E-Journal STIE AAS Surakarta (Sekolah Tinggi Ilmu Ekonomi)
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BENTUK KERJASAMA MUDHARABAH ANTARA NELAYAN TANGKAP DAN PEMILIK KAPAL DALAM MENINGKATKAN KESEJAHTERAAN NELAYAN DI KELURAHAN TANJUNG BATU, KECAMATAN BANAWA, KABUPATEN DONGGALA
No full textThis study aims to identify the form of mudharabah partnership between fishermen and boat owners and to analyze the profit-sharing mechanism applied. A descriptive qualitative approach was used, employing observation, interviews, and document analysis involving fishermen, boat owners, and community leaders. The mudharabah cooperation is based on trust and familial bonds, without written agreements, with a profit-sharing ratio of 40% for fishermen and 60% for boat owners. While the system modestly improves fishermen’s welfare, fishermen also bear losses when there is no catch, which deviates from the pure principles of mudharabah. Both parties perceive the profit-sharing as fair, though the absence of a written contract poses a risk of disputes. External factors such as weather and fluctuating fish prices hinder more significant welfare improvements. There is needs to strengthen transparency and legal protection in the mudharabah system. Policy recommendations include implementing Islamic insurance schemes and providing legal assistance to enhance the system’s sustainability and fairness.Penelitian ini bertujuan mengidentifikasi bentuk kerja sama mudharabah antara nelayan dan pemilik kapal serta menganalisis mekanisme bagi hasil yang diterapkan. Penelitian menggunakan pendekatan kualitatif deskriptif dengan metode observasi, wawancara, dan analisis dokumen terhadap nelayan, pemilik kapal, dan tokoh masyarakat. Kerja sama mudharabah berbasis kepercayaan dan kekeluargaan tanpa perjanjian tertulis, dengan pembagian hasil 40% untuk nelayan dan 60% untuk pemilik kapal. Sistem ini meningkatkan kesejahteraan nelayan secara terbatas, tetapi nelayan turut menanggung kerugian jika hasil tangkapan nihil, menyimpang dari prinsip mudharabah murni. Pembagian hasil dianggap adil oleh kedua pihak, namun ketiadaan kontrak tertulis berpotensi menimbulkan sengketa. Faktor eksternal seperti cuaca dan fluktuasi harga ikan menjadi penghambat peningkatan kesejahteraan yang lebih signifikan. Perlunya penguatan transparansi dan perlindungan hukum dalam sistem mudharabah, serta rekomendasi kebijakan seperti asuransi syariah atau pendampingan hukum untuk meningkatkan keberlanjutan dan keadilan sistem ini
PERAN EKONOMI KREATIF TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA DALAM PERSPEKTIF ISLAM
Full text linkPenelitian ini bertujuan untuk mengkaji bidang ekonomi kreatif yang mendorong pertumbuhan ekonomi Indonesia, mengukur kontribusi sektor tersebut terhadap PDB nasional, memberikan rekomendasi pengembangan ekonomi kreatif agar lebih maksimal dalam mendukung perekonomian, dan memaparkan ekonomi kreatif menurut perspektif Islam berdasarkan Al-Quran dan Sunnah, dengan harapan dapat memberikan wawasan komprehensif mengenai peran dan potensi ekonomi kreatif di Indonesia. Penelitian ini menggunakan pendekatan kualitatif diskriptif. Sedangkan sumber data yang digunakan adalah data sekunder seperti; referensi, jurnal, buku, atau data dokumentasi yang berkaitan dengan penelitian. Cara atau teknik pengumpulan data dengan studi pustaka dilakukan melalui beberapa tahapan, antara lain merumuskan pertanyaan penelitian, mencari sumber-sumber pustaka, dan mengevaluasi sumber-sumber pustaka. Hasil penelitian menunjukkan bahwa ekonomi kreatif sangat penting bagi pertumbuhan ekonomi Indonesia, dengan kontribusi besar pada PDB, lapangan kerja, dan devisa. Kuliner, kriya, dan fesyen adalah subsektor utama penyumbang PDB. TV/radio, film/animasi/video, seni pertunjukan, dan desain komunikasi visual mengalami pertumbuhan pesat.Pengembangan ekonomi kreatif memerlukan strategi komprehensif: infrastruktur, SDM, akses modal, HKI, promosi, dan kerja sama. Prinsip Islam dapat menjadi landasan etis dan bermanfaat bagi ekonomi kreatif
Analisis Tingkat Kepuasan Konsumen dengan Pelayanan Kantor Imigrasi Bandar Lampung
Full text linkKepuasan konsumen merupakan hasil evaluasi yang dilakukan setelah membandingkan ekspektasi dan persepsi mereka terhadap kinerja suatu produk atau layanan. Kantor Imigrasi Bandar Lampung adalah instansi pemerintah yang bertugas mengelola serta mengawasi pergerakan warga negara Indonesia (WNI) dan warga negara asing (WNA) yang masuk, keluar, atau berdomisili di Indonesia. Pengaduan terkait layanan di Kantor Imigrasi Bandar Lampung menunjukkan adanya ketidakpuasan, yang mengindikasikan bahwa pelayanan belum optimal. Oleh karena itu, diperlukan perbaikan guna meningkatkan kepuasan pengguna layanan. Penelitian ini bertujuan untuk menganalisis tingkat kepuasan konsumen terhadap pelayanan di Kantor Imigrasi Bandar Lampung. Metode yang digunakan adalah penelitian deskriptif kuantitatif, dengan teknik pengumpulan data melalui survei kuesioner. Teknik non-probability sampling dengan pendekatan accidental sampling digunakan untuk menentukan sampel penelitian, yang terdiri dari 100 responden. Untuk mengukur kepuasan secara keseluruhan, digunakan Customer Satisfaction Index (CSI), yang mempertimbangkan tingkat kepentingan masing-masing atribut kualitas layanan. Hasil perhitungan menunjukkan bahwa nilai CSI yang diperoleh adalah 0,687 atau 68,7%, yang masuk dalam kategori Sangat Puas.Meskipun tingkat kepuasan cukup tinggi, perbaikan tetap diperlukan, terutama dalam aspek efisiensi waktu dan responsivitas petugas. Peningkatan ini bertujuan untuk mempertahankan dan meningkatkan kepuasan konsumen terhadap layanan Kantor Imigrasi Bandar Lampung.
Kata Kunci: Kepuasan Konsumen, Evaluasi Layanan, Ekspektasi dan Persepsi, Pelayanan Publik, Pengaduan Pelayanan
PENGARUH EKONOMI MAKRO TERHADAP JAKARTA ISLAMIC INDEKS 70 TAHUN 2019-2023
Full text linkThis research aims to analyze the influence of macroeconomic factors on the Jakarta Islamic Index 70 (JII 70), with a focus on inflation, BI 7 Day Repo Rate (BI 7 DRR), and economic growth (GDP). The method used is quantitative research with a time series approach using secondary data obtained from the Central Statistics Agency (BPS), Bank Indonesia, OJK, and IDX for the 2019–2023 period. The data analysis technique uses Eviews software to test the relationship between macroeconomic variables and the movement of the JII 70. The results of the research show that inflation has a significant negative influence on the JII 70, which means that an increase in inflation tends to reduce the movement of the stock index. BI 7 DRR, on the other hand, has a positive effect on JII 70 movements, where an increase in the benchmark interest rate tends to increase share prices. Apart from that, economic growth as measured by GDP also has a positive effect on JII 70, reflecting that the increase in GDP is in line with the increase in share prices. These findings provide important insights for investors and policy makers in understanding the dynamics of the Indonesian stock market, especially in the context of the Islamic financial sector
PENGARUH IKLAN ONLINE INSTAGRAM, SISTEM PEMBAYARAN DAN PERSEPSI HARGA TERHADAP LOYALITAS PELANGGAN MICKEY DIMSUM TEBING TINGGI
Full text linkMaintaining customers is important for the sustainability of every company's business. The high level of competitors can cause an increase in customer loyalty. The purpose of this study is to determine whether Online Advertising, Payment Systems, and Price Perceptions affect Mickey Dimsum Customer Loyalty. The method used is a quantitative research method. The sampling used in this study is the Non Probability sampling method and the type of sampling using Accidental sampling, the number of samples studied was 96 respondents. This study uses the help of SPSS 25 Software. Data analysis techniques in this study are Instrument Testing, Classical Assumption Testing, Multiple Linear Regression Analysis, Determinant Coefficient Testing, Hypothesis Testing. The research that has been conducted has concluded that Online Advertising does not affect Customer Loyalty. Payment Systems do not affect Customer Loyalty. Price Perception has a Positive and significant effect on Customer Loyalty. Online Advertising, Payment Systems, and Price Perception have a simultaneous effect on Customer Loyalty.
Keywords: Instagram Online Advertising, Payment Systems, Price Perception, Customer Loyalt
THE EFFECT OF SELF-EFFICACY AND COMMUNITY ENGAGEMENT ON THE PERFORMANCE OF CULINARY MSMEs IN SURAKARTA
Full text linkThis study aims to identify the concepts of Self Efficacy and Community Engagement. From the two concepts, it is analyzed which one has the dominant influence on the performance of culinary MSMEs. With a quantitative approach from samples taken in Pasar Kikwon and Serengan sub-districts, it is expected to be able to contribute to the MSME development map in Surakarta. The research results show that: The effect of self efficacy partially influence increasing of sales. Community engagement on the performance of culinary MSME has been implemented well and has been realized with increasing volume of sales. From the description, it can be concluded that in the implementation of business ethics in trading drinks at Teh Tarik Jodi Manahan, thus, the conclusion of the description is that despite facing obstacles in the implementation of Islamic business ethics, Teh Tarik Jodi Manahan has succeeded in overcoming these challenges by finding creative solutions and in accordance with the principles of Islamic business. This reflects their commitment to continue running their business in accordance with the principles of Islamic business ethics
SEM ANALYSIS OF THE INFLUENCE OF CONVENIENCE, PRODUCT QUALITY, PRICE AND PROMOTION ON PURCHASE DECISIONS AT SHOPEE BERKAH
Full text linkThis research is motivated by the rapid development of e-commerce in Indonesia, especially the Shopee platform, which is one of the largest marketplaces in Southeast Asia. In a rapidly evolving digital ecosystem, it's important to identify the factors that influence consumer purchasing decisions. The purpose of this study is to analyze the influence of convenience, product quality, price, and promotion on purchase decisions at Shopee Berkah using the Structural Equation Modeling (SEM) approach. The research method used was quantitative with purposive sampling technique, involving 100 UINSU student respondents who had shopped at Shopee Berkah. Data collection was carried out through the distribution of online questionnaires, and data analysis using Partial Least Squares (PLS) with the help of SmartPLS software. The results showed that the price and quality of the product had a positive and significant effect on the purchase decision, with t-statistical values of 13.005 and 3.151 respectively (p-value < 0.05). Meanwhile, the convenience and promotion variables did not show a significant influence with p-values of 0.306 and 0.937, respectively. The research model was able to explain 84.8% of the variation in consumer purchasing decisions. In conclusion, in the context of Shopee Berkah, price and product quality are the main factors that affect consumer purchase decisions, while ease of use and promotional strategies have not shown a significant influence
Bahasa Inggris
No full textWorkload, perceived organizational support, and job satisfaction play crucial roles in enhancing employees' work-life balance. The purpose of this study is to analyze the effects of workload and perceived organizational support on work-life balance, with job satisfaction as an intervening variable. This research using a quantitative method, using SmartPLS 4 and SPSS for data processing. Data were collected through online electronic questionnaires and interviews with several employees. The study involved 130 employees as population, selected using a stratified sampling method. Path analysis was utilized for data analysis. Workload has a significant negative effect on work-life balance. Perceived organizational support does not significantly influence work-life balance. Job satisfaction has a significant positive effect on work-life balance. Workload has a significant negative effect on job satisfaction. Perceived organizational support has a significant positive effect on job satisfaction. Job satisfaction mediates the impact of workload on work-life balance. Job satisfaction mediates the impact of perceived organizational support on work-life balance. The authors suggest that research on work-life balance can use variabels other than workload, perceived organizational support, and job satisfaction to reveal other contributions outside of these variables
ANALYSIS OF THE EFFECT OF BUDGETING SYSTEM AND OPERATIONAL RISK ON THE FINANCIAL PERFORMANCE OF HOUSING DEVELOPER COMPANIES
Full text linkThis study aims to examine the effect of the budgeting system and operational risk on the financial performance of housing developer companies in the Solo Raya region. The research population consists of 34 companies that are members of the Real Estate Indonesia (REI) Solo Raya Chapter. Data were collected using a structured questionnaire and analyzed using multiple linear regression with SPSS. The results show that the budgeting system has a positive and significant effect on financial performance, with a significance value of 0.028 (< 0.05). Meanwhile, operational risk does not have a significant partial effect, although it contributes jointly with the budgeting system in influencing financial performance, as indicated by a significance value of 0.002 in the F-test. The coefficient of determination (Adjusted R²) is 0.299, indicating that 29.9% of the variation in financial performance can be explained by the two independent variables. These findings highlight the importance of strengthening the budgeting process and maintaining effective risk management practices in order to enhance financial performance
Analisis Pengaruh Harga, Inovasi Rasa, dan Daya Tarik Kemasan Minuman Teh Jumbo terhadap Preferensi Konsumen Teh Botol Pabrikan : Studi Kuantitatif tentang Perilaku Konsumen di Jawa, Indonesia.
No full textThe packaged tea beverage industry in Indonesia, once a dominant player, is currently facing a decline in market performance. This trend is accompanied by the rapid rise of “Teh Jumbo”—a large-sized, street-sold iced tea that is affordable and highly favored by consumers across Java. This study was prompted by the concern that the growing popularity of Teh Jumbo might be influencing the declining preference for factory-produced bottled tea. The research aims to investigate the impact of price, flavor innovation, and packaging appeal of Teh Jumbo on consumer preferences for branded bottled tea. A quantitative approach was employed using a questionnaire distributed to respondents in several regions across Java, and data were analyzed using multiple linear regression. The findings reveal that all three factors significantly influence consumer preferences, with flavor innovation emerging as the most dominant. These insights provide a better understanding of shifting consumer behavior in the competitive tea beverage market.
Keywords : Consumer Preference, Price, Flavor Innovation, Packaging Appeal, Teh JumboIndustri minuman teh kemasan di Indonesia, yang sebelumnya menjadi pemain dominan, saat ini sedang mengalami penurunan kinerja pasar. Tren ini disertai dengan pesatnya pertumbuhan “Teh Jumbo” — teh es berukuran besar yang dijual di pinggir jalan, terjangkau, dan sangat digemari oleh konsumen di seluruh Pulau Jawa. Penelitian ini dilatarbelakangi oleh kekhawatiran bahwa meningkatnya popularitas Teh Jumbo dapat memengaruhi menurunnya preferensi terhadap teh botol produksi pabrik. Penelitian ini bertujuan untuk mengkaji pengaruh harga, inovasi rasa, dan daya tarik kemasan Teh Jumbo terhadap preferensi konsumen terhadap teh botol bermerek. Pendekatan kuantitatif digunakan dengan menyebarkan kuesioner kepada responden di beberapa wilayah di Pulau Jawa, dan data dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa ketiga faktor tersebut berpengaruh signifikan terhadap preferensi konsumen, dengan inovasi rasa sebagai faktor yang paling dominan. Temuan ini memberikan pemahaman yang lebih baik mengenai perubahan perilaku konsumen di pasar minuman teh yang kompetitif.
Kata kunci : Preferensi Konsumen, Harga, Inovasi Rasa, Daya Tarik Kemasan, Teh Jumb