative membership on the wellbeing of farmers in Pyinmana Township. A total of 130 co-operative members were selected using a simple random sampling method. Primary information was obtained directly from respondents through the use of structured questionnaires, while secondary sources included official records and relevant literature. The findings revealed that both loan and fertilizer assistance had a significant positive impact on the wellbeing of farmers. These supports contributed to increased agricultural productivity, higher income, and greater capacity to invest in education, healthcare, and household needs. In contrast, seed support showed a negative and statistically significant effect, which was attributed to factors such as inconsistent distribution, low adoption, and dissatisfaction among members. The study concludes that co-operative membership can significantly improve farmer wellbeing when support services are timely, equitably distributed, and effectively utilized. It recommends enhancing loan delivery systems, ensuring fair distribution of agricultural inputs, and increasing member awareness to maximize the impact of co-operative programs on rural development

    FACTORS INFLUENCING ON CUSTOMER SATISFACTION OF OOPS FAST FOOD RESTAURANT IN MANDANAY

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    This study investigates the effects of influencing factors on customer satisfaction of OOPS Fast Food in Mandalay. The objective of this study is to identify the level of influencing factors on customer satisfaction of OOPS Fast Food in Mandalay. Primary data and secondary data are used in this study. The primary data are collected, through a structured questionnaire with a seven-point Likert scale, from 150 customers by using systematic random sampling method. The collected data were analyzed using descriptive statistics, correlation analysis, and multiple regression analysis. The findings indicated that tangibles and empathy emerged as the only statistically significant predictors of customer satisfaction. Empathy was the most influential factor, demonstrating the strongest effect on satisfaction. Since empathy was the strongest driver of satisfaction, OOPS owner should invest in staff training programs. Owner should implement regular workshops emphasizing active listening techniques, appropriate verbal and non-verbal communication, and effective complaint resolution strategies

    DETERMINANTS OF CUSTOMER SATISFACTION TOWARDS CUSTOMER LOYALTY AT LUSTRE BAGAN RESORT

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    This study aims to Determinants of Customer Satisfaction towards Customer Loyalty at Lustre Bagan Resort. The specific objectives are to identify the level of determinants of customer satisfaction at Lustre Bagan Resort, to analyze the effects of the determinants on customer satisfaction at Lustre Bagan Resort and to examine the affect of customer satisfaction on customer loyalty at Lustre Bagan Resort. Primary data and secondary data are used in this study. The primary data are collected, through a structured questionnaire with a seven-point Likert scale, from 200 respondents in Lustre Bagan Resort who are collected data using 3 in 1 systematic sampling method. Secondary data are acquired from the records, relevant text books, articles, journals and previous studies. The primary data are analyzed using descriptive statistics, reliability analysis, correlation analysis, and multiple regression analysis. Based on the findings of the correlation study, it can be observed that there exists a positive link between all the factors and customer satisfaction, and customer loyalty. Furthermore, the findings of the regression analysis reveal that among the variables examined; reliability, empathy, and place, only these three variables exhibited a statistically significant positive impact on customer satisfaction and customer loyalty. According to the findings, Lustre Bagan Resort’s should prioritize enhancing reliability, empathy, and the convenience of the resort’s location can directly strengthen customer satisfaction and, in turn, customer loyalty. This study proposes that the hotel manager should focus on enhancing employee interpersonal behavior and knowledge in delivering services in order to enhance customer satisfaction and customer loyalty at Lustre Bagan Resort

    Human Resource Management Practices and Organizational Performance of Young Insurance Co.,Ltd( Hla Myat Thu, 2025)

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    his study attempts to examine the effect of Human Resource Management (HRM) practices on the organizational performance of Young Insurance Co., Ltd. It focuses on three HRM practices: training and development, performance appraisal, and compensation and benefits, which are the dominant practices of the company. Quantitative research method is applied in this study. A sample of 160 employees is selected using a simple random sampling method to gather primary data. According to the correlation analysis, the results indicate that training and development, performance appraisal, and compensation and benefits are strongly correlated with the organizational performance of Young Insurance Co., Ltd. Among these three HRM practices, performance appraisal is the biggest statistically significant effect on organizational performance, followed by compensation and benefits, and then training and development. Regarding the effect of HRM Practices on organizational performance, the study revealed that performance appraisal has the largest effect on organizational performance. The study reveals that compensation, benefits, and training significantly impact organizational performance at Young Insurance Co., Ltd., suggesting clear goals, continuous feedback, and consistent evaluation criteria for effective performance appraisal

    The Effect of Bancassurance Practices on Performance of KBZMS General Insurance Co.,Ltd ( Ye Wint Htoo,2025)

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    This study examines the effect of bancassurance practices on the performance of KBZMS General Insurance Co., Ltd. The study focuses on identifying the bancassurance practices employed by KBZMS and analyzing the effect on the organizational performance. A quantitative research method is adopted and utilizing both primary and secondary data. Primary data is collected through a structured questionnaire. The target population is 80 employees who working at bancassurance department and sample size is 67 respondents, using Yamane (1967), and selected using a simple random sampling method. Secondary data is derived from official reports, company records, journals, newspapers, and magazines. Statistical analysis is conducted using descriptive and analytical statistics tool. The findings indicate that bancassurance practices correlated with KBZMS performance. Among the three bancassurance products such as motor vehicle insurance, fire and allied perils insurance, and marine cargo insurance, fire and allied perils insurance demonstrates the most statistically significant effect on KBZMS performance, followed by motor vehicle insurance. Marine Cargo does not effect on performance. The study highlights the importance of bancassurance in expanding KBZMS reach, improving customer segments, retaining customers, market reach and share, customer loyalty, increased premium income, reduce operational costs and financial obligations and emphasizes the importance of focusing on fire and allied perils insurance for growth while identifying opportunities for strategic improvements in other areas

    Factors Influencing Performance of Life Insurance Agents in Myanmar ( Zin Mar Htay, 2025)

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    The objective of this study is to analyse the factors influencing the performance of life insurance agents in Myanmar, focusing on skills, training, personality traits, and motivation. Using a quantitative approach, data from 272 agents were collected through simple random sampling and analyzed with descriptive statistics and regression analysis.The findings show that skills, training, and personality traits positively affect agent performance, while motivation plays a crucial role in enhancing agent effectiveness. Communication and negotiation skills were identified as the most vital for sales success, and agents highly valued training on motivation and ethical sales. However, training on industry trends received lower ratings, highlighting the need for updates. Motivation was primarily driven by the desire to help clients and earn a good income, with less emphasis on company support. The study recommends enhancing communication and negotiation skills, updating training programs to include current industry trends, and improving motivation strategies through better incentives and organizational support. Additionally, fostering professionalism and clear communication is essential for improving agent performance

    "Factors Influencing on Female Labor Force Participation in Hmone Daing Sanpya Village Tract, Meiktila Township"

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    "Today, female labor force participation is the prime indication and women have become relatively more engaged in the labor market. The increasing trend highly concerned with various socio-economic factors. This study aims to empirically investigate the socioeconomic determinants of women’s employment status in Hmone Daing Sanpya Village Tract. The sample 464 women aged between 15-64 years was randomly selected to collect the data with structured questionnaire. Binary logistic regression analysis was employed to analyze the determinants of female participation in labor force. The study found that more than half (67%) of the sample women are working while the remaining are not working. Whereas the percentage of government staff and private employee are very low in labor force, most of the sample women work own business. The study observed that as women's age increases, the chance of labor force participation among women increases. The women with under-graduate level of education are more likely to participate in labor force. The study found that higher the level of education, the lesser the chance a women has in participating in the job market. The study also suggests that the number of dependent persons in family and place of work are significant factors influencing the women’s labor supply.

    The Role of Court-Led Mediation in Civil Suits of Myanmar

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    "Court-Led Mediation System"" has been started throughout Myanmar since 1st August 2022. Mediation is important for the emergence of justice that is trusted by the public, jurisdiction on cases correctly and quickly in accordance with the law, implementation of the public's access to justice and fair trial, and strengthening the ability to conduct timely investigations and judgments. This study aims to increase public awareness in order to know that the court-led mediation process is an efficient and quick solution system for justice in Myanmar's society. As the findings, this study found out the effectiveness and weaknesses of mediation, the knowledge and the attitudes of the lawyers and clients who resided in Naypyidaw Union Territory by collecting their answers to questionnaires of mediation and by studying the mediated cases at the Departments of Mediation during the Court-Led Mediation Pilot Program. Therefore, this study will support the Courts that are hearing civil suits and also the lawyers and the clients who will conduct the mediation. Moreover, as for the field of teaching and learning process for law specialization, the teachers who teach the Code of Civil Procedure and the undergraduate and postgraduate students who do their thesis will be assisted in some ways.

    Agent Job Satisfaction and Retention at Myanmar Insurance ( Lay Lay Win, 2025)

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    This study investigates the factors affecting job satisfaction and agent retention at Myanma Insurance, with a particular focus on the role of commission and incentives, work-life balance, training and development, and supervisory leadership. Using a quantitative research approach, the study analyzes data collected from a sample of 148 active general insurance agents of Myanma Insurance, selected through simple random sampling. The findings reveal that the Training and Development factor has the highest mean score, indicating that agents value the training programs and professional development opportunities provided by the company. Commission and Incentive, although still regarded positively, showed the low mean score, suggesting potential areas for improvement in the structure and rewards. Regression analysis demonstrated that both Commission and Incentives and Training and Development have a significant positive effect on job satisfaction, while Work-life Balance and Supervisory Leadership did not show significant effects within this context. Furthermore, the study found that higher levels of job satisfaction strongly affect with increased retention. The study recommends that Myanma Insurance prioritize improving its commission structure and enhancing training programs to foster greater job satisfaction and retention among agents. The results highlight the importance of focusing on both financial incentives and professional development to ensure long-term success and stability in the workforce

    Competitive Strategies and Performance of Insurance Companies in Myanmar ( Nang Hom Phoung, 2025)

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    This study examines the effect of competitive strategies on organizational performance of insurance companies in Myanmar. This study focuses on the influence of cost leadership, differentiation and focus strategy on performance of insurance companies in Myanmar. A two-stage simple random sampling method was used to select respondents who are at management level from insurances companies. Structured questionnaires were used to collect primary data. A quantitative research approach was used to analyse the data. This study found that cost leadership strategy and differentiation strategy adopted by the insurance companies have positive effect on the organizational performance. Differentiation strategy exhibits the highest effect on the performance of the insurance companies. The study recommends that insurance companies should focus more on cost leadership strategy and differentiation strategies to enhance financial performance and non-financial performance of the companies

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