E-Journal UIN SATU Tulungagung
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THE INFLUENCE OF DIGITAL FINANCIAL INCLUSION AND DIGITAL ACCOUNTING ON THE SUSTAINABILITY OF MSMEs IN KARAWANG REGENCY
Get PDFImplementation Inclusion Digital finance is necessary done as strategio For increase economy , in order to reduce level poverty , MSMEs have big role in development Indonesian economy however Still need done research advanced related implementation inclusion digital finance in MSMEs. Besides Many MSMEs in Indonesia do not yet understand or realize benefit digitalization as effort develop business . The reason is , digital technology is developing rapidly and had an impact on many matters , including MSMEs. Objective this research is test influence inclusion digital finance , digital accounting against sustainability of MSMEs in the district Karawang . With spread questionnaire to 100 MSME respondents in the district Karawang Research Results showing that Inclusion Digital Finance is influential to Sustainability of MSMEs while Digital Accounting does not influential to sustainability of MSMEs.
Keyword: Inclusion Digital Finance , Digital Accounting, Business Sustainability , MSME
DEVELOPMENT OF LEARNING VIDEOS ON THE THEME ROLE OF ECONOMIC ACTORS IN AN ECONOMY CLASS VIII LEVEL SMP/MTS
Get PDFAbstract: This research develops video media learning friends advantages and limitations between space and the role of economic actors in an economy even semester class VIII social studies junior high school / MTs research study: MTSN 5 Kediri, MTS Ma'arif Bakung, SMPN 3 Srengat. The development model used by Borg and Gall with 10 steps. With research subjects 33 students from MTS Ma'arif Bakung, 25 students from SMPN 3 Srengat and 32 students from MTSN 5 Kediri. Researchers collected data by observation and questionnaire. Data analysis techniques here researchers use qualitative descriptive analysis and descriptive statistical analysis. The results of this study indicate that the results of the needs analysis of researchers know that students pay less attention if the learning media uses books, the needs of students related to the media are also supported because of the existence of learning that was previously carried out online. With the existence of online learning that always uses mobile phones has an impact on the lack of interest in reading students to books, and educators are less varied in utilizing learning media, so it is necessary to develop a medium that is in accordance with the conditions of learning at school. The process of developing social studies learning videos on the theme of the advantages and limitations of inter-space and the role of economic actors in an economy of class VIII at the junior high school / middle school level can researchers go through well so as to produce a video media. Learning video media can be known level of validity at MTSN 5 Kediri obtained the results of Cronbach alpha 0.861, Mts Ma'arif bakung obtained the results of Cronbach alpha 0.823, SMPN 3 Srengat obtained the results of Cronbach alpha 0.921 which can be said to be reliable because it has obtained a Cronbach alpha value greater than 0.6.
 
Pengembangan METABUL (Media Tangkas Operasi Bilangan Bulat) untuk Melatih Kemampuan Berpikir Kreatif Siswa Kelas 7
Get PDFUsing manipulative media can help children who are having trouble learning mathematics. In addition to simplifying the learning process, this manipulative media helps pupils develop their capacity for original thought. Creative thinking abilities are crucial because it inspire students to try different approaches to addressing problems, promotes creativity, and raises their level of involvement in class activities. Despite the significance of creative thinking abilities, prior studies have shown that Indonesian students still need to improve their levels of these capabilities, particularly regarding integer operations. Thus, to fill this gap, this research developed Media Tangkas Operasi Bilangan Bulat (METABUL). This media used the ADDIE paradigm in research and development (R&D) to stimulate students' capacity for creative thinking. Interview guidelines, learning media validation questionnaires, and teacher and student response questionnaires are the data collection instruments used in this research. The research participants were six class VII junior high school students in Malang City with three validators (one practitioner and two experts). Research findings show that developing METABUL manipulative media has a high level of validity of 93.17% and a good response from teachers at 86% and students at 87.41%
THE INFLUENCE OF FINANCIAL ATTITUDE, FINANCIAL KNOWLEDGE, PERSONAL INCOME AND EDUCATION LEVEL ON FINANCIAL BEHAVIOUR
No full textAbstract: This study aims to examine the effect of Financial Attitudes, Financial Knowledge, Personal Income and Education Level on Financial Behavior in employees of CV Mahesa Interior District Kediri Regency partially and simultaneously. This research method used is a quantitative approach with an associative research type. The population used is employees of CV Mahesa Interior Kediri Regency. The data source is primary data, data collection methods by distributing questionnaires, samples obtained using non-probability sampling types with saturated sampling techniques. Data analysis using IBM SPSS version 26. The results showed that Financial Attitudes partially had a significant positive effect on Financial Behavior, Financial Knowledge partially had a significant positive effect on Financial Behavior, Personal Income partially had a significant positive effect on Financial Behavior, Education Level partially had a significant positive effect on the Financial Behavior. Financial Attitude, Financial Knowledge, Personal Income, and Education Level simultaneously have a significant positive effect on Financial Behavior of CV Mahesa Interior Kediri regency.
 
ANALISIS YURIDIS TERHADAP PERILAKU MEROKOK BAGI PENGENDARA KENDARAAN BERMOTOR DI JALAN RAYA
Get PDFPerilaku merokok bagi pengendara kendaraan bermotor di jalan raya merupakan salah satu kegiatan yang dapat menurunkan konsentrasi pengendara dalam berkendara. Dalam Undang-Undang Nomor 22 Tahun 2009 tentang Lalu Lintas dan Angkutan Jalan (UU LLAJ) dan Peraturan Menteri Perhubungan Nomor 12 Tahun 2019 telah dimuat aturan berkendara dengan wajar dan penuh konsentrasi serta larangan merokok bagi pengendara kendaraan bermotor di jalan raya. Penelitian ini bertujuan untuk mengetahui dan mengidentifikasi pengaturan mengenai bahaya perilaku merokok di jalan raya bagi pengendara kendaraan bermotor. Metode penelitian yang digunakan dalam penelitian ini merupakan kajian pustaka dengan pendekatan deskriptif-kualitatif yang mengumpulkan dan menganalisis informasi dari berbagai sumber tertulis mengenai perilaku merokok bagi pengendara kendaraan bermotor di jalan raya. Hasil penelitian menunjukkan bahwa perilaku merokok saat berkendara di jalan raya merupakan perilaku yang bertentangan dengan UU LLAJ, Permenhub Nomor 12 Tahun 2019, dan UU Nomor 36 Tahun 2009 karena dapat membahayakan diri sendiri dan orang lain. Merokok saat berkendara dapat menjadi faktor penyebab terjadinya kecelakaan. Peraturan yang mengatur larangan merokok bagi pengendara kendaraan bermotor di jalan raya perlu lebih ditegakkan agar tidak ada lagi pengendara yang merokok saat berkendara di jalan raya. Selain dengan menegakkan undang-undang, kolaborasi antara pemerintah dan lembaga penegak hukum juga sangat diperlukan, misalnya dengan memanfaatkan teknologi seperti CCTV yang dipasang di beberapa ruas jalan untuk pengawasan yang lebih optimal
PERAN DINAS EKONOMI KREATIF DAN UKM DALAM PEMBERDAYAAN UMKM PEREMPUAN DI KABUPATEN SLEMAN YOGYAKARTA
Get PDFAbstrak: Aplikasi ekonomi kreatif telah menjadi trendsetter di banyak negara di dunia. Konsep creative economy menjadi terobosan bisnis baru yang memadukan unsur kreativitas dan pembaruan dalam pembangunan ekonomi. Peneliti terdahulu telah banyak yang melakukan penelitian di sektor UMKM dengan memperhatikan fenomena sektor ekonomi kreatif, namun kajian mendalam tentang UMKM masih kurang. Kajian ini bermaksud untuk menggali fungsi dari Dinas Ekonomi Kreatif dalam Pemberdayaan UMKM perempuan di Kabupaten Sleman. Penelitian menggunakan deskriptif kualitatif, data dikumpulkan secara observasi, wawancara, dan dokumentasi telah digunakan pada studi ini. Hasil studi menginformasikan telah ada dan terus berlanjut upaya pemberdayaan yang dilakukan oleh dinas ekonomi kepada para pelaku UMKM di Kabupaten Sleman. Bentuk pemberdayaan yang dilakukan di antaranya pendampingan dan sosialisasi.
Kata Kunci: Pemberdayaan; UMKM; Pendampingan
Abstract: The application of the creative economy has become trendsetters in many countries around the world. The creative economy concept is a new business breakthrough that combines elements of creativity and innovation in economic development. Many previous researchers have conducted research on the MSME sector by paying attention to the phenomenon of the creative economy sector, but in-depth studies on MSMEs are still lacking. This study intends to explore the function of the Creative Economy Service in empowering women's MSMEs in Sleman Regency. This research used descriptive research, data was collected through observation, interviews, and documentation. The study results indicate that there have been and are continuing empowerment carried out by the economic service for MSME actors in the Sleman Regency. Forms of empowerment carried out include mentoring and socialization.
Keyword: Empowerment; MSMEs; Mentorin
OPTIMIZING GOVERNMENT POLICIES TO SUPPORT SUSTAINABLE SHARIA-BASED TOURISM
Get PDFAbstract: This paper examines the optimization of government policies to support sustainable sharia-based tourism, a sector that is gaining prominence in the global tourism landscape, particularly among Muslim travelers. The study begins by exploring the current state of sharia-based tourism in various regions, highlighting its economic and cultural significance. It identifies the critical role of government policies in creating an enabling environment for the development of this sector while ensuring compliance with Islamic principles. The findings reveal significant gaps in the current policy framework, emphasizing the need for clear regulatory standards, enhanced infrastructure, and targeted marketing strategies. Additionally, the study underscores the importance of community engagement and capacity building to foster local participation in sharia-based tourism. The paper concludes with evidence-based recommendations for policymakers aimed at optimizing government interventions to promote sustainable sharia-based tourism, thus contributing to economic growth, cultural preservation, and the overall well-being of communities involved in this burgeoning sector.
Keywords: Government Policies; Sharia-Based Tourism; Halal Tourism.
Abstrak: Paper ini membahas optimasi kebijakan pemerintah untuk mendukung pariwisata berbasis syariah yang berkelanjutan, suatu sektor yang semakin mendapatkan perhatian dalam lanskap pariwisata global, terutama di kalangan pelancong Muslim. Penelitian ini dimulai dengan mengeksplorasi keadaan saat ini dari pariwisata berbasis syariah di berbagai wilayah, menyoroti signifikansi ekonomi dan budaya sektor ini. Penelitian ini mengidentifikasi peran penting kebijakan pemerintah dalam menciptakan lingkungan yang mendukung pengembangan sektor ini sambil memastikan kepatuhan terhadap prinsip-prinsip Islam. Temuan menunjukkan adanya kesenjangan signifikan dalam kerangka kebijakan saat ini, menekankan perlunya standar regulasi yang jelas, infrastruktur yang ditingkatkan, dan strategi pemasaran yang terarah. Selain itu, studi ini menekankan pentingnya keterlibatan komunitas dan pengembangan kapasitas untuk mendorong partisipasi lokal dalam pariwisata berbasis syariah. Makalah ini diakhiri dengan rekomendasi berbasis bukti untuk pembuat kebijakan yang bertujuan untuk mengoptimalkan intervensi pemerintah guna mempromosikan pariwisata berbasis syariah yang berkelanjutan, sehingga berkontribusi pada pertumbuhan ekonomi, pelestarian budaya, dan kesejahteraan masyarakat yang terlibat dalam sektor yang berkembang ini.
Kata Kunci: Kebijakan Pemerintah; Pariwisata Berbasis Syariah; Pariwisata Halal
PENGEMBANGAN DESA WISATA ENERGI TERBARUKAN DALAM PERSPEKTIF ETIKA LINGKUNGAN
Get PDFAbstrak: Penelitian ini mengeksplorasi partisipasi aktif masyarakat dalam pengembangan desa wisata energi terbarukan dengan berpedoman pada perspektif etika lingkungan di Desa Wisata Tanjung, Donoharjo, Kecamatan Ngaglik, Kabupaten Sleman. Pendekatan partisipatif melibatkan kolaborasi aktif antara masyarakat, akademisi, swasta, pemerintah, dan pemangku kepentingan lain dalam setiap tahap pengembangan, mulai dari tahap perencanaan, implementasi, hingga pengawasan. Tujuan utama penelitian ini adalah untuk memahami bagaimana partisipasi masyarakat dapat meningkatkan kesadaran dan penerapan prinsip etika lingkungan dalam pengembangan wisata berbasis energi terbarukan. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi lapangan. Data didapatkan melalui wawancara mendalam, observasi lapangan, dan analisis dokumen untuk memperoleh data yang komprehensif. Hasil penelitian menunjukkan bahwa keterlibatan masyarakat merupakan penggerak utama dalam pengembangan desa wisata energi terbarukan, tetapi kerja sama lintas sektor diperlukan untuk keberlanjutan jangka panjang untuk menjawab tantangan dan peluang yang ada. Implikasi dari penelitian ini adalah pentingnya merancang kebijakan berbasis komunitas yang mendukung penerapan etika lingkungan dalam pengembangan desa wisata energi yang berkelanjutan. Penelitian ini menegaskan pentingnya pendekatan holistik berbasis etika lingkungan untuk menciptakan desa wisata yang mampu memberikan manfaat ekonomi, sosial, dan ekologis secara berkelanjutan.
Kata Kunci: desa wisata energi; etika lingkungan; energi terbarukan
Abstract: This research explores the active participation of the community in developing a renewable energy tourism village guided by an environmental ethics perspective in the Tanjung Tourism Village, Donoharjo, Ngaglik District, Sleman Regency. A participatory approach involves active collaboration between the community, academics, private sector, government, and other stakeholders in every stage of development, from planning and implementation to monitoring. The main objective of this research is to understand how community participation can increase awareness and application of environmental and ethical principles in the development of renewable energy-based tourism. This research uses qualitative methods with a field study approach. Data was obtained through in-depth interviews, field observations and document analysis to obtain comprehensive data. The research results show that community involvement is the primary driver in developing renewable energy tourism villages. However, cross-sector collaboration is needed for long-term sustainability to address existing challenges and opportunities. This research implies the importance of designing community-based policies that support the application of environmental ethics in the development of sustainable energy tourism villages. This research emphasizes the importance of a holistic approach based on environmental ethics to create tourist villages that can provide sustainable economic, social and ecological benefits.
Keywords: energy tourism village; environmental ethics; renewable energ
PENGARUH PERKEMBANGAN TEKNOLOGI, MEDIA SOSIAL, HARGA, DAN LOKASI TERHADAP PENDAPATAN UMKM DI KOTA LANGSA: MENGEKSPLORASI DINAMIKA SUKSES BISNIS DI ERA DIGITAL
Get PDFThis study aims to determine the influence of each variable, namely technological development, social media, price, and location on the income of micro, small, and medium enterprises (MSMEs) in the city of Langsa. The method used is quantitative with multiple regression analysis. The population in this study is micro, small, and medium enterprises (MSMEs) in Langsa City totaling 24,684 units. The sampling technique in this study uses Proportionate Stratified Random Sampling technique with a total of 100 respondents. Based on the test results, the Social Media and Location variables have a significant effect on MSME Income in Langsa City, while Technological Development and Price variables do not have a significant effect on MSME Income in Langsa City. Meanwhile, for the simultaneous test results presented, it can be seen that the Ftest value is 25.810 > the value of Ftable (2.70) and significant at 0.000 < 0.05. Therefore, it can be concluded that the four independent variables, namely Technological Development, Social Media, Price, and Location, simultaneously have a positive and significant effect on MSME Income with an adjusted coefficient of determination (adjusted R2) obtained at 0.446. This indicates that the variables of Technology, Social Media, Price, and Location are able to explain 44.6% of the variation in MSME Income, while the remaining 55.4% is influenced by other variables not examined in this study
PAKANI: Sustainable of Blue Economy melalui Islamic Digital Platform dalam Upaya Memberdayakan Petani Ikan di Jawa Timur
Get PDFThis study examines digital innovation through the PAKANI platform as a solution to support the implementation of a sustainable blue economy concept and empower fish farmers in East Java. PAKANI is designed as a technology-based application that provides comprehensive access to sharia financing, affordable and quality fish feed distribution, and broader marketing access for small-scale fish farmers. Challenges faced by fish farmers in East Java include limited resource access, high production costs, and inefficient distribution. This study employs a qualitative approach with descriptive analysis based on literature from journals, books, scientific reports, and articles to analyze East Java’s geographical potential for inland aquaculture in underutilized lands. The findings show that PAKANI can act as a catalyst in enhancing productivity and sustainability in small-scale aquaculture, particularly through integrating digital technology and sharia-compliant financing that is accessible for fish farmers. The blue economy concept applied in this platform leverages technology to reduce resource waste and support sustainable aquaculture practices aligned with circular economy principles. These findings are expected to make a significant contribution to the academic literature on digitalization in the aquaculture sector and the inclusive development of sharia-based economies, particularly in Indonesia. This platform is anticipated to improve fish farmers’ welfare and increase the fisheries sector’s contribution to sustainable economic growth in Indonesia