Ejournal Universitas Indo Global Mandiri (UIGM)
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Peningkatan Kesadaran Keuangan Digital Melalui Literasi Berbasis Web untuk Mengatasi Resiko Pinjaman Online : Pengabdian Masyarakat Prodi Akuntansi di Madrasah Aliyah Darul Ittihad, Madura
No full textPermasalahan pinjaman online ilegal yang ada di Indonesia terus meningkat, dengan rendahnya kesadaran masyarakat tentang cara menghindari dan melaporkan praktik-praktik pinjaman online tersebut. Literatur media menunjukkan bahwa hanya 25% masyarakat yang sadar akan mekanisme pelaporan dan 45,8% tidak tahu cara menghindari pinjaman online ilegal. Meskipun OJK telah melakukan berbagai upaya untuk meningkatkan literasi keuangan, dampaknya masih sangat terbatas, dengan tingkat literasi keuangan nasional hanya sebesar 49,68%. Proyek pengabdian masyarakat ini dipilih untuk mengatasi masalah tersebut dengan meningkatkan literasi keuangan digital di kalangan siswa Madrasah Aliyah Darul Ittihad, Desa Campor Geger, Madura, para Ustad dan Ustadzah serta Para Pengurus Koppontren Darul Ittihad. Metode pelaksanaan meliputi pelatihan tentang pengelolaan keuangan digital dan pemahaman risiko pinjaman online, serta kampanye edukasi melalui lokakarya, seminar, dan juga melalui media sosial. Hasil pengabdian ini menunjukkan peningkatan pemahaman peserta tentang literasi keuangan digital dan penurunan jumlah individu yang tertarik pada pinjaman online ilegal. Secara rata-rata, terdapat peningkatan signifikan sebesar 73% dalam pemahaman dan kesadaran peserta terkait literasi keuangan digital dan risiko pinjaman online setelah mengikuti kegiatan ini. Pentingnya hasil pengabdian ini terletak pada peningkatan literasi keuangan yang signifikan, yang diharapkan dapat mengurangi risiko masyarakat terjebak dalam skema pinjaman online ilegal dan meningkatkan kesejahteraan finansial mereka secara keseluruhan.Permasalahan pinjaman Online ilegal di Indonesia terus meningkat, dengan rendahnya kesadaran masyarakat tentang cara menghindari dan melaporkan praktik-praktik tersebut. Literatur media menunjukkan bahwa hanya 25% masyarakat yang sadar akan mekanisme pelaporan dan 45,8% tidak tahu cara menghindari pinjaman Online ilegal. Penelitian Gomulya (2023) juga menunjukkan bahwa 20,8% populasi Indonesia tidak tahu cara mencegah orang lain terjebak dalam perangkap ini. Meskipun OJK telah melakukan berbagai upaya untuk meningkatkan literasi keuangan, dampaknya masih terbatas, dengan tingkat literasi keuangan nasional hanya sebesar 49,68%. Proyek pengabdian masyarakat ini dipilih untuk mengatasi masalah tersebut dengan meningkatkan literasi keuangan digital di kalangan siswa Madrasah Aliyah Darul Ittihad, Desa Campor Geger, Madura, para Ustad dan Ustadzah serta Para Pengurus Koppontren Darul Ittihad. Metode pelaksanaan meliputi pelatihan tentang pengelolaan keuangan digital dan pemahaman risiko pinjaman Online, serta kampanye edukasi melalui lokakarya, seminar, dan media sosial. Hasil menunjukkan peningkatan pemahaman peserta tentang literasi keuangan digital dan penurunan jumlah individu yang tertarik pada pinjaman Online ilegal. Pentingnya hasil pengabdian ini terletak pada peningkatan literasi keuangan yang signifikan, yang diharapkan dapat mengurangi risiko masyarakat terjebak dalam skema pinjaman Online ilegal dan meningkatkan kesejahteraan finansial mereka secara keseluruha
Pemenuhan Permintaan Pasar Regional Melalui Peningkatan Kapasitas dan Kualitas Produksi Koyah dengan Teknologi Rotary Roaster UMK Wijayakusuma Blitar
No full textProgram Pengabdian Kepada Masyarakat ini bertujuan untuk meningkatkan kapasitas produksi agar dapat memenuhi permintaan pasar, khususnya untuk produk Koyah. Usaha Mikro dan Kecil (UMK) Wijayakusuma memiliki peluang besar untuk mengembangkan usahanya. Namun, saat ini proses produksinya masih dilakukan secara manual, terutama dalam menyangrai adonan Koyah, yang memerlukan waktu yang cukup lama. Sementara itu, pasar penjualan Koyah masih terbuka lebar dan menjanjikan. Oleh karena itu, akan dilakukan pendampingan dalam manajemen produksi dan kualitas. Dampaknya adalah peningkatan keterampilan mitra dalam produksi, peningkatan kualitas produk, dan peningkatan jumlah produksi. Pendampingan dalam manajemen produksi dan kualitas dilakukan untuk meningkatkan keterampilan mitra, kualitas produk, dan jumlah produksi. Solusi yang diterapkan adalah teknologi tepat guna melalui mesin Rotary Roaster. Metode pelaksanaan meliputi pemberian alat, pelatihan penggunaan, dan pendampingan manajemen kualitas. Evaluasi dilakukan melalui kuesioner setelah dua bulan program berjalan. Hasil evaluasi menunjukkan bahwa mitra terbantu dan proses produksi menjadi lebih efisien. Mitra juga mengungkapkan kebutuhan tambahan berupa mesin cetak adonan untuk memenuhi peningkatan permintaan. Program ini berhasil meningkatkan kapasitas produksi dan kualitas produk dengan mesin Rotary Roaster yang mampu menyangrai hingga 10 kg kacang hijau dalam satu jam, serta menjaga manajemen kualitas produk. Dengan demikian, kegiatan pengabdian ini tidak hanya meningkatkan efisiensi produksi tetapi juga memberikan peluang pengembangan usaha yang lebih besar.Pengabdian Kepada Masyarakat ini bertujuan untuk meningkatkan kapasitas produksi guna memenuhi permintaan pasar, khususnya untuk produk koyah. UMK ini memiliki potensi besar untuk memperluas usahanya. Meski begitu, selama ini proses produksi masih dilakukan secara manual, terutama dalam menyangrai adonan koyah, yang memakan waktu yang cukup lama. Sementara pasar untuk penjualan koyah masih luas dan menjanjikan. Untuk itu akan dilakukan pendampingan dalam manajemen produksi dan kualitas. Dampaknya akan scale up keterampilan mitra dalam produksi, kualitas produk akan meningkat, dan jumlah produksi meningkat. Pendampingan dalam manajemen produksi dan kualitas dilakukan untuk meningkatkan keterampilan mitra, kualitas produk, dan jumlah produksi. Solusi yang diterapkan adalah teknologi tepat guna melalui mesin Rotary Roaster. Metode pelaksanaan meliputi pemberian alat, pelatihan penggunaan, dan pendampingan manajemen kualitas. Evaluasi dilakukan melalui kuesioner setelah dua bulan program berjalan. Hasil evaluasi menunjukkan bahwa mitra merasa terbantu dan proses produksi menjadi lebih efisien. Mitra juga mengungkapkan kebutuhan tambahan berupa mesin cetak adonan untuk memenuhi peningkatan permintaan. Program ini berhasil meningkatkan kapasitas produksi dan kualitas produk dengan mesin Rotary Roaster yang mampu menyangrai hingga 10 kg kacang hijau dalam satu jam, serta menjaga manajemen kualitas produk. Dengan demikian, kegiatan pengabdian ini tidak hanya meningkatkan efisiensi produksi tetapi juga memberikan peluang pengembangan usaha yang lebih besa
Penerapan New Public Management di Pendidikan Tinggi Studi Kasus di STIA & P Annisa Dwi Salfaritzi Palembang
Get PDFNew Public Management offers a different perspective to improve public sector performance by adopting the work spirit of the private sector which prioritizes the values of efficiency and effectiveness. This problem gave rise to the idea of how to implement new public management in higher education by taking a case study at the Annisa Dwi Salfarizi College of Administration and Government in Palembang. This research aims to determine the application of new public management in higher education, especially at the Annisa Dwi Salfarizi College of Administration and Government, Palembang. The method used in this research is research with a qualitative approach, namely building arguments to obtain and sort data as well as interpret and conclude data findings. The data in this research was collected through observation and interviews. The results of the research were that the Annisa Dwi Salfarizi Palembang College of Administration and Government carried out face-to-face lectures using power points, tuition payments were still made manually, and KRS was filled out in writing rather than using an integrated system. system. Academic activity information services are announced through information posted on the notice board, so students must always check the notice board regularly and must come to campus if they want to find out information about lectures. Conclusion: The implementation of New Public Management in Higher Education using case studies at the Annisa Dwi Salfarizi College of Administration and Government in Palembang does not appear to have been implemented optimally
Peran Badan Usaha Milik Desa(BUMDes) dalam Pemberdayaan Masyarakat Desa Kedungwonokerto Kecamatan Prambon Kabupaten Sidoarjo
Get PDFIndonesia as a country with a population spread across various islands certainly has differences in each region or region. Prosperity that is built in every region or region in Indonesia can enable people to have a decent standard of living. Welfare and empowerment are interconnected in society. Community empowerment in villages also needs to be carried out continuously so that the local economy can compete in the current era of globalization. This is the basis for this research. The aim of this research is to determine the role of BUMDes in empowering the community of Kedungwonokerto Village, Prmain District, Sidoarjo Regency. The village government forming BUMDes is one step in reviving the local village economy. The role of BUMDes in community empowerment can be seen as the first step in helping to improve the local village economy. The village government together with BUMDes contribute by becoming a forum for existing and newly started business actors so that they can continue to grow and develop. This research uses qualitative research based on the results of observations, interviews and documentation. The results of this research are that BUMDes provides efforts to empower the community through training and outreach activities, creating a website to sell products online, establishing a special place for village communities to sell or culinary as well as bazaar activities aimed at introducing village community business products
Transformasi Bawaslu dalam Mewujudkan Supremasi Pemilihan Umum
Get PDFThis research aims to understand the transformation of the Election Supervisory Body (Bawaslu) in realizing the supremacy of elections. The research method used is a literature study with a qualitative descriptive approach. The results of the study indicate that the transformation of Bawaslu can be achieved by aligning the institution with judicial and law enforcement bodies. Additionally, for performance optimization, the use of algorithm-based information technology can be an alternative to achieve effective and efficient supervision. This condition can impact the establishment of election supremacy. The recommendation for this research is the formulation of a blueprint for the development of supervision methods and the mobilization of public support
Histological of the Epididymis after Lead (Plumbum) Exposure in Albino Mice Mus musculus
Get PDFLead or Plumbum (Pb) is a type of heavy metal-based chemicals that our body discontinue require for its proper functioning. When these chemicals enter the body in excessive amounts, they can harm the body's systems and increase the risk of cancer. Here we use albino mice Mus musculus. These small mammals often used in laboratorium research.This study to learn the effect of lead administration on the epididymal epithelium of albino Mus musculus mice. There are 18 mice divided into 3 treatment groups with 6 mice in each group (n=6). Every mouse in each group was given an intraperitoneal injection of Pb(NO³)² at a dose of 0 mgPb/kgBB, 5 mgPb/kgBBand 10 mgPb/kgBB. After 35 days, the treated mice were euthanized using the neck dislocation technique, and the epididymal epithelium was examined histologically. The findings of the study indicate that there was a reduction in the thickness of the epididymal epithelium, or thinning of the epididymal epithelium, in the group that received Pb when compared to the control group. The average tubule diameter in the control group was 7.125 mm, in 5 mbPb/kgBB it was 5.2083 mm, whereas in the 10 mgPb/kgBB treatment group, it was 4.3333 mm. This means that there was a significant difference in the thickness of the epididymal epithelium between the control group and the group given 5 mgPb/kgBB, 10 mgPb/kgBB. The results suggest that the administration of Pb is not safe for the epididymal epithelium at a dosage of 5mgPb/kgBB and 10 mgPb/kgB
TEMPORAL PARADOX IN THE FILM THE TIME TRAVELER'S WIFE (2009)
Get PDFThis research paper aims to examine the temporal paradoxes portrayed in the film The Time Traveler's Wife (2009), a cinematic adaptation of the 2003 Audrey Niffenegger's novel of the same name. The film follows the story of Henry, an involuntary time traveler who, uncontrollably and unpredictably, travels through his life timeline. As he travels back and forward in time, Henry occasionally meets his wife, Clare, through her different stages of life, starting with her as a six-year-old child. The occasions in Henry's time-travelling life create some temporal paradoxes in both Henry's and Clare's life timelines. A temporal paradox occurs when there is an apparent or logical self-contradiction as a result of the idea of time travel, further classified into bootstrap paradoxes, grandfather (or consistency) paradoxes, and Newcomb's paradox. This study takes the data of lines from the film’s screenplay, written by Bruce Joel Rubin, that express or imply temporal paradoxes. The film touches upon all three types of paradoxes in different degrees. Bootstrap paradoxes include: (1) the meeting of Henry and Clare; (2) winning the lottery and buying the house; (3) the meeting of Henry and Dr Kendrick, a geneticist who helps Henry's Chrono-Impairment disorder condition; and (4) the naming of Alba, their only daughter. Each of the bootstrap paradoxes involves a causal loop–events whose causes are their own effects. The grandfather paradox deals with Henry’s inability to change the past despite being a time traveler who can travel back to the past. Newcomb’s paradox discusses all of the paradoxes and their relation to free will, especially Clare’s choice to marry Henry. By engaging with elements of time travel in a film, this paper offers a new insight into research on time travel narratives in literary works.
Keywords: Temporal paradox, time travel, causal loops, bootstrap paradox, grandfather paradox, Newcomb’s parado
Perancangan Knowledge Management System Resep Masakan Indonesia Menggunakan Model SECI
Get PDFIndonesia is rich in diverse traditional culinary heritage, with recipes often passed down orally or as tacit knowledge, making it challenging to preserve and at risk of being lost. This study aims to design a knowledge management system (KMS) for managing, storing, and distributing Indonesian culinary recipes using the SECI model (Socialization, Externalization, Combination, and Internalization). The SECI model was selected for its ability to convert tacit knowledge into explicit knowledge that can be managed and disseminated through information systems. The research method includes needs analysis through literature review, observation, and interviews with culinary community members, along with a design review to understand the characteristics of traditional recipes. The system was developed using JavaScript and the Next.js framework to create a responsive user interface. Testing was conducted using the black-box method to evaluate system performance based on user needs. The results show that the KMS was well-received by users and effectively provided a platform for storing and distributing traditional recipes. This system serves not only as a repository but also as a digital ecosystem supporting the preservation of Indonesian culinary heritage. It is expected that the KMS will be a valuable tool in documenting and disseminating Indonesian culinary knowledge to the wider public, including younger generations and the international community. Further testing is needed to optimize the system for more effective support in preserving Indonesia’s culinary culture
The Impact Of Green Finance On Market Value And Reputation Of Financial Service Companies
Get PDFThis study aims to analyze the impact of green finance implementation, including green bonds and green loans, on the market value and reputation of financial service companies in Indonesia. The research employs a quantitative approach with an explanatory research design. Secondary data, including financial reports, sustainability reports, and ESG scores, were obtained from financial service companies listed on the Indonesia Stock Exchange (IDX) during the 2015–2025 period. The sample consists of 70 companies selected using purposive sampling. The regression analysis results indicate that green bonds and green loans have a positive and significant impact on both market value and company reputation. Green loans show a greater effect compared to green bonds on both dependent variables, reflecting their flexibility and more direct influence on corporate sustainability. The model demonstrates that green finance accounts for 65% of the variation in market value and 70% of the variation in company reputation.This study confirms that green finance not only supports global sustainability goals but also offers significant benefits to financial service companies by enhancing their competitiveness and market image. Policy implications and strategies to promote the adoption of green finance in Indonesia are also discussed.
Keywords: Green Finance,Market Value, Reputatio
How Do Foreign Directors Affect Assurance Practices in Sustainability Reporting?
Get PDFSustainability reports are an important element in modern corporate governance practices, especially in ensuringtransparency and accountability to stakeholders. The use of assurance in sustainability reports is often associated withthe quality of reporting. This study examines the role of foreign directors in driving companies' decisions to use assurancein their sustainability reports. This study uses a quantitative approach with data from companies listed on the IndonesiaStock Exchange. Using empirical data from multinational corporations, this study integrates corporate governancetheory and cross-cultural perspectives to explore the influence of international experiences and cultural differences offoreign directors on transparency and accountability of sustainability reporting. The results of the study show that theexistence of foreign directors is positively related to the company's decision to use assurance in its sustainability report.This shows the importance of the global perspective brought by foreign directors in sustainability reporting practices.Foreign directors tend to bring experience and best practices from their home countries, which often have strictersustainability regulations. In addition, the study found that the impact of foreign directors is more significant in theenvironment of companies operating in countries with weak governance or low levels of sustainability compliance. Thisresearch makes an important contribution to the sustainability reporting literature, by highlighting the role of diversityin the board of directors in encouraging better reporting practices. This article also has practical implications forcompanies looking to improve the credibility of their sustainability reports in the eyes of global stakeholders.
Keywords: Foreign Director, Assurance, Sustainability Report, Corporate Governance