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    A Study on The Socio-Economic Conditions of Hinthada Township in Ayeyarwady Region (Thike Tun Aung, 2025)

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    This study examines the socio-economic conditions of Hinthada Township in Ayeyarwady Region, Myanmar, through a comprehensive analysis of demographic, educational, health, and infrastructural dimensions. Using a structured household survey covering 400 households, 126 from urban wards and 274 from rural villages, the study captures a representative picture of livelihoods and access to services. The results reveal that agriculture remains the primary occupation, with household income levels varying significantly. Educational attainment is moderate, though enrollment among children is relatively high, with financial constraints and transportation as key barriers. Health and sanitation access is limited by distance and transport options, with significant reliance on out-of-pocket expenditures. Most residents live in semi- permanent housing, and while electricity access is improving, water and road infrastructure remain inadequate. The findings highlight disparities between urban and rural populations and underscore the need for targeted development interventions, especially in health, education, and infrastructure. By identifying key challenges and priorities, this study contributes to local development planning and policy formulation aimed at improving the quality of life in Hinthada Township

    A Study on The Effect of 1000 Days Project on Maternal and Child Health in Labutta Township (Tun Min Aung, 2025)

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    This study examines factors influencing the 1000-day project on maternal and child health in Labutta Township, Myanmar. The study aims to examine the factors influencing the 1,000-days project on maternal and child health and to identify challenges and barriers faced during the implementation of the project. This study used a descriptive method based on both primary and secondary data. Primary data was collected from 263 respondents who are mothers through field surveys under 1 RHC and 4 Sub Rural Health Centers (Sub-RHC). Findings reveal that insufficient healthcare staff, irregular service availability, and distance to medical facilities presented serious access issues for maternal and child health. This study highlights that to improve the health of mothers and children by addressing socio-economic vulnerabilities through targeted cash aid, food assistance, and income-generating opportunities, as well as expanding access to healthcare services and increasing the number of qualified healthcare staff, particularly in rural and hard-to-reach areas in Labutta Township

    Analysis of The Costs and Benefits of a Road Infrastructure Project: (A Case Study of The Maubin-Samalauk Road) (Wai Wai Thaw, 2025)

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    This study assesses the economic and social impacts of the Maubin–Samalauk Road project, implemented under a Build-Operate-Transfer (B.O.T.) model in Myanmar’s Ayeyarwady Region. The primary objectives are to identify project costs and evaluate the benefits arising from the infrastructure upgrade. Economic viability was analyzed using Net Present Value (NPV), Benefit-Cost Ratio (BCR), and Internal Rate of Return (IRR) methodologies. Traffic surveys indicate that the improved road, including the bridge approach and bypass, has enhanced transportation efficiency and accommodated increased volumes of heavy vehicles, thereby supporting regional logistics. Vehicle Operating Cost (VOC) was used as a key measure of highway user benefits. The project yielded an IRR of 8.23%, a positive NPV, and a BCR of 1.39, confirming its economic soundness. Beyond financial returns, the project delivered notable socio-economic benefits by reducing travel time, lowering VOC, and improving rural–urban connectivity, thereby contributing to local development and poverty reduction

    Food Waste Reduction Behavior among Customers at Mr. Jerry Thai BBQ & Hotpot (Khine Thidar Swe, 2025)

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    This study aims to analyze the mediating effect of ascribed responsibility for food waste on the relationship between awareness of environmental impact and moral norm for food waste reduction, to analyze the effect of moral norm for food waste reduction on food waste reduction intention, to analyze the moderating effect of self-efficacy to food waste reduction on the relationship between moral norm for food waste reduction and food waste reduction intention, to analyze the effect of food waste reduction intention on economic value of food waste among customers at Mr. Jerry Thai BBQ & Hotpot. Both primary and secondary data are applied. The sample size is 377 customers, which is calculated by using the Raosoft sample size formula. Systematic sampling method is used. The data collection process was conducted from February to May 2025. In this study, personal interview method by using structured questionnaires with five-point Likert scale is used to collect the primary data. Secondary data are obtained from documents, previous research papers, textbooks and other related information resources from Mr. Jerry Thai BBQ & Hotpot. According to the results of Sobel Test, there is a mediating effect of ascribed responsibility for food waste on the relationship between awareness of environmental impact and moral norm for food waste reduction towards Mr. Jerry Thai BBQ & Hotpot. This study finds that there is the effect of moral norms for food waste reduction on food waste reduction intention. Then, there is partial positive moderating effect on the relationship between moral norms and food waste reduction intention. Additionally, the food waste reduction intention has effect on the economic value of food waste. The restaurant should support moral norms for food waste reduction and self-efficacy to food waste reduction that strengthen greater intention to reduce food waste intention

    Financial Risk Management Practices and Financial Performance of Mother Logistics Co.Ltd (Aung Moe Than, 2025)

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    This research examines how financial risk management practices influence the financial performance of Mother Logistics Co., Ltd. The study centers on four practices: risk management, risk identification, risk assessment, risk mitigation, and risk monitoring. Data were gathered through simple random sampling from 70 respondents, including directors, managers, and finance professionals by structuring a quantitative research design. The study applied statistical techniques such as descriptive statistics, correlation measures, and regression analysis. Results show that all risk management practices are implemented and positively affect financial performance. Risk monitoring proves as influential factor, followed by mitigation and identification, and risk assessment shows no measurable statistical effect. The study provides a better understanding of how well-implemented financial risk management practices can lead improved financial performance. The study recommends enhancing real-time risk monitoring, refining mitigation and integrating risk identification into cross-departmental planning for organizational financial performance

    Human Resource Management Practices and Employee Retention of Local Law Firms in Yangon (Pyae Pyae Hlaing Htun, 2025)

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    This study investigates the role and effectiveness of Human Resource Management (HRM) practices and employee retention within local law firms registered under the Directorate of Investment and Company Administration (DICA) in Yangon, Myanmar. Framed from an economist’s perspective, the research addresses how strategic investments in human capital—through structured recruitment, training, performance evaluation, and compensation—impact labor stability and organizational efficiency in a developing legal services market. Using a quantitative approach, data were collected from 240 respondents across 34 law firms, representing a sizable portion of the sector’s workforce. The findings indicate that while HRM practices are generally moderate to effective, with particular strengths in training and development, gaps remain in areas such as merit-based recruitment, performance appraisal transparency, and employee well-being support. Compensation practices are viewed positively. Whole employee retention levels are moderate, with many employees open to changing firms if better opportunities arise. The study suggests that enhancing HR practices in fairness, recognition, and employee support could significantly improve retention and organizational stability in local law firms

    Customer Satisfaction and Customer Loyalty Towards Solar Loan of AYA Bank PCl (Khaing Zar Lin, 2025)

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    This study aims to examine the influencing factors customer satisfaction towards solar loan of AYA Bank, and to analyze the effect of customer satisfaction on customer loyalty towards solar loan of AYA Bank. This study examines how six factors- cost of borrowing, service quality, processing time, down payment, collateral security and documentation-collectively influence customer satisfaction. The target population is 136 active solar loan customers of AYA Bank. Using Yamane sample size formula for known population, the sample is 101 (74% of population). The quantitative research method is applied. The findings indicate that customer satisfaction is affected by down payments, collateral security, and documentation. The cost of borrowing, service quality, and processing time do not significantly affect customer satisfaction. In particular, the down payment, collateral security, and documentation greatly affect customer satisfaction. The primary factor that has the most influence is collateral security. These results showed that down payments, collateral security, and documentation improved customer satisfaction. Therefore, AYA Bank should focus on evaluating the current income of the borrower as the primary factor to determine their ability to repay the installments of a solar loan, rather than relying heavily on traditional collateral security. In addition, AYA Bank should structure the down payment for solar loans in a way that makes it affordable and accessible for a wide range of borrowers. Finally, the bank should actively collect essential documents such as proof of income, bank statements, employment verification, and credit reports to form a comprehensive understanding of each applicant’s financial profile

    Factors Influencing the Intention to Use MMQR Payment Services on the Yoma Next App (Lai Yee Oo, 2025)

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    This study aims to examine the factors influencing user intention to use MMQR payment services on the Yoma Next App and to identify which of these factors have the most significant impact on that intention. A quantitative research method was employed, using both primary and secondary data. Primary data was collected through a questionnaire survey, targeting individual users of the Yoma Next App who have intended to use MMQR payment services. Based on Yamane’s formula for a known population, a sample of 400 respondents was selected with simple random sampling method. The study focuses on five factors perceived ease of use, perceived usefulness, security and trust, transaction speed, and facilitating conditions. The results reveal that transaction speed, perceived usefulness, security and trust, and perceived ease of use have a significant positive effect on the intention to use MMQR services, with transaction speed being the most influential factor, followed by perceived usefulness, security and trust, and perceived ease of use. These findings highlight that enhancing the speed of transactions, building user confidence through secure systems, and offering a simple and practical user interface could strengthen user intention to use MMQR services. Therefore, Yoma Bank should implement strategies that focus on fast and reliable transaction processes, strong data protection, and continued improvements in app usability to encourage wider usage of MMQR payment services on the Yoma Next App

    Factors Influencing Customer Satisfaction Towards Claim Settlement Practices of AYA Myanmar Life Assurance Co., Ltd (Lei Lei Naing, 2025)

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    This study aims to assess how four service dimensions, efficiency of claim processing, transparency of procedures, quality of communication, and perceived fairness, affect customer satisfaction with the claim settlement process at AYA Myanmar Life Assurance Co., Ltd. Using data from 275 customer claims submitted between January 2023 and December 2024, the study applied descriptive analysis and regression techniques to examine the effect of claim settlement practices on customer satisfaction. Descriptive findings revealed that quality of communication was rated highest in terms of perceived effectiveness, followed by transparency of procedures and perceived fairness. However, multiple regression analysis showed that perceived fairness had the most significant effect on customer satisfaction, followed by efficiency of claim processing and transparency of procedures. Although respondents placed high value on quality of communication, its influence on satisfaction was not statistically significant. Findings from objective two indicate that the independent variables have a moderate effect on customer satisfaction with the claim settlement practices of AYA Myanmar Life Assurance. Overall, this study provides quantitative evidence supporting the multidimensional nature of customer satisfaction in the insurance sector. Customer satisfaction at AYA Myanmar Life Assurance is shaped not only by efficiency of claim processing but also by perceived fairness, transparency of procedures, and the quality of communication

    A Study on the Effect of Industrial Development on Economic Growth of Myanmar ( Win Khant, 2025)

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    This study aims to investigate the trend and performance of Myanmar’s industrial sector and to identify the factors influencing on the economic growth of Myanmar. By using secondary data from 1992 to 2023, the study applies a multiple linear regression method to examine the relationship between industrial output (IO), foreign direct investment (FDI), and inflation (INF) as independent variables, and Gross Domestic Product (GDP) as the dependent variable. The study indicates that Myanmar’s industrial sector has steadily expanded, with industrial output increasing significantly as a share of GDP over the years. This growth is largely driven by main sub-sectors such as manufacturing, energy, and agro-based industries, which contribute positively to national income, employment, and infrastructure development. While FDI plays a supportive role by introducing capital, expertise, and technology, its statistical influence on GDP remains weak due to political and regulatory challenges. Inflation was found to have a negative relationship with GDP, though it showed no significant effect in the regression model. The findings show that Myanmar’s economic growth is primarily driven by industrial development. Based on these results, the study suggests enhancing industrialization, improving infrastructure, promoting the foreign investment, and ensuring the macroeconomic management to support industrial sustainable development and inclusive economic growth

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