Jurnal Universitas Dharma Andalas
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Literasi Keuangan dan Gaya Hidup Ibu Rumah Tangga Dalam Membentuk Perilaku Keuangan Keluarga
Get PDFThis study aims to see how the effects of financial literacy and lifestyle in shaping family financial decisions, especially housewives. Respondents in this study were women who were married and had or were working. The questionnaire was distributed to 100 married and employed female respondents spread across Padang City. 55% of respondents are State Civil Apparatus (ASN), 24% of BUMN employees, 12% of private employees and 9% of entrepreneurs. While the largest age range is 27% 25-30 years old, 31-40 years old as much as 56% and 41-50 years old as much as 17%. The results of the study state that financial literacy and lifestyle affect financial behavior, this is evidenced by the significance value below 0.05. Financial literacy shows a negative influence. This explains that the more financial knowledge a person has, the less his tendency to consumptive behavior will be. His awareness of the uncertainty of the future will make him more vigilant in managing finances. Meanwhile, Lifestyle is proven to significantly positively affect Financial Behavior. The tendency to follow current lifestyle trends and the ease of financing and payment facilities on credit today triggers consumptive financial behavior.
ABSTRAK
Penelitian ini bertujuan untuk melihat bagaimana efek literasi keuangan dan gaya hidup dalam membentuk keputusan keuangan keluarga khususnya ibu rumah tangga. Responden dalam penelitian ini adalah perempuan yang sudah menikah dan telah memiliki atau sedang bekerja. Kuesioner disebarkan kepada 100 orang responden perempuan menikah dan memiliki pekerjaan yang tersebar di Kota Padang. 55% responen adalah Aparatur Sipil Negara (ASN), karyawati BUMN sebanyak 24% , karyawan swasta sebanyak 12% dan wirauasaha sebanyak 9%. Sementara rentang usia terbanyak 27% usia 25-30 tahun, usia 31-40 tahun sebanyak 56% dan rentang usia 41-50 tahun sebanyak 17%. Hasil penelitian menyatakan bahwasanya literasi keuangan dan gaya hidup berpengaruh terhadap perilaku keuangan, hal ini terbukti dengan nilai signifikansi dibawah 0,05.Literasi keuagan menunjukkan pengaruh yang negative. Hal ini menjelaskan bahwa semakin banyak pengetahuan keuangan seseorang maka kecenderungannya untuk berperilaku konsumtif akan semakin berkurang. Kesadarannya akan ketidakpastian masa depan, akan membuatnya untuk lebih waspada dalam mengelola keuangan. Sementara itu, Gaya Hidup terbukti secara signifikan positif mempengaruhi Perilaku Keuangan. Kecenderungan mengikuti trend gaya hidup kekinian dan kemudahan fasilitas pembiayaan dan pembayaran secara kredit saat ini memicu perilaku keuangan yang konsumti
Perbandingan Algoritma C4.5 Dan Naïve Bayes Untuk Mengukur Tingkat Kepuasan Mahasiswa Dalam Penggunaan Edlink
Get PDFThe Faculty of Computer Science, Lancang Kuning University, as a private university in the city of Pekanbaru, uses the Sevima Edlink platform as a media for academic information systems and online learning. According to some students, there are still some obstacles encountered in understanding, using and functioning this edlink application. The purpose of this study was to measure the level of satisfaction of students of the Faculty of Computer Science in using Edlink using the C4.5 and Naïve Bayes algorithms. To measure the level of accuracy of the C4.5 and Naïve Bayes algorithms in order to measure the level of student satisfaction, the indicators used are the Servqual testing model, namely Tangible, Reability, Responsiveness, Assurance, and Empathy. Based on the level of accuracy of the two methods. In the dataset used there were 91 student respondents who had filled out the questionnaire. From the questionnaire data, it was then processed using both methods and 9 comparisons of the different Training Data and Testing Data were carried out. In general, students are satisfied and understand the use of the edlink application. This satisfaction was tested using the C4.5 Decision Tree Algorithm and the Naïve Bayes Classifier. Based on the comparison that has been carried out using the C4.5 Decision Tree Algorithm, it produces an average accuracy value of 77.78%, which is slightly more accurate than the Naïve Bayes Classifier which produces an average accuracy value of 71.11%.Fakultas Ilmu Komputer menggunakan platform Sevima Edlink sebagai media pembelajaran. Masih terdapat kendala yang dihadapi dalam pemahaman mahasiswa terhadap aplikasi. Tujuan penelitian ini adalah mengukur tingkat kepuasan mahasiswa Fakultas Ilmu Komputer dalam penggunaan Edlink menggunakan algoritma C4.5 dan Naïve Bayes. Dan Mengukur tingkat akurasi dari algoritma C4.5 dan Naïve Bayes dalam mengukur tingkat kepuasan mahasiswa. Adapun indikator yang digunakan adalah model pengujian Servqual yaitu Tangible, Reability, Responsiveness, Assurance, dan Empathy. Berdasarkan tingkat akurasi dari kedua metode. Pada dataset yang digunakan terdapat 91 responden mahasiswa yang telah mengisikan kuisioner. Berdasarkan data tersebut selanjutnya di olah menggunakan kedua metode dan telah dilakukan percobaan sebanyak 9 kali perbandingan dari Data Training dan Data Testing yang berbeda. Berdasarkan perbandingan yang telah dilakukan klasifikasi dengan menggunakan Algoritma C4.5 Decision Tree menghasilkan rata-rata nilai akurasi sebesar 77,78% sedikit lebih akurat jika dibandingkan dengan Naïve Bayes Classifier yang menghasilkan rata-rata nilai akurasi sebesar sebesar 71,11
Pengembangan Usaha Homemade Tempe Di Belimbing Kota Padang Provinsi Sumatera Barat
Get PDFMr. Mukhlis's homemade tempeh business has lacked the touch of appropriate technological information. The turnover was Rp. 1,000,000 per day before the Covid-19 pandemic and Rp. 700,000 per day during the Covid-19 pandemic. The marketing was around the Belimbing market, entrusted to several stalls and regular customers who routinely buy every day. The business prospects for tempe are quite good because the demand for tempe is continuous every day as a type of food that is high in nutritional content and is beneficial for the health of the body. The priority issue for Mr. Mukhlis's homemade tempe business is market share, marketing strategy and product packaging. The method of implementing extension activities is by lecture, discussion and practice methods. The purpose of the activity is for partners to know about market share, marketing strategies and product packaging. The market share of all levels of society is the lower class and upper class of various ages. Marketing strategy by maintaining existing markets and quality, looking for new markets and alternative marketing channels. Product packaging is disposable, primary and flexible
Sosialisasi Literasi dan Inklusi Keuangan Pada SMK Bougenvile Lubuk Basung
Get PDFThis time the community service is aimed at Bougenvile Vocational School students located on Jl. Patih Aminuddin No. 177 Parit Rantang Mudik nagari Lubuk Basung, Lubuk Basung District. This community service aims to provide education to Bougenvile Vocational High School students about financial literacy and financial inclusion.
The method for implementing Community Service activities consists of three stages of activity. The first stage of preparation includes pre-survey, team formation, preparation and submission of proposals, team and partner coordination and preparation of training tools and materials. The second stage is the screening stage, in the form of preparing speakers, ensuring complete supporting facilities and infrastructure, consumption, surprises and others. The third stage is the activity implementation stage. Provide material on motivation, financial literacy and financial inclusion. Evaluation is carried out by comparing the conditions of the partners before and after the implementation of the program using interview and observation methods.
By carrying out this activity, SMK Plus Banking students have a deep understanding of financial literacy and inclusion. After that, a report is prepared for further publication in the form of articles in electronic media/national journals
Sosialisasi Membangun Kreativitas Siswa SMPN 17 Padang Pada Era Digital
Get PDFHumans can never be separated from technology. Almost all activities carried out by technology-based people. Technological developments bring a change to life man. One of them is in the field of education. The purpose of the Community Service activity This community is to build the creativity of students at SMP N 17 Padang in the digital era with utilize technology in the learning process. The method used in Community Service activities To this community is by providing socialization to students how to do it build and develop creativity by utilizing existing technology. Know the features from creativity to be able to work and create something that did not exist before. This activity was carried out at SMP N 17 Padang in July 2023
Perancangan Sistem Informasi E-Learning pada SMA NEGERI 1 TIGO NAGARI Dengan Menggunakan Bahasa Pemrograman PHP Dan Database Mysql
Get PDFKemajuan teknologi informasi dan komunikasi yang sangat cepat membantu semua aspek kehidupan. Salah satunya adalah dunia pendidikan, dengan memanfaatkan teknologi informasi dan komunikasi maka akan meningkatkan efesiensi di segala bidang. Pada penulisan kali ini penulis akan membahas tentang bagaimana cara merancang sebuah sistem aplikasi pelatihan dan pembelajaran di SMA Negeri 1 Tigo Nagari dengan konsep e-learning. Penulis menganalisa dan merancang infrastruktur sistem aplikasi yang akan dibangun. Basis data yang digunakan dalam pembuatan aplikasi dengan konsep e-learning menggunakan MySQL. Permodelan UML menggunakan ASTAH, sedangkan untuk proses desain dan pengkodean menggunakan Macromedia Dreamweaver 8. Hasil penelitian tugas akhir ini, dapat disimpulkan bahwa proses pelatihan dan pembelajaran ini berlangsung secara online dan terkomputerisasikan dengan baik
Studi Literatur Konsep dan Implementasi Sains Data untuk Memaksimalkan Kinerja Industri Manufaktur
Get PDFThe manufacturing industry is currently faced with increasingly complex and diverse challenges. To address this challenge, companies need an approach based on data science to improve production performance and efficiency. This paper proposes the concept and implementation of data science in the manufacturing industry. Several important concepts in data science, including predictive analysis, prescriptive analysis, and optimization, are introduced. It also highlights the algorithms and data analysis techniques used to maximize production performance and reduce costs. Implementing data science in the manufacturing industry involves steps such as data collection, data processing, data analysis, and decision-making. Several use cases of data science in the manufacturing industry, including predictive analytics to forecast machine failures, prescriptive analysis to increase productivity, and optimization to optimize production schedules, are discussed here. The results of this scientific paper show that implementing data science in the manufacturing industry can significantly improve production performance and efficiency. This scientific paper provides useful insights for practitioners, researchers, and policymakers in the manufacturing industry who are interested in applying data science to production processe
Pengembangan Sistem Layanan Informasi Berbasis Web dengan Memanfaatkan AI Pada ChatGPT
Get PDFArtificial intelligence (AI) has become one of the major contributors to the development of technology in the current era. One example is chatbot technology. On November 30, 2022, the leading technology company, OpenAI, launched ChatGPT, a conversational AI. The focus of concern in this context is the information service in Tegalrejo Village Government, which does not have an online information platform, causing issues such as the service being individualized and not widely distributed, making it ineffective. Accessing the service requires a visit to the village office, resulting in inefficiency. The aim of this research is to enhance the information service by developing a web-based information system utilizing AI through ChatGPT. The system development follows the prototype method with communication, planning, model design, prototype creation, and testing steps. The research results indicate that the developed system successfully meets user expectations. The system reflects high efficiency and effectiveness, with an average response time for short answers being approximately 1.99 seconds, while long answers require an average time of 12.04 seconds. Additionally, a questionnaire using the System Usability Scale (SUS) method involving 10 users obtained an average score of 87, indicating an "Excellent" level of satisfaction.Kecerdasan buatan (AI) menjadi salah satu penyumbang utama dalam perkembangan era teknologi saat ini. Salah satu contohnya adalah teknologi chatbot. Pada tanggal 30 November 2022, perusahaan teknologi terkemuka, OpenAI, meluncurkan ChatGPT, sebuah AI dengan format percakapan. Masalah yang menjadi fokus dalam konteks ini adalah layanan informasi di Pemerintah Desa Tegalrejo belum memiliki media informasi online sehingga timbul masalah yaitu layanan tersebut masih tingkat individu dan belum tersebar luas sehingga tidak efektif serta untuk mengakses layanan tersebut harus ke kantor desa dan tidak bisa diakses cepat sehingga tidak efisien. Tujuan dari penelitian ini adalah meningkatkan layanan informasi tersebut dengan mengembangkan sistem layanan informasi berbasis web yang memanfaatkan AI pada ChatGPT. Pengembangan sistem ini melalui metode prototype dengan langkah-langkah komunikasi, perencanaan, perancangan model, pembuatan prototype, dan pengujian. Hasil penelitian menunjukkan bahwa sistem yang dikembangkan berhasil memenuhi harapan pengguna dengan baik. Sistem ini juga mencerminkan efisiensi dan efektivitas yang tinggi, dengan rata-rata waktu respons untuk jawaban pendek sekitar 1,99 detik, sementara jawaban panjang membutuhkan rata-rata waktu 12,04 detik. Selain itu, kuisioner dengan metode system usability scale (sus) yang melibatkan 10 pengguna, mendapatkan nilai rata-rata sebesar 87 yang menunjukan tingkat kepuasan “Excellent”
Pengembangan Sumber Daya Manusia (Sdm) Melalui Kemampuan Berbahasa Inggris Di Panti Asuhan At-Thoibah Aisyiyah Kelurahan Pane Kecamatan Rasa Na’e Barat Kota Bima
Get PDFThe desire to increase the effectiveness of the success of non-formal education has carried out various evaluations of the progress of non-formal education so far. Countries that are members of UNESCO have concluded that the development of non-formal education must be participatory as much as possible, implemented by the community itself and the government's role should be positioned more as a facilitator.Formal education and the school system are apparently not enough to answer the various problems faced by society. This can be seen from the low level of public education, the high level of illiteracy for adults, the high level of unemployment, the high level of poverty and so on. Meanwhile, government policy in educational development places great emphasis on formal education and the school system. The attention to non-formal education is still very limited. This can be seen from the allocation of budgets and facilities as well as various other resources which are much greater devoted to formal education and the school system.In terms of the human achievement index (HDI), Bima City, even though it is ranked 2nd (second) contributor to the smallest poverty rate after Mataram City, still has quite big problems, based on data from the Bima City Education and Youth Service in 2015, in Bima City there are still 48% of people of productive age. age range 16-23 years who have not received education from various levels of education. Of course this is a serious problem.Bima City, as an autonomous region in its development, has begun to establish a non-formal education center in Bima City. The scope and variety of forms of activities currently not only take the form of the activities described above, but also organize various formal out-of-school educational activities that are oriented towards the abilities of students who have skills, these various activities start from Life Skills (Education). Life Skills) and courses, so today's educational activities cannot be underestimated, which for some people is considered only oriented towards providing equivalent diplomas to people who do not have the opportunity or are forced to leave their formal education.Efforts that are being promoted by the central government, including the Bima City government, through leading sectors that deal with these problems continue to try to promote programs that are felt to be able to unravel the common thread of poverty and educational backwardness, however there is an interrelated correlation between Educational progress is seen from the level of educational participation and poverty. One of these efforts is of course by raising public awareness to receive education, even though not through formal channels (school)
Analisis Kinerja Sistem Penilaian Lomba Tari Bali Berbasis Mobile
Get PDFBalinese dance is a type of dance originating from Bali that has existed for a long time and has been passed down from generation to generation by Balinese people. Balinese dance has 3 kinds of categories, namely Wali Dance (sacred), Bebali Dance and Balih-Balihan Dance (Profane). Balinese dances that are sacred are usually performed on certain days or during religious ceremonies, while profane dances are usually performed for entertainment. In Bali, many types of Balinese dances are contested, such as Barong Dance, Jauk Manis Dance, Jauk Keras Dance, Baris Dance and so on. In this study, the design and development of a Balinese dance competition assessment application was carried out which aims to facilitate the performance of the competition organizing committee and the judges during the assessment and recording of the participants' scores after the competition is held and can display the values transparently to the public. Tests show that when the application is run, it gets a value of 312.3999996185303 on the application and a value of 312.4 in the manual assessment process. The dance assessment application and manual assessment have almost the same value with a percentage accuracy of 99.9%