European Journals of Social Sciences Studies
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RISK MANAGEMENT AND PROFITABILITY OF QUOTED BANKS IN NIGERIA
Get PDFThe role of risk management in the performance of banks cannot be over-emphasized. This study, therefore, examines the effect of risk management on bank profitability in Nigeria by employing correlation analysis, pooled ordinary least square estimate, and fixed and random effect estimations between 2007 and 2020. Secondary data on return on asset (dependent variable), Liquidity risk, Credit Risk, Operational Risk, Market Risk, Capital Risk and Bank size are sourced from annual audited accounts of six deposit money banks listed on NSE. The result reveals that return on asset is negatively impacted by liquidity risk, capital risk and bank size while it significantly and positively impacted marketing risk but insignificantly and positively related to operational risk and credit risk. The study concludes that there is a slight tendency for liquidity risk and capital risk to reduce the return on asset. In Nigeria, credit risk continues to be the biggest threat to commercial banks, making precise measurement and credit risk management absolutely essential. Therefore, it is recommended that managements of listed commercial banks should support sound operational and credit risk management. This is paramount in order to engender a positive risk culture in line with best global practices that would prevent financial crisis and improve commercial banks' performance in Nigeria, among other countries.JEL: G21, G32 Article visualizations
BREAKING DOWN BARRIERS: PROPOSALS FOR OVERCOMING CHALLENGES IN STUDENT PROJECT MANAGEMENT
Get PDFStudent project management is becoming increasingly important in various settings such as technical clubs, planning clubs, and research laboratories. However, effective methodologies for managing student-led projects have not yet been established. This study aims to address key issues related to cost and motivation in student-led projects and propose effective improvement plans. The significance of this study lies in its potential to identify challenges faced in current student project management practices and offer solutions to mitigate risks. By sharing our findings, we aim to encourage further research on this topic and promote the adoption of effective methodologies for managing student-led projects. Article visualizations
LES DETERMINANTS DE L’ACCES AUX SOINS DE SANTE MODERNES DES PAYSANS DANS LA REGION DU GONTOUGO (COTE D’IVOIRE) / THE DETERMINANTS OF ACCESS TO CARE MODERN PEASANT HEALTH SYSTEMS IN THE GONTOUGO REGION (COTE D’IVOIRE)
No full textLa santé publique représente l’une des priorités des politiques de développement économique, social et environnemental de la Côte d’Ivoire. Cependant, le problème de l’accès aux soins de santé des populations en générales et en particulier des paysans dans la région du Gontougo demeure, malgré la disponibilité des structures sanitaires. Cet état de fait est tributaire de certains facteurs dans ladite région. L’objectif de cette étude est d’identifier les déterminants de l’accès aux soins de santé des paysans dans la région du Gontougo. La collecte des données s’appuie sur la consultation des ouvrages généraux en lien avec la thématique et d’ouvrages spécifiques liés aux aspects de la répartition géographique, les aspects économiques, sociaux et environnementaux. Un questionnaire a été administré aux chefs de ménage et le guide d’entretien a servi pour les responsables des centres de santé du Gontougo. Il ressort de cette étude que le taux de fréquentation dans cette zone est de 26,68 % et le taux d’utilisation des services sanitaires est de 24 %. Et les déterminants de cette faible fréquentation des centres de santé modernes des paysans dans la région du Gontougo sont liés à certains facteurs socio-démographiques, économiques, environnementaux et culturels. La distance, la taille du ménage, l’accueil des agents de santé, l’environnement sanitaire, l’insalubrité des structures sanitaires, le revenu annuel, le coût du transport, la proximité du lieu de résidence et le recours à la médecine traditionnelle impactent l’accès des paysans aux centres de santé modernes. Public health is one of the priorities of economic, social and environmental development policies in Côte d'Ivoire. However, health care access for populations in general and in particular for farmers in the Gontougo region remains, despite the availability of health facilities. This situation is due to a number of factors in said Region. The objective of this study is to identify the determinants of health care access for farmers in the Gontougo region. The data collection is based on consultation of general works related to the theme and specific works related to aspects of geographical distribution, economic, social and environmental aspects. A questionnaire was administered to heads of household and the interview guide was used for health center managers in Gontougo. This study shows that the attendance rate in this area is 26.68% and the rate of use of health services is 24%. And the determinants of this low attendance of modern health centers for farmers in the Gontougo region are linked to certain socio-demographic, economic, environmental and cultural factors. The distance, the size of the household, the reception of health workers, the sanitary environment, the unsanitary nature of the sanitary structures, the annual income, the cost of transport, the proximity of the place of residence and the use of traditional medicine have an impact on farmers' access to modern health centres. Article visualizations
PROMOTING THE CULTURAL STRENGTH IN CONSTRUCTION AND PROTECTION OF THE COUNTRY – THE VALUABLE PRACTICE FROM THE 1943 OUTLINE OF VIETNAMESE CULTURE
Get PDFCulture plays an important role in the socio-economic development and sustainable development of the country. It is the spiritual foundation of society, the goal and the driving force of development. The article researches and clarifies the values of the 1943 Outline of Vietnamese Culture, the role of culture in the construction and defense of the country. From there, the article offers solutions to promote the strength of culture in the construction and development of the country in the current period. Article visualizations
CLIMATE CHANGE AND ENVIRONMENTAL DEGRADATION: A SERIOUS THREAT TO GLOBAL SECURITY
Get PDFClimate change and environmental degradation have been considered global issues apart from being graded as emerging issues. Climate change is a significant trend because of the adverse conditions witnessed already, and the implications likely to result when the situation is not addressed. The main causes of climate change and environmental degradation are human activities such as burning fossils, deforestation, and human settlement. The decline of the environment has led to national and international security risks as it is linked to food shortages, climate change calamities such as floods or famine, drought, loss of lives, soil erosion, and crop failure due to limited water resources. Countries have had to come together to find lasting solutions to climate change and the decline of the environment as it has raised concern across the world. Besides, there have been solutions that have been agreed by researchers that would minimize the risks of climate change and the decline of the environment, such as afforestation, avoiding the use of plastics, and recycling of waste products. Therefore, environmentally friendly activities have been encouraged in countries across the globe. Article visualizations
EFFECT OF CREDIT RISK MANAGEMENT ON THE FINANCIAL PERFORMANCE OF BANKING SECTOR OF BANGLADESH: A STUDY ON GENERATION-BASED SELECTED LISTED COMMERCIAL BANKS
Get PDFThe financial sector of the country is mostly comprised of banking institutions; those are leading the economy with great exposure with the contribution to the development process. However, the banking sector of Bangladesh is disturbed by the large-scale amount of non-performing loans while has become an essential part of the finance of the industries. As part of the measurement of credit risk and macro factors average lending rate, inflation, NPL size, capital adequacy ratio, liquidity ratio have been selected to test the influence on the financial performance found through the return on asset of the selected banks. To conduct the study 9 banks of three generations have been selected for the period of 2016 to 2022. Robust least square method of regression and error correction term have been run to oversee the real impact on financial performance while endogenity and random walk in the values are being considered to overcome through a dynamic regression model. NPL has a negative impact on the performance and average lending rate, inflation, liquidity ratio and capital adequacy ratio bring a positive impact on the financial performance of the banks. Breusch-Pagan LM test confirms that cross-sectional dependency exists and VAR serial correlation test finds autocorrelation in the data set. The policy implication of this study suggests that the high NPL ratio must be reduced and CAR and LR must be improved to get the desired results of the performance. Strong fiscal and banking regulation should implement so that governance can be ensured to create responsibility and financial strength.JEL: E4, D81, E33, E44 Article visualizations
ANALYSIS OF FINANCIAL DISTRESS IN PLANTATION COMPANIES ON THE INDONESIA STOCK EXCHANGE FOR THE 2018-2021 PERIOD
Get PDFThis study aims to predict and analyze how the financial distress of companies in the plantation sector are listed on the Indonesia Stock Exchange in 2018-2021 using the Altman modified Z-Score, Springate, Zmijewski and Grover methods and to test the accuracy of financial distress predictions by calculating the level of accuracy of each number of predictions and error rates from the Altman modified Z-Score, Springate, Zmijewski and Grover methods for plantation sector companies listed on the Indonesia Stock Exchange for 2018-2021. The data analysis method used was Altman's modified Z-Score, Springate, Zmijewski, Grover, and paired sample t-test. Based on the results of the assessment of financial distress, the most accurate method for predicting financial distress in plantation sector companies listed on the Indonesia Stock Exchange is the Springate method with the highest accuracy rate of 85.00%, then the Altman Z-Score method with an accuracy rate of 57. 50%, the Grover method with an accuracy rate of 38.75% and Zmijewski with an accuracy rate of 17.50% JEL: Q10; Q13; M10 Article visualizations
INFLUENCE OF ACCOUNTING INFORMATION SYSTEM ON FINANCIAL PERFORMANCE OF TEA MANUFACTURING COMPANIES IN KENYA - CASE OF MUDETE TEA FACTORY
Get PDFThe main objective of this study was to evaluate the influence of the accounting information system on the financial performance of tea manufacturing firms in Kenya, a case study of Mudete Tea Factory. The specific objectives were; to examine the influence of accounting information recording on financial performance, and to determine the influence of financial reporting on the financial performance of tea manufacturing firms in Kenya. The study was carried out in Mudete Tea Factory. The study was guided by a technology acceptance model. The study used a case study research design. The study employed a census sampling technique where all the target population was used in the study. Primary data was collected by the use of questionnaires, while secondary data from the firm’s audited financial statements for previous financial years. The reliability of the research instruments was tested through Cronbach’s Alpha. Validity was tested through expert analysis of the questionnaires. The data was analyzed through inferential statistics. Inferential statistics were represented through regression analysis and correlation analysis to determine the quality of the relationship between the dependent and independent variables. The findings of the study were presented using tables. The study showed that there exists a positive and significant relationship between the components of AIS and firm’s financial performance with an average R2 of 0.508. The study results also indicated that accounting information recording and financial reporting have a positive and significant effect on the financial performance of tea factories in Kenya. The research recommended that tea manufacturing firms should ensure they use accounting information systems in their daily activities which results in improved financial performance.JEL: M10; M41; O14 Article visualizations
UNRAVELING CAREER DEVELOPMENT PRACTICES AND EMPLOYEE ENGAGEMENT IN SOUTH AFRICAN LOGISTICS COMPANIES
Get PDFThis study delves into the dynamics of career development practices and employee engagement within logistics companies in Durban City, South Africa. Employing a descriptive-correlational research design, the investigation sought answers to key questions regarding the extent of career development practices, the levels of employee engagement, and the relationship between these two critical aspects. The study focused on a sample of 215 employees from five logistics companies in Durban City, South Africa, employing a stratified random sampling approach tailored to the unique characteristics of each company. Primary data collection was conducted through a structured questionnaire, validated for content relevance and reliability, ensuring the instrument's consistency. Ethical principles, including informed consent, anonymity, voluntarism, and confidentiality, were rigorously upheld throughout the study. Data analysis utilized weighted mean and Pearson correlation as statistical tools. The main findings reveal a significant gap in the implementation of career development practices, particularly in essential areas such as career planning, succession planning, and career training. These deficiencies, reflected in low average weighted means, call for strategic interventions to address critical aspects of employee growth and development. Additionally, the study identifies suboptimal levels of cognitive, behavioral, and emotional engagement among employees in logistics companies, emphasizing the need for comprehensive enhancement. A noteworthy discovery is the strong positive correlation between career development practices and employee engagement, highlighted by a robust Pearson Correlation of .887. This statistically significant relationship underscores the interconnectedness of these factors, suggesting that addressing identified gaps in career development practices could catalyze improvements in overall employee engagement within logistics companies. In conclusion, these findings collectively advocate for the enhancement of career development practices as a catalyst for improving employee engagement, fostering a more dynamic and productive workforce. The study's recommendations include the implementation of comprehensive career development programs, prioritization of engagement initiatives, and the integration of technological solutions for career training. These strategies, tailored to the evolving business landscape, hold the potential to contribute to the overall success and sustainability of logistics companies in South Africa. Article visualizations
FACTORS THAT DISCOURAGE HIGHLY EDUCATED WOMEN FROM BEING ENTREPRENEURS
Get PDFMen have traditionally dominated the entrepreneurial arena because women's expected roles have traditionally been focused on marriage and the household. Despite accounting for more than half of the population, the majority of women are excluded from the formal business environment. Their contribution to the business is primarily concentrated in the areas of crafts, hawking, personal services, and retail. However, the entrepreneurial landscape has shifted, with women becoming the fastest-growing group of entrepreneurs, although anecdotal evidence suggests that highly educated women's participation in business is low. The goal of this study was to find out, if any, factors that discourage highly educated women from being entrepreneurs. The study was situated in the interpretivist paradigm, with twenty carefully chosen highly educated Zimbabwean women responding to emailed semi-structured questionnaires that were thematically analysed. The study found out that the factors that discourage highly educated women from being entrepreneurs included high societal expectations of educated women, negative attitudes towards entrepreneurship, male chauvinism, salaried job security and risk aversion. This study focused on this often-overlooked group of women who, if properly groomed, can make a significant contribution to society. The implication of the study was that women with high academic qualifications needed to develop positive mind sets towards entrepreneurship and serve as role models for prospective women entrepreneurs. Article visualizations