al-Afkar, Journal for Islamic Studies
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Implementation of Market Segmentation for Hijrah Scholar Takaful Insurance Products, Bank Muamalat, Sumenep Branch
Get PDFThis study analyzes the implementation of market segmentation on Hijrah Cendekia Takaful insurance products in Bank Muamalat Sumenep branch, supporting factors and inhibiting factors of hijrah cendekia takaful insurance products Bank Muamalat Sumenep Branch. Research methods using qualitative methods of Field (field research). Source data obtained from interview techniques, observation and documentation. The results of this study explain the segmentation of the insurance market Hijrah Cendekia Takaful Bank Muamalat Sumenep branch includes four things, namely Geographical segmentation in cities and villages in Sumenep regency, demographic segmentation from 20-65 years old, psychographic segmentation through motivation and expectations to be achieved by customers and behavioral segmentation of positive responses from customers regarding education in the future. The supporting factors of hijrah cendekia takaful Insurance are from the promotional strategies carried out by Bank Muamalat Sumenep branch so as to foster customer motivation who have the ability to economically use hijrah cendekia takaful insurance products for children's education in the future. Factors inhibiting scholar Takaful hijrah insurance is influenced by the lack of public understanding and limited economic conditions, the number of other institutions that offer the same product
Analysis of The Role of Indonesian Sharia Bank Certificates In Controlling The Liquidity of Sharia Banks
Get PDFThis study aims to describe and analyze the role of the Sharia Bank Indonesia Certificate (SBIS) in controlling the liquidity of Sharia banking in Indonesia. The research method employed is qualitative with a literature review approach, sourcing data from various relevant references. The primary focus of this study is on the liquidity management of Sharia banking, utilizing data from national journals indexed by Google Scholar and Sinta. The findings indicate that SBIS plays a crucial role in the liquidity risk management of Sharia banking operations. Sharia banks invest their funds in SBIS to mitigate liquidity challenges, leveraging this instrument to avoid potential financial strain. The study demonstrates that SBIS can significantly enhance the stability and resilience of the Sharia banking sector. This is particularly evident when SBIS is integrated into a bank’s overall liquidity risk management strategy, complemented by efficient monitoring and evaluation mechanisms. Consequently, SBIS is established as a vital instrument for Sharia banks to maintain liquidity equilibrium, ensuring more stable and sustainable banking operations. The study underscores the importance of SBIS in reinforcing the financial health of Sharia banks, advocating for its strategic incorporation to bolster overall banking stabilit
Philosophy in the Nature of Science
Get PDFThe notions of philosophy, science and philosophy of science will be clarified through this study. This work is a qualitative research that aims to create meaning through selected literature. Dimensions Philosophy comes from everything that exists and might exist. A thorough understanding of the philosophy of science requires an etymological and terminological understanding of philosophy and science itself. Derived from the Arabic word “alima” which means knowledge, science is terminologically precise and structured knowledge. Philosophy has its etymology in the Greek term philoshopia, which means love of knowledge. Philosophers' own definitions give many meanings to philosophical terms. Philosophy was defined by Aristotle as knowledge that incorporates truth and covers the fields of metaphysics, logic, rhetoric, ethics, and aesthetics. Thus, one can read philosophy of science as a philosophy that contains exact and structured truths about knowing. The tangible result of scientific philosophy is science. Its scope includes the axiological foundation, which is the virtue of science, the epistemological foundation, which is how knowledge is obtained, and the ontological foundation, which is what science really means
Interaction Patterns of Teachers and Students in the Perspective of Surah Al - Kahf Verses 60-82 and Their Application in the Context of Today's Education
Get PDFThe background to this problem is that the education carried out by teachers only emphasizes the transfer of knowledge, not the formation of attitudes and behavior. Therefore, researchers see a lack of interaction between teachers and students in the learning process. So researchers are interested in examining the interaction patterns between teachers and students contained in Surah al-Kahf verses 60-82. The formulation of the problem in this research is what the pattern of interaction between teacher (Khidir) and student (Musa) is in Q.S al-Kahf verses 60-82. The aim of this research is to find out the pattern of interaction between Prophet Khidir and Prophet Musa in Q.S al-Kahf verses 60-82. This type of research is library research. The data collection technique is a library technique by analyzing and collecting data related to the discussion as well as some literature regarding interaction patterns contained in Q.S al-Kahf verse 6 60-82. The object of the research is to explore based on the Tafsir book and relevant books. The data analysis technique uses content analysis to explore the content of Surah al-Kahf verses 60-82. The results of this research show that the interaction pattern between the teacher (Khidir) and the student (Musa) uses a two-way interaction pattern, namely that the teacher and student both play an active role in the learning process. This pattern uses a question and answer method. After the teacher explains the material, the teacher will give students the opportunity to ask questions and then be answered by the teacher. The teacher poses problems to the students so that it can give rise to student initiative to solve the problem which causes interaction between the teacher and students so that the student's role is active. In this story there are educational components, namely educational goals, educators, students, materials and methods related to interactions in today's education
The Influence of Demonstration Methods on Islamic Religious Education Learning Results in Class II Students at SDN Tegalega II
Get PDFThis research consists of two variables, namely the influence of demonstration methods and the learning outcomes of Islamic religious education, thus the aim of this research is to describe the picture of student learning outcomes using demonstration methods, as well as the influence of both in correlational relationships. The population in this study was students at SDN Tegalega II, and the sample was class II students at SDN Tegalega II, Ciampel. The research method used in this research is correlational research with a quantitative approach, this method was chosen to identify the relationship between the influence of demonstration methods on the learning outcomes of Islamic religious education. Data related to the influence of demonstration methods on the learning outcomes of Islamic religious education was collected using a questionnaire instrument, which was prepared using a Likert scale, a data analysis technique using detective and inferential analysis. The results of this study showed that the effect of the demonstration method was 12% in the low category, 72% in the medium category and 16% in the high category. So it can be concluded that the average influence of the demonstration method at SDN Tegalega II is in the medium category. Then the results of studying Islamic religious education were 16% in the low category, 60% in the medium category, 24% in the high category, so it can be concluded that the results of studying Islamic religious education for class II students at SDN Tegalega II are in the medium category. Based on the SPSS outpus in the coefficientsa table, it is known that the significant value (sig) is 0.719 > 0.05 so it can be concluded that HO is accepted and Ha is rejected, which means that “there is no influence of the demonstration method (x) on the learning outcomes of Islamic religious education (y). From the analysis results, it is known that the value R Square = 0.30, thus, it can be concluded that the influence of the demonstration method (x) on the desire to learn Islamic religious education (y) is 30%, while 70% is influenced by other variables that are not variables of this research
تنفيذ التجارة الإلكترونية في الأعمال التجارية
No full textمسألة تنفيذ التجارة الالكترونية في الأعمال كانت مثارا للجدل حول مشروعيتها وآلياتها ومبادئها وأنواعها ومشروعية كل نوع، وشروطها مما تناولها الباحثون في مراحل الماجستير والدكتوراة وغيرهم من الكتاب والعلماء والفقهاء وفي هذا البحث نتناول التجارة الالكترونية وتنفيذها في الأعمال مستعينين بموقع علي بابا المشهور كنموذج. النتائج 1) إبراز أهمية التجارة الالكترونية وأثرها في تنمية المجتمعات والتجارة وسوق العمل وازدهاره. 2). إبراز دور تنفيذ التجارة الالكترونية في الأعمال وسوق العمل ودور موقع علي بابا في ذلك
Finger Print and RFID Based Cashless Payment System Analysis of Satisfaction with Madrasah Tsanawiyah Islamic Boarding School Modern Ummul Quro Al-Islami Santri Services for the 2023-2024 Period
Get PDFThis research aims to find out how the cashless payment system is implemented and the factors that influence service satisfaction in implementing the cashless payment system for Madrasah Tsanawiyah Islamic Boarding School Modern Ummul Quro Al-Islami students for the 2023-2024 period. This type of research uses quantitative descriptive methods. Based on tests that have been carried out, the independent variables (Ease, Speed, Security and Sharia) in cashless simultaneously or together have a significant influence on Service Satisfaction with an R-Squared value of 0.571, which means that the independent variable used in this study can describe 57.10% while the remaining 42.90% is caused by other variables outside this study
The Shari’ah Foundation of Islamic Banking
Get PDFIslam prescribes a complete code of conduct for human life including economic activities. The prescribed Islamic code of conducts is generally refers to Shari’ah, on which Islamic banking has been founded. The most important characteristic of Islamic banking is to maintain its products and operations according to the principles of Shari’ah, which is based on the Holy Qur’an, Hadith, Ijma, Qiyas and Ijtihad. Islamic banking has rapidly been growing in the modern economic world as an alternative to the conventional banking. It is expected that Islamic banking operations will not only comply with the Shari’ah but also will contribute towards achieving the Maqasid-al-Shari’ah (objectives of Shari’ah), that is the ultimate welfare of the Muslim Ummah and the human being. The findings of several studies showed that Shari’ah compliance is the single most important factor for choosing Islamic banking. But unfortunately, many recent studies revealed that many Islamic banks are violating their obligation of Shari’ah compliance. Hence, the paper aims at understanding the Shari’ah foundation of Islamic banking with a view to examining that the modes of Islamic banking are based on the principles of Shari’ah. It also incorporates the major components of Shari’ah and its concept towards economic tools such as, ownership, wealth, money, capital, trust and accountability with the aim of having a comprehensive idea about the Shari’ah foundation of Islamic banking. The methodology used in this conceptual study is a critical analysis of literature survey. The literature on the concept of Shari’ah basis of Islamic banking are read to understand the basic components of Shari’ah and its principles to govern economic practices with a view to examining its application in Islamic banking industry and identifying the Shari’ah foundation of the modes and contracts used by the modern Islamic banking industry
Education in Phenomenological Perspective
Get PDFEducation in a phenomenological perspective offers a deep approach to the learning process by emphasizing the subjective and direct experience of the individual. This approach is rooted in the philosophy developed by Edmund Husserl, who emphasized the importance of understanding phenomena as they appear in the individual's consciousness without prejudice or assumptions from outside. This article will discuss the background of phenomenology, the concept of 'the lifeworld', phenomenology as an epistemological school, and its application in educational discourse. The main goal is to provide a comprehensive understanding of the contribution of phenomenology in education and how this approach can enrich the teaching and learning process
Improving Teachers' Pedagogical Competence in Developing Project Modules in the Implementation of the Independent Curriculum at MTsN 1 Baubau
Get PDFIncreasing teacher competence in developing project modules on the independent curriculum at MTsN 1 Baubau resulted in a module design that took the theme of local wisdom with the sub-theme "Antolona tala haroa in the celebration of Kandea-kandea". The selection of this sub-theme as a form of students is guided to practice the identity and cultural diversity of the nation that is realistic so that its application and understanding are in accordance with the local socio-cultural culture. The stages of project implementation start from the teacher designing modules, presenting teaching materials introducing the concept of Wolio cultural culture, presenting examples of making cakes and regional specialties, providing basic understanding tests, facilitating students to be able to discuss and collaborate, directing students to carry out work degrees, and conducting formative, summative assessments and learning reflections