Universitas Prima Indonesia: Open Journal Systems
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Legal Settlement Of Breach Of Bank Loan Agreement With Fair Guarantees
No full textDebt is an integral part of the business world, particularly as a solution for entrepreneurs experiencing capital shortages. Financial institutions, particularly banks, act as facilitators providing credit with or without collateral. A crucial aspect of credit provision is the existence of collateral to protect the bank, as the creditor, from the risk of default by the debtor. This study aims to analyze the legal resolution of default in bank loan agreements secured by certificates in a fair manner, using the case study of Decision Number 141/Pdt.GS/2021/PN Byw. This study uses a normative juridical method with a descriptive-analytical approach, based on primary, secondary, and tertiary legal materials. The results of the study indicate that legally, banks have the right to execute collateral if the debtor is in default, according to Article 6 and Article 20 of the Mortgage Law. However, in practice, the execution process is often faced with resistance from debtors who lack good faith, including the filing of new lawsuits to hinder the execution. In the context of justice, the judge in the decision of the case did not immediately grant all of the bank's demands, but instead considered the principle of substantive justice by rejecting some of the fine demands that were deemed disproportionate. This approach aligns with the views of legal philosophers such as Aristotle, John Rawls, and the progressive legal thought of Satjipto Rahardjo, who emphasized that justice is not merely formal equality but also treatment appropriate to the social and moral context. Therefore, the court's decision in this case demonstrates the implementation of guarantee law in accordance with statutory regulations and reflects the value of justice in resolving banking disputes
Legal Issues Regarding The Granting Of Conditional Release To Foreign Prisoners In Fulfilling Legal Certainty (Case Study At Class I Tanjung Gusta Medan Correctional Institution)
No full textParole is a crucial component of the correctional system that aims to reduce prison overcrowding while ensuring legal certainty for inmates. However, the implementation of parole for foreign inmates in Indonesia faces significant administrative and inter-agency coordination challenges. This gap between legal provisions and practical implementation creates obstacles, especially for foreign inmates who face a more complex legal status and cumbersome bureaucratic procedures. This study aims to analyze the implementation of parole for foreign inmates to fulfill legal certainty at the Tanjung Gusta Class I Correctional Institution in Medan. Using an empirical juridical method with a qualitative approach, this study involved document analysis, interviews with prison officers, and direct field observations. The research findings revealed that the parole process for foreign inmates is hampered by complex bureaucracy, a lack of understanding among officers and the public, and inadequate coordination between correctional institutions, immigration authorities, and other related institutions. In addition, unintegrated administrative procedures cause delays in granting the right to parole. This study concludes that improving inter-agency coordination, simplifying administrative procedures, and strengthening outreach efforts to officers and the public are crucial to realizing legal certainty for foreign inmates. These efforts are expected to support the correctional system's goal of rehabilitation. and social reintegration of prisoners while effectively addressing prison overcrowding issues
PENGARUH BEBAN GAJI DAN TUNJANGAN TERHADAP TOTAL LABA PERIODE BERJALAN PADA PT TELEKOMUNIKASI INDONESIA TBK PERIODE 2016-2023
No full textSalaries and benefits are major components of a company's operational costs that can influence profitability. This study aims to analyze the effect of salaries and benefits expenses on total income for the period at PT Telekomunikasi Indonesia Tbk from 2016 to 2023.
The research method used is simple linear regression with secondary data obtained from the annual financial reports of PT Telekomunikasi Indonesia Tbk. The analysis was conducted to determine the relationship between salaries and benefits expenses as the independent variable and total income for the period as the dependent variable.
The results show that salaries and benefits expenses significantly affect total income for the period, with a regression coefficient value of 0.2832 and an R Square of 0.9274. The significance test resulted in a p-value of 0.00000000000000000121, indicating a highly significant relationship between the two variables.
Keywords: Salaries, benefits, total income for the period, linear regression, PT Telekomunikasi Indonesia Tbk
PROFITABILITAS, LIKUIDITAS, DAN KEBIJAKAN DIVIDEN: MENGEKPLORASI FAKTOR PENENTU NILAI PERUSAHAAN BARANG KONSUMSI INDONESIA
No full textPenelitian ini mempunyai tujuan menganalisis pengaruh likuiditas dan profitabilitas terhadap nilai perusahaan, serta menguji kebijakan dividen yang menjadi variabel moderasi pada perusahaan barang konsumsi yang terdaftar di Bursa Efek Indonesia periode 2019–2022. Metode penelitian dalam pengujian ini adalah pendekatan kuantitatif dengan purposive sampling, sehingga menghasilkan 34 perusahaan dengan total 136 data observasi. Uji analisis data yang dilakukan menggunakan SPSS melalui regresi linier berganda dengan uji interaksi (MRA). Hasil penelitian menunjukkan bahwa adanya pengaruh negatif signifikan dari likuiditas terhadap nilai perusahaan, sedangkan profitabilitas mempunyai pengaruh positif dan signifikan. Kebijakan dividen tidak terbukti memoderasi pengaruh likuiditas terhadap nilai perusahaan, tetapi memperkuat pengaruh profitabilitas terhadap nilai perusahaan. Hasil temuan ini dapat memberikan implikasi praktis dimana manajemen perlu menjaga keseimbangan antara likuiditas untuk menghindari sinyal negatif bagi investor, dan memanfaatkan profitabilitas serta kebijakan dividen yang konsisten untuk meningkatkan kepercayaan pasar. Kebaruan penelitian ini terletak pada pengujian variabel likuiditas dan profitabilitas dengan menggunakan kebijakan dividen sebagai variabel moderasi pada sektor barang konsumsi di Indonesia selama periode pascapandemi, suatu bidang studi yang relatif jarang
Analysis of the Implementation of the Occupational Safety and Health Management System (SMK3) at the Initial Level at PT X and Y
No full textOccupational safety and health contain the value of protecting workers from accidents or occupational diseases. The garment industry is generally a safe workplace compared to other sectors. The primary health risks come from minor but ongoing hazards whose effects persist over time and can potentially cause work accidents or occupational diseases. This study aimed to describe the implementation of the Occupational Safety and Health Management System (SMK3) at the initial level in the garment industry in Central Java. The type and design of the study used a quantitative descriptive method with a purposive sampling method. Data collection methods were interviews, observations, and documentation studies. The instrument used was a questionnaire on implementing the Occupational Safety and Health Management System (SMK3) at the initial level based on PP No. 50 of 2012 belonging to the Central Java Provincial Occupational Safety Center. The validity test of the data used source triangulation and technique triangulation techniques, and then the data was analyzed using univariate analysis. The study results showed that the implementation of the SMK3 at the initial level in international companies was more comprehensive compared to national companies that needed improvements to increase the level of SMK3 implementation. The initial level of SMK3 implementation in international garment companies is 93.6%, which is a satisfactory category, while in national companies, it is 70.9%, which is a good category.
Kata kunci: Penerapan; SMK3; Industri Garme
High Complaints of Lower Back Pain Related to Length of Service Among Workers at the Ud. Berkah Gemilang Magetan Bread Factory
No full textLow back pain (LBP) is a musculoskeletal disorder frequently experienced by workers, primarily due to ergonomic factors and work duration. This study aims to analyze the relationship between work duration and low back pain complaints among workers at the UD. Berkah Gemilang Magetan bakery. The study design used a quantitative approach with a cross-sectional design. The study sample consisted of 35 workers, selected using a simple random sampling technique. Data were collected through the Nordic Body Map (NBM) questionnaire and analyzed using the Kendall Tau-b correlation test. The results showed that the majority of workers had a work period of ≥ 3 years (54.3%) and experienced low back pain complaints in the moderate risk category. Statistical analysis showed a significant relationship between work duration and low back pain complaints (ρ = 0.003; CC = 0.491). The longer the work period, the higher the risk of workers experiencing low back pain complaints, especially in the thighs, knees, and feet. The conclusion is that a longer work period increases the risk of low back pain in workers. Suggestions include the application of ergonomic principles, training in correct work postures, and regular health checks to prevent and reduce these risks.
Kata kunci: Nyeri punggung bawah, masa kerja, ergonomi, pekerja pabri
Analisis Keuntungan di UMKM XYZ Menggunakan Aplikasi Turunan
No full textBisnis adalah kegiatan ekonomi di mana barang dan jasa diproduksi, dibeli atau dijual untuk mendapatkan keuntungan yang maksimal. Keuntungan suatu bisnis dipengaruhi oleh banyak faktor yaitu, biaya operasional, biaya produksi, harga jual produk, volume penjualan, permintaan dan lainnya. Tujuan penelitian ini adalah bagaimana menganalisis penerapan konsep turunan derivatif berdasarkan keuntungan maksimal yang dapat diperoleh oleh UMKM XYZ. Turunan dapat digunakan sebagai alat analisa dalam menyelesaikan masalah-masalah ekonomi, sehingga konsep derivatif dapat diterapkan untuk menyelesaikan masalah-masalah dalam perusahaan. Pada Penelitian ini menggunakan metode studi kasus yang bersifat kualitatif. Objek pada penelitian ini adalah keuntungan dari penjualan produk kacang telur dan kacang bawang. Berdasarkan hasil analisis yang telah dilakukan menggunakan metode turunan derivatif, penjualan kacang telur dan kacang bawang akan mencapai keuntungan maksimum apabila UMKM XYZ berhasil menjual 85 kg kacang telur per bulan dengan keuntungan maksimum Rp. 7.055.000-, dan untuk kacang bawang 85 kg per bulan dengan keuntungan maksmimum Rp. 3.400.000-
Development of a Socio-Scientific-Based Language Learning Model to Improve Argumentative Writing Skills in Senior High School
No full textThis study is motivated by the low ability of students in writing argumentation in its elements. This can be seen from the assignment given that there is still a lack of connection between the substance and reality, making the content of the argumentation conveyed ambiguous to the reader. The goal is to develop a theoretical model of socio-scientific-based language learning. The issues or problems used are adjusted to the concept or theory of language in use, such as the issue of hate speech in forensic linguistics, the issue of cultural immersion in anthropolinguistics, and so on. This type of research is development research, which develops research products and is tested on a test class. This research was conducted at SMA Negeri 2 Medan City, which contained a research sample of 35 students. The products tested were SCC-based language learning model books, teachers' books, and students' books. The research instruments used consisted of a/questionnaire, an interview guide, and an observation guide. Data analysis was done qualitatively and quantitatively according to the type of data obtained. The results of this study indicate that the research products tested in both limited and large classes achieved an expert validation percentage of 89.42% and a practicality value of 81.95%. Furthermore, the effectiveness of the model is evident from the increase in student learning activities
Analisis Yuridis Sistem Baru Dalam Pembuktian Terhadap Dokumen Elektronik Pada Perkara Perdata
No full textThe existence of electronic documents as a system of evidence that is increasingly prevalent is a challenge for the Indonesian legal system. However, proof of electronic documents still refers to the provisions on proof of conventional documents. This research aims to juridically analyse the new system in proving electronic documents in civil cases. The method used in this research is normative juridical (legal research) and uses a statute approach and conceptual approach. The results of this study indicate that electronic document evidence along with the times is included in the realm of law and justice. This new system allows proof of electronic documents online, digital signatures and metadata can be used to determine the authenticity of documents. The development of a new system in electronic documents has actually been regulated quite a lot in Indonesian legislation, but in the realm of civil procedural law there are no provisions governing electronic documents as evidence. This issue is also a problem in civil law, because until now electronic documents have become part of national and international commerce. This is also an expansion of electronic documents as evidence in civil procedure law
Legal Analysis Number 1667/Pid.B/2024/Pn Lbp Concerning Robbery Resulting in Death
No full textLaws and regulations in Indonesia play an important role in maintaining public order and security. The legal system in this country is designed to regulate various aspects of life, including the prevention and handling of crime. Laws, such as the Criminal Code (KUHP) and other related regulations, aim to uphold justice and protect human rights. These provisions aim to provide a deterrent effect and combat the crime of mugging, as well as to protect the community to the maximum. This research is categorized as normative legal research, which focuses on the analysis of legal norms and applicable legal provisions. Based on the definition put forward by Soerjono Soekanto (2013), normative legal research examines how law as a written norm is applied in various concrete cases. This method is often used to understand and explain the application of law in certain situations by analyzing legal texts such as laws, regulations, and court decisions. In the context of this research, this approach is applied to examine legal norms related to mugging crime cases, especially through the analysis of regulations in the Criminal Code (KUHP)