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PENGARUH KEBIJAKAN DIVIDEN, KEBIJAKAN UTANG, KEPEMILIKAN INSTITUSIONAL, DAN STRUKTUR ASSET TERHADAP PROFITABILITAS PERUSAHAAN
Get PDFPenelitian ini dilatarbelakangi oleh Faktor-faktor yang dapat mempengaruhi ROA harus dicermati oleh pihak manajemen bank agar dapat memperoleh ROA yang optimal. ROA yang optimal menunjukkan bahwa bank mampu dengan baik memanfaatkan aset yang dimiliki untuk menghasilkan keuntungan. Penelitian ini menggunakan pendekatan kuantitatif dan jenis penelitian asosiatif dengan teknik analisis uji asumsi klasik dan regresi data panel. Data yang di gunakan yaitu data sekunder yang di peroleh dari data publikasi website resmi perusahaan perbankan syariah yang terdaftar di Bursa Efek Indonesia Periode 2019-2022 sejumlah 80 data., menggunakan Eviews 10 sebagai alat pengujian hipotesis. Hasil penelitian yang telah dilakukan adalah bahwa kebijakan dividen, kebijakan utang, kepemilikan institusional, dan struktur asset secara bersama-sama berpengaruh positif dan signifikan terhadap profitabilitas perusahaan (studi pada perusahaan perbankan syariah yang terdaftar di Bursa Efek Indonesia (BEI) periode 2019-2022). Sehingga mampu menjelaskan variabel dependent sebesar 69,67% dan sisanya 30,33% dijelaskan oleh variabel lain yang tidak dijelaskan dalam penelitian in
INTERNALISASI PERAN PEMUDA DALAM MENGAKSELERASI LITERASI DAN PENGEMBANGAN PARIWISATA HALAL DENGAN KONSEP FIREFLIES ARISING SCENARIO (FAS)
Get PDFAbstrak: Tulisan ini mengkaji bagaimana perananan pemuda sebagai aset bangsa dalam mengakselerasi proses literasi dan pengembangan pariwisata halal di Indonesia. Outlook pengembangan pariwisata halal di Indonesia yang dirilis oleh GMTI 2023 cukup menjanjikan di masa depan serta mampu meningkatkan perekonomian secara keseluruhan. Oleh karena itu diperlukan langkah-langkah strategis dari semua pihak untuk mengawal potensi tersebut supaya bisa tercapai dengan maksimal. Dalam kesempatan ini penulis menawarkan konsep Fireflies Arising Scenario (FAS). FAS menceritakan bagaimana mentransformasikan bangsa dengan gerakan-gerakan kecil, tak perlu slogan bombastis disana-sini. Konsep FAS akan terinternalisasi dengan peran pemuda serta terkoneksi dengan seluruh pemangku peran yang ada yaitu pemerintah, stakeholder, masyarakat dan lembaga keuangan. Masing-masing menjalankan fungsinya dan saling bersinergi melalui gerakan kecil secara massif dan konsisten. Konsep yang ditawarkan ini harapanya akan mampu membawa percepatan dalam pengembangan pariwisata halal di Indonesia. Sehingga geliat perkomonian melalui sektor pariwisata akan semakin kuat dan sektor pariwisata halal di Indonesia akan semakin dikenal dan membudaya oleh masyarakat dan seluruh dunia
Kata Kunci : Peran Pemuda; Pariwisata Halal; Fireflies Arising Scenario (FAS)
Abstract: This paper examines the role of youth as a national asset in accelerating the process of literacy and development of halal tourism in Indonesia. The outlook for the development of halal tourism in Indonesia released by GMTI 2023 is quite promising in the future and is able to improve the economy as a whole. Therefore, strategic steps are needed from all parties to guard this potential so that it can be optimally achieved. On this occasion the author offers the concept of Fireflies Arising Scenario (FAS). FAS tells how to transform a nation with small movements, no need for bombastic slogans here and there. The FAS concept will be internalized with the role of youth and connected with all existing stakeholders, namely government, stakeholders, communities and financial institutions. Each of them carries out its function and synergizes with each other through massive and consistent small movements. The concept offered is hoped to be able to bring acceleration in the development of halal tourism in Indonesia. So that the stretching of the communion through the tourism sector will get stronger and the halal tourism sector in Indonesia will become increasingly recognized and entrenched by the public and throughout the world.
Keywords : The Role of Youth; Halal Tourism; Fireflies Arising Scenario (FAS
KOMPARASI CAPITAL ADEQUACY RATIO BANK MUAMALAT INDONESIA DENGAN BANK ISLAM MALAYSIA BERHAD PADA SAAT PANDEMI
Get PDFAbstrak: Penelitian ini bertujuan untuk menganalisa Capital Adequancy Ratio pada masa pandemi covid-19 Penelitian ini bertujuan untuk menganalisis risiko likuiditas pada masa pandemi Covid-19 di Bank Muamalat Indonesia dan Bank Islam Malaysia Berhad. Pendekatan penelitian ini menggunakan pendekatan kuantiatif, dengan metode komparasi. Data yang digunakan adalah data sekunder yang diperoleh dari laporan keuangan triwulan milik Bank Muamalat dan Bank Islam Malaysia Berhad tahun 2018 sampai 2021. Teknik analisis data menggunakan uji Normalitas dan Uji Two sample t test and CI yang diolah menggunakan software Minitab 16. Hasil analisis menunjukkan bahwa tidak terdapat perbedaan signifikan rata-rata rasio CAR pada Bank Muamalat Indonesia sebelum dan semasa pandemi Covid-19. Sedangkan pada Bank Islam Malaysia Berhad terdapat perbedaan signifikan rata-rata rasio CAR sebelum dan semasa pandemi Covid-19.
Kata Kunci: Capital Adequacy Ratio; Pandemi Covid-19; Bank Muamalat Indonesia; Bank Islam Malaysia Berhad
Abstract: This study aims to analyze the Capital Adequacy Ratio during the covid-19 pandemic. This study aims to analyze liquidity risk during the Covid-19 pandemic at Bank Muamalat Indonesia and Bank Islam Malaysia Berhad. This research approach uses a quantitative approach, with a comparative method. The data used is secondary data obtained from the quarterly financial statements of Bank Muamalat and Bank Islam Malaysia Berhad from 2018 to 2021. The data analysis technique uses the Normality test and the Two sample t test and CI which is processed using Minitab 16 software. The results of the analysis show that there is no significant difference in the average CAR ratio at Bank Muamalat Indonesia before and during the Covid-19 pandemic. Meanwhile, at Islamic Bank Syariah Berhad, there are significant differences in the average CAR ratio before and during the Covid-19 pandemic.
Keywords: Capital Adequacy Ratio; Covid-19 Pandemi
LEARNING MANAGEMENT SYSTEM PASCASARJANA INSTITUT AGAMA ISLAM NEGERI PONOROGO PADA MASA PANDEMI
No full textPenelitian ini dilatarbelakangi oleh fakta bahwa mahasiswa Pascasrjana IAIN Ponorogo juga terkena dampak Covid-19. Sesuai dengan Peraturan Menteri SKB 4 Menteri tentang Pedoman Pelaksanaan Pembelajaran selama pandemi Covid-19. Maka lahirlah SK Rektor IAIN Ponorogo yang mewarisi SK tersebut. Berdasarkan hasil penelitian kami, kami menemukan bahwa: Kebijakan ini lahir dalam keputusan 4 Menteri No. 01/KB/2020 tanggal 15 Juni 2020 tentang pedoman pelaksanaan pembelajaran tahun pelajaran 2020/2021 pada masa pandemi Covid-19. Penerimaan tahun ajaran dilakukan secara online menggunakan aplikasi e-learning. Kemudian, mahasiswa Pascasarjana IAIN Ponorogo membentuk Tim Task Force E-Learning untuk menindaklanjuti kebijakan SK Rektor tersebut. Tim ini bertujuan untuk mendukung penyampaian kuliah online dalam bentuk modul kuliah, rekaman video, audio atau dokumen tertulis dengan akses internet, desain dan prestasi meningkat.. Tim Task Force E-Learning juga merancang kursus pelatihan (Coaching E-Learning) dan menghasilkan panduan e-learning untuk dosen dan mahasiswa. Dalam proses strategi pembelajaran e-learning dosen melalui tiga fase yaitu perencanaan, pelaksanaan dan evaluasi. Pengunaan e-learning oleh mahasiswa di pascasarjana IAIN Ponorogo memiliki dampak positif dan negatif bagi dosen dan mahasiswa.
Penelitian ini dilatarbelakangi oleh fakta bahwa mahasiswa Pascasrjana IAIN Ponorogo juga terkena dampak Covid-19. Sesuai dengan Peraturan Menteri SKB 4 Menteri tentang Pedoman Pelaksanaan Pembelajaran selama pandemi Covid-19. Maka lahirlah SK Rektor IAIN Ponorogo yang mewarisi SK tersebut. Berdasarkan hasil penelitian kami, kami menemukan bahwa: Kebijakan ini lahir dalam keputusan 4 Menteri No. 01/KB/2020 tanggal 15 Juni 2020 tentang pedoman pelaksanaan pembelajaran tahun pelajaran 2020/2021 pada masa pandemi Covid-19. Penerimaan tahun ajaran dilakukan secara online menggunakan aplikasi e-learning. Kemudian, mahasiswa Pascasarjana IAIN Ponorogo membentuk Tim Task Force E-Learning untuk menindaklanjuti kebijakan SK Rektor tersebut. Tim ini bertujuan untuk mendukung penyampaian kuliah online dalam bentuk modul kuliah, rekaman video, audio atau dokumen tertulis dengan akses internet, desain dan prestasi meningkat.. Tim Task Force E-Learning juga merancang kursus pelatihan (Coaching E-Learning) dan menghasilkan panduan e-learning untuk dosen dan mahasiswa. Dalam proses strategi pembelajaran e-learning dosen melalui tiga fase yaitu perencanaan, pelaksanaan dan evaluasi. Pengunaan e-learning oleh mahasiswa di pascasarjana IAIN Ponorogo memiliki dampak positif dan negatif bagi dosen dan mahasiswa
THE TREND OF E-LEARNING AS A MEDIUM FOR REMOTE SOCIAL STUDIES EDUCATION
No full textThe Covid-19 pandemic requires education to be carried out remotely. So that learning activities continue to run smoothly without any obstacles, teachers are required to be able to create effective and interactive learning media. Information technology that develops has a positive impact on the world of education, both for teachers/lecturers and students. The existence and development of e-learning provides many benefits as a support for the learning process. Teachers/lecturers and students do not need to come to campus or school, learning can be done anywhere, anytime, and under any conditions if the learning support facilities are optimal
THE LAW OF PRACTICING DHAIF HADITH IN FADHAIL A'MAL
No full textThe position of hadith in Islamic law is to strengthen and elaborate the laws and rules contained in the Koran, but in this era there are still many who do not understand the types of hadith, which are strong, weak, false, and even not allowed to be practiced. Because of this, a strong and significant understanding is needed regarding the law of practicing dhaif hadiths in Fadhail al-Mal. This study aims to identify the meaning of dhaif hadith and the law of practicing it in fadhail amal in everyday life. This study combines qualitative research with literature review research. All of the data sources that the researchers surveyed included several scientific articles, library books, and other sources relevant to the law of practicing dhaif hadith in fadhail amal. The results of the study show that the law of practicing dhaif hadiths in fadhilah charities is very permissible, provided that one first understands the quality and quantity of these hadiths, both in terms of the narrators and the line of the sanad. There are types of hadiths that may be practiced, and there are also types of daif hadiths that are forbidden to be profitably practiced in charity fadhail. in the sense that a daif hadith can be used as proof and argument for a practice, provided that the level of the hadith does not belong to a shadid hadith (very weak), let alone a maudlu or fake hadith
THE IMPLEMENTATION OF ANTHROPOCENTRISM PARADIGM IN ISLAMIC THEOLOGY STUDIES
No full textIslamic theology is an important classical Islamic studies from the early Islam until now. With the development of science, Islamic theology demanded to always discussed for solving the problem of human life. This research aims to know the development of islamic theology, paradigm of anthropocentrism and it's implementation. This research is a kind of library research with qualitative method. The data will be collected and analyzed using theology and philosophy approach. The most of earlier research criticize the Islamic theology wich usually theocentrically, and not entrying yet the level of anthropologist. So that the research of Islamic theology using the paradigm of anthropocentrism is an important thing. This research concludes that the implementation of the paradigm of anthropocentrism in islamic theology studies can be realized with focusing Islamic theology studies on social humanity problems. Tauhid as manifest of unity and diversity as a based of shaping personality dan the source of morality dan law obedience
CRITICISM OF THE CONCEPT OF INTERTEKSTUALITY OF THE QURAN WITH JEWISH TRADITION IN ABRAHAM GEIGER'S VIEW
No full textThe main focus of this research is the thoughts of Abraham Geiger regarding the Al-Qur'an and Prophet Muhammad SAW. Abraham Geiger is an orientalist who has a skeptical attitude and gives a negative assessment of Prophet Muhammad SAW. Through his monumental work entitled "Wat hat Mohammad aus dem judentume Aufgenommen", Geiger tries to prove the existence of Jewish influence in the Al-Qur'an adopted by Prophet Muhammad SAW. The researcher uses library research and hermeneutic analysis to analyze the data. The results of this study show that Geiger appears to give a negative assessment of the figure of Prophet Muhammad SAW and believes that the Al-Qur'an is influenced by Jewish tradition. However, critical analysis shows that it is not possible for Prophet Muhammad to adopt Jewish teachings due to his relatively short interaction with some Jewish figures. In addition, the Al-Qur'an also consists of various fields of knowledge that exist before and after the Al-Qur'an was revealed. This shows that the Al-Qur'an gives high appreciation to previous sacred books and also confirms that the Al-Qur'an is not only influenced by Jewish tradition, but also by other religious languages. However, despite this, Abraham Geiger's study of the Al-Qur'an and Prophet Muhammad SAW cannot be fully accepted due to his skeptical attitude and negative stigma towards Islam
A GENDER INEQUALITY IN MOSQUE: An-Ethnographic Approach in Kudus, Central Java
Get PDFThe mosque is a center of worship and a learning medium for Muslims. As a place of worship, according to the syariah there is no specific classification that mosques can only be dominated by one gender only. However, male dominance over the mosque as a religious public sphere occurred in the Baitussalam Kauman Mosque, Jekulo, Kudus, Central Java, Indonesia from 1923 until now. Therefore, this article seeks to analyze the factors of discrimination against females in using the mosque as a place of worship and other religious activities. Using an ethnographic approach, this article argues that discrimination against females has occurred since 1923. This happened at the same time as the establishment of the Pesantren Al-Qaumaniyah Islamic (only for male santri) and was followed by other pesantren around the mosque. The gender inequality discrimination argument relies on an unwritten rule that ideally females only pray in congregation at home. Furthermore, it is as if females are positioned as “trouble makers” because they are seen as disturbing the male congregation who are focusing on memorizing the al-Qur’an at the Baitussalam Mosque. This stereotype and discriminatory regulation is still perpetuated today under the pretext of respecting the old rules of the founders
WHO ARE THE BREADWINNERS? Status, Rights and Responsibilities in Unregistered Polygamous Marriage in Indonesia
Get PDFPolygamy is a highly controversial topic and the object of serious political contestation in Indonesia. Although all major Muslim organizations consider polygamy is allowed under Islamic Law, the practice is not without stigma. In 1974 when Indonesia adopted its current Marriage Law, the Indonesian parliament decided to tie polygamy to strict conditions. This law however failed to prevent the practice of unregistered polygamous marriages. Women in unregistered polygamous marriages formally hold no rights as lawful wife in case of a divorce or death of the husband. The question is what arrangements the second, third or fourth wife in unregistered polygamous marriages have made with their husband in view of the lack of legal recognition of their rights as wife. What are the consequences of non-recognition of their marriage for these women? Does legal insecurity in practice also mean economic and social insecurity? Does the husband fulfill his obligations and responsibilities towards his wives and their families? This article aims at answering those questions by looking in-depth at a selection of three case studies, which were collected during a total of nine months of research in Jakarta in 2015 and 2016. This article is part of the socio-legal domain, combining legal analysis with anthropological approaches. The starting point of the research is a legal one: the disadvantaged legal position of women whose polygamous marriage has not been registered, but a large part of the research is based on anthropological methods. Through the experiences of these women, the paper reveals a range of personal reasons and underlying causes for unregistered Islamic polygamous marriages as well as their consequences–including legal ones. The paper depicts a great diversity in the ways husbands and wives view and organize their responsibilities within their polygamous households