Jurnal Ilmiah Universitas Islam Balitar
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    PENERAPAN ALGORITMA K-MEANS CLUSTERING UNTUK PENENTUAN PENERIMA BEASISWA PIP PADA SMPN 9 BLITAR

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    Penelitian ini bertujuan untuk menentuan kelayakan penerima Program Indonesia Pintar (PIP) pada siswa SMPN 9 Blitar dengan menerapkan algoritma K-means clustering. PIP merupakan program bantuan pendidikan yang ditujukan kepada siswa dari keluarga kurang mampu di Indonesia. Namun, proses seleksi penerima masih memerlukan perbaikan agar lebih efisien dan akurat. Pada penelitian ini data di dapat dari hasil sosioekonomi siswa sebagai variabel masukan dikumpulkan dengan jumlah sempel data sebanyak 286. Metode K-Means clustering digunakan untuk membagi siswa ke dalam kelompok-kelompok berdasarkan karakteristik serupa meliputi, tingkat pendapatan keluarga, akses fasilitas keluarga tidak mampu , status pekerjaan orang tua atau wali murid, dan kondisi rumah tangga. Dengan pengelompokan karakteristik tersebut sehingga dapat menentukan kelayakan penerima PIP dengan akurat. l dari penelitian ini adalah implementasi metode K-Means clustering dapat meningkatkan ketepatan dalam penentuan kelayakan penerima PIP dengan efesien yaitu siswa yang layak sejumlah 201 siswa dan yang tidak layak sejumlah 85 siswa

    The IMPLEMENTATION OF SETTLEMENT OF FAILURE TO PAY BY CAR LOAN CUSTOMERS AT BCA FINANCE SURABAYA KLAMPIS BRANCH

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    This study aims to determine the settlement of defaults that have been made by car loans customers at PT. BCA Finance Surabaya Klampis Branch. This research uses an empirical research type and the data source is obtained from the results of interviews with Credit Marketing Officer PT. BCA Finance Surabaya Klampis Branch, literature, and laws regulations. The method of collecting data from this study was obtained by interviews, literature studies, and observation. The data analysis method used in this study is a qualitative approach, the information obtained is in the form of statements and written materials. The results of this study can be concluded that; (1) The settlement of default by car loans customers at PT. BCA Finance Surabaya Klampis Branch is conducted in a non-litigation (2) handled specifically by the ASR department which is responsible for maintaining non-performing, (3) by providing various services with the aim that customers who have defaulted continue to pay their obligations. (4) If the customer still does not fulfill his obligations, then the vehicle is forcibly withdrawn by PT. BCA Finance Surabaya Klampis Branch

    Sistem Informasi Absensi Guru Dan Siswa Berbasis Web dengan QR Code SD Briliant Islamic School

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    Technology is currently developing very rapidly. One of them is the use of attendance information systems in schools. At SD Briliant Islamic School, the current attendance system is still not computerized properly, namely by using an attendance check lock and problems that occur when recording data include incorrect data recording and taking a long time to record data. The aim of this research is to create a website-based teacher and student attendance system using a QR Code to expedite all attendance processes and the preparation of required reports from SD Briliant Islamic School. This attendance system has 2 users, namely superadmin and teacher. The method used is UML design, interviews and literature study. The results of this research are a website-based attendance system using QR Code and can meet attendance needs in real time and attendance recording can be done efficiently and reduces errors that occurred in the old system

    Politik Hukum Pengaturan Kampanye Berbasis Keadilan dalam Pemilihan Umum di Indonesia

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    General elections in Indonesia as a pillar of democracy, view political campaigns as the main means of introducing candidates and political parties. However, campaigns must be based on the principles of justice and fair law to maintain the integrity of democracy. Major challenges arise in maintaining campaign fairness, especially regarding campaign fund transparency. This research uses normative legal methods by analyzing legal norms related to campaigns in general elections. The results show that laws and regulations, such as Law No. 7/2017 on General Elections and KPU Regulation No. 23/2018, aim to maintain fairness in political campaigns, although there are still implementation barriers, such as unequal access to resources, lack of transparency in campaign fund arrangements, and uneven media access. The issue of spreading false information or hoaxes is also a concern in political campaigns.General elections in Indonesia as a pillar of democracy, view political campaigns as the main means of introducing candidates and political parties. However, campaigns must be based on the principles of justice and fair law to maintain the integrity of democracy. Major challenges arise in maintaining campaign fairness, especially regarding campaign fund transparency. This research uses normative legal methods by analyzing legal norms related to campaigns in general elections. The results show that laws and regulations, such as Law No. 7/2017 on General Elections and KPU Regulation No. 23/2018, aim to maintain fairness in political campaigns, although there are still implementation barriers, such as unequal access to resources, lack of transparency in campaign fund arrangements, and uneven media access. The issue of spreading false information or hoaxes is also a concern in political campaigns

    Measuring the Potential Involvement of Conventional Commercial Banks with Foreign Ownership in Increasing the Capital Capacity of MSMEs

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    The presence of conventional commercial banks with foreign ownership in Indonesia introduces a new dynamic in the national banking structure, with significant implications for the financing of Micro, Small, and Medium Enterprises (MSMEs). This study explores the potential involvement of these banks in enhancing the capital capacity of MSMEs, a sector traditionally dominated by the Himbara banks. Using normative legal research methods with doctrinal and comparative approaches, this study aims to identify the urgency and procedures for the involvement of conventional commercial banks with foreign ownership in MSME financing. The findings reveal that such involvement could create a mutually beneficial relationship, where MSMEs gain access to more diverse funding options, while these banks expand their customer base. These implications highlight the potential for strengthening MSME capital structures and contributing positively to the national economy.The presence of conventional commercial banks with foreign ownership in Indonesia introduces a new dynamic in the national banking structure, with significant implications for the financing of Micro, Small, and Medium Enterprises (MSMEs). This study explores the potential involvement of these banks in enhancing the capital capacity of MSMEs, a sector traditionally dominated by the Himbara banks. Using normative legal research methods with doctrinal and comparative approaches, this study aims to identify the urgency and procedures for the involvement of conventional commercial banks with foreign ownership in MSME financing. The findings reveal that such involvement could create a mutually beneficial relationship, where MSMEs gain access to more diverse funding options, while these banks expand their customer base. These implications highlight the potential for strengthening MSME capital structures and contributing positively to the national economy

    Analisis Putusan KPPU yang Melampaui Kewenangan Berdasarkan UU Larangan Monopoli dan Persaingan Usaha

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    This study highlights the importance of consistency in the application of KPPU\u27s authority in accordance with the Anti-Monopoly and Unfair Business Competition Law. There is a research gap regarding the alignment of KPPU\u27s sanctioning authority, particularly in Decision Number 17/KPPU-I/2018. The study aims to analyze the sanctioning authority of KPPU and its compliance with Law Number 5 of 1999. A normative juridical method is used to examine the decision and relevant laws, focusing on the limits of KPPU\u27s authority. The key findings indicate that KPPU\u27s Decision Number 17/KPPU-I/2018 exceeds the authority stipulated by the law, especially in imposing administrative measures on business actors violating Article 22. The implication is that KPPU must adhere to its authorized limits to ensure the effectiveness of competition law enforcement in Indonesia.This study highlights the importance of consistency in the application of KPPU\u27s authority in accordance with the Anti-Monopoly and Unfair Business Competition Law. There is a research gap regarding the alignment of KPPU\u27s sanctioning authority, particularly in Decision Number 17/KPPU-I/2018. The study aims to analyze the sanctioning authority of KPPU and its compliance with Law Number 5 of 1999. A normative juridical method is used to examine the decision and relevant laws, focusing on the limits of KPPU\u27s authority. The key findings indicate that KPPU\u27s Decision Number 17/KPPU-I/2018 exceeds the authority stipulated by the law, especially in imposing administrative measures on business actors violating Article 22. The implication is that KPPU must adhere to its authorized limits to ensure the effectiveness of competition law enforcement in Indonesia

    Proses Produksi “Batik Moedjair” di Rumah Batik Kandang Jaya

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    Tujuan penelitian ini adalah untuk mendeskripsikan proses produksi Batik Moedjair Kandang Jaya dan mengurai keunikan dalam proses produksinya. Metode penelitian yang digunakan adalah metode kualitatif. Data primer dikumpulkan melalui observasi partisipan, wawancara mendalam, dan dokumentasi. Hasil penelitian dapat disimpulkan bahwa Batik Kandang Jaya memiliki enam tahapan dalam melakukan proses produksi diantaranya mendesain pola motif batik; menduplikasi atau menjiplak pola desain motif batik pada kertas HVS ke kain mori; pencantingan; pewarnaan; penguncian warna; dan pelorotan. Keunikan dan kekhasan dalam proses produksi Batik Kandang Jaya yaitu pertama, dalam proses pembuatan sangat dipengaruhi oleh kehendak dan suasana hati. Kedua, desain motif yang digunakan merupakan kreativitas sendiri. Ketiga, proses pencantingan hanya menggunakan satu jenis canting, dan tidak menggunakan gawangan sebagai alat bantu pada saat mencanting. Keempat, proses pewarnaan menggunakan jegul. Kelima, proses produksi dilakukan secara mandiri, mulai dari tahap mendesain motif hingga tahap pelorotan

    Implementasi Metode Pembelajaran dalam Meningkatkan Kemampuan Santri Memahami Kitab Kuning

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    Sekalipun pendidikan agama Islam dapat dipelajari dan tersedia dalam internet dapat diakses kapanpun dan dimanapun, namun kehadiran seorang kyai, ustaz, guru adalah hal yang tidak kalah penting sebagai sumber informasi dan pendidik mengenai ajaran agama Islam. Tujuan penelitian ini adalah untuk mendeskripsikan metode bandongan, metode diskusi dan mendeskripsikan langkah-langkah yang dilakukan untuk meningkatkan kemampuan santri dalam memahami kitab Kuning. Penelitian ini menggunakan metodologi kualitatif. Peneliti menggunakan tiga pendekatan berbeda untuk memperoleh data: 1) observasi, 2) wawancara, dan 3) dokumentasi. Temuan penelitian dapat diperoleh dengan menganalisis data yang dikumpulkan yakni mereduksi data, menyajikan fakta, dan menarik kesimpulan untuk mengkaji hal tersebut. Hasil penelitian menunjukkan bahwa: Penerapan metode bandongan dilakukan pada perkuliahan yang berkaitan dengan hadis, fiqh, nahwu, dan tauhid. 2) memasukkan teknik debat ke dalam kelas hadis, nahwu, dan fiqh. Meningkatkan pemahaman siswa terhadap kitab kuning pada pembelajaran tauhid, nahwu fiqh, dan hadis dengan menekankan nilai-nilai kognitif, emosional, dan psikomotorik

    Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian Terhadap Perilaku Manajemen Keuangan pada UMKM di Kabupaten Sumenep

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    Thils study alludels to problelms that commonly occur iln MSMEls, elspelcilally iln MSMEls iln Sumelnelp Relgelncy, whelrel busilnelssels cannot last long iln elconomilc compeltiltilon duel to thel lack of abillilty of busilnelss actors to managel busilnelssels, so ilt ils velry ilmportant for busilnelss actors to havel elxcelllelncel iln filnancilal managelmelnt iln ordelr to milnilmilzel lossels or milstakels iln filnancilal managelmelnt, so that busilnelssels can contilnuel to progrelss and delvellop.This study aims to determine (1) the effect of financial knowledge on financial management behavior in MSMEs in Sumenep Regency, (2) the effect of financial attitudes on financial management behavior in MSMEs in Sumenep Regency, (3) the effect of personality on financial management behavior in MSMEs in Sumenep and (4) the effect of financial knowledge, financial attitudes and personality on financial management behavior in MSMEs in Sumenep Regency.Thils relselarch ils ilncludeld iln quantiltatilvel relselarch. The subjects of this study were MSMEs in Sumenep Regency as many as 56 MSMEs that met the specific criteria of the researchers. The data collection technique uses a questionnaire with a questionnaire scale is a Likert scale. Valildilty and rellilabillilty telsts welrel carrileld out on all relspondelnts wilth a total of 56 relspondelnts. Thel analysils prelrelquilsiltel telsts ilncludel normalilty telst, multilcollilnelarilty telst, and heltelrosceldastilcilty telst. Data analysils telchnilquels wilth multilplel lilnelar relgrelssilon.Thel relsults showeld selvelral filndilngs that (1) thelrel ils a posiltilvel ilnfluelncel of filnancilal knowleldgel on filnancilal managelmelnt belhavilor iln MSMEls iln Sumelnelp Relgelncy wilth tiltumg (9.144) grelatelr than t tablel (1.675) and thel silgnilfilcancel valuel ils 0.000 smallelr than 0.05, (2) thelrel ils a posiltilvel ilnfluelncel of filnancilal attiltudels on filnancilal managelmelnt belhavilor iln MSMEls iln Sumelnelp Relgelncy wilth tiltumg (3.854) grelatelr than t tablel (1.675) and thel silgnilfilcancel valuel ils 0.000 smallelr than 0, 05, (3) thelrel ils a posiltilvel ilnfluelncel of pelrsonalilty on filnancilal managelmelnt belhavilor iln MSMEls iln Sumelnelp Relgelncy wilth tcount (5.775) grelatelr than ttablel (1.675) and thel silgnilfilcancel valuel ils 0.000 smallelr than 0.05, (4) thelrel ils a posiltilvel ilnfluelncel of filnancilal knowleldgel, filnancilal attiltudels and pelrsonalilty on filnancilal managelmelnt belhavilor iln MSMEls iln Sumelnelp Relgelncy wilth fhiltumg (30.667) grelatelr than ttablel (2.783) and thel silgnilfilcancel valuel ils 0.000 smallelr than 0.05. &nbsp

    EFEKTIVITAS TIGA BAHAN ORGANIK TERHADAP SERANGAN HAMA, PERTUMBUHAN DAN PRODUKSI SAWI

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    Pakcoy mustard greens are a type of rain-resistant vegetable. Pakcoy has green leaves with high nutritional content and economic value. One of the efforts that can be made to increase plant production is by providing fertilizer. Fertilization is carried out in order to meet the nutrient needs of plants, so that they can provide high yields, especially using organic fertilizer so that you can use waste as fertilizer. One type of recycled waste that can be used as organic fertilizer is egg shells, tea dregs and banana peels, each of which contains elements that are good for cultivation. Apart from that, pak choy mustard plants have the main problem that causes damage to pak choy, namely destructive pests that eat pak choy leaves such as plutella caterpillars, tritip caterpillars, armyworms, aphids (Aphids), cabbage spanner caterpillars. This research will be carried out from October to December 2023 at the UNISKA Integrated Field Laboratory. With a height of 67 meters above sea level, the temperature is 31.2◦C, humidity is 62.3% and soil pH is 6. Based on the research results, it shows that there is a very real influ.ence on the observed variables of plant height and number of leaves at the age of 14, 21 and 28 DAP, and it has an effect significant in root length at 28 days after planting. Fresh weight, dry weight, and armyworm pest attacks were lowest at P7. &nbsp

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    Jurnal Ilmiah Universitas Islam Balitar
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