Jurnal Online Universitas Terbuka
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    CEMAS DAN RAGU LINTAS JURUSAN STUDI PADA SISWA KELAS XII MIPA

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    Choosing a major that will be taken up in college can raise doubts and even anxiety for the final year high school students. Various factors trigger this doubt and anxiety, especially for choosing across majors. Crossing-major is the decision to choose a field of science to be pursued in higher education, which is different from the field of study at the high school level. This study was intended to describe the psychological dynamics of students who decided to cross majors. This study used a case study-based qualitative descriptive model. The case study was chosen so that this study obtained more detailed and in-depth data from the participants. The data collection techniques used observation and interviews. The results of the analysis indicate the existence of emotional aspects related to anxiety and doubt experienced by students when choosing a further education major, which is caused by parents, family environmental conditions, and the surrounding environment. Memilih jurusan yang akan ditempuh di perguruan tinggi dapat memunculkan keraguan bahkan kecemasan pada siswa tahun terakhir SMA. Ada berbagai faktor yang memicu keraguan dan kecemasan ini, khususnya bila memilih lintas jurusan. Lintas jurusan adalah keputusan memilih bidang ilmu yang akan ditekuni di perguruan tinggi, yang berbeda dengan bidang jurusan di tingkat SMA. Penelitian ini dimaksudkan untuk mendiskripsikan dinamika psikologis siswa yang memutuskan untuk lintas jurusan.  Penelitian ini menggunakan model deskriptif kualitatif berbasis studi kasus. Studi kasus dipilih agar penelitian ini mendapatkan data yang lebih rinci dan mendalam dari subyek partisipan. Teknik pengumpulan data yang digunakan adalah observasi dan wawancara. Hasil analisa menunjukkan adanya aspek emosional berkaitan dengan kecemasan dan keraguan yang dialami siswa ketika memilih jurusan pendidikan lanjut, yang disebabkan sejumlah faktor yaitu orang tua, kondisi lingkungan keluarga dan pengaruh lingkungan sekitar

    Adaptasi Model Pembelajaran Tutorial Online UT pada Masa Pembelajaran Darurat Covid-19

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    The Covid-19 outbreak today changes a lot in the way teaching and learning progress in Indonesia. In most parts of the country, teachers still use the traditional ways to transfer knowledge from the collaboration of the conventional means of learning such as textbooks, boards, and situated in a classroom. In this pandemic situation, Government proposes that all teaching and learning activities in the schools should be conducted online. It makes stakeholders of education sectors, especially primary and secondary, manage learning strategies and systems. Based on the situation, Universitas Terbuka as the pioneer of open learning system has one program to facilitate students come from different places all around. It has an online tutorial where students can access material not only from the textbook but also supplementary materials such as teacher’s tutorial video, online tasks and exercises, and also online assessment. This kind of system can be adapted for traditional schools in the Pandemic era so that learning loss will not happen since students and teachers can still get connected to achieve learning goals. This article describes how the online tutorial UT can be implemented for primary, secondary, and even higher education in the Pandemic era to replace the traditional learning systems

    TUNDA ISLAND AS A TOURIST ATTRACTION IN TIRTAYASA DISTRICT, SERANG REGENCY

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     The lack of research related to the potential for tourist attraction of Tunda Island from natural, artificial, cultural, and various other aspects based on existing conditions, is the urgency of this research. Tourist visits that are still fluctuating require special attention from the Serang Regency Government to optimize development. Therefore, this study's purpose is to identify the existing conditions and tourism potential of Tunda Island. Thus it can become a guideline for decision-making related to the tourism development in Tunda Island in the future. This research used qualitative research methods with a case study design. By purposive sampling, informants who are the community and tourism managers of Tunda Island were selected for in-depth interviews. The proportion of the results of this study was also more inclined to the field observations to achieve the research objectives. Secondary data came from literature studies related to previous research and also document studies from data to Tunda Island. The results showed that the potential of Tunda Island as a tourist attraction has the opportunity or the potential for natural or marine tourism. However, the potential cultural tourism attractions, both tangible and intangible, also need to be packaged and raised as a tourist attraction based on local potential. Also found in the potential for an artificial tourist attraction that can support tourism on Tunda Island. In the end, the results of this study expected to become input for the Serang Regency Government and other stakeholders to develop tourism activities that are relevant and able to integrate cultural, natural, and artificial tourism attractions.   &nbsp

    IMPLEMENTATION AND TOURIST PERCEPTION OF SAPTA PESONA AT TAMAN KUPU-KUPU, SUKAJADI TOURISM VILLAGE, BOGOR

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    This study aims to determine, describe, and analyze (1) the implementation of Sapta Pesona at Taman Kupu-Kupu in the Sukajadi Tourism Village and (2) the tourists' perception of Sapta Pesona actualization at Taman Kupu-Kupu in the Sukajadi Tourism Village. The research method used in this research is descriptive research with a mixed approach. Data collection techniques used are observation, interviews, questionnaires, and documentation and literacy. The analysis method used is (1) Miles and Huberman qualitative data analysis in the form of data reduction, data presentation, and drawing conclusions. Then the second is quantitative data analysis with descriptive statistical analysis using SPSS. The sample in this study were tourists who visited the Taman Kupu-Kupu in Sukajadi Tourism Village in May 2021, which is limited due to pandemic Covid-19. The results of this study indicate that (1) the application of Sapta Pesona Taman Kupu-Kupu Sukajadi Tourism Village on the seven elements has generally been carried out well, however, each indicator still can be improved to the most optimal level, in particular for elements safe, clean, cool, and beautiful. Furthermore, a survey on tourist perceptions in regard to the implementation of Sapta Pesona at Taman Kupu-Kupu Sukajadi Tourism Village is rated excellent on these elements: orderliness,  friendliness, and memorable.  Various efforts can still be worked on to reach maximum value for Sapta Pesona implementation. By improving its organizational strategy, providing skills training for its employee, preparing written and displayed Standard Operating Procedure in the park, building cooperation with related parties and improving marketing and promotion strategy are some recommendations can be conducted by the management of Taman Kupu-Kupu Sukajadi Tourism. Based on the results of this study. Moreover, it is strongly recommended that the Bogor Regency Tourism and Culture Office should pay more attention to conducting regular supervision of developing tourism villages in Bogor so that the implementation of Sapta Pesona can be optimized.  Keywords: Sapta Pesona, Tourist Perception, Tourism Village , Sukajadi Villag

    Analysis Effect of BI Rate, Inflation, GRDP, Export Growth and Non-Performing Loans to Rural Bank (BPR) ROA in Lampung Province

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    Rural Credit Bank (BPR) is a financial institution that has an intermediation function with the activity of collecting funds from the public, in the form of Savings and Time Deposits, and channeling them back to the public in the form of credit. Businessly, the purpose of BPR is to make a profit. BPR's efforts to obtain profit are faced with problems, namely external problems in the form of unfavorable economic conditions and internal problems in the form of credit risk as indicated by the high Non-Performing Loans. This study aims to analyze the macroeconomic influence that is represented by BI Rate, Inflation, GRDP and Export Growth as well as Non-Performing Loans on BPR ROA in Lampung Province. This study uses multiple linear regression analysis tools with the Ordinary Least Square (OLS) method carried out using a time span from 2007 to 2017 and hypothesis testing uses t-statistics to test the partial regression coefficients and the significance of the overall effect with a level of significance of 5%. Because the data used are secondary data in the form of time series data that has wide fluctuations or instability, then testing ARCH (Autoregressive Conditional Heteroscedasticity) and GARCH (Generalized Autoregressive Conditional Heteroscedasticity) and to determine the accuracy of the model need to be tested on several classic assumptions that are underlying regression model. Testing the classic assumptions used in this study include tests of normality, heteroscedasticity, autocorrelation, and multicollinearity. During the observation period showed that the research data were normally distributed. Based on the heteroscedasticity test and the multicollinearity test, no variables found that deviate from the classical assumptions, but based on the autocorrelation test found a positive autocorrelation. This autocorrelation problem is most likely due to the small amount of data (n). Overall this shows that the available data meets the requirements to use the multiple linear regression equation model. Based on the test results the coefficient of determination obtained R2 value of 0.5164 which means that the closeness of the overall independent variable to the dependent variable is 51.64%, while the remaining 48.36% is influenced by other variables outside this regression model. Based on the F statistical test at the 95% confidence level, the calculated F value is 1.28 and the F-Prob value is 0.3805> α 5%, so it can be concluded that the overall variables of BI Rate, Inflation, GRDP, Export Growth and NPL influence ROA. Based on the t test it was concluded that the BI rate, inflation, GRDP and NPL did not have a significant negative effect on ROA, while export growth had no significant positive effect on ROA

    The Influence of Social Media Users on Purchasing Decisions on UKM in Pontianak

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    There are 57% of the 100 instragram social media users who are used as respondents, with the method of retrieving Accidental Simple Random Sampling, the data obtained is processed using Structural Equation Modeling (SEM) through the IBM Amos v26 program. The purpose of this study is to analyze the extent to which social media users influence purchase decisions. Findings. It is derived from the marketing dimension that Online Communities, Interaction, and Sharing of Content have no positive effect on Social Media, but Accessibility and Credibility have a positive effect on Social Media. Social Media has an influence on Purchasing Decisions, and social media cannot be said to be an intervening variable that affects the relationship between independent variables and dependent variables into indirect and un observable and measurable relationships

    Performance Measurement of Human Resources PT. Pulau Bintan Jaya Based on the Human Resource Scorecard Model

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    PT Pulau Bintan Jaya is one of the foreign investment companies producing crumb rubber in Riau Islands Province. The company had been in operation since 1969, producing rubber with a few measures which were Standard Indonesian Rubber (SIR) 5, SIR 10, and SIR 20 per customer request. Companies have conducted employee performance measurements but have not specifically measured employee performance by linking it to company strategic functions. Current performance assessments are not yet focused on human resource development efforts. There were still poorly educated employees who served as team leaders and as supervisors. As a result, work-related communication became difficult and led to multiple obstacles under which employment resources became inadequate, and the targets of corporate performance unattainable. There are issues relating to the quality of human resources, and companies have been declining demand and declining production rates for several months. The decline in demand from customers has become one of the issues to evaluate in the company's performance measurement, due to its inadequate strategic resource management. It requires alightnment of the work systems to capture the role of human resources, while in this regard some current case work accident are still faund annually in the production section, even though for the past three consecutive years the accident rate has declined, it needs to be figured out by performing performance measurements. A human resource scorecard measures the performance of human resources by finding solutions to the weaknesses of human managerial resources in PT. Pulau Bintan Jaya, and assist in linking mission vision and strategic objectives. In this study, the design results were obtained as follows: there are 15 strategic goals and 32 Key Performance Indicators, special elements of the human resource system can be driven by 16 performance drivers (called Lagging Indicators), and 16 performance outputs to be achieved (called Leading Indicators), while the results Measurement of employee performance in PT Pulau Bintan Jaya using the Human Resource Scorecard method obtained good results

    Foreign Debt in the Perspective of Tafsir Fii Zilaal Al-Qur'an by Sayyid Qutb

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    This study aimed to analyze the contemporary interpretation of Sayyid Qutb against usury contained in foreign debt in his book Fii Zhilaal al-Qur'an Surah Al-Baqarah: 275. The method used in this research is the descriptive analysis method combined with the method of hermeneutics and supported by a literature review to find Sayyid Qutb’s thoughts on foreign debt. This study is an attempt to gain a proper understanding of usury-based on a contemporary interpretation of Sayyid Qutb in the book Fii Zhilaal Al-Qur'an especially that including in foreign debt. This study described the analysis of usury in foreign debt base on the interpretation of Sayyid. Findings. The results of this study are understandings of the thoughts of Sayyid Qutb in his book related to the impact of foreign debt which may lead to the theory that foreign debt will have an impact on regulatory intervention, colonization, and even warfare

    Implementation of GCG (Good Corporate Governance) on the Prevention of Fraud Financing in Islamic Banks

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    Although Islamic Banking operates with Islamic principles, there are still many frauds that are committed deliberately for particular cases. This study aims to determine the extent of the influence of Good Corporate Governance in Islamic banking on indications of fraud, especially at Bank BNI Syariah. This research is quantitative research with primary and secondary data, namely using a sample questionnaire and interviews. While the data analysis is using multiple regression with descriptive analysis. The results of the study concluded that the resulting regression had a very small R square at 34.7%. Finding. The results of the t-test show that partially the independent variables in GCG, namely information disclosure, accountability, responsibility, independence, fairness, are stated to not affect the financing of fraud. This is because the number of R squares has a small effect. After all, it is below 50% so that the impact on the insignificance of the variables in GCG on fraud financing. Therefore, it results from the t-test in which none of the X variables affect variable Y. From the information above, it can be concluded that the GCG variable simultaneously has a significant effect on financing fraud, but if tested partially, the GCG variable has no effect on financing fraud

    Managerial Ability, Real Earnings Management, and Earnings Quality

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    This research aims to examine the effect of managerial ability on real earnings management and earnings quality, and the role of higher ability managers between real earnings management and earnings quality. The total sample includes 846 manufacturing firms-years for the research period 2008-2016. Real earnings management is measured by abnormal activities of over-sales, over-production, and discretionary expenses cutting. Data analysis uses the fixed-effect model of earnings persistence, and fixed-effect model of earnings value relevance and predictability. The results show that higher ability managers use their knowledge, skill, and expertise to perform real earnings management and to increase earnings quality. Since real earnings management can reduce earnings quality, high-ability managers engage more in efficient than opportunistic real earnings management to increase earnings quality. This research provides comprehensive evidence of the relationship between managerial ability, real earnings management, and earnings quality since there is a findings gap between managerial ability and earnings management, as well the gap between earnings management and earnings quality

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