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    ANALISIS PELAKSANAAN PROGRAM KUR DALAM MENGEMBANGKAN UMKM DI SIDOARJO (Studi Implementasi Pada PT Bank Rakyat Indonesia,Tbk.

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    Penelitian ini bertujuan untuk menganalisa pelaksanaan program KUR Mikro BRI dalam mengembangkanUMKM di Sidoarjo. Penelitian deskriptif kualitatif ialah jenis penelitian ini memakai data primer yangdikumpulkan melalui dokumentasi, wawancara, dan observasi. PT. Bank Rakyat Indonesia, Tbk dan UMKM diSidoarjo merupakan subyek dari penelitian ini dan pelaksanaan program KUR dan pengembangan usahamerupakan obyek dari penelitian ini. Hasil penelitian ini adalah pelaksanaan program KUR melalui beberapatahap, antara lain: tahap permohonan, tahap analisis kredit, tahap pemeriksaan lapangan, tahap keputusankredit, tahap pencairan kredit dan tahap pemantauan usaha. Program KUR pada Bank BRI dapat membantuUMKM dalam mengembangkan usaha dari segi permodalan

    PENGOLAHAN SOSIS IKAN MUJAIR DENGAN PENAMBAHAN SAYUR POKCOY DITINJAU BERDASARKAN UJI ORGANOLEPTIK

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    Rumusan masalah pada penelitian ini yaitu formulasi pembuatan sosis dari ikan mujair dengan penambahan sayur pokcoy dan daya terima sosis ikan mujair dengan penambahan sayur pokcoy ditinjau dari uji organoleptik. Tujuan pada penelitian ini adalah mendeskripsikan formulasi pembuatan sosis ikan mujair dan sayur pokcoy, serta mendeskripsikan daya terima sosis ikan mujair dengan penambahan sayur pokcoy ditinjau berdasarkan uji organoleptik. Metode pada penelitian ini, menggunakan metode kuantitatif, mengumpulkan data melalui eksperimen dan uji organoleptik, serta analisis data menggunakan anova dua arah untuk melihat seberapa baik sosis ikan mujair yang diolah dengan sayuran pokcoy. Hasil data yang diperoleh, sampel X1 (ikan mujair 70%, sayuran pokcoy 30%) dari rasa, aroma, warna, tekstur, dan daya terima hasil yang paling baik. Sampel X2 (ikan mujair 60%, sayur pokcoy 40%) adalah sampel evaluasi yang paling disukai. Kesimpulan pada penelitian ini yaitu resep sosis ikan mujair dengan sayuran pokcoy: X1 (70% ikan mujair, 30% sayur pokcoy), X2 (60% ikan mujair, 40% sayur pokcoy), X3 (50% ikan mujair, 50% sayur pokcoy), 40 g bawang merah, 25 g bawang putih, 25 g bawang bombay, 30 g tepung terigu, 50 g tepung tapioka, 20 g telur, ½ sdt garam, ½ sdt penyedap rasa, ½ sdt merica, 20 ml minyak goreng, dan 60 ml air. Langkah-langkah pengolahannya meliputi pembersihan, pengirisan, penimbangan, pengukusan, pengemasan, penghalusan, dan pendinginan fillet ikan dan hasil daya terima responden sampel tertinggi adalah sampel ( X2 Iikan mujair 60%, sayur pokcoy 40%)

    Strategies for Increasing Student Participation in English Class Discussions through the Think-Pair-Share Technique

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    Increasing student participation in class discussions is a major challenge in English language teaching. One effective method to enhance student engagement is the Think-Pair-Share (TPS) technique. This study aims to explore strategies for using the TPS technique to increase student participation in English class discussions. The TPS technique consists of three stages: thinking individually, discussing with a partner, and sharing thoughts with the class. Through this approach, students are given the opportunity to think independently before interacting with their partner, which encourages greater confidence in expressing their ideas. Furthermore, by sharing their thoughts with the class, students also learn to listen to and value their peers\u27 viewpoints. This research adopts a qualitative method, using observation and interviews as data collection tools. The results indicate that the application of the TPS technique significantly increases student participation, boosts their confidence in using English, and fosters a more inclusive learning environment. Students who were previously passive in discussions became more active and open in expressing their ideas. Therefore, implementing the TPS technique can be considered an effective strategy to enhance student interaction in English classes, which, in turn, can improve their learning outcome

    UNSUR-UNSUR TOTEMIK PADA PATUNG LORO BLONYO

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    Abstract This research aims to describe the elements of totemism in the Loro Blonyo statue. Totemism is a belief and practice with based on the belief that involves glorifying or honoring totems, which can be animals, plants, and inanimate objects. Totemism is often found in indigenous communities or ethnic groups that have strong connectivity to nature and the environment around them. Javanese society has various cultures. There are also Javanese cultural products that contain totemic elements, which is these totemic products are still considered important for the supporting community. One of the Javanese cultural products that contains totemism is the Loro Blonyo statue. The Loro Blonyo statue is usually placed around the central of the senthong room, which is a special room that is sacred in a traditional Javanese house, usually located in the middle room, and functions as a place to store heirloom objects as well as functioning as a place to carry out good rituals that have religion aspect or other mystical beliefs for the owner. Loro Blonyo is believed to be an object that has good luck, as well as a means to achieve the hope of fertility of offspring and prosperity in life. The aim of this research is to analyze the totemic elements contained in the Loro Blonyo statue. Keywords: Loro Blonyo, Senthong Tengah, Totemism, Javanese Cultur

    Pengaruh Risiko Kredit Dan Risiko Likuiditas Terhadap ROA Dengan Good Corporate Governance Sebagai Variabel Moderasi

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    This research aims to determine the effect of credit risk and liquidity risk on ROA with Good Corporate Governance as a moderating variable. The research population consists of state-owned banks listed on the IDX, with a sample of state-owned banks for the period 2017-2021. This research uses quantitative methods, with data sources taken from the website www.idx.co.id and the official websites of each company. The analysis technique used is Moderating Regression Analysis (MRA). The research results show: (1) Credit Risk (NPL) has a negative and significant effect on ROA, (2) Liquidity Risk (LDR) has a positive but less significant effect on ROA, (3) Credit Risk (NPL) and Liquidity Risk (LDR) together have a positive and significant effect on ROA, (4) Good Corporate Governance (GCG) moderates the relationship between Credit Risk (NPL) and ROA, and (5) GCG does not moderate the relationship between Liquidity Risk (LDR) and ROA. Keywords         : Good Corporate Governance; Credit Risk; Liquidity Risk; Return on Assets

    Model Kepemimpinan Kepala Sekolah Dalam Implementasi Kurikulum Merdeka Berbasis Proyek

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    The principal is the spearhead of the implementation of education in schools. However, in the field it was found that there was still inadequate understanding in the implementation of the Merdeka curriculum and the monitoring and evaluation system was less effective. The aim of this research is to explore the principal\u27s leadership model in implementing the project-based Merdeka curriculum at SDN Sungai Gampa 2, implementation, and identify inhibiting factors and the solutions offered. This research uses qualitative methods with data collection techniques including observation, interviews and documentation. The results of the research show that the leadership model used by the Principal of SDN Sungai Gampa 2, namely: a) implementing transformational leadership, b) opening good communication with parents ensuring the availability of learning resources and encouraging teachers to improve their competence, and d) establishing needs-based policies. Meanwhile, the implementation of the leadership model carried out by the school principal, namely: a) improving the quality of service, b) to teachers, providing support in professional development and providing learning resources, and c) to parents, encouraging teachers to provide information related to child development and efforts to support the Merdeka curriculum. Meanwhile, the solutions taken by the school principal if there are challenges and obstacles are: a) identifying obstacles, b) providing advice and direction, c) evaluating the procurement of needed resource

    Keanekaragaman Bakteri Di Sumber Mata Air Science Techno Park Desa Taloetan Kecamatan Nekamese

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    Bacteria play an important role as bioindicators of water quality and also play a role in the ecological cycle that helps degrade organic materials in spring sources. The spring is one of the springs located in the development site of Science Techno Park Widya Mandira Catholic University located in Taloetan Village, Nekamese District, Kupang Regency. This study aims to determine what bacteria, dominant bacteria, and characters contained in the source of Science Techno Park springs in Taloetan Village, Sub-District. The stages in this study are as follows: 1. Isolation of bacteria from spring water sources 2. Bacterial purification and 3. Characterization of bacteria 4. Identification of bacteria is by matching the characters tested with Bergey\u27s Manual of Determinative Bacteriology 9th.  The results showed that sourced from two sampling points obtained as many as 20 bacterial isolates. at point one as many as nine isolates namely isolates and colon as many as eleven isolates namely BA 1.1, BA 1.2, BA 1.3, BA 1.3, BA 1.4, BA 1.7, BA 1.8, BA 1.9, BA 1.10, BA 2.1, BA 2.2, BA 2.3, BA 2.3, BA 2.4, BA 2.5, BA 2.6, BA 2.7, BA 2.8, BA 2.9, and BA 2.10. The conclusion of this study is that 20 bacterial isolates from samples of Science Techno Park springs  in Taloetan village, nekamese have similarities with 13 genera, namely acidomonas, acinetobacter, microbacterium, bordetella, brucella, salmonella, xanthobacter, marinomonas, aeromonas, escherichia, spirillum, azotobacter, flavobacterium.,  the dominant genus in the springs  of Science Techno Park in Taloetan Village, Nekamese District, namely the genus Acidomonas and the genus Salmonella, and the characteristics of bacteria in general are bacil, all bacterial isolates can ferment types of glucose sugar, all bacteria can’t grow at temperatures of 50ºC, cannot grow at pH 3, and cannot grow at NaCl 10% & 15%. Keywords: bacteria, spring source, isolation, characterization, and identificationBakteri berperan penting sebagai bioindikator kualitas air dan juga berperan dalam siklus daur ekologi yang membantu mendegradasi bahan-bahan organik pada sumber mata air. Sumber mata air merupakan salah satu sumber mata air yang terdapat di tempat pengembangan Science Techno Park Universitas Katolik Widya Mandira yang terletak di Desa Taloetan, Kecamatan Nekamese, Kabupaten Kupang. Penelitian ini bertujuan untuk mengetahui bakteri apa saja, bakteri yang dominan, dan karakter-karakter yang terdapat dalam sumber mata air Science Techno Park Di Desa Taloetan Kecamatan. Adapun tahapan dalam penelitian ini sebagai berikut  1. Isolasi bakteri dari sumber mata air 2. Purifikasi bakteri dan 3. Karakterisasi bakteri 4. Identifikasi bakteri yakni dengan mencocokkan karakterkarakter yang diuji dengan  buku Bergey’s Manual of Determinative Bacteriology 9th.Hasil penelitian menunjukkan bahwa bersumber dari dua titik pengambilan sampel diperoleh sebanyak 20 isolat bakteri. pada titik satu sebanyak sembilan isolat yakni isolat  dan titik dua sebanyak sebelas isolat yakni BA 1.1, BA 1.2, BA 1.3, BA 1.ˉ3BA 1.ˉ4, BA 1.7, BA 1.8, BA 1.9, BA 1.10,BA 2.1, BA 2.2, BA 2.3, BA 2.ˉ3 , BA 2.4, BA 2.5, BA 2.6, BA 2.7, BA 2.8, BA 2.9,  dan BA 2.10. Simpulan penelitian ini adalah 20 isolat bakteri dari sampel mata air Science Techno Park di desa taloetan, nekamese memiliki kemiripan dengan 13 genus yaitu acidomonas, acinetobacter, microbacterium, bordetella, brucella, salmonella, xanthobacter, marinomonas, aeromonas, escherichia, spirillum, azotobacter, flavobacterium., Genus  yang  dominan pada sumber mata air Science Techno Park Di Desa Taloetan Kecamatan Nekamese yaitu  genus Acidomonas dan genus Salmonella, dan karakter-karakter bakteri pada umumnya bentuknya bacil, semua isolat bakteri dapat menfermentasikan jenis gula glukosa, semua bakteri tidak dapat tumbuh di suhu 50ºC, tidak dapat tumbuh di pH 3, dan tidak dapat tumbuh di NaCl 10% & 15%. Kata Kunci: bakteri, sumber mata air, isolasi, karakterisasi, dan identifikas

    Dynamical Analysis of Mathematical Model of Social Behavior with Law Enforcement and Religious Approaches

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    Mathematical models could be used to describe various phenomena, one of which is social phenomena. One of the interesting social phenomena to study is criminal behavior. By dividing the total population into several compartments based on their social behavior status, a mathematical model could be constructed to depict social dynamics. These social dynamics could be understood through dynamical analysis and numerical simulation. In this study, numerical simulations were conducted using Maple 2022 software and the Runge-Kutta method. Based on the results of dynamical analysis and numerical simulations, it is known that by implementing law enforcement and religious approaches, criminal activities within a population could be reduced or even eliminated

    The Associated Factors with Breastfeeding Self-Efficacy Among Breastfeeding Women in Kalimantan Utara

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    Exclusive breastfeeding is important for the quality of children\u27s health. Nevertheless, the proportion of exclusive breastfeeding at the Malinau City Health Center stands at a mere 45.6 percent, falling short of the 50 percent benchmark set by the World Health Organization (WHO). nursing self-efficacy is a significant element that affects nursing behavior. This study aims to determine the factors related to breastfeeding self-efficacy. This study was cross-sectional, with a sample of 147 mothers obtained by purposive sampling. Breastfeeding Self Efficacy (BSE) is measured using the Breastfeeding Self Efficacy Short-Form. Data was analyzed using the Chi-Square test. The results showed that there was a significant relationship between breastfeeding problems (p-value equals 0.001), family support (p-value equals 0.001), and health worker support (p-value equals 0.001) with breastfeeding self-efficacy. It is concluded that breastfeeding problems, family support, and health worker support were factors related to breastfeeding self-efficacy in breastfeeding mothers. Therefore, health workers and families are expected to support mothers when they have breastfeeding problem

    MELATIH KEMAMPUAN LITERASI NUMERASI SISWA MADRASAH IBTIDAIYAH NURUL HUDA SAWO DENGAN MENGEMBANGKAN LKPD BERBASIS ASESMEN KOMPETENSI MADRASAH INDONESIA (AKMI)

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    Kegiatan pengabdian ini dilatar belakangi masih jarang digunakannya LKPD berbasis AKMI dalam pembelajaran matematika di MI Nurul Huda Sawo. Tujuan dari pengabdian ini adalah mengembangkan LKPD berbasis AKMI dan melatih kemampuan literasi numerasi siswa. Oleh karena itu peneliti melakukan penelitian pengembangan. Subjek dari peneltian ini adalah siswa kelas V MI Nurul huda yang berjumlah 33 siswa. Penelitian dilaksanakan pada semester genap tahuun Pelajaran 2023/2024 pada bulan juni. Instrumen yang digunakan adalah lembar observasi, angket respon, LKPD, Soal literasi numerasi, dan lembar validasi. Hasil uji kelayakan oleh validator sebesar 89,25% yang berarti LKPD sangat layak diguunakan, hasil respon siswa sebesar 83,58% yang berarti LKPD sangat praktis untuk digunakan, sedangkan hasil tes literasi numerasi 6 siswa dengan kategori tinggi, 18 siswa dengan kategori sedang, dan 9 siswa dengan kategori rendah. LKPD yang dikembangkan dapat digunakan dalam pembelajaran matematika dan melatih kemampuan literasi numerasi siswa

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