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The Influence of Perceived Ease and Usefulness on the Decision to Use Qris as a Digital Payment Tool: JEL Classification: D12, E42, G21, O33, M31
No full textDigital technology is fast evolving, which has led to a change of cash payment to non-cash payment. A good example of this innovation that Bank Indonesia brought about is the Quick Response Code Indonesian Standard (QRIS). The aim of the present study is to focus on the relationship linking between the perception of ease of use and the perception usefulness with consumer adoption of QRIS in Cafes Bento Mataram. The data were obtained through the questionnaire of the structured questionnaire that was distributed to the consumers of Café Bento Mataram. The respondents were 100 in number and they were chosen randomly. The obtained data were then analysed with the help of SPSS version 25. This analysis involved reliability and validity, classical assumptions tests, and parametric tests such as t -tests, F-tests and coefficient of determination (R) calculations, among various procedures of multiple regression. The findings reveal that the perceived ease of use has a positive and statistically significant effect on the decision to adopt QRIS with a t -statistic of 4.704, which is above the critical value of 1.661 (p = 0.000 0.05). Perceived usefulness also has positive significant value with t-statistic of 6.441 exceeding critical value of 1.661 (p=0.000<0.05). These results suggest that consumers who consider QRIS simpler and more advantageous have a higher tendency of using the system. The implications of the findings on the practical side of digital financial service providers are to improve the quality of services, their access, and benefits to the consumers to increase their acceptance of the use of QRIS
Social and Economic Impact of the Six Universities Initiative Japan-Indonesia Program on Sustainable Development: JEL Classification: I30, O15, O19, Q56, R58
No full textThis study explores the impact of the Six Universities Initiative Japan-Indonesia (SUIJI) Program on sustainable development in rural South Sulawesi, Indonesia. The program aims to foster community-based social innovation through cross-cultural collaboration between Japanese and Indonesian students, who engage directly with local communities to address environmental, social, and economic challenges. The study uses a qualitative approach, including participant observation, in-depth interviews, and document analysis, to assess the program's impact in four locations: Barrang Lompo Island, Lakkang Island, Toraja, and Polewali Mandar. Key findings indicate that the program significantly improved agricultural productivity, environmental sustainability, and community well-being through the introduction of organic farming techniques, sustainable fisheries practices, and improved education. Students participating in the program developed cross-cultural communication skills and practical experience in applying theoretical knowledge in real-world contexts. However, challenges related to cultural differences, language barriers, and limited infrastructure hindered the program's full potential. The study concludes that while the SUIJI Program had a positive impact on rural development, its long-term sustainability depends on stakeholder support and improved infrastructure. This study contributes to broader discussions on social innovation and sustainable development, emphasizing the importance of integrating global and local perspectives. Further research is needed to explore the long-term adaptability of communities to introduced innovations and the role of infrastructure in supporting sustainable development in rural areas
Analysis of Furniture Product Defects Using Fault Tree Analysis and Root Cause Analysis Methods
Get PDFPT WW is a furniture company that uses teak wood as its main material. Factory 1 often experiences product defects because it handles the initial production stage. This study focuses on the SP-15 chair, the company’s best-selling product, which has a defect rate of 15.2%, far above the company tolerance of 5%. The research aims to reduce these defects using the Fault Tree Analysis (FTA) method and provide improvement recommendations. Observations revealed three defect categories with eleven basic causes. The most dominant defect is rupture, with 2726 units and a probability of 0.0085 or 0.85%. Meanwhile, the lowest defect type is incorrect process, with 835 units and a probability of 0.0034 or 0.34%. Because rupture has the highest probability, improvement efforts are urgently needed. Proposed corrective actions include developing and applying SOPs for wood processing, installing visual guides in the work area, establishing standard work procedures, and providing short operator training. Additional recommendations include routine technical training and competency tests, guidelines for machine pressure settings based on wood type, and operator instruction on adjustment. Regular maintenance schedules should also be established, with visual operation guides placed near machines to ensure operators follow correct steps. These efforts are expected to reduce defects and improve the quality of SP-15 chair production at PT WW
Integrated Energy Audit for Workshop and Learning Systems
Get PDFThe south workshop building is utilized for practical activities involving high machine loads, while the learning building is designated for theoretical activities. In order to optimize energy efficiency, a comprehensive audit of the lighting and electrical systems. A comparative case study approach was utilized for the analysis. A comprehensive audit of the lighting and electrical systems in both environments was conducted. An Internet of Things (IoT) monitoring system was utilized to track power consumption in both buildings. Illumination measurements were obtained using a lux meter and were subsequently compared with the Standard of Lighting (SNI) and the Permenaker standards. The average level of illumination was measured at 128.4 lux in the southern workshop and below 150 lux in some classrooms of the learning building. An electrical analysis revealed that the dominant load in the south workshop was from welding machines (10.9 kVA), whereas in the learning building, it was from the cooling system and electronic equipment. A comparative analysis of the south workshop building and the learning building reveals that both structures possess considerable potential for energy conservation. Recommendations for improvement include upgrading the lighting system and implementing an IoT system to support specific electrical load management for each building
Idiomatic Expressions and Their Translation Equivalence into English in the Karo Cultural Legend "Pustaka Sembiring"
Get PDFThis study uses a qualitative descriptive method. The source of research data is a legend entitled "Pustaka Sembiring", a Karo language text contained in the book "Himpunan Buku Legenda Karo" pages 171-176 published by the Karo Regency Tourism, Arts and Culture Office in 2007, and its translation by Sehati Mitha Sembiring. The purpose of this study is to identify and classify Karo idiomatic expressions in the text "Pustaka Sembiring" and the equivalence of the meaning of its translation in English. Through data collection and discourse analysis, 56 idiomatic expression data were found, each of which was classified into pure idioms (6 data), semi idioms (28 data), and literal idioms (22 data). In terms of quality of equivalence of meaning, there are 41 equivalent translations (73.2%), 10 equivalent translations (17.9%), and 5 non-equivalent translations (8.9%)
PBB Digitalization: Analysis of the Effectiveness of E-PBB in PBB-P2 Data Collection in Langkat Regency
Get PDFThis study aims to analyze the effectiveness of the implementation of E-PBB in PBB-P2 data collection in Lalat Regency. The E-PBB system is expected to increase efficiency, accuracy, and transparency in the management of taxpayer data, as well as accelerate the process of data collection and tax payment. This study uses a qualitative approach with interview, observation, and documentation methods to explore information related to the implementation of E-PBB, supporting factors, and obstacles in the tax digitization process in Langkat Regency. The results of the study show that E-PBB has a positive impact in accelerating and simplifying the taxpayer data collection process. However, several obstacles, such as the low digital literacy of the community and the limitations of technological infrastructure, are still challenges in optimizing this system. Support from local governments and the use of digital payment platforms are the main supporting factors, while limited internet networks and lack of socialization are significant inhibiting factors. The study suggests increasing education and socialization to the public, improving technological infrastructure, and providing incentives to taxpayers who use digital systems to increase their participation in tax reporting and payment. Thus, it is hoped that the implementation of E-PBB can be more effective in supporting better data collection and regional tax revenue in the future
Effectiveness of Tax Object Information Management System in Improving PBB P2 Services
Get PDFThe Tax Object Information Management System (SISMIOP) is an innovation in the digitization of tax administration that aims to increase the efficiency, transparency, and accuracy of the management of Rural and Urban Land and Building Tax (PBB-P2). This study aims to analyze the implementation of the SISMIOP policy in the Regional Revenue Agency (Bapenda) of Lalat Regency, identify the factors that affect its success, and evaluate its impact on the improvement of tax services. The research method used is a qualitative approach with data collection techniques through interviews, observations, and documentation. The results of the study show that the implementation of SISMIOP has increased efficiency in collecting data on tax objects, accelerated the payment process, and increased transparency in tax administration. However, there are still several obstacles, such as limited technological infrastructure, resistance from taxpayers, and lack of socialization related to the use of this system. Factors that affect the success of SISMIOP implementation include local government support, human resource readiness, and integration with digital payment services. The impact of the implementation of SISMIOP can be seen from increasing taxpayer compliance, accelerating tax services, and increasing regional tax revenues. This study concludes that although SISMIOP has had a positive impact on improving PBB-P2 services, it is still necessary to strengthen technological infrastructure, increase people's digital literacy, and optimize tax digitization policies to increase the effectiveness of the system in a sustainable manner
Spatial Analysis of Flood Vulnerability and Retention Ponds
Get PDFFlooding is one of the causes of environmental damage worldwide. Several things that can affect flooding in urban areas, Palembang experiences periodic flooding problems, especially every rainy season. The data in this article consists of primary data obtained from location surveys in retention ponds, including: documentation, topography, depth of retention ponds and secondary data from related agencies, including: location maps, climatology, regional topography. Palembang City has varying levels of flood vulnerability: high (Jakabaring, Kertapati, Plaju, and Seberang Ulu), medium (Ilir Barat and Sukarame), and low (Alang-Alang Lebar). Lowland areas with poor drainage systems require more attention. Retention ponds play an important role in managing rainwater runoff, such as the Jakabaring Sports Hall (200,000 m²), Ogan Permai Indah (22,217 m²), and Brimob Demang Lebar Daun (30,000 m²). The city's topography, which is mostly flat and low, especially around the Musi River, further increases the risk of flooding
Household Destroyed Due to Husband's Brother's Intervention
Get PDFMarital relationships are always related to harmony and balance is an important cornerstone. However, often, interference from third parties can become a problem that damages and threatens the stability of a household. This study aims to explore the detrimental effects of such interference on marital stability, emphasizing the importance of communication, boundaries, and mutual respect in marital relationships to overcome challenges within the household. This research uses a qualitative approach. Based on the researchers' findings, one of the common causes of marital breakdown is interference from the husband's relatives or family who are too dominant in the couple's household affairs. The role of the husband's siblings, be they younger siblings, parents, or even extended family, is often an important question in marriage dynamics
Digital Romance: Self-Presentation Strategies of Jakarta's Dating App Users
Get PDFIn the rapidly evolving digital age, self-presentation has become an integral part of human interaction, particularly in the realm of digital romance through modern dating applications. This study analyzes the digital self-presentation strategies of users of Tinder, Bumble, and Coffee Meets Bagel in Jakarta. Using a qualitative descriptive method and Erving Goffman's self-presentation theory, data were collected through profile observations and interviews with 15 informants aged 23 to 33 who have used these apps for over a year. The findings identify several self-presentation strategies used by dating app users. Both male and female users take selfies with various poses to create natural-looking images. For instance, Bumble users use clear facial photos in formal attire to give a professional impression, while informant DA shows a neat and serious appearance in professional settings. Bumble users also use polite and open language with detailed writing styles. Coffee Meets Bagel users, such as informants display photos in formal attire and emphasize emotional intelligence in their profiles. Tinder users’ informants like to highlight their dedication to fitness and use casual language with humor to create a pleasant impression. The study reveals strategies like self-disclosure, authenticity, subtle cues, and the importance of valid self-presentation in digital romance