Jurnal Online Universitas Ibrahimy
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PENGARUH LITERASI KEUANGAN SYARIAH, KEMANFAATAN, DAN RISIKO TERHADAP MINAT PENGGUNAAN E-MONEY SHOPEEPAY
Penelitian ini menguji pengaruh Literasi Keuangan Syariah, Kemanfaatan, dan Risiko Terhadap Minat Penggunaan E-Money ShopeePay. Populasi dalam penelitian ini adalah generasi Z muslim yang menggunakan e-money ShopeePay. Sampel sebanyak 96 responden dihitung menggunakan rumus rao purba, teknik pengambilan sampel menggunakan purposive sampling. Teknik pengumpulan data kuesioner sedangkan teknik analisis data adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa literasi keuangan syariah berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,725 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,008 < 0,05). kemanfaatan juga berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,341 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,021 < 0,05). Risiko berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,883 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,005 < 0,05)
ANALISIS PERKEMBANGAN INDUSTRI FINTECH SYARIAH DI NEGARA UNITED ARAB EMIRATES DAN EGYPT
Analisis perkembangan industri fintech syariah di Uni Emirat Arab (UEA) dan Mesir menunjukkan pertumbuhan yang signifikan dalam beberapa tahun terakhir. Penelitian ini mengeksplorasi faktor-faktor yang mendorong perkembangan sektor ini, termasuk kebijakan pemerintah yang mendukung, inovasi teknologi, dan meningkatnya permintaan dari konsumen yang mencari solusi keuangan sesuai prinsip syariah. Dengan memanfaatkan pendekatan kualitatif, data dikumpulkan melalui analisis dokumen untuk menggambarkan lanskap industri fintech syariah di kedua negara. Hasil penelitian mengindikasikan bahwa UEA memimpin dalam adopsi teknologi baru dan investasi, sementara Mesir menunjukkan potensi untuk pertumbuhan yang lebih besar melalui pengembangan infrastruktur dan edukasi. Temuan ini memiliki implikasi bagi pemangku kepentingan industri dan pembuat kebijakan dalam merumuskan strategi untuk mendorong inovasi dan inklusi keuangan di kawasan
Tinjauan Syirik dalam Perspektif Ibnu Qoyyim Al-Jauziyah Tentang Akulturasi Budaya Lokal Terhadap Ajaran Islam
This research aims to criticize the forms of syirikk in the traditions of Indonesian society due to the acculturation of local culture with Islamic teachings, using the framework of Ibn Qoyyim Al-Jauziyah\u27s thought. The main essence discussed in this research is the strengthening of tawhid as a fundamental principle in Islam, as well as how mistakes in cultural adaptation can lead to shirk practices that are not realized by the community. This research uses a descriptive qualitative method by analyzing various local traditions that contain elements of syirikk even though they have adapted to Islamic teachings. The results show that although the tradition is carried out with the aim of glorifying Allah and maintaining social solidarity, the practice of giving offerings or prayers through intermediaries shows the potential for Syirik that obscures the understanding of the purity of Tawhid. This research highlights the importance of strengthening Tawhid and instilling awareness of the potential for shirk in worship practices and local culture. This research is expected to contribute to understanding syirik that occurs without realizing it and encourage Muslims to be more careful in carrying out religious practices and preserving traditions in order to maintain the purity of Tauhid
Sistem Informasi Monitoring Pembangunan Perekonomian Berbasis Mobile di Kabupaten Bondowoso
Development Monitoring in Bondowoso Regency requires an effective and efficient monitoring system. A mobile-based information system can be a solution to improve transparency, accuracy, and speed of access to development data. This study aims to design and build a mobile-based economic development monitoring information system in Bondowoso Regency. The system development method used is SDLC. This system will integrate data from various development monitoring sectors and display it in the form of an interactive dashboard that is easily accessible by the General and Planning Department, apparatus, and section heads. It is expected that this system can help make better decisions and encourage public participation in regional economic development
Effectiveness of Avocado Juice and Ambon Banana Juice Intervention to Increase the Hb Level of Pregnant Women
Third trimester pregnant women are at risk of anaemia, which can increase the risk to the mother and fetus. Pregnant women in addition to taking Fe tablets, need to be supported by nutritional patterns that contain several intermediates for haemoglobin synthesis such as avocado/ambon banana. Avocado and banana ambon are enriched with iron which is effective in controlling iron deficiency, also contains vitamin C which helps increase iron absorption. This study was a quasi-experiment with two-group pretest-posttest. The population was anaemic pregnant women in the third trimester with a sample of 20 pregnant women. The sampling method used purposive sampling. The research instruments were SOP and observation sheet. Pregnant women consumed avocado juice or banana ambon juice once a day for 14 days. Data were obtained by measuring haemoglobin levels (Easytouch GCHb). The results showed that the average Hb level before avocado juice intervention was 9.12 g/dL and after 11.15 g/dL. The average haemoglobin level before the administration of ambon banana juice was 9.42 g/dL and after 10.78 g/dL. The effectiveness of avocado juice and ambon banana juice on increasing Hb levels in third trimester pregnant women with a ρ value of 0.025. Avocado juice increases the Hb level of pregnant women more than banana ambon juice. Anaemic pregnant women can use avocado juice or banana ambon juice to increase Hb levels
Analysis of Anaemia Incidence in Pregnant Women
In Indonesia, the prevalence of anaemia among pregnant women is 37%, indicating that the incidence of anaemia among pregnant women is still relatively high. In Bengkulu, Jembatan Kecil Health Centre recorded the highest number of anaemic pregnant women, 27. The purpose of this study was to determine the relationship between age, knowledge, Fe tablet consumption compliance, and class participation of pregnant women with the incidence of anaemia. This research method used an analytical survey with a cross sectional design. The sampling technique was done by total sampling, involving 93 pregnant women. There was a significant relationship between age, knowledge, Fe tablet consumption, and classes of pregnant women with the incidence of anaemia in third trimester pregnant women, with a p value = 0.001. Adherence to Fe tablet consumption was the variable that most influenced the incidence of anaemia in third trimester pregnant women with the highest Exp(B) value of 56.875. This study concluded that there is a relationship between age, knowledge, adherence to Fe tablet consumption, and activeness of pregnant women\u27s classes with the incidence of anaemia in pregnant women at Jembatan Kecil Health Centre in 2024. It is expected that health workers monitor Fe tablet consumption through family empowerment and health cadres
The Effect of Oksitosin Induction Management on Preeclampsia to the Hyperbilirubinemia Incidence : Case Report
Around 3% of 120 million newborns experience neonatal jaundice Every year. It was estimated that the condition affects at least 481,000 babies and causes approximately 114,000 deaths globally. Case report: A 33-year-old woman P3A0 with pregnancy complications of preeclampsia gave birth to her 3rd child by oksitosin induction at 36/37 weeks gestational age. The mother has received continuity of midwife care since 22/23 weeks of pregnancy. On the 6th day after birth, the baby experienced Kramer IV neonatorum jaundice and it was then referred to the hospital. The results of total bilirubin examination at the hospital were 24 mg/dl. The parents received counseling by telehealth and home visits about on breast milk expressed, parent support, counseling parents regarding the nutritional and fluid adequacy of providing on-demand breast milk without formula milk mixture, personal hygiene, and thermoregulation. Conclusion: The management of pregnancy complications using oksitosin induction was considered to have an impact on neonatal outcomes, such as neonatal jaundice. So, it was recommended to do it carefully by considering the benefits compared to the risks. Because hyperbilirubinemia management aims to reduce morbidity, disability, and mortality
INTERNAL CONFLICTS OF RELIGIOUS ADOLESCENTS WHO VIOLATE RELIGIOUS NORMS: A QUALITATIVE PHENOMENOLOGICAL STUDY
This research aims to understand the internal conflicts experienced by religious adolescents who violate religious norms. Despite having a high level of religion, such as regularly carrying out worship and participating in religious activities, some adolescents are still involved in deviant behavior, such as drinking, promiscuity, and violence. Using a qualitative phenomenological approach, the study explores the subjective experiences and inner dynamics of adolescents who face the contradiction between their religious beliefs and behaviors. The data was obtained through in-depth interviews with ten teenagers who were considered religious but had been involved in violations of religious norms. The results showed that these adolescents experienced significant inner conflict, which arose from the imbalance between the religious values they professed and the social and emotional pressures they faced. Factors such as social influence, self-identity search, and emotional urges are the main triggers of deviant behavior. These findings reveal the importance of emotional support, a conducive environment, and holistic religious guidance in helping adolescents cope with these internal conflicts
HOW\u27S STUDENT CHARACTER IN DIGITAL ERA? A COMPREHENSIVE STUDY OF PAI TEACHERS ROLE IN SHAPING STUDENTS\u27 RELIGIOUS CHARACTER
In the digital era, technological developments affect almost all aspects of life, including education. Technology brings easy access to information but also has the potential to give rise to value deviations in the younger generation. Islamic Religious Education (PAI) teachers have a big responsibility in shaping students\u27 religious character so that it remains in line with Islamic values even though they are faced with changing times. Purpose this study focuses on exploring and analyzing data related to the Role of PAI Teachers in Forming Students\u27 Religious Character in the Digital Era at SMPIT Daarul Ilmi.The research method is descriptive qualitative. The results of the research show that PAI teachers at SMPIT Daarul Ilmi use various creative, technology-based approaches to integrate religious values into students\u27 lives, while managing the challenges that arise. Through the use of technology and learning based on religious values that are relevant to digital life, PAI teachers at SMPIT Daarul Ilmi can help students develop characters who are not only intellectually intelligent but also morally and religiously. Namely honesty, responsibility, discipline, empathy and social concern, respect and tolerance
ANALISIS PENGARUH METODE PEMBELAJARAN HYBRID TERHADAP TINGKAT KEPUASAN MAHASISWA MENGGUNAKAN ALGORITMA DECISION TREE
Peralihan dari model pembelajaran konvensional ke digital telah meningkatkan kebutuhan akan metode yang mampu menjaga kualitas pendidikan sekaligus memberikan fleksibilitas. Pembelajaran hybrid, yang menggabungkan pembelajaran tatap muka dan daring, menjadi solusi atas kebutuhan tersebut, namun memerlukan evaluasi berkelanjutan untuk memastikan kepuasan mahasiswa. Penelitian ini bertujuan untuk menganalisis pengaruh metode pembelajaran hybrid terhadap kepuasan mahasiswa di Universitas Sari Mulia serta mengidentifikasi faktor kualitas layanan yang paling berpengaruh. Pendekatan kuantitatif digunakan dengan kuesioner berbasis SERVQUAL yang mencakup lima dimensi, yaitu Tangibles, Reliability, Responsiveness, Assurance, dan Empathy. Data dari 325 responden dianalisis menggunakan algoritma Decision Tree untuk mengklasifikasikan tingkat kepuasan dan mengungkap pola utama. Hasil penelitian menunjukkan bahwa sebagian besar mahasiswa merasa puas, dengan dimensi Assurance dan Reliability sebagai faktor dominan yang memengaruhi kepuasan. Model Decision Tree mencapai tingkat akurasi sebesar 82%, memberikan wawasan yang jelas dan mudah diinterpretasikan mengenai hubungan antara kualitas layanan dan kepuasan mahasiswa. Temuan ini menegaskan bahwa interaksi dosen dan mahasiswa, konsistensi penyampaian materi, serta ketanggapan menjadi aspek penting dalam keberhasilan pembelajaran hybrid. Penelitian ini memberikan kontribusi berupa kerangka berbasis data yang dapat meningkatkan pemahaman institusi terhadap kualitas pembelajaran di era digital. Berbeda dari metode evaluasi tradisional, model yang diusulkan menggabungkan aspek teknologi dan human-centered untuk pendekatan yang lebih komprehensif dalam meningkatkan efektivitas pembelajaran hybrid.Peralihan dari model pembelajaran konvensional ke digital telah meningkatkan kebutuhan akan metode yang mampu menjaga kualitas pendidikan sekaligus memberikan fleksibilitas. Pembelajaran hybrid, yang menggabungkan pembelajaran tatap muka dan daring, menjadi solusi atas kebutuhan tersebut, namun memerlukan evaluasi berkelanjutan untuk memastikan kepuasan mahasiswa. Penelitian ini bertujuan untuk menganalisis pengaruh metode pembelajaran hybrid terhadap kepuasan mahasiswa di Universitas Sari Mulia serta mengidentifikasi faktor kualitas layanan yang paling berpengaruh. Pendekatan kuantitatif digunakan dengan kuesioner berbasis SERVQUAL yang mencakup lima dimensi, yaitu Tangibles, Reliability, Responsiveness, Assurance, dan Empathy. Data dari 325 responden dianalisis menggunakan algoritma Decision Tree untuk mengklasifikasikan tingkat kepuasan dan mengungkap pola utama. Hasil penelitian menunjukkan bahwa sebagian besar mahasiswa merasa puas, dengan dimensi Assurance dan Reliability sebagai faktor dominan yang memengaruhi kepuasan. Model Decision Tree mencapai tingkat akurasi sebesar 82%, memberikan wawasan yang jelas dan mudah diinterpretasikan mengenai hubungan antara kualitas layanan dan kepuasan mahasiswa. Temuan ini menegaskan bahwa interaksi dosen dan mahasiswa, konsistensi penyampaian materi, serta ketanggapan menjadi aspek penting dalam keberhasilan pembelajaran hybrid. Penelitian ini memberikan kontribusi berupa kerangka berbasis data yang dapat meningkatkan pemahaman institusi terhadap kualitas pembelajaran di era digital. Berbeda dari metode evaluasi tradisional, model yang diusulkan menggabungkan aspek teknologi dan human-centered untuk pendekatan yang lebih komprehensif dalam meningkatkan efektivitas pembelajaran hybrid