E-Journal UIN SATU Tulungagung
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THE INFLUENCE OF LITERACY MODERATION VARIABLES ON SAVING PREFERENCES IN ISLAMIC BANK (Case Study of Yogyakarta Islamic Bank Customers)
Get PDFAbstrak: Tujuan penelitian ini adalah untuk menganalisis pengaruh variabel moderasi literasi terhadap preferensi menabung di bank syariah dengan mengembangkan theory of planned behavior. Penelitian ini menggunakan sampel 250 responden masyarakat Yogyakarta. Metodologi menggunakan metode kuantitatif berlandaskan pada filsafat positivism, digunakan untuk membuat generalisasi sampel dari populasi tertentu, pengumpulan data menggunakan instrumen penelitian kuesioner dengan alat ukur skala likert, analisis bersifat kuantitatif untuk menguji hipotesis yang telah ditetapkan. Metode analisis dalam penelitian ini menggunakan Structural Equation Modeling (SEM) yaitu analisa data yang menggambarkan hubungan struktural yang diekspresikan oleh seperangkat persamaan dengan menggunakan software SmartPLS 3.0. Hasil analisis menyatakan bahwa variabel sikap tidak berpengaruh terhadap niat perilaku preferensi menabung di bank syariah. Sedangkan variabel norma subjektif dan kontrol perilaku persepsian berpengaruh positif signifikan terhadap variabel niat perilaku preferensi menabung di bank syariah. Berdasarkan hasil penelitian ini juga menyatakan bahwa variabel literasi mampu memoderasi niat terhadap perilaku preferensi menabung di bank syariah.
Kata kunci: TPB, Preferensi, Perilaku, Menabung, Bank Syariah
Abstract: The aim of this research is to analyze the influence of the literacy moderating variable on savings preferences in Islamic banks by developing a theory of planned behavior. This research used a sample of 250 respondents from the people of Yogyakarta. The methodology uses quantitative methods based on the philosophy of positivism, used to generalize samples from certain populations, data collection uses questionnaire research instruments with Likert scale measuring instruments, quantitative analysis to test predetermined hypotheses. The analysis method in this research uses Structural Equation Modeling (SEM), namely data analysis that describes structural relationships expressed by a set of equations using SmartPLS 3.0 software. The results of the analysis state that the attitude variable has no effect on the behavioral intention of saving preferences in Islamic banks. Meanwhile, subjective norm variables and perceived behavioral control have a significant positive effect on the behavioral intention variable of saving preferences in Islamic banks. Based on the results of this research, it is also stated that the literacy variable is able to moderate intentions towards saving preference behavior in Islamic banks.
Keywords: TPB, Preferences, Behavior, Savings, Islamic Bankin
ADJACENCY PAIR ANALYSIS IN BREAKOUT NET INTERVIEW BETWEEN BOY WILLIAM AND JESSICA ELLEN CORNISH
Get PDFThis study focuses on adjacency pair as proposed by Levinson (2008) and Yule’s (1996) preference organization in the interview between Boy William and Jessica Ellen Cornish on Breakout Net. In particular, it discusses the types of first and second adjacency pair the dispreferred response of the the second-part. This study uses a descriptive qualitative method because the data in this study are in the form of utterance. The utterances were obtained from conversation between Boy and Jessica in the interview, which was collected by visual analysis where the data collected from video in Youtube. The result shows that the types of adjacency pair in the interview are assertion-agreement, question-expected answer, assessment-disagreement, compliment-acceptance, compliment-refusal, question-unexpected answer, request-refusal, command-incompliance, request-acceptance and command-compliance type. Meanwhile, the types of dispreferred response in second-pair part are assessment-disagreement, compliment-refusal, question-unexpected answer, request-refusal and command-incompliance. The dispreferred response are uttered using an express doubt, token yes, appeal for understanding, and give an account marker
Impelementasi Nilai-Nilai Islam Wasathiyah: Upaya Membangun Sikap Tasamuh Generasi Milenial dan Generasi Z
Get PDFArtikel ini bertujuan untuk mengkaji nilai-nilai Islam wasathiyah. Urgensi penelitian pada artikel ini yaitu memberikan penjelaskan implementasi nilai-nilai Islam wasathiyah yang kemudian berkontribusi dalam membangun sikap tasamuh. Terlebih fokus penelitian ini berupa kajian tentang nilai yang terkandung dalam Islamasathiyah dalam membangun sikap tasamuh pada generasi milenaial dan generazi Z. Allah Swt. menciptakan manusia dari seorang laki-laki dan perempuan, lalu menjadikan mereka bersuku-suku dan berbangsa-bangsa dengan tujuan untuk saling mengenal bukan untuk bertikai. Mengakui keberagaman merupakan bukti keimanan manusia. Namun, realitanya tidak semua menerima dan memahmi makna keberagaman. Sungguh menyedihkan keadaan masa kini di mana menjadi sangat umum aneka tuduhan kepada sesama muslim hanya karena yang dituduh berbeda pendapat dengan yang menuduh. Sungguh, toleransi telah hilang atau memudar dari umat Islam. Maka, Islam wasathiyah adalah solusi untuk menumbuhkan sikap tasamuh, mengakui, menghargai, dan menghormati satu sama lain. Dengan adanya implementasi nilai-nilai Islam wasathiyah akan lahir generasi yang menjunjung tingggi nilai-nilai tersebut dalam kehidupan sehari-hari. Penelitian ini menggunakan pendekatan kualitatif dengan menggunakan metode penelitian kepustakaan. Hasil penelitian ini menunjukkan bahwa, implementasi nilai-nilai Islam wasathiyah dalam membangun sikap tasamuh meliputi: (1) nilai ta’aruf, (2) nilai ta’awun, (3) nilai tawassuth, (4) nilai syura, (5) nilai tatawur wa ibtikar
Reinterpretation Reinterpretation of Surah At Taubah Verse 29 Against Acts of Terrorism Using Ma'na-Cum-Maghza Approach in Efforts to Prevent Islamophobia
No full textAbstract: Islamophobia is a phenomenon of fear and threat to Islam. On January 21 2023, an incident occurred when the Koran was burned in Sweden. Islamophobia in this case is triggered by historical trauma due to what some members of extreme Islamic groups have done. This group tends to understand and adhere to the ideology of confrontation that the word "war" in the letter At Taubah verse 29 is only physical warfare against enemies and against people who have different opinions through acts of terror. The formulation of the research problem is how to interpret Surah At Taubah verse 29 using the Ma'na Cum Maghza approach and how to contextualize this interpretation towards acts of terrorism as an effort to ward off Islamophobia? Researchers use this type of library research. The results of research using the Ma'na Cum Maghza approach are that all the behavior and attitudes of Muslims shown are back to the behavior and attitudes of non-Muslims towards Muslims. Muslims are only allowed to attack if they attack Muslims first. In the contextual realm, this verse shows that Islam is a friendly religion and not a cause of chaos, unlike what is said by Islamophobic people. In the current era, there are many various behaviors that are not in accordance with the teachings of the Islamic religion. However, that doesn't mean this has to be immediately shared and fought
Improving Self-Awareness Through Islamic Education: its Implication on Life Detecting Good Awareness Impacts a Good Lifestyle an Analysis of Literature Study
No full textSelf-awareness is something that distinguishes it from other creatures. In Islamic Education, self-awareness is self-reflection. Awareness can change life into the latest version through the sensitivity of the heart to know the values of events in his life. Every human being has a different level of consciousness. There are still many Muslims who abandon the obligation to worship including a lack of self-awareness of their responsibilities as Muslims or Muslim women. The word awareness looks trivial to some people who do not understand the importance of the awareness that exists within. If you are able to contemplate it, there will be a lot of awareness that comes to mind about what is the purpose of human life in the world. This journal aims to increase the awareness of every Muslim towards a rational (reasonable) life in order to build self-existence and achieve the grace of Allah SWT. So that Islamic education does not only aim to produce knowledgeable human beings, but also faithful and civilized. Islamic education will always influence every individual to make a person who is always aware in the future. The world is the best charity field to achieve happiness in the hereafter, so the level of awareness is very important for it self
Diskursus Problematika Jilbab Perspektif Yunan Yusuf Dalam Tafsir Al-Izzah
Get PDFThis paper will discuss Yunan Yusuf's perspective on the hijab in his interpretation of Al-Izzah while seeking answers to social issues such as women wearing the hijab still being victims of sexual harassment, the hijab being considered unfashionable by certain groups, and the hijab being seen as a hindrance to career advancement. This research is a literature-based study (library research) using a descriptive analysis method with a sociological approach. The results of this study indicate that victims of sexual harassment among women who wear the hijab have two possibilities. Yunan Yusuf explains that women who are still victims of sexual harassment may be wearing a hijab that has sexual appeal, or it could be due to men who cannot control their desires and should be advised to restrain their carnal desires to avoid seducing or disturbing women who already wear the hijab or dress according to Islamic Sharia. Furthermore, concerns of women hesitating to wear the hijab due to unfashionable reasons have been addressed with the emergence of many stores and fashion designers selling clothing that adheres to Islamic Sharia while keeping up with contemporary fashion trends. Lastly, the discussion regarding discrimination against women wearing the hijab in the workplace, leading some women to reluctantly remove their hijabs, is not justified. First, they would be violating religious rules. Second, they are protected by the law. Third, they can seek alternative employment while trusting that Allah has promised sufficiency to His faithful servants who rely on Him
A Kaidah-kaidah Penafsiran dan Ilmu-ilmu Al-Qur'an
No full textPengkajian terhadap kisah-kisah dalam al-Quran selama ini terfokus pada penggalian aspek bukti kesejarahannya. Hal ini dilakukan untuk membuktikan keberadaan kisah-kisah dalam al-Quran sebagai fakta sejarah yang benar-benar terjadi. Disisi lain, sering kali perhatian terhadap ‘ibrah atau pelajaran yang terkandung dalam kisah justru kurang, bahkan sampai terlalaikan. Mutawalli as-Sya’rawi datang dengan menawarkan pemahaman terhadap kisah dalam al-Quran, tidak hanya dengan menggali ‘ibrahnya saja, melainkan juga menghadirkan kisah serupa pada setiap tempat dan waktu. Penelitian ini menggunakan pendekatan deskriptif-analisis. Apa yang ditawarka oleh as-Sya’rawi tertuang dalam kaidah bahwa suatu kisah yang tidak menyebutkan nama asli tokohnya, maka kisah tersebut akan terulang dimanapun dan kapanpun. Seperti firaun yang dzalim, dikdator, dan menuhankan dirinya. Begitu pula Dzul Qarnain, yang baik dan memberdayakan orang lemah. Sosok-sosok seperti dua tokoh ini akan terusada di dalam kehidupan, dimanapun dan kapanpun
Nilai-nilai Pendidikan Islam pada Teks Tanbih TQN Suryalaya serta Relevansinya dengan Hadits Nabi
Get PDFTeks Tanbih merupakan manifesto Ikhwan Tarekat Qadiriyyah wa Naqsabandiyyah Suryalaya, Tasikmalaya. Teks ini lahir semenjak tahun 1956 melalui Mursyid Tarekat yang pertama yakni Abah Sepuh sebagai wasiat. Baru kemudian ditulis sehingga menjadi teks oleh putranya sekaligus penerus kemursyidan, Abah Anom. Teks ini selalu dibacakan minimal sebulan sekali oleh pengikutnya dalam rangkaian acara yang bernama manaqiban. Pada penelitian ini penulis bermaksud untuk menguji dan memastikan relevansi antara isi teks tersebut dengan hadis-hadis nabi serta menggali nilai-nilai Pendidikan Islam yang terkandung dalam Teks Tanbih. Sehingga masyarakat di luar tarekat tersebut dapat memahami bahwa tarekat ini membawa nilai-nilai kenabian dan pengikut dari tarekat ini sendiri bertambaha yakin akan kebenaran yang mereka pegang. Dengan menggunakan pendekatan kualitatif, peneliti hendak mengumpulkan data-data pustaka yang berkaitan dengan judul sehingga dapat dianalisis dan disampaikan secara deksriptif. Teks tanbih berbahasa Sunda yang diterbitkan langsung oleh Pondok Pesantren Suryalaya akan menjadi sumber primer. Sehingga orisinalitasnya dapat terjaga, tanpa ada reduksi makna akibat perpindahan bahasa. Setiap kutipan teks akan diterjemahkan pada Bahasa Indonesia sehingga bisa dipahami oleh khalayak penutur non-Sunda. Adapun hasil dari penelitian ini menunjukkan bahwa nilai-nilai Pendidikan Islam yang dibawa oleh teks tanbih sangatlah cocok dengan hadits-hadits nabi. Sehingga bagi masyarakat di luar TQN bisa memahami dasar-dasar kehidupan yang dianut, dan bagi ikhwan TQN tidak lagi ragu dan bertambah yakin dengan ajaran yang diikutinya
HARMONISASI PENGATURAN UPAYA ADMINISTRATIF DALAM PENYELESAIAN SENGKETA ADMINISTRASI NEGARA DARI PERSPEKTIF TEORI AL-ADALAH DAN AL-SHURA
Get PDFThe regulation regarding administrative efforts in resolving state administrative disputes is governed by two different legal foundations. There is a dualism of opinion regarding the necessity of administrative efforts before filing a lawsuit in court, whether it is imperative or facultative, based on the provisions of these two legal foundations, namely the State Administrative Court Law and the General Administrative Procedure Law. This legal issue will be examined through normative legal research, The study concludes that administrative efforts in resolving state administrative disputes are facultative as long as they are not explicitly regulated in sectoral laws. The facultative nature of these administrative efforts also requires simplification in resolving administrative disputes. This simplification can be achieved by limiting the process to two levels of administrative court examinations, ending with a review and decision by the Supreme Court. Harmonious administrative arrangements in resolving state administrative disputes must consider the fundamental principles of Islamic law, such as al-Adalah (Justice) and al-Shura (Deliberation). Justice ensures that decisions taken fairly fulfill the rights and obligations of the involved parties, while deliberation emphasizes the importance of collaboration and participation in decision-making, allowing for outcomes that are more widely accepted by all parties
Transformasi Kurikulum dan Sistem Pembelajaran di Pondok Pesantren Salaf pada Era Disrupsi
Get PDFEra disrupsi, yang ditandai dengan perubahan cepat dalam teknologi, budaya, dan sosial, juga memiliki dampak signifikan pada pondok pesantren. meskipun berbasis pada tradisi, pesantren memiliki potensi untuk bertahan dan bahkan berkembang pada era disrupsi salahsatunya adalah dengan melakukan transformasi kurikulum dan sistem pembelajaran. Penelitian ini bertujuan untuk menemukan pondok pesantren yang melakukan tranformasi kurikulum dan sistem pembelajaran di era disrupsi. Metode penelitian menggunakan deskriptif kualitatif untuk memahami dan menjelaskan fenomena sosial, budaya, atau perilaku dari perspektif yang mendalam dan komprehensif. Metode ini fokus pada menggambarkan dan memahami makna di balik data yang dikumpulkan, tanpa berusaha untuk mengukur atau menguji hipotesis secara statistik. Hasil penelitian menunjukan bahwa transformasi yang dilakukan pondok pesantren salaf dianaranya penyusunan visi dan misi serta standar lulusan, penyusunan program dan standar lulusan, menambah muatan materi pembelajaran yang disesuaikan dengan kebutuhan zaman, dan menyusun jadwal harian dan kegiatan secara rinci dan teratur