Jurnal Online Universitas Ibrahimy
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PENETAPAN HAD KIFAYAH ZAKAT DAN KEMISKINAN EKSTRIM DALAM SOSIO EKONOMI ASNAF
Get PDFHad kifayah merupakan batas kecukupan atau standar dasar kebutuhan seseorang atau keluarga ditambah dengan kecukupan tanggungan yang ada sebagai upaya untuk menetapkan kelayakan penerima zakat mustahik fakir miskin sesuai kondisi wilayah dan sosio-ekonomi setempat. Penelitian ini bertujuan untuk menentukan besaran had kifayah di Situbondo dan menyelaraskan dengan hasil survey kemiskinan ekstrim. Metode perhitungan had kifayah mengacu pada kajian had kifayah yang dikeluarkan oleh PUSKAS BAZNAS yang terdiri dari 7 dimensi yaitu: makanan, pakaian, tempat tinggal dan fasilitas rumah tangga, ibadah, pendidikan, kesehatan, dan transportasi yang selaras dengan teori maqasid syariah. Sumber data yang digunakan adalah data primer dan data sekunder yang diperoleh melalui dokumentasi, wawancara, dan observasi. Berdasarkan hasil perhitungan rata-rata besaran had kifayah di wilayah Situbondo adalah sebesar Rp 2.977.187,- per rumah tangga per bulan dan rata-rata besaran had kifayah per kapita sebesar Rp 772.088,- per bulan
KEPUASAN NASABAH MENABUNG DI BMT NU KANGEAN BERDASARKAN PROMOSI DAN PELAYANAN ISLAMI
Get PDFThis study aims to measure, analyze and determine how much influence Islamic promotion and services have on customer satisfaction in saving at BMT NU Kangean. This type of research is quantitative research. The population of customers who save at BMT NU Kangean is 1,200 customers. The sample determination formula in this study uses the Slovin formula, which produces a sample of 92 people using a significance level of 10% (0.1). Data collection was obtained by distributing questionnaires using a Likert scale to 92 respondents, and the data was processed using SPSS. The data analysis techniques used in this study are validity tests, reliability tests, classical assumption tests including normality tests, multicollinearity tests, heteroscedasticity tests and autocorrelation tests, while hypothesis tests include partial tests, simultaneous tests, coefficients of determination and multiple linear regression analysis. So the results of the study indicate that the independent variables (Promotion and Islamic Services) are partially proven to have a significant effect on the dependent variable (Customer Satisfaction) with a significance value of 0.081 <0.1 or tcount 1.766> t table 1.66216 (Promotion) and with a significance value of 0.002 <0.1 or tcount 3.267> t table 1.66216 (Islamic Services). While simultaneously getting the results that promotion and Islamic services together have a significant effect on customer satisfaction in saving with a significance value of 0.000 <0.1 or Fcount> F table (9.860> 2.36) with a determination coefficient value of 0.163 or 16.3%
SISTEM BAGI HASIL DALAM AKAD MUDHARABAH PADA PERJANJIAN KERJASAMA PEMBUATAN BATU BATA DI ALASBULUH WONGSOREJO BANYUWANGI
Get PDFOne form of cooperation that is often used in the context of Islamic economics is the mudharabah agreement. One party acts as the capital owner, and the other party as the business manager. Brick making is a business sector that has great potential, especially in rural areas. Therefore, the problem arises of how to implement the profit sharing system in the mudharabah agreement in the brick making agreement in Alasbuluh Wongsorejo Banyuwangi? The type of research used is field research, that is, researchers go directly into the field to conduct research so they can see and understand the objects to be discussed. The results of this research indicate that the profit sharing system in the mudharabah agreement in the brick making agreement in Alasbuluh Wongsorejo is an application of cooperation between capital owners and managers. The capital provided is in the form of a loan with an agreement at the beginning of the contract. And the profit sharing system in the mudharabah agreement in the brick-making cooperation agreement in Alasbuluh Wongsorejo Banyuwangi in its implementation is not fully in accordance with Islamic law, one of the things that is appropriate is the terms of a consensual agreement. Cooperation agreement activities carried out by the community in Alasbuluh Wongsorejo Banyuwangi, in its implementation there is a clear concept of cooperation and is justified by sharia as long as the business activity does not conflict with the values of Islamic shari
EKONOMI ISLAM DALAM PERSPEKTIF SEJARAH
Get PDFIslamic economics has a long history that began during the time of Prophet Muhammad SAW and has continued to develop into the modern era. The fundamental principles of Islamic economics, such as social justice, equitable wealth distribution, and resource management based on ethical sharia, form the foundation of a sustainable and just economic system. This study aims to examine the development of Islamic economics from a historical perspective and its relevance in the modern era. The research method used is a qualitative descriptive approach with literature studies as the primary data source. The analysis focuses on literature discussing the history of Islamic economics, the application of Islamic economic principles, and the challenges faced during the colonial period and the era of globalization. The findings show that Islamic economics made significant contributions during the Islamic golden age through institutions such as zakat, waqf, and Islamic banking, which supported social welfare and economic equity. Despite facing significant challenges during colonial and modern periods, Islamic economics remains relevant with the development of sharia financial institutions offering alternatives to conventional financial systems. The contribution of this study is to deepen the understanding of Islamic economics and demonstrate its potential application in addressing global economic issues. This study also notes limitations in empirical data collection, thus further research is needed to examine the implementation of Islamic economics in various countries with different contexts
LANGKAH CERDAS MEMBANGUN BISNIS HALAL DAN LEGAL : STUDI KELAYAKAN BISNIS MELALUI PENDAFTARAN OSS DAN SERTIFIKASI HALAL
Get PDFIn the era of the growing halal industry, compliance with legal and halal-certified business regulations is the main key in building a sustainable business. This study aims to analyze strategic steps in building a halal and legal business through business feasibility studies, registration through the Online Single Submission (OSS) system, and the halal certification process. The research method used is a qua litative approach with literature studies and policy analysis related to business licensing regulations and halal certification in Indonesia. The results showed that OSS registration provides convenience in obtaining business licenses quickly and transparently, while halal certification from the Halal Product Guarantee Agency (BPJPH) is an important factor in increasing Muslim consumer confidence. The combination of business legality and product halal assurance is a major factor in increasing business competitiveness in the domestic and global markets. Therefore, business actors are advised to understand the licensing mechanism through OSS and meet halal standards so that businesses can develop optimally and sustainably
ANALISIS RANTAI DISTRIBUSI HASIL PANEN PETANI DI WILAYAH MADURA
Get PDFThis research aims to provide an in-depth analysis of the distribution patterns of agricultural produce from farmers in the Madura region. Agriculture, a vital sector in Madura, faces distribution challenges concerning infrastructure, the role of intermediaries, and farmers\u27 access to markets. Employing a qualitative descriptive approach with case studies on key commodities such as rice/corn and horticulture/plantation crops, this study gathers primary data through in-depth interviews with farmers, distribution stakeholders, and key informants, alongside field observations. Secondary data are collected from relevant institutions. Qualitative data analysis involves data reduction, presentation, and conclusion drawing, complemented by mapping distribution channels and analyzing the functions of each actor. The findings are expected to identify distribution patterns, the roles of stakeholders, factors influencing distribution efficiency, and the primary challenges encountered in the distribution of agricultural produce, ultimately offering policy recommendations to enhance farmers\u27 welfare and ensure food supply stability in Madura.
Penelitian ini bertujuan untuk menganalisis secara mendalam pola pendistribusian hasil panen petani di wilayah Madura. Sektor pertanian yang vital di Madura menghadapi tantangan distribusi terkait infrastruktur, peran perantara, dan akses pasar. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan studi kasus pada komoditas utama seperti padi/jagung dan hortikultura/perkebunan. Data primer dikumpulkan melalui wawancara mendalam dengan petani, pelaku distribusi, dan informan kunci, serta observasi lapangan. Data sekunder diperoleh dari instansi terkait. Analisis data kualitatif meliputi reduksi, penyajian, dan penarikan kesimpulan, dilengkapi dengan pemetaan saluran distribusi dan analisis peran pelaku. Hasil penelitian diharapkan dapat mengidentifikasi pola distribusi, peran pelaku, faktor-faktor yang memengaruhi efisiensi, serta permasalahan utama dalam pendistribusian hasil panen, sehingga memberikan rekomendasi kebijakan bagi peningkatan kesejahteraan petani dan stabilitas pasokan pangan di Madura
ONLINE LOANS AND USURY: REFLECTIONS ON AL-QUR\u27ANIC VERSES ON CONTEMPORARY PHENOMENA
Get PDFThe development of online lending platforms in the modern era presents both financial opportunities and ethical challenges. While offering quick and easily accessible financial assistance, many online lending services are entangled in exploitative practices similar to usury (interest), which is strictly prohibited in Islam. This study examines the verses of the Al-Qur\u27an related to usury, particularly QS. Al-Baqarah [2]: 275–279, to evaluate the validity of online lending from an Islamic ethical perspective. This research employs a qualitative approach with content analysis of classical and contemporary exegetical literature. The results indicate that while online lending can address practical needs in modern society, its validity depends on whether it adheres to principles of justice, transparency, and the avoidance of exploitation. As a solution, this study proposes a Sharia-compliant digital financing system based on qard hasan (benevolent loan) or mudharabah/murabahah contracts. These models ensure that financial services remain affordable while adhering to ethical and religious standards. The article concludes that online lending is not inherently prohibited, but must be regulated and redesigned under the guidance of the Qur\u27an to protect the dignity and financial well-being of society in the digital age
STATUS DAN KONDISI TERUMBU KARANG MENGUNAKAN METODE LINE INTERCEPT TRANSECT (LIT) DI PULAU GILI LABAK SUMENEP
Get PDFKabupaten Sumenep memiliki banyak pulau dengan keindahan alamnya masing-masing, salah satunya Pulau Gili Labak yang memiliki ekosistem terumbu karang. Ekosistem terumbu karang merupakan ekosistem yang rapuh sehingga tergolong ekosistem yang laju kepunahannya relatif cepat jika terganggu. Kondisi terumbu karang dapat dilihat dari kerusakan fisik dan kerusakan fisiologis. Kerusakan fisik terlihat dari hancurnya koloni karang, patahnya dahan dan juga koloni yang terangkat dari substratnya. Metode Line Intercept Transect (LIT) merupakan metode pengumpulan data karang dengan menggunakan roll meter yang dibentangkan horizontal sejajar garis pantai pada kedalaman perairan antara 3-7 m dengan panjang transek 100 meter. Sedangkan status terumbu karang mengacu pada Kriteria Baku Kerusakan Terumbu Karang (Keputusan Menteri LH No. 4 Tahun 2001). Hasil pengukuran yang dilakukan pada stasiun 1 menunjukkan persentase tutupan karang hidup sebesar 70,92% dengan status sangat baik, stasiun 2 sebesar 72,29% dengan status sangat baik, dan stasiun 3 sebesar 45,99% dengan status sedang.Kabupaten Sumenep mempunyai banyak pulau dengan keindahan alamnya masing-masing salah satunya yaitu Pulau Gili Labak, yang mempunyai ekosistem terumbu karangnya. Ekosistem terumbu karang termasuk salah satu ekosistem yang rapuh sehingga tergolong dalam ekosistem yang laju kepunahannya relatif cepat bila mendapat gangguan. Kondisi terumbu karang dapat dilihat dari kerusakan fisik dan kerusakan fisiologis. Kerusakan fisik dapat dilihat dari kerusakan koloni karang yang hancur, cabang yang patah dan juga koloni yang terangkat dari substratnya. Metode Line Intercept Transect (LIT) adalah metode pengambilan data karang dengan menggunakan roll meter yang dibentangkan secara horizontal sejajar garis pantai pada kedalaman udara antara 3-7 m dengan Panjang transek 100 meter. Sedangkan status terumbu karang mengacu pada Kriteria Baku Kerusakan Terumbu Karang (Keputusan Men. LH No 4 Tahun 2001). Hasil pengukuran yang dilakukan pada stasiun 1 mendapatkan persentase tutupan karang hidup sebesar 70,92% dengan status baik sekali, untuk stasiun 2 sebesar 72,29% dengan status baik sekali dan stasiun 3 sebesar 45,99% dengan status sedang
Pengaruh Total Organic Matter (TOM) dan Alkalinitas Terhadap Kelimpahan Vibrio sp. pada Pembenihan Udang Vannamei (Litopenaeus vannamei)
Get PDFProses pembenihan udang vannamei melibatkan pengelolaan kondisi lingkungan dan kualitas air yang optimal untuk mendukung perkembangan larva. Kualitas air yang buruk dapat mendukung bakteri Vibrio sp. menyebar secara cepat. Parameter kualitas air seperti Total Organic Matter dan alkalinitas berpengaruh terhadap kelimpahan Vibrio sp. Penelitian ini dilakukan untuk mengetahui pengaruh TOM dan alkalinitas serta interaksinya terhadap pertumbuhan dan kelimpahan Vibrio sp. Pengujian ini dilakukan pada 3 kolam yaitu kolam A22, A23, dan A27. Parameter kualitas air yang diuji adalah Total Organic Matter (TOM), Alkalinitas, dan Total Vibrio Count (TVC). Pengujian tambahan juga dilakukan untuk parameter pH, Nitrit (NO2), dan Total Ammonium Nitrogen (TAN). Berdasarkan hasil pengujian menunjukkan bahwa kelimpahan bakteri Vibrio sp. di pembenihan udang vannamei tidak dipengaruhi secara signifikan oleh bahan organik dan alkalinitas. Hal ini tidak bisa terlepas dari faktor parameter kualitas air lainnya.Proses pembenihan udang vannamei melibatkan pengelolaan kondisi lingkungan dan kualitas air yang optimal untuk mendukung perkembangan larva. Kualitas air yang buruk dapat mendukung bakteri Vibrio sp. menyebar secara cepat. Parameter kualitas air seperti Total Organic Matter dan alkalinitas berpengaruh terhadap kelimpahan Vibrio sp. Penelitian ini dilakukan untuk mengetahui pengaruh TOM dan alkalinitas serta interaksinya terhadap pertumbuhan dan kelimpahan Vibrio sp. Pengujian ini dilakukan pada 3 kolam yaitu kolam A22, A23, dan A27. Parameter kualitas air yang diuji adalah Total Organic Matter (TOM), Alkalinitas, dan Total Vibrio Count (TVC). Pengujian tambahan juga dilakukan untuk parameter pH, Nitrit (NO2), dan Total Ammonium Nitrogen (TAN). Berdasarkan hasil pengujian menunjukkan bahwa kelimpahan bakteri Vibrio sp. di pembenihan udang vannamei tidak dipengaruhi secara signifikan oleh bahan organik dan alkalinitas. Hal ini tidak bisa terlepas dari faktor parameter kualitas air lainnya
The Effect of Constructive Islamic Games on Improving Communication Skills of Preschoolers
Get PDFPreschool is a critical period for children\u27s development, where they begin to cultivate essential communication skills. This study aims to explore the impact of Constructive Islamic Games on improving communication skills among preschoolers. Utilizing a pre-experimental design with a one-group pre-test and post-test methodology, the sample consisted of 45 children aged 2 to 6 years with developmental delays. Data were collected through observations and analyzed using the Wilcoxon test. The results indicated that the implementation Constructive Islamic Games significantly enhanced children\u27s communication skills, with an increase from 45.3% of children categorized as "Poor" to 73.3% categorized as "Good" following the intervention. These findings underscore the importance of Constructive Islamic Games methods in early childhood education