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    STRATEGI PEMASARAN PRODUK PEMBIAYAAN WARUNG MIKRO PADA BANK SYARIAH MANDIRI KANTOR CABANG PROBOLINGGO

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    The purpose of this study to determine marketing strategy of Warung Micro finance products at Probolinggo Branch Office of Bank Syariah Mandiri as well as to determine the supporting and inhibiting factors for marketing the product. This study using a descriptive qualitative approach to the type of field research (flied research) through observations about a phenomenon. Data collection techniques are done by observation, interview, and documentation. The results of this study explain that the marketing strategy used by the Bank Syariah Mandiri Proboliggo Branch Office in an effort to achieve the target marketing of Warung Micro Fianance Products use a marketing mix strategy consist of Product, Price, Place and Promotion. While the promotion strategy used is a door to door strategy, advertising promotion strategy, pricing strategy, top-up strategy and product strategy. Supporting factors in the marketing of microfinance products are competitive product, low price and strategic location. While the inhibiting factors are the lack of public knowledge about the operational system of Islamic banks, competition between banks and the lack of human resources, especially human resources, microfinance sales so that marketing the product to the wider community takes a long time.  Keyword: Strategy, Product, Financ

    ANALISIS SISTEM REKRUTMEN DAN PELATIHAN DALAM MENINGKATKAN KINERJA KARYAWAN

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    Introduction: Sharia financial institutions, especially SPM Pamekasan Sharia Banks, in carrying out each of their operational activietis must depend on human resources (HR) as managers in every company activity. Therefore, SPM Pamekasan Sharia Bank must place human resources (employees) according to their field capabilities. The research here aims to be able to find out how the recruitment and training system is carried out in the SPM Pamekasan Sharia Bank and how the performance of employees using both systems. Methods: The research method used by researchers, namely using descriptive qualitative methods, using data collection techniques in the form of observation, interviews, and documentation. Results: The results of this study the recruitment system implemented by the SPM Pamekasan Sharia Bank uses two systems, namely internal and external recruitment and both recruitment systems are said to be quite good. For the training system implemented by the SPM Pamekasan Sharia Bank, namely an external and internal training system. Of the two recruitment and training systems carried out by Bank Syariah SPM Pamekasan have a positive effect on employee performance. This can be seen from the increase in employee performance appraisal of the SPM Pamekasan Syariah Bank which increased in 2019 compared to 2018.   Keywords: Recruitment System, Training, Employee Performance

    Falsafat Metafisika : Tela’ah Filosuf Iqbal dan Pemikirannya

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    This paper understands that the falsafah metaphysic Iqbaland him intelligention is concepted to self, khudi. Apply for that concept to intelligent. Iqbal is filosuf and Islamytheolog. Him thingking about all of in the world back to being reality is god, human beings and world. But good reality is absolut. Iqbal ‘s concept on the universe cannot be separated from his concept of god dan human beings. The universe should be understood as an organism which always grows without the end. Igbal’s aims at changing the face of Islam become an action religion that stresses the progress and dynamic so that there would be reconstruction of the Islamic concepts

    Aksiologi Pengembangan Kurikulum Pembelajaran Bahasa Arab di Madrasah Tsanawiyah Darul Hikmah Tawangsari Tulungagung

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    The axiology of learning Arabic is the essence of the benefits contained in learning Arabic. The purpose of this study was to determine the functions and benefits of Arabic Language Curriculum Development, Suitability of Arabic Language Curriculum Development with Vision and Mission, Problematic Development of Arabic Language Curriculum in Darul Hikmah MTs. The method and design in this research is a qualitative approach with the type of research used is descriptive. The results showed that the Axiology of the Development of Arabic Language Curriculum in Madrasas is the use of Arabic Language in learning and habituation of Language (Bi’ah Lughowiyah) as oral and written communication. Through the development of the curriculum, the axiology is considered to have the usefulness and benefits in understanding the Qur’an, hadith and Arabic texts. The development of Arabic Language Curriculum in MTs DH is adjusted to the Vision and Mission of character building and noble character through the habituation of language (Bi’ah Lughowiyah) in learning and in the Madrasah environment. The problematic of developing curriculum at Madrash is in terms of the number of teachers who have not participated in curriculum development, some of the management of OPPM and KMI Curriculum Staff in the application of Language Habituation. While other inhibiting factors are the diversity of students’ backgrounds, internal motivation of students, violations, discipline, and Arabic are still considered not important for students and the problem of habituating Arabic language that does not pay attention to aspects of Grammatical Language

    Prinsip dan Landasan Hukum Ekonomi Islam

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    Economics has a certain character that is distinguished by other understandings. An understanding, including economics, is built by a purpose, principles, values, and paradigms. For example, the understanding of liberalism was built on the goal of the realization of the freedom of each individual to develop himself. This freedom will be realized if every individual has the same opportunity to develop. Therefore, equal opportunity is a principle that will be held which will eventually give birth to a paradigm of free competition. Islamic economics is built for holy purposes guided by the teachings of Islam and achieved in a way that is also guided by the teachings of Islam. Therefore, all of these are interrelated and structured hierarchically, in the sense that the Islamic economic spirit is reflected in its objectives, and supported by pillars, the goal to achieve falah can only be (Islamic values), and operational pillars, which are reflected in economic principles (Islamic principles). From this will appear an Islamic economic building in a paradigm, both paradigms in thinking and behave as well as the shape of the economy. The pillar of Islamic economics is moral. It is only with the morality of Islam that the building of Islamic economics can be erected and only with Islamic economics can falh be achieved. Islamic morality stands on a postulate of faith and a postulate of worship. The essence and moral of Islam is monotheism. The implication of monotheism, that Islamic economics has a transcendental nature (not secular), where the role of God in all aspects of the economy becomes absolute

    PARAMETER KEBENARAN ILMU PENGETAHUAN (SAINS) DALAM AL-QUR’AN

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    The truth of a science can truly be known. Truth is the culmination of the study of epistemology which boils down to metaphysics. The essence of a scientific truth is the compatibility of information, or theory with the reality of the object itself. In aspects of the metaphysical world and absolute reality transcendental, the truth parameter is the text of revelation (al-Qur'an and Hadith) whose meaning is known exactly according to the standard of Ijma 'and logic for the degree of "normal". The parameters of the truth of a science can be proven in the Qur'an, which contains various sciences whose absolute truth and authenticity cannot be doubted and have also given a special position to the Qur'an among other holy books.  Keywords: Al-Qur'an, Science, Truth, Theory of Religio

    STRUKTUR FUNDAMENTAL ILMU PENGETAHUAN MENURUT ARCHIE JOHN BAHM

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    Philosophy of science which is a branch of philosophy, has a special object in its study, namely science. In re-establishing the meaning of science, the philosophy of science can be interpreted as a philosophical foundation that acts as the basic framework of science itself. According to the figure of Archie J. Bahm in his article What is science ?, there are six basic components that are fundamental in the building of science, including: problems, attitudes, use of scientific methods, activities, conclusions, and influences. Based on this information, the author's interest arises to outline his idea, how true the fundamental structure of science according to Archie John Bahm who throughout his description, always has a relationship with elements of humanity and also social.  Keywords: structure, fundamentals, science

    AKSIOLOGI : IMPLIKASI & KETERASINGAN ILMU DALAM FILSAFAT ILMU

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    The topic of the problem in this paper is the axiology of implications and alienation of science in the philosophy of science between the three sets that form the basis for philosophy. Epistemology, ontology and axiology. Axiology is a theory of values ​​that are divided into ethical / moral (behavior) and aesthetic (beauty) values, where these two values ​​will be linked to the implications and alienation of science to value science and value-free science, including minimizing knowledge so that it does not get out of the responsibility of science. itself.   Keywords: Axiology, morals, philosophy, scienc

    ANALISIS MANAJEMEN SUMBER DAYA INSANI PADA BANK PEMBIAYAAN RAKYAT SYARIAH

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    Introduction: This study will analyze the human resource management at PT. BPRS Sarana Prima Mandiri Pamekasan in terms of recruitment and selection, training and employee development as well as employee performance appraisals. Methods: The research methodology used by researchers is descriptive qualitative which will explain the events and circumstances in detail and perfectly with data collection techniques using observation, interviews and documentation. Results: This research is deemed necessary considering that the development of Islamic banking in Indonesia is relatively fast but is still not balanced with adequate human resources, both in quality and quantity. and one of the company's mission is supported by human resources. Conclusion and suggestion: This study indicates that human resource management at PT. BPRS Sarana Prima Mandiri (SPM) Pamekasan in terms of recruitment and selection is in accordance with sharia theory. Likewise, the work appraisal process is in accordance with the Islamic concept. However, in the training and development process, according to researchers, there is still a lack of material balance, namely between the material of Tauhid (Akhlak), Shari'ah, and Muamalah which is conveyed to employees when the training is carried out. Keywords: Islamic banking, recruitment and selection, training and development, employee performance appraisal.&nbsp

    Aplikatif Manajemen Pendidikan dalam Pembentukan Karakter Santri

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    Students character education planning is carried out by boarding school (kyai) caregivers, educator, and the preparation of the determination of needs, program design, regarding targets/targets, location, time and program applications in the entity. Managing and caring for educational sarpras is a shared responsibility, starting from the caregiver of boarding school (kyai), the asatidz-asatidzah, santri, committees and neighboring pesantren. Coordination of the development of santri character education is carried out in guidance with appropriate educator. application of students through various learning models, habituation, exemplary/role models, civilizing discipline (discipline culture), tazkiyyatun annafsi (self-cleansing, soul and heart), motivation and order Assessment of character education can be through examinations written, report cards, behavior (good morals), sympathizers, graduates, and public

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