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    ASSESSING THE IMPACT OF ONLINE LEARNING ON STUDENT PERFORMANCE AT UNIVERSITY OF CO-OPERATIVE AND MANAGEMENT, SAGAING

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    The study focuses on the impact of online learning on student performance at University of Co-operative and Management, Sagaing. The objectives of the study are to identify the influencing factors on HRD online students’ performance at UCMS Sagaing and to analyze the effects of online learning on students’ performance during online teaching. The quantitative method and multiple linear regression analytical method are used. Collecting the primary data, 250 students are conducted with the people who are all students 558 registered, who are pursuing their postgraduate studies in Diploma and Masters in HRD Program at UCMS Sagaing for the academic year 2024-2025. The study found that all off the variables are key driver for student performance of the university. According to the results of multiple linear regression analysis, student motivation, ICT knowledge & readiness and challenges of online learning have significant and positive effect on student performance. Among them, student motivation has the most significant effect on student performance followed by challenges of online learning and ICT knowledge & readiness. Student motivation directly impact for student learning in the university effectively. It can be concluded that the more the effective of student motivation, the more the student performance can be promoted. The challenges of online learning can help students at the University of Co-operative and Management, Sagaing improves their performance. When students face problems like managing their time, staying focused, and learning new technology, they become more responsible and motivated. Students who are knowledgeable and prepared to use ICT tend as the supports of ICT by the university to perform better because they can learn more efficiently, stay motivated, and communicate better

    THE IMPACT OF SPORT PARTICIPATION ON MENTAL HEALTH IN UNIVERSITY STUDENTS (CASE STUDY: UNIVERSITY OF CO-OPERATIVE AND MANAGEMENT, SAGAING)

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    Participating in sports has numerous health benefits, including improving mental health, creating social relationships, building resilience and self-esteem, and lowering the risk of chronic illnesses and disabilities. A person's psychological and emotional well-being is considered their mental health based on the interplay between social and biological elements. The objective of the study is to find out the interest and active participation of university students in sports and to analyze the impact of sports participation on the mental health of students at the University of Co-operative and Management, Sagaing. The method of the study mainly used the simple random sampling method in the study areas, based on the information from the selected University of Co-operative and Management, Sagaing. In this study, data was collected by using both primary and secondary data and both quantitative and qualitative approaches to analyze the survey data. Findings show that playing sports and having a positive attitude about them both greatly improve mental health. The study found that sports participation had a statistically significant and positive impact on the mental health of university students, enhancing their emotional wellbeing, stress management, and overall psychological resilience. Moreover, most of the students suggested more financial support and professional trainers to increase sports participation among students and to improve the skills of athletes

    FACTORS INFLUENCING ON CUSTOMER SATISFACTION AND CUSTOMER LOYALTY OF OOREDOO MYANMAR TELECOMMUCATION SERVICE USERS IN MANDALAY

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    This study explores the key determinants influencing customer satisfaction and customer loyalty among users of Ooredoo Myanmar's telecommunication services in Mandalay. Amid the dynamic and competitive telecommunications landscape in Myanmar,understanding customer expectations is vital for retaining users and enhancing market performance. The study focuses on four primary independent variables—service quality, technology, pricing, and after-sales service—and investigates their impact on customer satisfaction, which in turn influences customer loyalty. Using a quantitative research design, data were collected through a structured questionnaire from 119 Ooredoo users in Mandalay between June 1 and June 15, 2025. Descriptive statistics, correlation, and multiple regression analyses were employed to assess the relationships between variables. The findings reveal that technology and pricing significantly influence customer satisfaction at the 1% level, while service quality and after-sales service do not have a statistically significant effect. Among all factors, technology emerged as the most influential determinant, followed by pricing. Furthermore, customer satisfaction is found to have a strong positive relationship with customer loyalty, confirming its mediating role in fostering long-term user commitment. The study recommends that Ooredoo Myanmar prioritize investments in technological advancement and maintain competitive, transparent pricing strategies. Additionally, improvements in staff training and customer support services are necessary to address deficiencies in service quality and after-sales assistance. The research offers practical insights for telecom operators aiming to strengthen customer retention in emerging markets and highlights avenues for future research, including the exploration of additional marketing mix factors and broader regional comparisons

    ACTORS INFLUENCING ON PURCHASE INTENTIONS OF LIFE INSURANCE POLICY IN AMONG MBA STUDENTS OF UNIVERSITY OF CO-OPERATIVE AND MANAGEMENT, SAGAING

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    This study aims to explore factors influencing on purchase intentions of life insurance policies among MBA students at the University of Co-operative and Management, Sagaing. Specifically, it emphasized five dimensions of factors influencing purchase intentions: income level, attitude, financial literacy, product awareness, and customer trust on purchase intention. The systematic sampling method was used to collect the required data. Firstly, using the Google survey form, 154 respondents were collected who are attending the MBA program at the University of Co-operative and Management, Sagaing. Secondary data were collected from textbooks, previous research papers, various publications, and credible online sources. The data were analyzed using SPSS version 26, including descriptive statistics, reliability testing,Pearson correlation analysis, and multiple regression analysis. According to the correlation analysis and multiple regression analysis results, all of the independent variables are positively related, and income level, attitude, and customer trust have a significant effect on buying intention. Finally, companies should focus on their customers’ income level and provide positive attitudes toward life insurance policies. And then, improving product awareness through social media, clear policy explanations, and personalized communication can increase buyer intention. Customer trust is the essential main role for buying intention in this study. Finally, if the organizations are focusing on these factors, they can encourage more customers to buy life insurance policies and succeed in their organization, and it can help the country’s economy growth

    The Effect of Credit Accessibility on Farm Performance at Natmauk Township (Soe Win, 2024)

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    This study aims to identify credit accessibility and farm performance and to analyze the effect of credit accessibility and farm performance at Natmauk Township. In this study, 104 household (20%) selected from 521 households in Natmauk Township. The quantitative research method is used in this study. This study used descriptive statistics and multiple linear regression methods to find the results. According to the descriptive analysis, credit access overall mean value is higher than other variables as credit term and farm experience. In multiple regression analysis credit access, credit term and farm experience statistically effect on farm performance. Among of them, credit access is mostly effect farm performance. Therefore, credit access has the most substantial effect on farm performance financial institutions should continue to focus on making loans accessible to farmers. To enhance agricultural performance, farmers need get enough and timely agricultural credit via several loan kinds. The research indicated that the impact of loan coverage percentage and loan length is most significant on crop output per acre and yearly family farm income. Consequently, agricultural loans must be allocated to farmers adequately and punctually

    Factors Influencing Customer Adoption Of The Myanmar Insurance Mobile Application ( Khin Thandar Kyaing, 2025)

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    The objective of the study is to examine the factors influencing customer adoption of the Myanma Insurance Mobile Application. In this study, influencing factors consist of perceived usefulness, ease of use, trust, risk, social influence, facilitating conditions, and compatibility. Quantitative research method is applied in this study. The primary data is collected from 391 respondents who are selected by using simple random sampling method. A structured questionnaire with a five-point Likert scale is used to determine their perceptions. Secondary data is obtained from reports and publications of Myanma Insurance, relevant text books, theses, journals, research papers from internet websites. According to multiple regression analysis, the results indicate that perceived usefulness, trust, social influence, facilitating conditions, and compatibility statistically significant influence the adoption of Myanma Insurance Mobile Application while perceived ease of use and perceived risk do not statistically influence the adoption of Myanma Insurance Mobile Application. Among the statistically significant factors, compatibility has the strongest influence on the adoption and social influence has the lowest influence on the adoption of Myanma Insurance Mobile Application. Myanma Insurance should regularly update the app to fix bugs, improve performance, and ensure compatibility with new OS versions or devices that get released and continue

    Adaptive Selling Behavior and Performance of Life Insurance Advisors in Yangon ( Min Htet Oo, 2025)

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    This study focuses to analyze the effect of the skills of insurance advisors on adaptive selling behavior of life insurance advisors and examine the effect of adaptive selling behavior on performance of life insurance advisors in Yangon City. The skills of insurance advisors are considered as technical skills, salesperson lead qualification skills, emotional intelligence, active empathetic listening skill and social media use in this study. By Yamane (1973), the sample size for this study includes 329 commissiondriven life insurance advisors in Yangon City out of 1,850 of AIA Myanmar Life Insurance and CB Life Insurance are selected as high sales volume according to Myanmar Insurance Association (2024). The questionnaire was adapted from literature to satisfy the quantitative method of the study. The outcomes of the study give statistical proof that the skills of life insurance advisors in Yangon have a positive effect on adaptive selling behavior. The study also revealed a significant positive impact of adaptive selling behavior on the performance of life insurance advisors in Yangon life insurance market. The selected insurance companies should provide to enhance active empathetic listening skill, emotional intelligence, social media use and technical skills to gain adaptive selling behavior on performance improvement of life insurance advisors

    Relationship Marketing Practices, Customer Satisfaction and Customer Loyalty at Good Brothers' General Insurance Agent Co.,Ltd ( Saw Ei Ei Htwe, 2025)

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    This study examines the effect of relationship marketing practices, including trust, communication, empathy, and responsiveness, on customer satisfaction and its subsequent effect on loyalty within the corporate insurance industry. The study utilized a quantitative research approach, collecting primary data through a structured questionnaire distributed via simple random sampling to 166 customers out of 285 from Good Brothers’ General Insurance Agent Company. The results show that consistent application of relationship marketing practices such as trust, communication, empathy, and responsiveness lead to increased customer satisfaction, which in turn boosts customer loyalty. Overall, the study found positive and direct relationships between all independent variables (trust, communication, empathy, and responsiveness) and both customer satisfaction and loyalty at Good Brothers’ General Insurance Agent Co., Ltd. Based on the findings, it is recommended that the company focus not only on fostering empathy and trust but also on providing clear, detailed, and timely information about their insurance products and services to enhance customer satisfaction and loyalty

    Temperature and Solar Effects on Photovoltaic Panel

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    "Photovoltaic (PV) panels convert solar energy directly into electrical energy through semiconductor materials. However, despite major advances in semiconductor technology in recent years, panel efficiency has remained very low. Slope shady dust solar radiation levels; There are numerous factors that affect the panel's performance, such as temperature and wire loss. Among these variables, irradiation levels and temperature are a key factor. The amount of solar energy reaching PV panels changes based on their location and the time of day. As a result, the solar radiation level directly impacts the panel’s power output. Consequently, a decline in solar radiation lovers the panel’s power output. Conversely, temperature and panel have an inverse relationship. That is, as the ambient temperature rises, the panel’s power output declines. In this study, the PV panel’s equivalent circuit is simulated in MATLAB using catalog data, and the effects of temperature and solar energy on panel power are analyzed.

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