E-Journal Universitas Wiraraja
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Efektivitas Aplikasi Payment Point Online Bank (PPOB) Berbasis Mobile dalam Meningkatkan Kemudahan Akses Pembayaran Masyarakat di Desa Curahdringu Kecamatan Tongas Kabupaten Probolinggo
Get PDFAbstract
Indonesia is a developing country whose society is starting to open up to information
technology. The number of internet users in Indonesia in 2020 will reach around 175
million, in 2022-2023 it will be 215.63 million. One form of use of information technology
that is highly developed, most influential and has the widest scope is e-commerce
(Electronic Commerce). Electronic trading is a form of conversion from conventional
trading activities into a form of trading using data. This trading involves electronic funds
transfers, electronic data exchange, automated inventory management systems, and
automated data collection systems. The rapid development of information technology has
encouraged various sectors to create community service systems. One of the payment
system service innovations currently being utilized is PPOB. PPOB (Payment Point Online
Bank) is an online payment system utilizing a facility called multi payment. These various
multi payment facilities include PLN, BPJS, telephone, credit, internet, data packages,
insurance, PGN, electronic electricity credit, game vouchers, and many others. PPOB
allows people to make bill payments more easily and practically. Both parties, both the
service provider and the community, feel the benefits, the community finds it easy to pay
bills and the service provider can develop its business.
Keywords: PPOB mobile for public payment access
Abstrak
Indonesia merupakan negara berkembang yang masyarakatnya mulai terbuka dengan
teknologi informasi. Jumlah pemakai internet di Indonesia di tahun 2020 mencapai sekitar
175 juta, di tahun 2022-2023 sebanyak 215,63 juta. Salah satu bentuk dari penggunaan
teknologi informasi yang sangat berkembang, paling berpengaruh dan paling luas
cakupannya adalah e-commerce (Perdagangan Elektronik). Perdagangan elektronik ini
adalah suatu bentuk konversi dari kegiatan perdagangan konvensional menjadi bentuk
perdagangan menggunakan data. Perdagangan ini melibatkan transfer dana elektronik,
pertukaran data elektronik, sistem manajemen inventori otomatis, dan sistem pengumpulan
data otomatis. Perkembangan teknologi informasi yang pesat mendorong berbagai sektor
untuk mewujudkan sistem pelayanan masyarakat. Salah satu inovasi layanan sistem
pembayaran yang saat ini dimanfaatkan yakni PPOB. PPOB (Payment Point Online Bank)
adalah sistem pembayaran secara online dengan memanfaatkan fasilitas yang disebut dengan multipayment. Berbagai fasilitas multipayment tersebut meliputi PLN, BPJS,
telepon, pulsa, internet, paket data, asuransi, PGN, pulsa listrik elektronik, voucher game,
dan banyak lainnya. PPOB memungkinkan masyarakat dalam melakukan pembayaran
tagihan yang lebih mudah dan praktis. Kedua pihak baik penyedia layanan maupun
masyarakat sama-sama merasakan keuntungan, masyarakat mendapatkan kemudahan
membayar tagihan dan penyedia layanan dapat mengembangkan bisnisnya.
Kata Kunci: PPOB mobile untuk akses pembayaran masyaraka
KUALITAS MAKANAN TRADISIONAL DENDENG DAUN UBI DI KOTA BUKIT TINGGI
Get PDFA tourist destination has a list and experiences of visitors regarding intangible cultural heritage, such as experiences, local specialty products, cultural performances, etc. Cultural attractions can be in the form of folklore, the appeal of a building, unique cultural performances, religion, and the allure of traditional foods. Based on observations and interviews that the researcher has conducted using two different types of cassava leaf jerky, they obtained different qualities, which tend to make consumers uninterested in buying. The purpose of this research is to obtain the expected quality of traditional food, assessed based on color, taste, shape, texture, and aroma. The method used is qualitative-descriptive, and the results of this research indicate that homemade cassava leaf jerky without a brand is the most favored
FUTURE ACCOUNTANT FOR CAREER : PENGARUH KARIR PROFESI AKUNTAN TERHADAP MINAT MAHASISWA AKUNTANSI GEN Z DI ERA DIGITAL
Get PDFPada era digital ini, kemajuan teknologi informasi memainkan peran krusial dalam transformasi kehidupan sehari-hari, termasuk dalam dunia pendidikan dan karir. Generasi Z, yang tumbuh di tengah kemajuan teknologi, memiliki pola pikir dan preferensi unik dalam memilih karir, khususnya di bidang akuntansi. Meskipun teknologi terus berkembang, keahlian manusia tetap diperlukan. Dampak positif revolusi industri terlihat dalam perubahan cara kerja, hidup, dan bersosialisasi, tetapi juga menimbulkan kekhawatiran terkait potensi penggantian pekerjaan manusia oleh mesin, terutama dengan kemajuan Artificial Intelligence (AI). Penggunaan AI dalam akuntansi dapat meningkatkan efisiensi dan efektivitas, namun perlu pertimbangan matang terkait implikasi dan konsekuensinya. Penelitian ini bertujuan untuk mengetahui pengaruh karir dan teknologi terhadap minat mahasiswa akuntansi gen z. Pendekatan penelitian ini adalah kuantitatif. Pengumpulan data dengan menyebarkan kuesioner via google form (online) kepada responden. Hasil penelitian membuktikan bahwa karir profesi akuntan dan perkembangan teknologi berpengaruh positif dan signifikan terhadap minat mahasiswa akuntansi gen z
Pengaruh Lingkungan Kerja, Kepemimpinan Islami, Dan Budaya Organisasi Islami Terhadap Kinerja Karyawan Dengan Kepuasan Kerja Sebagau Variabel Mediasi (Studi Pada Karyawan PT. Nada Surya Tunggal)
Get PDFEmployees are the most important element for the progress or decline of a company. To achieve company goals, of course you need workers who are based on the conditions required by the company. Therefore, good employee performance is very necessary for the survival of the company. This research aims to analyze the direct and indirect influence of the work environment, Islamic leadership, and Islamic organizational culture on employee performance, with job satisfaction as a mediating variable for PT employees. Nada Surya Tunggal with a sample of 73 respondents. Data from this research were obtained from questionnaires that had been circulated and then tested using SPSS V25. From the data analysis that has been carried out, it shows that: (1) The work environment has a negative and insignificant effect on employee performance (2) Islamic leadership has a positive and insignificant effect on employee performance (3) Islamic organizational culture has a positive and significant effect on employee performance (4 ) Job satisfaction has a positive and insignificant effect on employee performance (5) Work environment has a positive and significant effect on job satisfaction (6) Islamic leadership has a positive and significant effect on job satisfaction (7) Islamic organizational culture has a negative and significant effect on job satisfaction (8 ) Job satisfaction is unable to mediate the influence of the work environment on employee performance (9) Job satisfaction is unable to mediate the influence of Islamic leadership on employee performance (10) Job satisfaction is unable to mediate the influence of Islamic organizational culture on employee performance.Karyawan merupakan unsur yang paling penting untuk kemajuan atau kemunduran suatu perusahaan. Untuk memperoleh tujuan perusahaan, tentu memerlukan pekerja yang berdasarkan pada syarat yang dibutuhkan perusahaan. Oleh karena itu, kinerja karyawan yang baik sangat dibutuhkan demi kelangsungan hidup perusahaan tersebut. Penelitian ini bertujuan untuk menganalisis pengaruh langsung dan tidak langsung lingkungan kerja, kepemimpinan islami, dan budaya organisasi islami terhadap kinerja karyawan, dengan kepuasan kerja sebagai variabel mediasi pada karyawan PT. Nada Surya Tunggal dengan sampel 73 responden. Data dari penelitian ini diperoleh dari kuesioner yang telah diedarkan kemudian diuji menggunakan SPSS V25. Dari analisis data yang telah dilakukan menunjukkan bahwa:(1) Lingkungan kerja berpengaruh negatif dan tidak signifikan terhadap kinerja karyawan (2) Kepemimpinan islami berpengaruh positif dan tidak signifikan terhadap kinerja karyawan (3) Budaya organisasi islami berpengaruh positif dan signifikan terhadap kinerja karyawan (4) Kepuasan kerja berpengaruh positif dan tidak signifikan terhadap kinerja karyawan (5) Lingkungan kerja berpengaruh positif dan signifikan terhadap kepuasan kerja (6) Kepemimpinan islami berpengaruh positif dan signifikan terhadap kepuasan kerja (7) Budaya organisasi islami berpengaruh negatif dan signifikan terhadap kepuasan kerja (8) Kepuasan kerja tidak mampu memediasi pengaruh lingkungan kerja terhadap kinerja karyawan (9) Kepuasan kerja tidak mampu memediasi pengaruh kepemimpinan islami terhadap kinerja karyawan (10) Kepuasan kerja tidak mampu memediasi pengaruh budaya organisasi islami terhadap kinerja karyawan
EFEK OREINTASI KEWIRAUSAHAAN, INOVASI DAN MANAJEMEN PENGETAHUAN TERHADAP KINERJA ORGANISASI PELAKU UMKM DI KABUPATEN SUMENEP
Get PDFIn the midst of increasingly fierce and competitive business competition, organisations need to develop strategies and practices that drive competitive advantage. This study aims to analyse the effect of entrepreneurial orientation, innovation, and knowledge management on organisational performance. Using associative quantitative methods, data was collected through questionnaires distributed to 66 umkm. Data analysis was conducted using multiple linear regression to test the influence of each variable on organisational performance. The analysis results show that the entrepreneurial orientation variable has a t coefficient of 0.307 with a significance value of 0.760. Since this significance value is greater than 5% (sig. > 5%), it can be concluded that entrepreneurial orientation partially has no significant effect on organisational performance. In contrast, the innovation variable shows a t coefficient of 3.868 with a significance value of 0.000, which means that innovation has a significant positive effect on organisational performance (sig. < 5%). This confirms that the organisation's ability to innovate is a key factor in improving efficiency, effectiveness, and competitiveness. In addition, the knowledge management variable has a t coefficient of 3.625 with a significance value of 0.001, indicating a significant positive effect on organisational performance (sig. < 5%). Effective knowledge management supports better decision-making processes and continuous innovation, which in turn improves organisational performance. Thus, the results of this study underscore the importance of innovation and knowledge management as key factors contributing to improved organisational performance, while entrepreneurial orientation showed no significant influence in the context of this study. These findings provide insights for practitioners and academics to focus more efforts on developing innovation and knowledge management in order to achieve optimal organisational performance optima
THE INFLUENCE OF THE TECHNOLOGY ACCEPTANCE MODEL (TAM) THEORY ON SPONTANEOUS PURCHASING DECISIONS ON SHOPEE PAYLATER USERS INUMENEP DISTRICT
No full textThis study aims to investigate the effect of the Theory of Technology Acceptance Model (TAM) on spontaneous purchasing decisions, with a focus on Shopee Paylater users in Sumenep Regency. TAM is used as a theoretical framework to analyse three main variables: Perceived Ease of Use, Perceived Usefulness, and Attitude Toward Using, on users' impulse buying behaviour. The research method used was a survey using a questionnaire distributed to Shopee Paylater users in Sumenep Regency. Data analysis was carried out using multiple linear regression techniques. The results showed that Perceived Ease of Use and Attitude Toward Using had a significant influence on spontaneous purchasing decisions, while Perceived Usefulness had no significant effect. This finding indicates that users are likely to make spontaneous purchases if they feel that the Shopee Paylater service is easy to use and if they have a positive attitude towards using the service.
Thus, the results of this study provide valuable insights for e-commerce companies such as Shopee in designing marketing and product development strategies that can increase user engagement and strengthen spontaneous purchase decisions. This study also provides a theoretical contribution to the understanding of the factors that influence impulse buying behaviour in the context of using e-commerce technology
RISK FACTORS FOR MENTAL DISORDERS IN THE WORKING AREA OF THE LIMBOTO HEALTH CENTER
Get PDFAbstract:
Genes contribute around 37 percent of the risk of developing mental disorders, compared to other factors because individuals who have family members who experience mental disorders have a higher tendency. The cause of the disorder can also be influenced by drug abuse and chronic disease. Drug abuse can have long-term consequences to serious mental disorders such as psychosis. The aim of this research is to identify genetic factors, drug abuse and chronic diseases with the occurrence of mental disorders in the Limboto Community Health Center Work Area. Quantitative research design with a cross sectional study approach, a population of 123 mental disorder patients, a sample size of 55 people using accidental sampling technique in this study. The research results showed that 43 respondents (78.2%) had a genetic history, 6 respondents (10.9%) had drug abuse, 17 respondents (30.9%) had a history of disease and 29 respondents (52%) had neuroses mental disorders. .7%). The results of the simple linear regression test showed that there was an influence of genetic factors (p=0.005), drug abuse (p=0.009) and history of illness (p=0.042) on the occurrence of mental disorders in the Limboto Health Center Working Area. It was concluded that genetic factors, drug abuse and a history of illness influence the occurrence of mental disorders
Keywords : Mental Disorders, Genetics, Chronic Diseases, Drug Abus
Analysis of factors influencing fatigue in minibus drivers at PT Executive Tiomaz Trans Kota Medan
Get PDFFatigue among drivers remains a significant cause of accidents in the transportation sector, often resulting in fatalities. This study aims to analyze the risk factors associated with driver fatigue among mini-bus drivers at PT Executive Tsiomaz Trans in Medan City. Employing a cross-sectional design, the research encompasses the entire population of bus drivers working at PT Executive Tiomaz Trans Kota Medan, with a sample size of 54 mini-bus drivers selected using total sampling techniques. Data analysis involved univariate and bivariate analyses utilizing chi-square and Fisher exact tests. Based on the bivariate analysis, variables found to be correlated include age (p value: 0.016), nutritional status (p value: 0.034), driving duration (p value: 0.01), and sleep quantity (p value: 0.01). Conversely, variables such as physical health condition, tenure, workload, and rest time showed no significant correlation with driver fatigue.
 
The Trend of Delivery Room Utilization and Delivery Profiles in Obstetric Patients at RSU. Premagana 2021-2022.
Get PDFHealthcare facilities providing Obgyn services are hospitals. The delivery room provides healthcare services for Obgyn patients. The location of this research is at Premagana General Hospital in Gianyar Regency. The problem under investigation is related to the trend of delivery room utilization and childbirth profiles of Obgyn patients at Premagana General Hospital in 2021-2022, as there has been no existing data or research conducted on the prevalence of these cases. The aim of this research is to provide solutions and basic data availability to address the issue of the availability of facilities and infrastructure supporting services. The method used involves secondary data from Obgyn patients' medical records in the delivery room, which is then tabulated, summarized, and quantified based on the types of cases. Results: The trend of delivery room utilization and childbirth profiles of Obgyn patients in 2021 showed that Cesarean Section (CS) was 78,5%, CS with the Woman's Operative Method (CS-WOM) was 9,89%, Normal Delivery was 1.1%, Premature Birth, Vacuum Extraction, Curettage (DC), Hysterectomy, Placental Rest, Preeclampsia was 0,04%, while in 2022, it was as follows: Cesarean Section (CS) 82,5%, CS with Woman's Operative Method (CS-WOM) 6,97%, Normal Delivery 10,5%, Vacuum Extraction, Curettage (DC) 0.09%. The majority were CS followed by CS-WOM, Normal Delivery, and the least common procedures were Premature Birth and Vacuum Extraction. The most common operative procedure CS was performed in obstetric and gynecological cases at Premagana General Hospital, covering 78,5% of cases in 2021 and 82,5% in 2022.
 
Pelatihan Guru PAUD Di TK ABA Danunegaran tentang Penguatan Profil Pelajar Pancasila
Get PDFPendidikan Anak Usia Dini (PAUD) memiliki peran penting dalam membentuk karakter dan nilai-nilai moral anak-anak. Kerangka kerja konseptual UNICEF untuk kurikulum PAUD menekankan aspek perencanaan, kurikulum, tenaga kerja, keterlibatan keluarga dan masyarakat, serta mekanisme penjaminan mutu. Artikel ini berfokus pada peran guru dalam kerangka sumberdaya PAUD untuk mendukung keberhasilan Pendidikan Pancasila, khususnya dalam Proyek Penguatan Profil Pelajar Pancasila (P5). P5 bertujuan membentuk karakteristik Pelajar Indonesia yang beriman, mandiri, bergotong-royong, berkebinekaan global, bernalar kritis, dan kreatif. Guru PAUD memiliki tanggung jawab dalam merancang pembelajaran, membuat modul, dan memilih elemen P5 untuk meningkatkan kualitas pendidikan. Proyek Profil Pelajar Pancasila di PAUD memerlukan inovasi melalui media dan teknologi untuk meningkatkan pemahaman nilai-nilai Pancasila. Pembelajaran PAUD yang terstruktur, interaktif, dan multimedia diharapkan dapat membentuk warga negara yang berkualitas dan berkesadaran moral. Diperlukan pelatihan guru untuk mengimplementasikan Kurikulum Merdeka dengan fokus pada Penguatan Profil Pelajar Pancasila. Pelatihan ini menggunakan pendekatan andragogi dan melibatkan mitra PAUD. Hasilnya menunjukkan bahwa proyek P5 PAUD dapat memberikan pengalaman langsung yang sesuai dengan lingkungan sekitar untuk membantu anak-anak memperoleh keterampilan global dan berperilaku sesuai nilai-nilai Pancasila