E-Journal STIESIA Surabaya (Sekolah Tinggi Ilmu Ekonomi Indonesia)
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PENERIMAAN E-WALLET SYARIAH LINKAJA DALAM RANGKA PENGEMBANGAN EKONOMI DIGITAL DI INDONESIA
Get PDFThe emergence of sharia-based E-Wallet is a new thing in Indonesia and an academic response is needed for this. This article is intended to measure the level of individual acceptance of Sharia E-Wallet by looking at the relationship between factors related to intention, by using modification and simplification of the UTAUT model and using the analysis of Structural Equation Modeling (SEM) analysis. This study found that factors such as User Value, Effort Expectancy and Social Influence have a positive and significant impact on Performance Expectancy. In the context Behavioral Intention relationship it is found that there is a positive and significant influence between Effort Expectancy and Social Influence on the Intention to adopt Sharia E-Wallet. Meanwhile, User Value and Performance Expectations do not have a significant and positive relationship. This research provides advice in building a digital economy in Indonesia through a program of strengthening Literacy and Regulation in utilizing the potential of Muslims and preferences in using sharia products in Indonesia in accordance with the grand plans in Building Sharia Economic and Finance 2019-2024
DETERMINAN PENGUNGKAPAN ISLAMIC SOCIAL REPORTING (ISR) PADA PERUSAHAAN DI JAKARTA ISLAMIC INDEX (JII)
Get PDFThis study empirically analyzes the factors affecting Islamic Social Reporting (ISR), including profitability, liquidity, industry type, board of commissioner size, and company size. ISR, based on its category, is measured using ISR Index assessed from the companies’ annual report. The populations are all companies listed in Jakarta Islamic Index (JII) in 2017-2019. The samples include 17 companies selected through purposive sampling method, and are analyzed by multiple regression method. The results of this study indicate that the type of industry and company size have a significant effect on ISR; whilst, the profitability, liquidity, and board of commissioner size have no significant effect on ISR because manufacturing industry tends to be wider in disclosing its social responsibility reports, and this is also the case with large companies. This may be because the larger the size of the company, the larger the stakeholder community that must be served. Furthermore, profitability, liquidity, and the size of the board of commissioners have no significant effect on ISR because the company's orientation may be purely on profit or other financial aspects and the quality of ISR is not determined mainly by the quantity of the board of commissioners but may be caused by the quality or diversity of its members
DETERMINAN PENGAMBILAN KEPUTUSAN INVESTASI BERDASARKAN NORMA SUBJEKTIF, KONTROL PERILAKU, DAN PERILAKU HEURISTIK
Get PDFThis study aims to obtain empirical evidence of the influence of Subjective Norms, Behavioral Control, and Heuristic Behavior on Investment Decisions. We used 54 respondents of individual investors who are just learning and or have already transacted on the Indonesia Stock Exchange (BEI) as a sample. By using multiple regression analysis, we found that the subjective norm has an effect on investment decisions. This means that the higher the influence of individual external environmental pressures, namely observers, friends, mass media, and investment management, the greater the individual's ability to make investment decisions. Behavioral Control has an effect on Investment Decisions. This means an understanding of the simplicity or complexity of taking action based on past experience and the obstacles that may be faced when taking action, affecting individuals in making investments. Heuristic behavior affects investment decision making. This means that the level of confidence and experience possessed by individuals and other known people will influence individuals in making accurate investments
PELATIHAN DAN PENGEMBANGAN BUSINESS INTELLIGENCE DAN MANAJEMEN PENGELOLAAN USAHA BAGI WOMENPRENEUR FATAYAT JATIM
Get PDFKegiatan Pengabdian Kepada Masyarakat dilaksanakan bagi womenpreneur Fatayat Jatim dengan target womenpreneur usaha mikro kecil dan menengah yang merupakan penopang perekonomian negara Indonesia. Pelaku usaha tersebut meliputi womenpreneur usaha mikro kecil dan menengah yang sebagian besar dari usaha makanan, minuman ada juga usaha pakaian dan lain-lain. Kegiatan PKM dilaksanakan dengan tujuan memberikan pemahaman kepada womenpreneur usaha mikro kecil dan menengah mengenai pentingnya business intelligence, manajemen pendanaan, kemasan dan label produk serta manajemen pengelolaan sumber daya manusia untuk menunjang kegiatan usaha dapat terus berkembang di masa mendatang dengan memperhatikan dan menerapkan faktor pendukung kegiatan usaha. Metode pelaksanaan kegiatan terdiri dari empat tahap, yaitu tahap identifikasi masalah, tahap pemberian materi secara daring melalui aplikasi zoom, tahap pendampingan daring melalui aplikasi perpesanan yaitu whatsapp dan tahap monev secara daring. Luaran yang diharapkan setelah mengadakan pelatihan ini diharapkan womenpreneur usaha mikro kecil dan menengah mempunyai kemampuan mengubah data menjadi peluang usaha dan bagaimana usaha mikro kecil dan menengah mengelola keuangannya secara efisien, mengemas produk manjadi menarik dan bagaimana usaha mikro kecil dan menengah memberdayakan sumber daya manusia yang ada secara efektif sehingga dengan kegiatan ini womenpreneur usaha mikro kecil dan menengah dari organisasi Fatayat Jatim bisa meningkatkan operasional usahanya dan berkelanjutan untuk mendukung perekonomian di Indonesia
EDUKASI FAKTA DAN MITOS DALAM UPAYA PENCEGAHAN DISABILITAS AKIBAT OSTEOARTHRITIS LUTUT
Get PDFOsteoarthrits is a degenerative joint disease that includes cartilage damage with symptoms of pain during the pressure of the joints which are influenced by genetics, age, gender and weight. Knee osteoarthritis is one of the ten other diseases that cause disability due to activity daily living disorders in developing countries. The purpose of this activity is to provide information about facts and myths related to osteoarthritis through education so that patients and the public in general can receive correct information and make appropriate health efforts. In this study, a preliminary study was carried out to obtain data on persepi or myths related to
Osteoatritis adalah penyakit sendi degeneratif yang meliputi kerusakan tulang rawan (cartilage) dengan gejala timbulnya nyeri saat terjadi tekanan disendi tersebut yang dipengaruhi oleh genetika, usia, jenis kelamin dan berat badan. Knee osteoarthritis merupakan salah satu dari sepuluh penyakit lainnya yang menyebabkan kecacatan akibat gangguan Activity Daily Living di negara berkembang. Tujuan kegiatan ini adalah memberikan informasi tentang fakta dan mitos terkait penyakit osteoartritis melalui edukasi sehingga pasien dan masyarakat pada umumnya dapat menerima informasi yang benar dan melakukan upaya kesehatan dengan tepat. Pada pengabdian ini dilakukan studi pendahuluan untuk mendapatkan data persepi atau mitos terkait osteoarthrtitis lutut yang menyebabkan kinesopobia dan potensi kecacatan. Tahap selanjutnya dilakukan perumusan prioritas masalah dengan matriks USG (Urgency, Seriousness, Growth) didapatkan skor paling tinggi yaitu pada nyeri knee osteoarthritis harus istirahat tidak dipakai aktivitaas. Tahap selanjutnya dilakukan pengkajian masalah dengan diagram fishbone menggunakan 5 M (Man, Money, Machine, Materials, Measurement). Maka solusi yang dilakukan adalah edukasi fakta dan mitos dalam upaya pencegahan disabilitas akibat osteoarhtritis lutut di rumah sakit tingkat ii dr. Soepraoen, Malang.
osteoarthrtitis of the knee that causes kinesopobia and potential disability. The next stage is carried out the formulation of priority problems with the ultrasound matrix (Urgency, Seriousness, Growth) obtained the highest score, namely in knee osteoarthritis pain must rest not be used activity. The next stage is to study the problem with a fishbone diagram using 5 M (Man, Money, Machine, Materials, and Measurement). Then the solution carried out is the education of facts and myths in an effort to prevent disability due to osteoarhtritis of the knee at the second level hospital dr. Soepraoen, Malang
DETERMINAN NILAI PERUSAHAAN MANUFAKTUR DI INDONESIA
Get PDFThis study aims to conduct an empirical test of the effect of leverage, profitability, and firm size on firm value. The valuation of the company's share price is based on the company's ability to generate profits. The study was conducted on manufacturing companies listed on the Indonesia Stock Exchange in the period 2018 to 2020. The sample companies were 126 companies using the purposive sampling method. The data analysis technique used multiple regression analysis. The results obtained that leverage has a significant positive effect on firm value. The use of borrowed funds to generate profits will increase the value of the company. Profitability as measured by Return on Assets has a significant effect in a positive direction on firm value. This shows that the greater the profit generated, the value of the company also increases. Another factor that has an influence on firm value is firm size. Firm size seen from the total asset value has a significant positive effect on firm value.Penelitian ini bertujuan untuk menguji secara empiris pengaruh leverage, profitabilitas, dan ukuran perusahaan terhadap nilai perusahaan. Penilaian atas harga saham perusahaan berdasarkan kemampuan perusahaan menghasilkan laba. Penelitian dilakukan pada perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia pada periode tahun 2018 sampai dengan tahun 2020. Perusahaan yang dijadikan sampel sebanyak 126 perusahaan dengan menggunakan metode purposive sampling. Teknik analisis data menggunakan analisis regresi berganda. Hasil penelitian diperoleh bahwa leverage berpengaruh positif signifikan pada nilai perusahaan. Penggunaan dana pinjaman untuk menghasilkan laba akan meningkatkan nilai perusahaan. Profitabilitas yang diukur dengan Return on Asset mempunyai pengaruh yang signifikan dengan arah positif terhadap nilai perusahaan. Hal ini menunjukkan semakin besar profit yang dihasilkan maka nilai perusahaan juga mengalami kenaikan. Faktor lain yang memiliki pengaruh pada nilai perusahaan adalah ukuran perusahaan. Ukuran perusahaan yang dilihat dari nilai total aset berpengaruh positif signifikan terhadap nilai perusahaan
RECENCY BIAS DAN CONFIRMATION BIAS PADA KEPUTUSAN INVESTASI INVESTOR PASAR MODAL INDONESIA
Get PDFPerkembangan pasar saham dan investasi saham sering diamati oleh para investor terutama yang akan menginvestasikan dananya pada suatu perusahaan. Dengan semakin mudahnya berinvestasi di pasar modal dan semakin mudahnya memperoleh informasi maka minat investor di Indonesia akan meningkat. Penelitian ini menguji pengaruh resensi bias dan bias konfirmasi terhadap Pengambilan Keputusan Investasi Investor di Pasar Modal. Sampel terdiri dari 150 individu investor pasar modal Indonesia dengan ciri-ciri sebagai investor aktif minimal 1 tahun di pasar modal, usia minimal 17 tahun yang berkewarganegaraan Indonesia dan sebagai anggota perusahaan efek. Pengambilan sampel dalam penelitian ini dengan metode non probability sampling dan purposive sampling. Analisis menggunakan Structural Equating Modeling Partial Least Square (SEM-PLS) dan pengumpulan data survei. Hasil penelitian ini menunjukkan bahwa recency bias dan confirmation bias mempengaruhi pengambilan keputusan investasi investor. Studi ini menambah pengetahuan tentang perilaku keuangan dengan berkonsentrasi pada faktor psikologis dalam analisis manajemen keuangan, khususnya dalam keputusan investasi. Studi ini dapat membantu investor individu lebih memahami efek negatif dari bias perilaku dan nilai pengumpulan informasi ketika berhadapan dengan perilaku irasional
PERAN GREEN MARKETING, GREEN BRAND IMAGE TERHADAP PURCHASE INTENTION DENGAN GREEN TRUST SEBAGAI VARIABEL INTERVENING
Get PDFThe concept of green marketing in the company as a form of attention to environmental damage issues. The company then developed to find the right marketing strategy in growing purchase intention. The bottled drinking water industry (AMDK) is one who develops green marketing. This study aims to analyze the effect of green marketing and green brand image on purchase intention through green trust, and to analyze the effect of green marketing, green brand image and green trust on purchase intention. This research uses a questionnaire measured by a Likert scale, find the sample using a non-probability method with a procedure by using purposive sampling. The total respondents in this study were 100 respondents who were consumers who had purchased Cleo bottled water. Data analysis method using partial least squares (PLS) analysis with SmartPLS software. The results reveal that green marketing and green brand image have an effect on purchase intention through green trust on Cleo bottled water products, green marketing and green trust have an effect on purchase intention on Cleo bottled water products, and green brand image has no significant effect on purchase intention on products. Cleo's AMDK
RELEVANSI NILAI KEBAJIKAN DALAM KEBIJAKAN KOMUNIKASI: MEMAKNAI INFORMASI FUNDAMENTAL DARI PERSPEKTIF INVESTOR
Get PDFThe purpose of this research is to reveal the meaning of fundamental information from the perspective of investor in their process of making investment decision. Qualitative approach is used in extracting the meaning of investor’s understanding and experience in natural perspective. Interpretive paradigm is used to lead the researchers’ way of thinking in studying human and their experiences. Transcendental phenomenology is used to reveal the awareness phenomenon in experience understood by the informants. Informant’s awareness is a simple format yet can be used to gain deep understanding. The research finding shows that fundamental information is interpreted as macro and micro information which is connected to each other. The second finding describes the interpretation of fundamental information for investor as a communication policy that should be based on virtue value to induce investor’s trust, comfort and confidence level in making decision. Virtue value in this case is the accountability with company’s good intention in revealing fundamental information, both in form of positive predictive value and negative predictive value. The investor’s dependency of fundamental information in form of financial reports invokes investor’s awareness that virtue value in company’s communication policy is the main value relevance
OPTIMALISASI RETRIBUSI PELAYANAN PASAR UMUM KABUPATEN BLITAR
Get PDFPotensi sektor yang dapat meningkatkan Pendapatan Asli Daerah (PAD) di Kabupaten Blitar adalah pasar umum. Hal ini disebabkan karena penerimaan retribusi pelayanan pasar umum di Kabupaten Blitar mempunyai kontribusi yang cukup besar terhadap total penerimaan retribusi. Namun, penerimaan retribusi yang selama ini diperoleh belum optimal akibat adanya permasalahan dari sisi internal maupun eksternal. Berdasarkan hasil analisis menggunakan ATP dan SWOT, diperoleh strategi utama untuk mengoptimalkan penerimaan retribusi pelayanan pasar yakni (1) melakukan pembinaan terhadap petugas retribusi mengenai pemahaman tarif (2) menerapkan sistem e-retribusi (3) menaikkan tarif retribusi untuk pedagang yang mempunyai kemampuan membayar lebih tinggi dari tarif resmi (4) menurunkan tarif retribusi untuk pedagang yang mempunyai kemampuan membayar lebih rendah dari tarif resmi (5) mencetak karcis retribusi dengan besaran nominal yang sesuai dengan perda yang berlaku (6) melakukan revitalisasi pasar (7) melakukan sosialisasi kepada pedagang agar memiliki sikap disiplin dalam mentaati peraturan pasar pagi dan pasar siang, dan (8) melakukan sosialisasi kepada petugas retribusi agar tertib memberikan karcis kepada pedagang