Rescollacomm (E-Journals)
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Calculation of Motor Vehicle Insurance Premiums by using the Moment Method to Estimate the Aggregate Claim Model
Get PDFThe aggregate claim model is a model that can be used to determine the amount of premium billed to the insured by the insurance company. This model consists of a combination of two independent random variables, namely the number of claims that occur and the size of the claim for each claim submitted. In this study, many claims are Poisson distributed and the size of the claim is exponentially distributed. The method of moments is used to estimate the parameters of each distribution. Based on the calculation results, the amount of premium billed to the insured for one year if based on the pure premium principle is Rp. 112,500,000.00 and if based on the expected value principle, variance value principle, and standard deviation principle is Rp. 165,900,000.00
Community Empowerment Through Legal Counseling: Increasing Legal Awareness and Justice for Women and Children in Cijeruk Hamlet, Tasikmalaya City
Get PDFLegal education about justice for women and children is an important step in understanding the Cijeruk Hamlet community about the rights and obligations of women and children in a legal context. This activity aims to fill this gap in understanding and increase understanding about the equal rights and obligations of women and children. In this activity, Article 30 of Law Number 1 of 1974 concerning Marriage was socialized as a legal basis that guarantees equal rights for women and children. This activity also involved PKK women in Cijeruk Village, who have an important role in spreading information and understanding about justice for women and children in their environment. In addition, group counseling is carried out to provide opportunities for group members to share knowledge and experiences in overcoming family problems. The result of this legal education activity is an increase in public awareness, especially PKK women, about the rights and obligations of women and children under the law. The impact is the formation of a women\u27s group that cares about justice for women and children.
Training on Diversification and Labeling of Honey Products in the Taman Kelulut Ayoh Ku Bee Farming Community
Get PDFTaman Kelulut Ayoh Ku Bee Farming Community in Pengkalan Gelap, Kuala Setiu, Terengganu, Malaysia, is a group of Trigona sp. honey beekeepers. which faces challenges related to the availability of packaging facilities for kelulut honey. This community service activity is important to provide education and training to improve packaging facilities through diversification and labeling on honey product. The activity was carried out offline on August 8-9th, 2023. The results of the activity showed that the training on diversifying honey product packaging increased the knowledge and skills of 92.5% of participants, while the training on labeling honey product packaging increased the knowledge and skills of 80% of participants. The solutions presented can increase the knowledge and skills of community members, motivate the enthusiasm of farmers, and increase the selling value of honey products produced by the Taman Kelulut Ayoh Ku Bee Farming Communit
Injury Prevention Strategy Training in Esports Players: A Holistic Approach to Physical and Mental Health
Get PDFEsports has grown into a global industry that attracts the attention of millions of players around the world. However, the popularity and intensity of the game has brought a risk of injury to esports players, especially related to physical problems such as hand joint injuries and poor posture. This article describes various injuries that often occur in esports players, including injuries to hand joints, posture disorders, eye disorders, sleep disorders, and mental health. We also explain the factors that can cause this injury, such as repetitive movements, high pressure, unergonomic positions, lack of rest, joint stiffness and psychological stress. Next, we present comprehensive solutions to prevent injuries in esports players, including physical exercise, stretching exercises, use of ergonomic equipment, attention to body posture, playing time management, and mental health care. Emphasis is placed on a holistic approach that includes both physical and mental health
Strategic Transformation at PT Bank Central Asia Tbk: Lessons in Market Adaptation and Leadership
Get PDFThis paper provides an in-depth analysis of strategic management practices employed by PT Bank Central Asia Tbk (BCA), one of Indonesia\u27s leading banks. The study investigates BCA\u27s strategic initiatives across multiple dimensions including organizational strategy, competitive positioning, customer service enhancement, digital transformation, and sustainability efforts. Through a strategic management lens, the analysis examines how BCA has navigated challenges and capitalized on opportunities in the dynamic banking landscape of Indonesia. Key strategic decisions, such as market segmentation, product innovation, and technology adoption, are explored to understand their impact on BCA\u27s market leadership and financial performance. Additionally, the paper discusses the role of corporate governance and leadership in driving BCA\u27s strategic objectives forward
Entrepreneurship Study and Its Impact on Students’ Intention to Start Up: A Sample Case Study of Students Belonging to Two Universities of Tunisia
Get PDFThe present paper examines the impact of entrepreneurship education on students’ intention to start up business. Using a sample of young Tunisian students from both Sfax and Sousse (these are two tows in Tunisia) universities, we propose to determine the significant factors influencing their entrepreneurial intention. Our econometric results have revealed that the composite variables , i.e, the student’s internal and external socio-cultural background, the students’ profile in terms of their theoretical and practical knowledge in new business start-up and the students’ characteristics (age and, above all, educational level), are the most determining variables affecting students’ intention to engage in business start-ups. The gender variable has no significant effect on entrepreneurial behavior
Supplier Development Practices and Supply Chain Performance of County Governments in Kenya
Get PDFMany organizations have realized the significant role suppliers play in determining organizational performance. This study sought to examine the influence of supplier development practices on supply chain performance of County Governments in Kenya. This study employed a descriptive survey research design targeting 112 procurement staff. The study utilized both stratified and simple random techniques. For data collection close ended questionnaires was used. For data analysis descriptive and inferential statistics were used. Descriptive statistics used were mean and standard deviation and Inferential statistics used Pearson correlations and simple linear regression. The study found that supplier development practices had a positive and significant effect on supply chain performance of County Governments in Kenya. The findings extends our knowledge on supplier development practices that can enhance performance. The study recommends for County Governments to develop suppliers through training, supplier financing and innovation so as to enhance performance of supply chain
Analysis Stock Price: Earnings per Share as Moderating Variable
Get PDFThis study seeks to determine the influence of moderating factors on the company\u27s financial performance on the stock price in the consumer cyclical sector, such as current ratio, debt-to-equity ratio, return on equity, and earnings per share. The study\u27s population consisted of industrial enterprises in the consumer cyclical sector sourced from the 2020–2022 Indonesia Stock Exchange website. Purposive sampling was used to acquire 31 firms for the study. Multiple regression and moderate regression analyses are data analysis procedures where Stata 17 software is used for data processing. Furthermore, this analysis assumes that the debt-to-equity ratio, return on equity, and current ratio affect stock prices. The debt-to-equity ratio, return on equity, and current ratio are all impacted by earnings per share. Stock prices might be impacted by it as well. Data analysis indicates that although the debt-to-equity and current ratios do not affect stock prices, the return on equity does. If profits per share rise, stock prices may be less impacted by debt-to-equity and current ratios. Earnings per share cannot moderate the Return on Equity on stock prices
Leverage, Profitability and Firm Value: The Moderating Effect of Dividend Policy
Get PDFMost investors experience failure in their investments. So it is necessary to provide positive or negative signals to investors to obtain more accurate information regarding the risks they will face and the percentage of profits they will obtain. If the company can provide positive signals to investors, it will create a sense of satisfaction and trust in the company so that the value of the company will increase. This research uses quantitative methods. This research aims to ascertain whether company value is influenced by leverage and profitability by introducing dividend policy as a moderating factor. The population used is the LQ45 Company listed on the BEI in 2018-2022. The Purposive Sampling Method is a sample selection method in this research using certain criteria. This research data analysis approach uses SPSS 25 software for moderation testing and multiple linear regression analysis. Based on the research findings, corporate value can be affected by profitability and leverage, and it can be generally moderated by dividend policy. Keywords: Leverage, Profitability, Dividend Policy, Firm Valu
EFFECTS OF PROMOTION PRACTICES ON EMPLOYEE PERFORMANCE IN THE NATIONAL BANK OF KENYA.
Get PDFRecruitment is a fundamental function in an organization\u27s human resource management department. Its goal is to attract more qualified candidates for potential employment. The adoption of effective recruitment methods by organizations will increase their ability to recruit competent employees with the necessary skills, thereby helping them master their roles. The purpose of this research was to assess the effect of promotion practices on employee performance in the National Bank of Kenya Limited. The following theories underpinned the study; Cattell’s 16PF Trait Theory, Expectancy Theory and Equity Theory. This study employed a descriptive survey design with a target population of 215 members of staff consisting of managers, supervisors and, Bank officers from the Human resource department, Operations department, Marketing department and Finance department of the National Bank of Kenya, head office. Various departments were chosen using both stratified sampling and simple random sampling methods, based on their employee levels. A sample comprising 144 respondents was utilized for data collection using a questionnaire and an interview guide for the head of personnel service. Quantitative information obtained was edited, coded and analyzed. Data was analyzed using the Statistical Package for Social Science (SPSS). Both descriptive and inferential statistics were utilized in this study with the results given in tables and figures. The study found that promotion practices had positive statistically significant influence on employee performance in the NBK. On promotion practices, the study concluded that the bank has a promotion policy for employees and that promotion is accorded to employees based on merit.