Jurnal Ilmiah Peuradeun (JIP)
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Multi Contract as A Legal Justification of Islamic Economic Law for Gold Mortgage Agreement in Islamic Bank
In recent years, the gold mortgage agreement has become one of the excellent products in Islamic banks. Practically, the gold mortgage agreement to the customer uses the principle of qard with the guarantee of gold in question through the pledge agreement (al-rahn). Gold as a property shall be the object of debt security placed in the control and maintenance of the Islamic bank with certain fee (al-ijarah). The selected object is focused on the multi-contract of gold mortgage agreement at PT. Bank Syariah Mandiri Tbk. This research uses the combination between bibliographical and empirical methods which is supported by primary and secondary data from relevant literature and interview with the informan, and also analysis of the data uses deductive-inductive approach. The result of this study indicates that gold mortgage agreement at PT. Bank Mandiri Syariah used sharia multi-contract or mutanaqishah contract, in which there were combining gratuitous contract (al-tabarru’) and compensational contract (al-tijarah). In the classical Islamic economic law perspective, it looks like a legal justiciation (hilah syar’iyyah) which prohibited taking the excessive benefits from the provision of additional debt (al-ziyadah) and other benefits to cover usury in the practice of ujrah for custodial services, but some opinion of legal jurits allowed it based on the reason that it is included in hilah syar’iyyah mahmudah and also relevant to the principle of adillah al-syar’iyyah and Fatwa DSN-MUI Number: 25/DSN-MUI/III/2002 on Rahn, Article 1320 Civil Code, and the Islamic Banking Law Number 21 of 2008
Professional Values Influence on the Teachers’ Quality of Islamic Secondary School
The quantitative study was designed to acquire in-depth knowledge related to the influence of the teachers’ professional values on teachers’ quality. The study was implemented based on three dimensions of professional value namely ‘Riadhah Ruhiyyah’ (Al-Ghazali, n.d). Hence, this study aims to identify influence of professional values on teachers’ quality. The specific objective of the study aims to examine the level of teachers’ professional values, the level of teachers’ quality and the influence of professional values on the quality of Islamic secondary school teachers. The researcher adopted the quantitative study method by using questionnaires on 360 teachers from the three categories of Kelantan Islamic Foundation (YIK) Islamic Secondary Schools as respondents of the study. Data collected by the researcher is analyzed using the Statistical Package for the Social Sciences (SPSS) version 2.0. The findings show that teachers’ professional values and teachers’ quality is in high level. The result of the regression analysis of this study indicates that professional values do influence the quality of teachers at the Islamic Secondary Schools of the Kelantan Islamic Foundation. In conclusion, this study has shown the level of professional values do influence teacher quality enhancement. Thus, action towards professional values strengthening and quality improvement among teachers should be taken seriously by all levels of the administration of education
The Implementation of Integrity Learning Through Entrepreneurship Activities and Anti-Corruption Behavior
This research aims to develop the values of integrity through Entrepreneurship in fostering independent spirit and anti-corruption behavior in students of Serambi Mekkah University students Banda Aceh. The design of this study was carried out in two stages. In the first stage a survey was conducted on the methods and approaches used as input in developing Integrity learning methods by using Entrepreneurship approach involving students and lecturers. In the second stage, a trial was conducted on the development of Entrepreneurship learning in the field by involving students and lecturers. The research method used in this study was the approach (mix method). The population of this study was all students of Serambi Mekkah University consisting of 8 Faculties, approximately (2000 students), the author took 10% of the population to be sampled from 8 Faculties, consisting of 200 students. The results of the study found that not all study programs at Serambi Mekkah University applied Integrity and Entrepreneurship courses, integrity and entrepreneurship subject lecturers did not fit the background of their respective expertise
The Practice of Noble Values among Primary School Students in Malaysia
Social problems among students have become very serious in recent years. Therefore, the issues that need to be addressed are the practices that exist among them. This study will share a research finding that identifies the level of practice of applying noble values among primary school children. This study used qualitative research designs through interviews and observations and quantitative survey studies where data were collected through questionnaires involving 321 primary school children from four primary schools in the North Zone of Peninsular Malaysia. Overall, the findings show that the practice of noble values is admirable. This study found that there was a significant difference in values of noble practices in terms of school types. In addition, the findings also found that values of respect are the most dominant values practiced by primary school students followed by other values
An Analysis of Teachers’ Perceptions toward the Role of ICT Based Media in Teaching and Learning Process among Primary Schools’ Teachers
Development in technology assists teachers and educators to reach goals in teaching and learning easily. Along with advancement of technology in teaching, teachers were expected to utilize this technology such as ICT-based media to improve quality of their teaching. This paper was a survey research which tried to investigate attitudes and perceptions of 73 elementary school teachers toward the use of ICT-based media especially video in teaching learning process. Both quantitative and qualitative data were used to display teachers’ perception. The result of this study shows that almost all teachers considered that using media is very important in teaching. The data from questionnaires shows that most teachers (95,1%) agreed that ICT-based media made teaching and learning process more enjoyable and effective. They also believed that the role of media together with teacher is essential in teaching since the collaboration between teachers and media allow students to understand and memorize materials given easily. However, besides teachers responded positively toward ICT-based media, they also encountered some barriers in applying this technology in teaching, such as : teachers lacked the skills or basic concepts about ICT, (felt were old enough) to use ICT based-media in the future, lacked of eyes vision, inconvenience feeling of using ICT in the classroom, and lacked of ICT facilities at school. This indicates that professional development program is essential for teachers to promote the use of technology in daily teaching practices
The Profile of Student Analytical Skills through Hypothetical Learning Trajectory on Colligative Properties Lesson
Students often have difficulty in understanding chemistry lessons, especially Colligative Properties. Teachers should have systematic learning plans so that students understand the content of learning well. Hypothetical Learning Trajectory (HLT) is effective to be used in the learning process because it becomes an idea in designing detailed learning paths. Besides that, learning outcomes can be achieved well and optimally. This study uses qualitative and quantitative approaches. Data processing is carried out based on four assessment criteria. First, student responses that appear based on response predictions, second, student ability test scores, third, analysis of learning activities, and finally science process skills (SPS). The results showed that the didactic presented by the teacher as a student learning path was good enough. Only 12% of student responses are beyond predictions. Furthermore, student SPS through the use of HLT shows that classification and communication skills have a high value, respectively 82% and 81%. Meanwhile, based on Piaget\u27s approach, students\u27 conceptual abilities are better (56%), compared to other abilities. Therefore, the application of HLT to the material of colligative properties towards students is very good
The Menace of Moral Degenerations in Nigeria’s Tertiary Institutions: Islamic Universities to the Rescue
It is not an overstatement to say that things continue to degenerate everyday in all aspects of human life, especially the social aspect. This social life of man is full of transgression and corruption which have led to moral degeneration in the society. These societal evils have extended their tentacles to educational life of man, the Tertiary Institutions in Nigeria especially the Universities, which are to provide the needed man power, acquisition of skills and refinement of moral for the future leaders of the country, have become the breeding grounds for ignoramus, hoodlums, cheaters, rapists, prostitutes, etc. The study adopted historical, descriptive and phenomenological methods in carrying out the research. The paper revealed some notable immoralities which are the order of the day in the Nigerian Tertiary Institutions and are posing threats to educational developments in the nation. The paper concluded that religious universities are alternatives in controlling the rate at which the immoralities are growing. Thus, it recommended that Islamic Universities should be given licenses as the lasting solution to the menace through their series of programmer which are in consonance with the tenets of Islam
Discursive Strategies of Verbal Violence in the Users Comments on Facebook News Updates
This article explores how verbal violence on Facebook was performed by the users. It investigates the discursive strategy exploited by them. The data of verbal violence were taken from user comments to news update posted on Indonesian news portal fans pages under the topic of Paris tragedy. The comments were taken from four different Indonesian news fans pages, namely Detik.com, Kompas.com, Liputan6.com and Tribunnews.com. The collected data were analyzed qualitatively. Applying Discourse Historical Approach (DHA) proposed by Wodak, the result shows that the users exploits three strategies to perform verbal violence namely referential strategy, predicative strategy and argumentation strategy. Employing referential strategy, verbal violence is realized in the form of noun and noun phrase, which functions as subject, object and modifier of noun phrase. Employing predicative strategy, verbal violence is realized in the form of word, phrase and clause, which function as attribute or predicate. Employing argumentation strategy, verbal violence is realized in the form of sentence and discourse
A The Strategies of Sellers in Mobility Market Viewed from Socio-economic Perspective
This research focuses on the strategies of sellers in mobility market viewed from socio-economic perspective. The economic action done by sellers in the market is not only done in one market but also by mobility from one market to another market in Kamang Baru Subdistrict. The action done by sellers in economic activities has happened since 1950s until now and then. So, this phenomenon is very interesting to be researched based on socio- economic perspective to analyze about the strategies of mobility market sellers. The main goal analyzed was the strategies of mobility market sellers when doing economic action in trading activity. Qualitative approach through descriptive method was chosen to analyze the phenomenon. The informants in this research was taken by purposive sampling and the data collecting technique was done by using observation non participant, document, and depth interview. The research result showed that the strategies of sellers in mobility market viewed from socio-economic perspective are the sellers’ rational strategy; the dig holes then close the holes strategy, the sellers’ social capital usage strategy, and the panggaleh or selling culture strategy
The Role of Muhammadiyah Institution Towards Muslim Minority in West Papua
Muhammadiyah is known as Islamic organization pioneering modern educational and social movement. Recently, Muhammadiyah education has experienced rapid development, yet there are still many problems and challenges to overcome in order to continue competing and giving the best for the society. The aim of this research was to figure out the role of Muhammadiyah in conducting dakwah bil hal movement in education and social environment in Sorong City, Papua. By using qualitative method and in-depth interview and also field research, this study found out that bil hal Muhammadiyah Movement in Sorong City, Papua has given significant impact on the society, especially in education from Kindergarten to University level. Meanwhile, in the social field, Muhammadiyah in Sorong City had built orphanage for boys and girls. However, in terms of management of organizational governance, Muhammadiyah needs to strengthen the solidity between regional leaders, optimization of autonomous assemblies and organizations as a power base to support maximization of dakwah bil hal Muhammadiyah movement in the future, especially in education and society