Open Journal Unimal (e-Jurnal Universitas Malikussaleh)
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Pengaruh Financial Literacy dan Financial Attitude Terhadap Keputusan Investasi Masyarakat di Kota Palembang (Studi Empiris Pada Mahasiswa di Kota Palembang)
Full text linkThe purpose of this study is to examine the influence of several variables related to the study of the phenomenon of the influence of Financial Literacy and Financial Attitude on Investment Decisions in students in the city of Palembang. By applying the use of quantitative methods. The population determined in this study were all students in the city of Palembang. The sample determined in this study used the purposive sampling method where if it was specifically determined it had criteria; working as a student, aged 17-22 years, and had made an investment. This study will use multiple linear regression analysis using SPSS which will be used in this study as a data processing and testing tool. The results found after testing the data indicate that Financial Literacy and Financial Attitude have an influence on Investment Decisions of students in the city of Palembang
Memahami Dampak Penerapan Manajemen Risiko Pada Perusahaan Manufaktur
Full text linkRisk management is a systematic approach to identifying and analyzing risks that can affect a company\u27s achievement of its goals. In the context of manufacturing companies, risks can arise from various sources, including market demand fluctuations, technological changes, and supply chain issues. This study aims to determine the impact of risk management implementation on the performance of manufacturing companies. Through a literature review and case studies from previous research, this study will identify the influence and benefits of implementing risk management for manufacturing companies. In addition, this study will also identify challenges and obstacles that companies may face when implementing risk management, as well as factors influencing the success of its implementation. The results of this study are expected to contribute to a better understanding of the importance of risk management in manufacturing companies and provide recommendations to companies on how to achieve efficiency in risk management implementation
Analisis Kompetensi dan Standar Profesional Auditor Syariah Dalam Meningkatkan Kualitas Audit: Tinjauan Literatur
Full text linkPenelitian ini bertujuan untuk menganalisis kompentensi dan standar profesional auditor syariah dalam meningkatkan kualitas audit melalui tinjauan literatur. Penelitian ini menggunakan metode penelitian literatur dengan teknik analisis konten. Hasil penelitian menunjukan bahwa kompetensi auditor syariah yang meliputi pengetahuan, keterampilan, dan perilaku profesional berpengaruh signifikan terhadap kualitasaudit. Standart profesional auditor syariah yang meliputi standar etika, standar pelaporan, dan standar pengawasan juga berpengaruh signifikan terhadap kualitas audit. Penelitian ini menyimpulkan bahwa kompentensi dan standar profesional auditor syariah merupakan faktor pentingdalammeningkatkankualitasaudit. Penelitianinijugamenemukanbahwa kompentensi dan standar profesional auditor syariah dapat meningkatkan kualitas audit dengan cara meningkatkan kemampuan auditor untuk melakukan audit yang efektif dan efisien, serta meningkatkan kemampuan auditor untuk berkomunikasi dengan klien dan pihak terkait lainnya. Namun, penelitian ini juga menemukan bahwa masih ada beberapa tantangan yang dihadapi oleh auditor syariah dalam meningkatkan kualitas audit, seperti kurangnya pengetahuan dan keterampilan tentang prinsip-prinsip syariah, kurangnya sumber daya dan infrastuktur yang memadai, serta kurangnya dukungan dari pihak terkait lainnya
Analisis Eksternalitas Pembukaan Kembali TikTok Shop Terhadap Pendapatan UMKM Indonesia
Full text linkThis study aims to analyze the external impact of the reopening of TikTok Shop on the income of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. TikTok Shop, as a form of a social media-based digital economy platform, was closed by the government because it was considered to create unfair competition against local MSMEs. However, after partnering with Tokopedia, this platform resumed operations in December 2023, creating new dynamics in the digital business ecosystem. This study uses a qualitative approach through literature studies with the latest academic sources. The results of the study show that positive externalities emerge in the form of increased digital literacy of MSMEs, expansion of market reach, and increased income through interactive features such as live shopping. On the other hand, there are negative externalities in the form of unbalanced price competition (predatory pricing), potential addiction to application use, and social impacts on conventional traders. This study recommends the need for an active role for the government in regulatory supervision, provision of digital training, and facilitation of MSME integration in digital platforms fairly. Thus, the existence of TikTok Shop can be a catalyst for inclusive and sustainable digital transformation for the MSME sector in Indonesia
Efisiensi Pengeluaran Rumah Tangga Melalui Pembuatan Sabun Cuci Cair Gampong Blang Seureukuy Aceh Utara
Full text linkPeluang usaha produktif melalui pembuatan sabun cuci cair dapat menghemat pengeluaran rumah tangga dan dapat dilakukan dalam skala rumah tangga. Pelatihan pembuatan sabun cuci cair dilakukan di Gampong Blang Seureukuy dengan melibatkan ibu-ibu rumah tangga. Metode yang digunakan adalah metode demonstrasi dan Focus Group Discussion (FGD). Demonstrasi pembuatan sabun cuci cair meliputi taaahap proses produksi, pengemasan, dan pemasaran. Pendekatan Focus Group Discussion (FGD) dilakukan untuk menemukan solusi ekonomi dalam pemenuhan kebutuhan rumah tangga dengan mengedepankan efisiensi ekonomi dan keberlanjutan program untuk pemberdayaan kelompok wanita tani melalui produk-produk bernilai ekonomis tinggi. Kegiatan ini dapat menumbuh kembangkan entreprenuership dikalangan wanita tani sekaligus berkontribusi dalam pemenuhan kebutuhan rumah tangga. Pembuatan sabun cuci cair jika dilakukan oleh ibu-ibu rumah tangga dapat menghemat (efisiensi) pengeluaran rumah tangga hingga11,74%
Kata kunci: efisiensi, pengeluaran, sabun cuci cai
The Implementation of a Chatbot and Website Interface in Department of Development Economic
Full text linkThe issue arising from this activity is the need to optimize the existing CMS Joomla-based website to make it more responsive and interactive in line with modern technological developments. The update was carried out using SP Page Builder as the main tool for interface development, while the chatbot was implemented using JavaScript technology with the Levenshtein Distance algorithm to provide automatic information services to users. The result of this practical work includes updates to several key components of the website, including the homepage, which is now equipped with a dynamic banner, a message from the head of the department, highlights of the study program, and a news and announcement section. The faculty and staff pages have been optimized with more comprehensive information, while the gallery page has been redesigned with a responsive grid layout. The chatbot implementation successfully provides automated information services for common academic questions, such as class schedules, KRS (course registration), and scholarships. Overall, these updates have improved the accessibility of information and the user experience in accessing the Deparment of Development Economics website
Security Analysis of Data Storage in Cloud-Based Digital Archive Management Systems
Full text linkIn today\u27s global era, archive management plays a crucial role in supporting operational efficiency and informed decision-making. The adoption of cloud computing offers an innovative solution for managing digital archives more effectively and efficiently. This journal discusses the implementation of cloud computing in digital archive management using MySQL as a relational database management system. Through this approach, archive data can be stored, accessed, and managed more securely while ensuring data integrity. The study also explores the advantages of MySQL in terms of performance, scalability, and ease of access. Implementation of this system in several organizations has shown significant improvements in archive management efficiency and a reduction in operational costs. This system helps organizations manage their digitized data effectively by utilizing cloud computing as a more affordable and reliable storage solutio
Analysis of Clustering Results for Crime Incident Data in Indonesia Using Fuzzy C-Means
Full text linkThis study examines the clustering of crime incident data across Indonesia from 2000 to 2024 using the Fuzzy C-Means (FCM) algorithm, with a focus on the impact of data normalization. Comprehensive annual provincial crime statistics from Badan Pusat Statistik (BPS) were preprocessed to handle missing values and then standardized via the Standard Scaler. FCM clustering was performed separately on both the original and normalized datasets, with the number of clusters set to three. Cluster quality was evaluated over ten independent runs using five metrics: Davies-Bouldin Index (DBI), Silhouette Score (SS), Calinski-Harabasz Index (CH), Adjusted Rand Index (ARI), and Normalized Mutual Information (NMI). Results indicate that normalization consistently yields lower DBI values (average 0.824 vs. 0.830) and higher SS (average 0.367 vs. 0.363) and CH scores (average 55.35 vs. 54.09), while ARI and NMI remain stable across treatments. These findings demonstrate that normalization enhances cluster compactness and separation without altering underlying data structures, leading to more interpretable and reliable groupings. By uncovering regional crime patterns and highlighting the methodological importance of preprocessing, this research provides actionable insights for policymakers and law enforcement agencies to allocate resources more effectively and develop targeted crime prevention strategies
SISTEM INFORMASI GEOGRAFIS PEMETAAN PENYEBARAN PENYAKIT DEMAM BERDARAH DENGUE (DBD) DI KECAMATAN SIMPANG ULIM MENGGUNAKAN METODE K-MEANS
Full text linkKecamatan Simpang Ulim, yang terletak di Kabupaten Aceh Timur, Provinsi Aceh, merupakan salah satu kecamatan dengan luas wilayah yang cukup signifikan dan terdiri dari 23 desa. Keberagaman geografis dan demografis di setiap desa membawa tantangan tersendiri, terutama dalam konteks penyebaran dan pengendalian penyakit menular seperti Demam Berdarah Dengue (DBD). Penelitian ini bertujuan untuk menerapkan metode K-Means dalam Sistem Informasi Geografis untuk pemetaan penyebaran penyakit Demam Berdarah Dengue (DBD) di Kecamatan Simpang Ulim. Penelitian ini berhasil melakukan analisis data yang tepat dan efisien terhadap penelompokkan wabah demam berdarah di Kecamatan Simpang Ulim dan hasilnya menunjukkan bahwa pada tahun 2022 terdapat 4 desa yang termasuk kategori rendah (C1), 13 desa termasuk kategori sedang (C2), dan 6 desa kategori tinggi (C3) dengan nilai DBI 0,575312582 , tahun 2023 terdapat 11 desa yang termasuk kategori rendah (C1), 8 desa termasuk kategori sedang (C2), dan 4 desa kategori tinggi (C3) dengan nilai DBI 0,516595587 , tahun 2024 terdapat 7 desa yang termasuk kategori rendah (C1), 12 desa termasuk kategori sedang (C2), dan 4 desa kategori tinggi (C3) dengan nilai DBI 0,561217001.
Kata Kunci : DBD, K-Means Clustering, SIGSimpang Ulim Subdistrict, located in East Aceh Regency, Aceh Province, is one of the subdistricts with a relatively large area and consists of 23 villages. The geographical and demographic diversity of each village presents its own challenges, especially in the context of the spread and control of infectious diseases such as Dengue Hemorrhagic Fever (DHF). This study aims to apply the K-Means method in a Geographic Information System (GIS) for mapping the spread of Dengue Hemorrhagic Fever (DHF) in Simpang Ulim Subdistrict. The study successfully conducted accurate and efficient data analysis for clustering dengue outbreaks in Simpang Ulim Subdistrict. The results show that in 2022, there were 4 villages categorized as low (C1), 13 villages as medium (C2), and 6 villages as high (C3), with a DBI value of 0.575312582. In 2023, there were 11 villages in the low category (C1), 8 in the medium category (C2), and 4 in the high category (C3), with a DBI value of 0.516595587. In 2024, there were 7 villages in the low category (C1), 12 in the medium category (C2), and 4 in the high category (C3), with a DBI value of 0.561217001.
Keywords: DHF, K-Means Clustering, GI
PREMAN POLITIK DAN PASAR: ANCAMAN KEAMANAN TERHADAP IKLIM INVESTASI INDONESIA
Full text linkThe phenomenon of thuggery in Indonesia is a complex problem that is rooted in the socio-political and economic structure of this country. This article aims to analyze the relationship between thuggery and political parties, as well as examine its impact on Indonesia\u27s investment climate and global competitiveness. The research was conducted with a qualitative-descriptive approach, using secondary data obtained from literature studies, international agency reports, the latest government policy analysis, and equipped with a systematic luterature review (SLR) on related themes. The findings of the study show that thuggery evolved from a long history from the colonial era to the reform period, with a pattern of close relationships between thugs and political elites through networks of patronage and political clientelism. Thuggery is also used intensively as a tool of mass mobilization and an instrument of intimidation in electoral competitions. The impact on the investment climate is significant, as it creates additional costs in the form of illegal levies and intimidation, lowers investor confidence, and weakens Indonesia\u27s competitiveness compared to neighboring countries such as Vietnam, Malaysia, and Thailand. The government has implemented a number of important policies, including the establishment of the Thugs Task Force by President Prabowo Subianto in May 2025, to overcome thuggery and create better stability for the business world. However, major challenges are still faced such as the involvement of officials, strong networks of thugs, and weak community participation. This article recommends strengthening synergy between the government, law enforcement, the business world, and the wider community through regulatory reform, increased transparency, and strict supervision. This step is expected to effectively reduce the negative impact of thuggery, improve the investment climate, and lift Indonesia\u27s global competitiveness in the long term