Publikasi Jurnal Universitas Islam 45
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PENGARUH PERSEPSI KEMUDAHAN, MANFAAT, KEAMANAN DAN RISIKO TERHADAP MINAT MENGGUNAKAN LAYANAN MOBILE BANKING
No full textABSTRACT
This study aims to determine the factors that can influence interest in using mobile banking services, namely perception of convenience, perception of benefits, perception of security and perception of risk. This type of research uses quantitative research. The population used is Bank Syariah Indonesia customers with a sample size of 100 respondents. The sample requirements used in this study are Bank Syariah Indonesia customers domiciled in Boyolali Regency who have used mobile banking services. This study uses probability sampling techniques with purposive sampling methods. The data used in this study are primary data in the form of questionnaires that will be processed using SPSS software version 21.0. The results of the analysis used in this study are multiple linear regression analysis. The results of the research that has been conducted indicate that perception of convenience, perception of security, and perception of risk have a positive and significant effect on interest in using mobile banking services. While the perception of benefits does not affect interest in using mobile banking services.
Keywords: Interest in Using; Mobile Bankin; Perceived Convenience; Perceived Benefits; Perceived Security; Perceived RiskABSTRAK
Penelitian ini bertujuan untuk mengetahui mengetahui faktor-faktor yang dapat mempengaruhi minat menggunakan layanan mobile banking, yaitu persepsi kemudahan, persepsi manfaat, persepsi keamanan dan persepsi risiko. Jenis penelitian ini menggunakan penelitian kuantitatif. Populasi yang digunakan adalah nasabah Bank Syariah Indonesia dengan jumlah sampel yang digunakan dalam penelitian ini sebanyak 100 responden. Syarat sampel yang digunakan dalam penelitian ini adalah nasabah Bank Syariah Indonesia berdomisili di Kabupaten Boyolali yang telah menggunakan layanan mobile banking. Penelitian ini menggunakan teknik probability sampling dengan metode purposive sampling. Data yang digunakan dalam penelitian ini adalah data primer berupa kuesioner yang akan diolah datanya dengan menggunakan software SPSS versi 21.0. Hasil analisis yang digunakan dalam penelitian ini adalah analisis regresi linear berganda. Hasil penelitian yang telah dilakukan menunjukkan bahwa persepsi kemudahan, persepsi keamanan, dan persepsi risiko berpengaruh positif dan signifikan terhadap minat menggunakan layanan mobile banking. Sedangkan persepsi manfaat tidak berpengaruh terhadap minat menggunakan layanan mobile banking.
Kata Kunci : Minat Menggunakan; Mobile Banking; Persepsi Kemudahan; Persepsi Manfaat; Persepsi Keamanan; Persepsi Risik
Fiqh al-Mu’āmalāt in Madrasah Aliyah Curriculum: Perspective of Islamic Economics, Entrepreneurship Education, and Islamic Financial Literacy
No full textThis study explores the integration of Fiqh al-Mu’āmalāt into the Madrasah Aliyah curriculum through the lens of Islamic economic theory, entrepreneurship education, and Islamic financial literacy. The research aims to assess the effectiveness of the existing curriculum and identify areas for improvement. Data collection methods include questionnaires, interviews, and documentation, analyzed using data reconciliation, presentation, and construction approaches. The primary data source consists of 112 Madrasah Aliyah students from Bali and Jakarta. The findings reveal a discrepancy between students' awareness of the importance of Fiqh al-Mu’āmalāt (78.6% considered it useful) and its practical implementation in the curriculum, particularly in grades XI–XII. Analysis of the Grade X Fiqh textbooks indicates that while the content is comprehensive, it lacks applicability to real-world contexts. These findings suggest the need for curriculum restructuring to ensure the sustainable integration of Fiqh al-Mu’āmalāt. This study contributes to a comprehensive understanding of Fiqh al-Mu’āmalāt instruction by highlighting the relationship between theoretical knowledge and students' economic preparedness. However, its limitations include a restricted geographic scope and a focus on students' perceptions. Future research should incorporate cross-country longitudinal and comparative studies, as well as experimental research on effective Fiqh al-Mu’āmalāt teaching methodologies to enhance students’ practical financial and entrepreneurial competencie
PENGUATAN RESPONSIVE CAREGIVING BAGI CAREGIVER
No full textThe primary and fundamental education for a child begins within the family. Early childhood requires optimal caregiving from those around them, particularly their parents. However, in today's reality, many young parents are engaged in work, leading to child caregiving responsibilities being entrusted to caregivers, daycare centers, or other family members. According to data, 84.33% of Indonesian children are raised by both biological parents, while 2.51% are raised solely by their father, 8.43% solely by their mother, and 4.76% by other family members. In the Mangunsari area, caregivers are not only responsible for childcare but are also burdened with household chores, which divides their attention and reduces focus on the child. Therefore, introducing the responsive caregiving module serves as a solution to enhance the quality of childcare for children under the age of three.This community service initiative aims to improve caregiver competencies through the introduction of the responsive caregiving module, enhance their understanding of child development milestones, and develop their skills in providing educational games and creating appropriate play materials for child development. The implementation method consists of five stages: preparation, training and education, practical experience, mentoring, and evaluation with feedback. The results indicate that the responsive caregiving module effectively enhances caregivers' competencies in providing responsive care. Based on interviews and observations, 92% of participants showed improved understanding, while 89% demonstrated increased skills in responding to children's needs and desires. Therefore, this initiative contributes to improving the quality of childcare in the Mangunsari area of Semarang City.Pendidikan utama dan pertama seorang anak adalah keluarga. Anak usia dini membutuhkan pengasuhan dari orang disekitar, khususnya orang tua. Namun dewasa ini banyak orang tua muda yang bekerja baik ayah atau ibu. Sehingga pengasuhan anak-anak dipercayakan pada orang terdekat, daycare atau bahkan pengasuh (orang lain). Berdasarkan data menyebutkan bahwa Sebanyak 84,33% anak Indonesia diasuh oleh kedua orang tua kandungnya, sementara 2,51% diasuh hanya oleh ayah kandungnya saja, 8,43 persen diasuh hanya oleh ibu kandungnya saja, dan 4,76% diasuh oleh keluarga yang lain. Caregiver yang ada dilingkungan mangunsari tidak hanya memberikan pengasuhan saja pada anak, tapi juga dibebani dengan pekerjaan rumah tangga (Seperti: cuci baju, ngepel, nyetrika, dan lain sebagainya) sehingga caregiver tidak hanya focus pada anak. Berdasarkan permasalahan tersebut maka perlu memberikan pengenalan module responsive caregiving untuk caregiver dalam mengasuh anak dibawah 3 tahun.
Pengabdian ini dilakukan dengan melalui lima langkah kegiatan, Yaitu: 1) Preparation, 2) training & education, 3) experience, 4) mentoring, 5) mentoring, evaluation, dan feedback. Berdasarkan beberapa langkat tersebut dapat diketahui hasil dari pelaksanaan pengabdian kepada masyarakat, yaitu menjelaskan bahwa modul responsive caregiving yang telah diberikan sangat efektif untuk meningkatkan kompetensi pengasuh dalam memberikan pengasuhan yang responsive pada anak. Hal tersebut dapat dijelaskan dengan adanya peningkatan pada respon yang ditunjukkan pengasuh dalam melakukan pengasuhan. Yang mana pengasuh lebih cepat dalam merespon kebutuhan dan keinginan anak yang muncul
PELATIHAN PENGELOLAAN PERSEDIAAN BARANG DAGANG BAGI USAHA KECIL MELALUI APLIKASI DIGITAL
No full textFor some small businesses, managing a store seems like an easy task that anyone can do. However, many small business owners in Karangmulya Village, Bojongmangu, have faced difficulties in managing inventory records. This study aimed to improve inventory monitoring, accurately estimate inventory levels, and enable regular observation of inventory. Observations were conducted from August to September 2024. The program employed socialization, mentoring, and hands-on practice methods. Observations revealed that business owners lacked knowledge of the importance of inventory management in using applications. This training aimed to provide an understanding of the benefits of inventory management using applications. The results showed that participants successfully understood and practiced inventory recording using the application. In conclusion, the participants acquired knowledge and skills effectively. It is hoped that small business owners can consistently apply this in managing inventory to improve their business performance in the future
PENYEDIAAN PAPAN SKOR DAN INSTALASI LAMPU SEBAGAI SARANA PENDUKUNG OLAHRAGA DI DESA KARANG INDAH
No full textBadminton is a highly popular sport in Indonesia, yet many rural courts lack essential support facilities, such as scoreboards and adequate lighting. These elements are crucial for ensuring the smooth flow and quality of the game during both practice and competition. The program aimed to improve the badminton court in Karang Indah village by providing a modern scoreboard and installing proper lighting. The project involved planning, material procurement, installation, and testing phases. The scoreboard enhanced the accuracy and ease of tracking match scores, while the lighting improved player visibility, especially during night games. The results showed a significant improvement in both the comfort and quality of gameplay, benefiting players, referees, and spectators alike. This initiative serves as a model for similar rural areas, promoting broader community participation in badminton and fostering a healthier, more active lifestyle.
 
Analysis of the Level of Road Damage and Maintenance Using the International Rougness Index (IRI) Method (A Case Study in Malang City)
Full text linkPoor road conditions can put drivers at risk, lead to accidents, and create inconvenience and inefficiency on the road. Road maintenance is crucial to keep roads functioning optimally. This research aims to analyze the level of road damage using the IRI (International Roughness Index) and determine the type of maintenance required. The research was conducted on four main streets in Malang City. IRI data was obtained from field surveys using the Roadroid application. The data that has been obtained is processed and analyzed to determine the level of damage and the type of maintenance required. The results of this research are: Tidar Street is 21.05% in good condition, and the remaining 78.95% is in fair condition. Candi V Street is 27.27% in good condition, and 72.73% is in fair condition. Karang Ampel Street is 69.23% in good condition, 23.08% in fair condition, and 7.69% in lightly damaged condition. Bendungan Wonogiri Street is 50% in good condition and 50% in fair condition. The type of maintenance for Tidar Street is determined using the average IRI value approach. With a value of 4.87, Tidar Street requires periodic maintenance. Meanwhile, Candi V Street, Karang Ampel Street, and Bendungan Wonogiri Street are maintained using a segment group system, with each road section requiring two types of maintenance, namely routine maintenance and periodic maintenance
Pelatihan Perwasitan Olahraga Tradisional Di Desa Karangsegar, Kecamatan Pebayuran
Full text linkThe purpose of this study was to provide training and understanding of traditional sports refereeing in Karangsegar Village, Pebayuran District. The target of this study is residents of Karangsegar Village, especially sports teachers and adults over the age of 20 years, both men and women. Now we can see children carrying gadgets wherever they are, they are engrossed in their gadgets in hand while playing the games in it. I want to restore traditional games such as enggrang, obstacle, dagongan, engklek and so on that have been abandoned to become popular again. Even what was just a traditional game can now be developed into a contested sport. In addition, I also want to provide training on traditional sports refereeing so that people can not only play, but also be able to become referees or referees in traditional sports. To be able to realize this, I conducted qualitative research with observation, socialization, interview, and documentation methods in data collection. Then a research was carried out in the form of socialization and training for traditional sports refereeing at SDN Sumbersari 01 on March 4, 2023 with 25 participants who are sports teachers in Pebayuran District. The result of these activities is that PE teachers gain knowledge about traditional sports refereeing, PE teachers gain experience with hands-on practice on the field, and for a long period of time they can establish a traditional sports community in Pebayuran District to create quality athletes and referees
Discrimination against JAI Parakansalak, Sukabumi Regency (A Study on the Obstacles to Freedom of Religion in the Context of MUI Fatwa and SKB 3 Minister)
No full textJemaat Ahmadiyah Indonesia (JAI) in Parakansalak, Sukabumi District, has faced various forms of discrimination and violence since the issuance of the Joint Ministerial Decree and MUI fatwa that reinforced the negative stigma against this group. This research aims to understand the discrimination experienced by the Parakansalak Ahmadiyah Congregation. A qualitative approach with descriptive method was used in this research, with data obtained through in-depth interviews, direct observation, and literature review. The results showed that the Parakansalak Ahmadiyah congregation experienced discrimination through social structures and policies that created systemic injustice. This research shows that discrimination against the Parakansalak Ahmadiyya Congregation occurs in the form of physical, administrative, and educational access barriers. This discrimination is driven by a combination of MUI fatwa, administrative policies such as SKB 3 Minister, and social pressure from the majority community. The implications of this research include the importance of interfaith dialogue and inclusive protection policies for religious minorities to ensure their rights remain protected without compromising their identity
The Role of Parents in Shaping Children's Religious Character Amidst the Challenges of the Digital Era
No full textThis research aims to analyze the role of parents in shaping children's religious character in the digital era. As technology advances, parents are expected to serve as primary educators who provide role models and instill moral values in their children. The rapid development of digital technology presents challenges, such as exposure to content that contradicts religious values and reduced direct interaction between parents and children. Therefore, active parental involvement is crucial to ensuring that children develop a strong religious character. This study employs a qualitative descriptive method, with data collected through interviews and observations. The findings indicate that good parenting, motivation, and the habitual practice of religious values in daily life significantly influence children's character development. Children who receive intensive guidance from their parents tend to have a better understanding and practice of religious values than those who receive less attention. However, challenges such as parental busyness and limited time for direct religious education hinder this process. A lack of parental attention can obstruct the internalization of religious values. Thus, parents must recognize their responsibility in shaping their children's character and make efforts to remain actively involved in their education. With proper guidance, children can grow into individuals who are not only intellectually capable but also exhibit commendable morals and ethical behavior
Optimizing Green Waqf as a Solution to Overcome Environmental Crisis
No full textThe environmental crisis has been a problem for a long time, in fact environmental degradation is getting worse from year to year. One solution to minimize environmental damage is green waqf. The aim of this research is to describe and analyze the implementation of green waqf in Indonesia, as well as analyze the reasons why green waqf can be a solution to environmental damage. This research falls into the category of library research or "library research". The approach taken is qualitative. Data sources are secondary sources, namely collecting, understanding and analyzing previous articles, news and books on relevant topics. The research results show that in Indonesia, the green waqf movement has not been implemented very much. There are at least four activities that can be called green waqf, namely tamanu tree waqf, clean water source waqf, forest waqf, and mangrove tree waqf. Tamanu trees are beneficial for unproductive land, clean water can benefit the community and provide long-term access to life, waqf forests play a role in maintaining microclimate stability, preserving biodiversity, conserving air, and preventing natural disasters, while mangrove trees provide benefits for the environment coastline. The implication of this research is to create public awareness to maximize the potential of waqf, especially environmentally friendly waqf