Jurnal Online Universitas Muhammadiyah Surabaya
Not a member yet
8612 research outputs found
Sort by
Strategi Telemarketing dalam Meningkatkan Keputusan Pembelian Aplikasi Trustmedis
Get PDFTelemarketing is a direct marketing method used by companies to reach customers by telephone. This strategy is considered very efficient because it allows companies to promote their products or services directly to consumers without having to meet the customers in person. PT Inovasi Teknologi Solusindo, known as Trustmedis, is one of the companies engaged in the health technology sector. This company provides software solutions based on Electronic Medical Records (EMR) for health facilities. This study uses a qualitative method with an observational approach. Data collection was carried out directly in the field while the author was undergoing an MBKM Internship at PT. Inovasi Teknologi Solusindo (Trustmedis) from August to December 2024. The results of the study, the telemarketing strategy at PT. Inovasi Teknologi Solusindo (Trustmedis) has been running well because of the benefits felt by customers from telemarketing carried out by Trustmedis, as well as the information provided that can increase customer knowledge about the products offered
INTERSECTION OF SHARIA ECONOMIC LAW IN ASIAN RELIGIOUS COURTS (A Case Study of Indonesia)
Get PDFThis research delves into the competency of religious courts within the framework of Sharia economic law, specifically focusing on a case study of religious courts in Indonesia. These courts hold a crucial role in resolving disputes related to Sharia economics, including matters of marriage, inheritance, and family finance. The competency of these courts, which involves a deep understanding of Sharia economic principles such as inheritance law, transactions (muamalah), and Sharia financial contracts, is vital for dispensing justice in line with Sharia principles. The study scrutinizes the ability of Indonesian religious courts to apply and comprehend Sharia economic law in their legal proceedings. This research offers insights into the nuanced aspects of religious court competency through a qualitative approach, employing methods such as case studies and content analysis. By focusing on qualitative methods, the study provides a rich and in-depth understanding of how religious courts navigate and interpret Sharia economic law within the Indonesian context. This research contributes significantly to the understanding of the importance of religious court competency in supporting Sharia economics in Indonesia and offers valuable insights for policymakers and practitioners.This research delves into the competency of religious courts within the framework of Sharia economic law, specifically focusing on a case study of religious courts in Indonesia. These courts hold a crucial role in resolving disputes related to Sharia economics, including matters of marriage, inheritance, and family finance. The competency of these courts, which involves a deep understanding of Sharia economic principles such as inheritance law, transactions (muamalah), and Sharia financial contracts, is vital for dispensing justice in line with Sharia principles. The study scrutinizes the ability of Indonesian religious courts to apply and comprehend Sharia economic law in their legal proceedings. This research offers insights into the nuanced aspects of religious court competency through a qualitative approach, employing methods such as case studies and content analysis. By focusing on qualitative methods, the study provides a rich and in-depth understanding of how religious courts navigate and interpret Sharia economic law within the Indonesian context. This research contributes significantly to the understanding of the importance of religious court competency in supporting Sharia economics in Indonesia and offers valuable insights for policymakers and practitioners
BAHTSUL MASAIL’S CRITICAL REVIEW OF FAKE ORDER ONLINE ON THE DIGITAL SHOPEE LIVE PLATFORM
Get PDFSelling online through various digital platforms is an alternative business. Many successful people have made huge profits from it. However, fraud, deception, the spread of fake accounts, and counterfeit transactions often occur and harm many people. This research explores the practice of buying and selling with bogus and counterfeit accounts on digital platforms. This research is qualitative research with a case study approach. Bahtsul Masail is the highest forum that discusses actual community problems for which no evidence or legal solution has been found. The answer to this problem was sought and taken from Politikul Mu'tabaroh. This research resulted in the finding that the law of asking buyers for postage in the above cases is not permitted because (1) the postage is not used correctly, instead as an additional income; (2) if the buyer knows this reality, it is inevitable that he will not be willing to pay the postage to the seller. It is not permitted because it is fraud. This study provides clarity on deviant buying and selling practices on digital platforms.Selling online through various digital platforms is an alternative business. Many successful people have made huge profits from it. However, fraud, deception, the spread of fake accounts, and counterfeit transactions often occur and harm many people. This research explores the practice of buying and selling with bogus and counterfeit accounts on digital platforms. This research is qualitative research with a case study approach. Bahtsul Masail is the highest forum that discusses actual community problems for which no evidence or legal solution has been found. The answer to this problem was sought and taken from Politikul Mu'tabaroh. This research resulted in the finding that the law of asking buyers for postage in the above cases is not permitted because (1) the postage is not used correctly, instead as an additional income; (2) if the buyer knows this reality, it is inevitable that he will not be willing to pay the postage to the seller. It is not permitted because it is fraud. This study provides clarity on deviant buying and selling practices on digital platforms
REVIEW OF ISLAMIC ECONOMIC LAW IN THE FINANCING SYSTEM OF MJS PRODUCTS AT KPPS BINA SYARIAH UMMAH SUGIO BRANCH
Get PDFCooperatives are a collection of several members who produce common goals. The sources of cooperative funds are mandatory dues, principal dues, and voluntary dues. This research applies field research. There are 2 data sources, namely primary data sources (the main source and directly obtained from the research site, namely interviews) and secondary data sources (books, journals, legislation, and other literature studies). The data collection methods used are observation, interviews, and documentation. Analysis of data collection in the form of reducing, analyzing, and drawing conclusions. The results of the research on the Practice of Islamic Economic Law Review in the MJS Product Financing System (Multi Jasa Sehatera) at Kpps Bina Syariah Ummah Sugio Branch are The implementation of the ijarah contract on MJS products at Kpps Bina Syariah Ummah Sugio Branch is not by the DSN MUI Fatwa at Number 09/DSN- MUI/IV/2000 because the fatwa explains that the ijarah contract is a contract in the form of a lease between the owner and the tenant and the compensation is in the form of rent from the item (ujrah) not profit sharing. Whereas in the MJS product, there is profit sharing, which is the sharing of profits from the results of its business or from the results of loans that have been given. So MJS products are not by the DSN MUI fatwa. Researchers suggest that MJS products are by the MUI fatwa, so the rent is in the form of goods or services that can be taken advantage of, not in the form of money, and at the end of the rental period there is no such thing as profit sharing but in the form of paying rent from the goods or services being rented.Cooperatives are a collection of several members who produce common goals. The sources of cooperative funds are mandatory dues, principal dues, and voluntary dues. This research applies field research. There are 2 data sources, namely primary data sources (the main source and directly obtained from the research site, namely interviews) and secondary data sources (books, journals, legislation, and other literature studies). The data collection methods used are observation, interviews, and documentation. Analysis of data collection in the form of reducing, analyzing, and drawing conclusions. The results of the research on the Practice of Islamic Economic Law Review in the MJS Product Financing System (Multi Jasa Sehatera) at Kpps Bina Syariah Ummah Sugio Branch are The implementation of the ijarah contract on MJS products at Kpps Bina Syariah Ummah Sugio Branch is not by the DSN MUI Fatwa at Number 09/DSN- MUI/IV/2000 because the fatwa explains that the ijarah contract is a contract in the form of a lease between the owner and the tenant and the compensation is in the form of rent from the item (ujrah) not profit sharing. Whereas in the MJS product, there is profit sharing, which is the sharing of profits from the results of its business or from the results of loans that have been given. So MJS products are not by the DSN MUI fatwa. Researchers suggest that MJS products are by the MUI fatwa, so the rent is in the form of goods or services that can be taken advantage of, not in the form of money, and at the end of the rental period there is no such thing as profit sharing but in the form of paying rent from the goods or services being rented
HAKIKAT MAHA LEMBUT TUHAN DALAM AL-QUR’AN DAN ALKITAB
Get PDFThis article attempts to outline certain concepts from the Qur'an and the Bible that discuss God's tenderness. God's gentleness is not just a concept; he love reflects His infinite compassion, wisdom, and forgiveness. An important aspect in this study, apart from knowing the nature of God's Most Gentle nature from the perspective of the Koran and the Bible, is also to compare them using transcendence and immanence analysis. Through this cross-religious study, researchers will try to assemble a spiritual puzzle that connects Islamic and Christian teachings in understanding the nature of God, the Most Gentle. This research uses a qualitative comparative method. The study displays and explains the verses in which there is an explanation of the gentle nature of God. Then these verses are discussed with the transcendence and immanence of Thomas Aquinas. This research found that in the Qur'an, the transcendence of the Most Gentle God shows that Allah goes beyond the limits of human understanding, while His gentleness is reflected in events such as the translation of the Prophet Yusuf. On the other hand, the Bible highlights Jesus' transcendence through prophecies and God's plans that humans do not fully understand, especially in His coming that does not match worldly expectations. Meanwhile, immanence highlights His tenderness that permeates and is involved in every aspect of life. Even though there are differences, similarities still exist in the image of God who is Most Gentle in giving teachings, providing sustenance, and being involved in human life.Artikel ini mencoba menguraikan konsep-konsep tertentu dari al-Qur'an dan Alkitab yang membahas kelembutan Tuhan. Kelembutan Tuhan tidak hanya sekadar konsep; ia mencerminkan kasih sayang, kebijaksanaan, dan pengampunan-Nya yang tak terbatas. Aspek penting dalam kajian ini, selain untuk mengetahui hakikat sifat Maha Lembut Tuhan perspektif al-Qur’an dan Alkitab juga untuk mengkomparasikannya menggunakan analisis transendensi dan imanensi. Melalui kajian lintas-agama ini, peneliti akan mencoba merangkai puzzle spiritual yang menghubungkan ajaran Islam dan Kristen dalam meresapi hakikat Tuhan yang Maha Lembut. Penelitian ini menggunakan metode Komparatif kualitatif. Kajian menampilkan dan menguraikan ayat-ayat yang didalamnya terdapat penjelasan tentang sifat Maha Lembut Tuhan. Kemudian ayat-tersebut dikupas dengan transendensi dan imanensi Thomas Aquinas. Penelitian ini menemukan bahwa dalam Al-Qur'an, transendensi Tuhan yang Maha Lembut menunjukkan bahwa Allah melebihi batas pemahaman manusia, sementara kelembutan-Nya tercermin dalam peristiwa-peristiwa seperti pembebasan Nabi Yusuf. Di sisi lain, Alkitab menyoroti transendensi Yesus melalui nubuat dan rencana Allah yang tidak sepenuhnya dipahami manusia, khususnya dalam kedatangan-Nya yang tidak sesuai dengan harapan duniawi. Sementara imanensi menyoroti kelembutan-Nya yang meresapi dan terlibat dalam setiap aspek kehidupan. Meskipun ada perbedaan, persamaan tetap terdapat dalam gambaran Tuhan yang Maha Lembut dalam memberikan ajaran, memberi rezeki, dan terlibat dalam kehidupan manusia
Pengaruh Sosial,Gaya Hidup,dan Pengendalian Diri terhadap Perilaku Konsumtif Pembelian melalui Shopee Paylater pada Mahasiswa Febi UIN Raden Mas Said Surakarta
Get PDFKemajuan dari teknologi berdampak pada munculnya paylater yang mampu mempermudah konsumen dalam memenuhi segala kebutuhannya. Dengan hadirnya paylater, mampu mempengaruhi masyarakat terutama generasi milenial menjadi lebih konsumtif. Karena paylater merupakan alat pembayaran elektronik atau nontunai tanpa adanya uang tunai , yang dimana akan membentuk perilaku belanja implusif yaitu seseorang membeli produk tanpa direncanakan. Penelitian ini bertujuan mengetahui pengaruh sosial, gaya hidup, dan pengendalian diri terhadap perilaku konsumtif pembelian melalui shopee paylater pada mahasiswa FEBI UIN Raden Mas Said Surakarta. Penelitian ini menggunakan metode kuantitatif dengan teknik pengumpulan data menggunakan kuisioner. Hasil dari penelitian ini menunjukkan bahwa pengaruh sosial tidak berpengaruh terhadap perilaku konsumtif pembelian melalui shopee paylater pada mahasiswa FEBI UIN Raden Mas Said Surakarta. Namun gaya hidup dan pengendalian diri berpengaruh terhadap perilaku konsumtif pembelian melalui shopee paylater pada mahasiswa FEBI UIN Raden Mas Said Surakarta.
Kata kunci : shopee paylater, perilaku konsumti
Proses Pembukaan Rekening Tabungan Perorangan Akad Mudharabah di BTN Syariah Surapati
Get PDFThis study aims to investigate the procedure for creating a BTN Syariah Surapati mudharabah individual savings account. A savings account known as mudharabah savings is managed according to a mudharabah (profit sharing) agreement. Based on a mudharabah contract, the customer will receive profit sharing on a certain percentage of the agreed profit with this savings account. A descriptive study using a qualitative approach is the research methodology employed. Information gathered from the author's critical thinking and a survey of the material found in journals. This study employs the use of interview data-gathering methodologies, including interviews with BTN Syariah Surapati staff members and mudharabah savings consumers. The findings indicated that consumers are more interested in mudharabah savings products than in wadi'ah savings. Based on the quantity of buyers for each product, this is observed. Then, it was discovered that BTN Syariah Surapati's mudharabah savings plan was suitable and effective.
Tujuan penelitian ini adalah untuk mengetahui proses pembukaan rekening tabungan perorangan akad mudharabah di BTN Syariah Surapati. Tabungan mudharabah merupakan tabungan yang dijalankan berdasarkan akad mudharabah (bagi hasil). Tabungan ini berprinsip pada akad mudharabah di mana nasabah akan mendapatkan keuntungan berupa bagi hasil berdasarkan prosentasi pada keuntungan yang sudah disepakati. Metode penelitian yang digunakan jenis penelitian deskriptif menggunkan pendekatan kualitatif. Informasi yang didapat dari kajian pustaka yang bersumber dari jurnal-jurnal dan pemikiran kritis dari penulis. Penelitian ini menggunakan teknik pengumpulan data wawancara, wawancara dilakukan kepada karyawan dan nasabah tabungan mudharabah di BTN Syariah Surapati. Hasil penelitian menunjukkan bahwa produk tabungan mudharabah lebih diminati oleh masyarakat daripada tabungan wadi’ah. Hal ini dilihat berdasarkan jumlah nasabah dari masing-masing produk. Kemudian diperoleh bahwa mekanisme tabungan mudharabah yang diterapkan oleh BTN Syariah Surapati sudah baik dan sesuai
The Role of Islamic Banking in Improving Financial Literacy in Kindergarten Malaysia
Get PDFThis study aims to examine the role of Islamic banking in enhancing financial literacy among Malaysian preschoolers. The qualitative method was employed, with data collection conducted through direct observations. Findings revealed the significant contribution of Islamic banking to improving financial literacy among young children. Through educational and training programs organized by students in Islamic banking programs, children are introduced to fundamental financial concepts such as savings, expenditure, and investment tailored to their level of comprehension. This research contributes to understanding the importance of early financial education in nurturing financial literacy skills among children
Pengaruh Current Ratio, Return On Asset dan Return on Equity terhadap Harga Saham pada Perusahaan Sektor Logam di Bursa Efek Indonesia Tahun 2020-2022
Get PDFPenelitian ini bertujuan untuk mengetahui pengaruh Current ratio, Return on Asset dan Return on Equity terhadap harga saham pada perusahaan subsektor logam yang terdaftar di Bursa Efek Indonesia. Populasi dalam peneloitian ini adalah semua perusahaan subsektor logam yang sudah terdaftar di BEI. Jumlah sampel ini sebanyak 7 perusahaan dengan mengumpulkan data- data keuangan yang lengkap dari berbagai perusahaan logam tersebut. Pengujian Hipotesis menggunakan analisis Regresi Linear Berganda, dimana data yang diolah dengan menggunakan program SPSS Versi 18. Berdasarkan hasil uji parsial (uji t), ditemukan bahwa variabel current ratio memiliki pengaruh yang signifikan terhadap harga saham. Hal ini terlihat dari hasil uji statistik dengan nilai t hitung (5.385) yang melebihi nilai t tabel (2.10982), dengan tingkat signifikansi sebesar 0.000 yang lebih kecil dari 0.05. Namun, variabel Return on Asset tidak memiliki pengaruh yang signifikan terhadap harga saham, seperti yang ditunjukkan oleh hasil uji statistik dengan nilai t hitung (0.277) yang lebih kecil dari t tabel (2.10982), dan tingkat signifikansi sebesar 0.785 yang lebih besar dari 0.05. Demikian pula, variabel Return on Equity juga tidak memiliki pengaruh yang signifikan terhadap harga saham, yang dapat dilihat dari hasil uji statistik dengan nilai t hitung (0.863) yang lebih kecil dari t tabel (2.10982), dan tingkat signifikansi sebesar 0.400 yang lebih besar dari 0.05.Variabel Current Ratio, Return on Asset dan Return on Equity secara bersama-sama berpengaruh terhadap harga saham. Hal ini ditunjukkan dari hasil uji Fhitung >Ftabel (10.174> 3,20) dengan sig F 0,000<0,05
Refleksi dan Relevansi Pemikiran Ekonomi Islam Menurut Konsep Sejarah
Get PDFSejarah Pemikiran Ekonomi Islam bukan hanya menyediakan gambaran tentang bagaimana ekonomi Islam telah berkembang dari masa ke masa, tetapi juga memberikan wawasan tentang bagaimana prinsip-prinsip Islam dapat diterapkan secara efektif dalam praktik ekonomi modern. Ini membantu untuk memahami bahwa prinsip-prinsip ekonomi Islam tidaklah kaku atau ketinggalan zaman, tetapi dapat diadaptasi dan diterapkan dengan relevan dalam konteks ekonomi global saat ini. Jenis penelitian kualitatif deskriptif yang melibatkan dokumentasi dan interpretasi teks-teks klasik serta literatur terkait yang membahas sejaran pemikiran dan inteltual, serta refleksi dan relevansi pemikiran ekonomi Islam menurut konsep sejarah. Sumber data dalam penelitian ini adalah literature review menggunakan pendekatan hermeneutic. Hasil penelitian ini menunjukkan bahwa pemikiran ekonomi Islam telah mengalami evolusi yang panjang dan kompleks sepanjang sejarah, dari masa awal Islam hingga saat ini. Sejarah pemikiran ini mencerminkan adaptasi terhadap perubahan zaman serta relevansinya dalam menanggapi tantangan ekonomi kontemporer, seperti praktik perbankan syariah, zakat, wakaf, dan keadilan sosial. Implementasi praktik-praktik ini dapat membantu mengurangi kesenjangan ekonomi, mempromosikan inklusivitas keuangan, dan memberikan bantuan kepada yang membutuhkan