IUB Journals (Islamia University of Bahawalpur)
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A Comparative Study Between insurance and banking sector about influence of key HR practices in boosting service recovery performance
Get PDFThe purpose of this study is to examine key human resources practices (Rewards, Training, Job Description, intellectual capital, Staff Participation, Internal career opportunities) that influence employee commitment and service recovery performance (SRP) of banking and insurance sector of Karachi region. SRP is crucial in banking sector especially in the Islamic Insurance banking sector and plays a vital and key role in sustainable competitive advantage for value addition in future to acquire market. The data was collected from 250 employees of banking and insurance sector working in Karachi on convenience sampling technique. Data was analyzed by using SMART PLS to examine the relationship between constructs. This study contributed to the body of knowledge in explaining relationship of Rewards, Training, Job Description, intellectual capital, Staff Participation, Internal career opportunities to employee commitment and SRP, explained in the Banking and insurance sector specially in Karachi.  
A Digital Business Innovation and Financial Inclusion: Panacea to Nigeria's Economic Growth
No full textAn emphasis on inclusive development via conventional financial inclusion and digital innovation is evident globally. Contemporary business innovations are driven by digitalization. This paper explores the effects of financial inclusion and digital business innovations on Nigeria's economic growth. It tracks the evolution of financial inclusion from banking sector recapitalization through the Maya Declaration's implementation and the regulation of M-payments to the licensing of Mobile Network Operators (MNOs). The article describes digital business innovation (DBI) facilitated by Information and Communication Technology (ICT) as well as Artificial Intelligence (AI) as a strategy that will raise the quality of life for those at the base of the development pyramid. The effectiveness of Digital Banking Inclusion (DBI) in Nigeria faces challenges, including the presence of individuals without traditional bank accounts, the uneven distribution of digital technology and higher incomes in cities, barriers that hinder fair competition, the use of a single regulatory approach that may not fit all situations, a shortage of affordable, high-quality digital connections, and conflicts of interest between DBI service providers and DBI users. The study suggests speeding up the development of financial infrastructure, application of digital technologies, and modifying the regulatory framework to fit various contexts.
Demand of the Saraiki Province and the Role of Political Parties: A Comparative Study of Pakistan People’s Party and Pakistan Muslim League Nawaz (2008-2018)
Get PDFThe sense of deprivation often leads towards ethnic conflicts in state. The lack of social, political and economic opportunities create tendencies of demanding new units within the state. The demand of the Saraiki province is also an example of the demand of the deprived people. The Saraiki province has been a long wish of local people of Saraiki belt. Almost all the past governments did not heed proper attention and any mechanism could not be emerged for the Saraiki province. The Saraiki belt (Multan, Bahawalpur, Dera Ghazi Khan), despite the promise of equal rights by giving new province to them, the people of Saraiki belt were not facilitated even with the basic rights of education and health. The South Punjab may be regarded as periphery of the core for the federal and the provincial governments of Pakistan where both the governments are manipulating its resources and manpower. The south Punjab, in turn, gets further decrease in development and funds as Punjab is a large province which may not address the issues of a common man at its doorstep. Moreover, display of poor governance is seen everywhere as the required funds and power are not given to the Saraiki belt. Pakistan people’s Party remained in power from 2018 and Pakistan Muslim League N steered the government from 2013to 2018. Despite the promises and claims, both the parties could not even brought the Saraiki province issue to limelight. The objective of the paper is to find out the working of the political parties for the new Saraiki province. Applying descriptive and analytical method, this comparative study focused on the policies, performance and role of two major political parties, PPP and PMLN, regarding the formation of the Saraiki province in South Punjab.
Key words: Saraikee province, Role of Political Parties, PPP, PMLN, South Punja
Food Security and Prospects of Water Resources: A Case Study of Kalabagh Dam
Get PDFAgriculture sector plays pivotal role in boosting Pakistan’s economy. It represents around 45% of employment, contributes 21.4% to Gross Domestic Product and provides food to over 240 million people of the country. Due to rapid population growth, it is estimated that it will become around 403 million by 2050 (United Nations Population Fund Report, 2023). It will be challenging for the agriculture sector to meet the forthcoming food demand because the accessible resources to provide safeguards against food insecurity in future are conditional with the availability of fresh water which is the backbone of agriculture sector. The gap between the availability and demand of fresh water is becoming wider due to certain circumstances and it could be accomplished by constructing new dams. Within this debate, the project of Kalabagh dam is analyzed as the most feasible option while comparing it under four dimensions: availability, applicability, acceptability, and affordability. The disagreements among the domestic political groups are main impediments on the way to the construction of Kalabagh dam. Domestic political snags might be addressed through dialogues and compromises. The debate for engendering national consensus on Kalabagh dam and to comprehend the domestic political discrepancies, is evaluated within the prism of the theory of state-building.
Keywords: Food Security, Kalabagh Dam, Domestic Politics, Water Security, Theory of State-buildin
The role of Universities in promoting Inter-Cultural and Inter-Religious dialogue in Africa
Get PDFAfrica is one of the continents that make up the global community. The communities in Africa comprise of people from diverse races, ethnicities and belief systems. Overtime, these communities have clashed along tribal lines and faith inspired conflicts. There is a growing concern in Africa over the need to establish unity entrenched in Pan-Africanism. Africa has more than 1900 universities both faith based and secular oriented. These universities attract a multitude of students from different parts of the continent and the world at large. With such dynamics, these institutions of higher learning could breed a new tolerant generation by fostering values of dialogue and peace amongst the African people. The main objective of this paper was to examine the role of a university in fostering inter-cultural and inter-religious dialogue in Africa. The paper was composed using library research where analysis was made using credible multimedia, academic papers and publications etcetera, to enrich the study. From this, conclusions and recommendations were made for instance the need to decolonize the philosophy of African Universities, promoting research and community outreach engagements while involving the students. Promoting and engaging students in courses that are non-discriminative in terms of culture and faith such as astronomy, astrophysics, space exploration and science
Benefits of Makki Mowakhat
Get PDFThe study of the blessed life of the Prophet ﷺ is also have great significant with its sequences of the events. Many proceedings of Prophethood during the Meccan period actually proved to be the prelude or foundation of the importance measures of the Madani period. One of the essential steps is Makki Mukhat. A large number of biographers and historians have mentioned Madani Muwakhat, but there is no material in their books regarding Makki Muwakhat. Some have mentioned the Makhi muwakhat , but most of them have mentioned only the Madni and confused about the Makki Muwakhat. This Makkah Muwakhat provide the some kind of protection to oppressed Muslims of Makkah and th new ones who were freed from Slavery.This Muwakhat also proved to be a forerunner of Madani Muwakhat and is very important in its fruits and wisdom. In this paper, an attempt has been made to evaluate the effects of Makki Mukhwat. It was intended to give up the muslims a social and social environment that would create unity and differences between them. In addition, it was intended to ease the grief of the Muslims at the loss of their family and relatives and to give a new determination to live, enthusiasm and a new color of this relationship of the makkah period with the brotherhood of “Mawakhat-e-islam.” It was the first act of establishment. Mowakhat was actually the first seat of global Islamic community. The Prophet (peace and blessings upon him ),established Muwakhat as the first priority to replace cruelty and brutality with love
قرآن و حدیث کی روشنی میں پھلوں کے انسانی زندگی پر اثرات: Impacts of Fruits on Human Life in the Light of the Quran and Hadith
No full textThis study explores the effect of fruits on human health, it focuses on their nutritional, physiological and spiritual needs. In this study, the value of fruits in living a healthy lifestyle and acting upon the Islamic principles of self-control and thankfulness are discussed. This research takes a multidisciplinary approach, in combination with nutritional science, medical research and religious studies to create a more refine view of the relationship between fruits and human existence which highlights the need of using fruits in our daily lives.
The Quran and Hadith highlight the importance of eating fruits in moderation, due to their nutritional benefits. Prophet Muhammad (P.B.U.H) praised the qualities of fruits like dates, grapes, and dates. This study encourages spiritual mindfulness and physical well-being, promoting an extensive Islamic-based approach to health
Problems Faced by Street Children Towards Accessing Education in Rawalpindi City
No full textEducation is a human right and one of the key channels through which intergenerational poverty cycles can be broken, but in most developing states, it has been very inaccessible to children in the streets. This paper focuses on the socioeconomic and institutional constraints that affect the access to education of street-going children in Rawalpindi, Pakistan. Information was gathered on 110 street-working children using a quantitative cross-sectional research design by the use of structured interviews. The relationships between parental education, schooling costs, parental encouragement, and children education involvement were analyzed using descriptive statistics and the chi-square tests. The results indicate that poverty, illiteracy by parents, lack of employment and perceived high school fees are important limits to school attendance and psychosocial problems serve to further support exclusion. The research, based on the Empowerment Theory, points to the structural deprivation as a limitation in children agency. The results emphasize the necessity to implement child-centered educational and social protection interventions
The Reasons behind polyagmy in Punjab
Get PDFPolygamy creates multiple social and behavioral problems in a family which is the basic unit of a society. In a Muslim society, four simultaneous marriages are allowed for a man at the most. It was revealed after the survey that in Punjab there are multiple reasons why a man may opt or be compelled for a second marriage. A man may be dissatisfied with the affairs of his present marriage, he could fall in love with another girl, he may want to protect a widow’s life by bringing her in a marital bondage or it could be merely due to his family traditions. However, polygamy has challenges of its own that must be identified and adjusted accordingly for a happier and contented life for all stake holders. To the best of our knowledge this issue is not addressed in research with a national context. In the underlying research we investigate various dimensions of this problem by surveying and interviews systematically selected samples of the society of Punjab
School Children’s Perspective on Rejection Sensitivity, Forgiveness, and Anger Expression
Get PDFThis study aims to investigate the differences related to rejection sensitivity, forgiveness tendency, and anger expression among school children using a sample of 800 adolescents (girls = 50%, boys = 50%), aged 12 to 17 years (M =14, SD =1.123), selected through stratified random sampling. Urdu version of the child rejection sensitivity questionnaire (C-RSQ), the Heartland forgiveness scale (HFS), and the indigenously developed child anger expression scale (CAES) were used for assessment. Results indicated that the interaction of gender and different school systems have a significant impact on RS, tendency to forgive, and anger expressions of school-going adolescents. Furthermore, boys from the private school system have more anger rejection sensitivity (44.847, p< 0.01), expression of anger through externalizing (385.511, p< 0.01), hostility, and violence (62.935, p< 0.01). Whereas, girls from the private school system were found to have more anxious rejection sensitivity (137.180, p< 0.01), higher tendency to forgive (25.242, p< 0.01); and increased internalized anger expression (885.982, p< 0.01). It is concluded that rejection sensitivity and low forgiveness lead to different anger expressions among school children, whereas school ecology and teachers play a crucial role in the character building of adolescents by teaching them moral values and civic sense