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Analysis of the Development of Online Loans and Gen Z Opinions in Makassar City in the Era of Digital Capitalism
Get PDFIn its development, online loans have become the choice of many people to meet their needs. This is due to the ease and speed of the process. However, this gives rise to new problems, namely the large number of online loan services that are not registered or illegal, so that their existence is very detrimental to people who make loans, because the loans are carried out by providing unreasonable interest charges. Carrying out a descriptive economic analysis of the development of crime which occurred due to illegal lending in Makassar City in 2023-2024, Analyzing the factors that influence GEN Z to take online loans. The method used in this research is quantitative and qualitative research or what is usually called Mix Method. The results of this research are that the growth of online loan companies is increasing every year, but for those registered with the OJK it is decreasing, the development of online loan crime is increasing rapidly, this can be seen from the number of complaints to the OJK and the news circulating, Lifestyle factors have no significant influence on loans. Online, the Need Factor has a positive and significant effect on Online Loans, Access to Financial Institutions has a positive and significant effect on Online Loans. research
The Effect of Company Growth and Inflation on Company Valuation
Get PDFThe purpose of this research is to examine how corporate expansion and inflation affect the worth of companies in the resort, cruise, and hospitality industries that are listed on the Indonesia Stock Exchange (IDX). The study makes use of secondary data that was obtained from these firms' 2018–2022 annual financial reports. By employing a purposive sampling technique, 15 companies were selected, resulting in 75 observations aligned with the study's objectives. Panel data analysis techniques were used to examine the data. The results show that although inflation has a positive and considerable impact on company value, sales growth has no discernible effect. Second, the joint effect of sales growth and inflation accounts for most of the observed value growth in firms. This has important implications for company management, as they need to leverage firm value for competitive advantages in rapidly changing market conditions
Strategy to Build a Brand Image of Feminine Hygiene "Gendes" through Doctor's Educational Videos on Tiktok
Get PDFThe phenomenon of overclaim, which was first popularized by the TikTok account "Doctor Detective", has attracted public attention because it has dared to reveal facts based on the results of a skincare pregnancy laboratory test. The issue of overclaim can be a weapon in the brand image of a feminine hygiene whose existence is much more sensitive because it is related to the care of the reproductive organs. Therefore, this study aims to produce a strategy in building the brand image of "Gendes" as a sample, through the visual element in content of the doctor's TikTok video matrix to make it more attractive and reliable as one of the feminine hygiene. So that the target market is right on target, including educational campaigns about reproductive health care, especially for married women and children. The research method used is qualitative with a case study approach, involving data collection techniques such as literature studies, observations, documentation, interviews, and focus group discussions. The results of the study show that this strategy can improve the brand image of "Gendes" to be more reliable, because it is built from a strategy with a focus on visualization of the content of the doctor's video matrix that is convincing, credible and impresses the audience. In conclusion, a strategy to build a brand image when partnering with doctors is needed to build awareness, consideration, decision and retention/loyalty in the TikTok video visual container so that the content and safety are more reliable for consumers of the "Gendes" brand as a feminine wash product in accorandce with TikTok and health rules
Police Performance in Countering Narcotics Problems
Get PDFCountering narcotics crimes is one of the major challenges faced by the police, especially the Medan Police, considering the complexity of this crime which has an impact on various aspects of people's lives. This study aims to analyze the legal rules that underlie police performance, the role of the police in overcoming narcotics crimes, and the obstacles faced in the process. The research method used is a quantitative approach with data collection techniques through questionnaires, observations, and document studies. The sample consisted of Medan Police personnel and the local community. The results of the study show that the legal rules that underlie the role of the police, such as Law Number 35 of 2009 concerning Narcotics and the Regulation of the National Police Chief Number 14 of 2012, have provided a strong foundation in the implementation of their duties. The role of the police includes law enforcement, prevention through education, and rehabilitation for victims of narcotics abuse. However, the police face obstacles in the form of limited human resources, increasingly complex modus operandi of perpetrators, lack of community cooperation, and limited budget. These results show the importance of increasing police capacity through technology training, more adequate budget allocation, and active community involvement in narcotics control efforts. Collaboration between the police, government, and the community is needed to create a safer and drug-free environment, especially in the Medan area
Application of Several Concentrations of Palm Fiber Liquid Organic Fertilizer and the Composition of Planting Media on the Growth of Moringa Oleifera L
Get PDFThis study aims to analyze the effect of the application of several concentrations of liquid organic fertilizer based on palm fiber and the composition of plant media on the growth of moringa plants (Moringa oleifera L.). Palm fiber liquid organic fertilizer was chosen because of its potential as a source of environmentally friendly nutrients that can increase plant productivity. The study was conducted using a random group design (RAK) with treatment of various concentrations of liquid organic fertilizer (0%, 15%, 20%, and 25%) as well as variations of plant media by volume (1:1) (top soil, top soil + cocopeat, top soil + husk charcoal, and top soil + compost). The observed growth parameters included plant height, number of leaves, stem diameter, leaf chlorophyll, plant wet weight, leaf wet weight and root wet weight. The results showed that the concentration of liquid organic fertilizer of palm fiber and the composition of the plant media significantly affected the growth of moringa plants. The combination of 20% palm fiber liquid organic fertilizer concentration and top soil + compost (P2M3) provides the best growth results compared to other treatments. These findings provide important insights for the development of more efficient and sustainable moringa cultivation techniques
Folate Metabolism and Its Implications in Pregnancy
Get PDFThe impact of folate nutritional status on a variety of pregnancy outcomes has been acknowledged for a considerable period of time. Folate is increasingly recognized not just as a nutrient required to prevent megaloblastic anemia during pregnancy, but also as a vitamin necessary for reproductive health. Folate plays an important role in several metabolic processes including DNA synthesis and methylation. Changes in folate status can affect the stability and integrity of DNA or affect the methylation patterns of some tissues. Folate is required for cell division and cell maintenance, as it acts as a co-enzyme in the transfer and processing of carbon units and plays an important role in the synthesis of nucleotides (thymidine) that are essential for de novo construction or DNA repair. The purpose of this article is to examine the function of folic acid in human health especially in pregnancy and to evaluate the benefits, concerns, and epigenetic effects of maternal FA in light of recent discoveries that are crucial for the development of future research
The Effectiveness of Project-Based Learning Compared to Conventional Methods in Teaching Applied Mathematics for Ship Stability and Center of Mass Calculation
Get PDFMathematics constitutes a vital foundation in maritime education, serving as an essential tool for ensuring safety, operational efficiency, and sustainability in the shipping industry. Its applications extend to critical areas such as route optimization, cost reduction, and environmental protection. Nevertheless, applied mathematics is often perceived as one of the most challenging subjects for nautical students, largely because of the difficulty in linking abstract concepts to practical, real-world maritime problems. This learning gap highlights the need for pedagogical strategies that can transform theoretical knowledge into tangible applications relevant to the maritime field. Project-Based Learning (PBL) has emerged as an effective instructional approach to address these challenges by promoting active learning, enhancing problem-solving abilities, and fostering both creativity and critical thinking. In maritime education, PBL can be particularly impactful in teaching complex topics such as ship stability, where mathematical principles play a central role. Ship stability, especially in relation to intact conditions, is crucial in vessel design and operation, as it determines a ship’s capacity to resist external forces and recover equilibrium. A key mathematical component of this process is the calculation of a vessel’s center of mass, which integrates mass distribution across structural components and loading conditions. By constructing ship models and applying coordinate-based methods, students can connect theoretical mathematics with practical stability analysis. This experiential approach not only deepens conceptual understanding but also equips future maritime professionals with the analytical competencies essential for safe and efficient operations in the global shipping environment
Exploration of the Application of Gamification Methods in Pancasila Education Learning
Get PDFThis study examines the implementation of gamification in Pancasila Education at the senior high school level within a resource-constrained learning environment. It aims to analyze the design and implementation of gamification, identify challenges encountered during its application, and formulate optimization strategies to enhance student engagement and participation. Using a qualitative descriptive case study approach, data were collected through semi-structured interviews, classroom observations, and document analysis involving one Pancasila Education teacher and eight eleventh-grade students at a public senior high school in West Sinjai Regency. Data were analyzed using an interactive thematic analysis model consisting of data reduction, data display, and conclusion drawing. The findings indicate that gamification was implemented through structured stages of planning, implementation, and evaluation, incorporating game elements such as points, levels, challenges, badges, and leaderboards via digital platforms including Kahoot, ZepQuiz, Wordwall, and Bamboozle. The application of gamification enhanced student engagement across behavioral, emotional, cognitive, and social dimensions. However, several challenges emerged, including unstable internet connectivity, limited digital devices, uneven student digital literacy, and learner anxiety related to individual competition. To address these issues, teachers adapted instructional designs by employing group-based leaderboards, hybrid online–offline learning activities, and peer-assisted learning strategies. This study demonstrates that gamification can serve as an effective pedagogical approach in Pancasila Education when supported by adaptive instructional design and contextual sensitivity. The originality of this research lies in its evidence that gamification can be meaningfully implemented in value-based subjects within digitally limited school contexts
Desain of Multilevel Wall Trap For Selectivity of the Capture Spiny Lobster
Get PDFThe challenge faced by fishermen involved in lobster fishing is the decline in population due to overfishing and unsustainable practices. Intensive lobster fishing can disrupt the balance of the ecosystem, especially if the fishing gear used is not environmentally friendly. Lost fishing gear can continue to catch lobsters and other species unintentionally, a phenomenon known as ghost fishing. The methods applied in this research include literature review and experimental design. The literature review was conducted by examining data and the development of lobster traps from research publications and various books related to fishing. The analysis of the development of existing trap designs before the modification process is a key factor in selecting the standard trap design. This aims to develop lobster traps that are selective for legal sizes. The tiered wall trap has two entrances, one at the top in the shape of a cylinder with a width of 15 cm and a length of 20 cm, cylindrical in shape and without any hole patterns. It is expected that the trapped lobsters will not be able to escape because the length of the entrance itself is longer than the leg size of the catchable lobsters, where lobsters with a carapace length of 8.3 cm have a front leg length of 8 cm, making it impossible for the caught lobsters to climb out. The design of the tiered wall trap with a perforated pattern on the base of the trap at 8 cm is expected to allow catchable lobsters to climb into the trap's mouth. The tiered walls help lobsters to easily climb up to the mouth, thereby increasing the effectiveness and selectivity of the trap for catchable-sized lobsters. However, this design still needs to be tested in lobster catching areas or in laboratory scale
Retrospective Cohort Study: Predictors of Viral Load Suppression Time Among People Living with HIV
Get PDFAcquired Immunodeficiency Syndrome (AIDS) represents the advanced stage of HIV infection and remains a major global public health challenge. Viral load testing is the main predictor of disease progression and a key indicator of antiretroviral (ARV) therapy success. In South Sumatra Province, viral load testing coverage in 2024 reached only 49%, below the national target of 75% and the global target of 95%, hindering progress toward the Ending AIDS 2030 goal. This study aimed to estimate the time to viral load suppression and identify its predictors among people living with HIV (PLHIV), complementing previous studies in areas with lower HIV prevalence. Using a retrospective cohort design and secondary data from the HIV AIDS and STI Information System Application version 2.1 (SIHA 2.1), the study analyzed 1,002 respondents through descriptive statistics and Cox regression survival analysis (Stata 15). Among the participants, 85.63% achieved viral load suppression, while 14.37% did not. Factors significantly associated with viral load suppression time included age (p = 0.016; HR 1.18; 95% CI 1.03–1.35), occupational status (p < 0.001; HR 1.63; 95% CI 1.34–1.99), ARV adherence (p = 0.007; HR 1.22; 95% CI 1.05–1.42), tuberculosis (TB) co-infection (p = 0.003; HR 1.31; 95% CI 1.09–1.57), and loss to follow-up history (p = 0.003; HR 1.41; 95% CI 1.12–1.75), after adjustment for sex and clinical stage. These findings underscore that age, employment, treatment adherence, TB co-infection, and LTFU history are key determinants of viral load suppression, emphasizing the need to strengthen treatment adherence programs to achieve the 95-95-95 targets and End AIDS 2030