Portal Jurnal STIE Widya Gama Lumajang (Sekolah Tinggi Ilmu Ekonomi)
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Waste and Accurate Management of Raw Material Inventory in Wood Companies
Get PDFData obtained from the statistical office shows that Lumajang Regency, in general, is one of the largest albasia wood producers in East Java Province. Albasia wood is basically easily cultivated and minimal maintenance and is able to grow well even though the land is categorized as infertile. This is what makes people more interested in growing Albasia wood. The research objective is to analyze the optimal albasia wood raw material volume needed, to analyze the total cost of supplies, to analyze when a reorder point for albasia wood raw material is carried out, to analyze the amount of albasia wood safety stock that must be provided. Direct observation and observation activities in the field as well as taking documentation, interviews and discussions with CV. JAZINDO employees. Data Analysis Data analysis was done in a descriptive qualitative manner by recording to describe the state of the object under study based on facts and conditions that occurred in the field. Based on the results of data collection, calculation and analysis of data in 200 cm albasia wood are 945 m3, and for 260 cm albasia wood is 72 m3. Purchase of raw materials needs to be done after the inventory reaches the ROP limit. Safety stock calculation, obtained safety supplies for each type of albasia wood, namely 1543 m3 for albasia 100 cm wood, 548 m3 for albasia 130 cm wood, 848 m3 for albasia wood 200 cm, and 56 m3 for albasia wood 260 cm. With the EOQ method, it is recommended to order wood at calculated intervals. 
Effectiveness of Receivables Management in Increasing Sales Profit on Credit
Get PDFThis study aims to find out how the results of the analysis of the effectiveness of accounts receivable management in increasing profits through the implementation of policies on the sale of bags on credit at the Vion City Store Probolinggo, productive/profitable or ineffective/unprofitable. This type of research is descriptive research with quantitative methods—primary data sources in the form of interviews and secondary data that is financial statements. Data collection techniques used are observation and data documentation in Vion City Store Probolinggo. The percentage of profit from 2019 until 2019 always decreases to 27.79% in 2019 this is because the average receivables from 2019 to 2019 always increase. Hence, it affects the operating costs (investment), which has grown from the year 2019 until 2019
IMPRESSION OF LIQUIDITY, LEVERAGE, AND INDEPENDENT COMMISSIONERS ON THE VALUE OF NATIONAL PRIVATE BANK GENERAL COMPANIES
Get PDFManagement hopes to make a profit with the intention of adding value to the company. Through the provision of sufficient bank funds to meet liquidity and lending to increase profitability and increasing company value. Company value is built by managing good company assets so that profits are obtained. This information gives a signal to the stock market and is responded by the market at stock prices. This study aims to determine the influence of liquidity, leverage, and independent commissioners on firm value. The study population is national private commercial banks listed on the Indonesia Stock Exchange in the 2014-2018 period. Samples were taken based on purpose sampling so that 17 samples were obtained. The study uses a linear regression approach with liquidity variables measured by Loan to Deposit Ratio, Leverage is measured by Debt to Equity Ratio, independent commissioners are measured by the number of independent commissioners, and company value is measured by Tobin's Q. The results that liquidity has a significant negative influence on the value of the company, leverage has no influence on the value of the company, and Independent Commissioners have a significant positive influence on the value of the company
Musharaka: Alternative Financing Solution in The Pandemic of Covid 19
Get PDFThis research is a qualitative research which aims to examine musharaka as an alternative financing solution during the Covid 19 pandemic and focus on the calculation of profit sharing and its suitability according to Fatwa DSN No. 08 / DSN-MUI / IV / 2000. Primary data in this study are the results of interviews and secondary data are in the form of profit sharing reports of BPRS Rinjani secondary data is in the form of BPRS Rinjani profit sharing reports. The profit calculation sharing of the financing on the musharaka contract at BPRS Bumi Rinjani Probolinggo is in accordance with the Fatwa of the National Syari'ah Council of the Indonesian Ulama Council, Number: 08 / DSN-MUI / IV / 2000. The calculation of profit sharing based on profits and no amount is determined in advance. With the uncertainty of the income of bank partners (customers) during the current pandemic, the concept of musharaka financing can be used as an alternative solution in financing for both banks and partners
BANK FUNDS MANAGEMENT AND ITS EFFECTS ON NET INTEREST MARGIN
Get PDFThe purpose of this study is to study the effect of bank fund management on Net Interest Margin. Bank fund management in this study uses the Interest Expense Ratio, the Interest Rate Risk Ratio and the Loan to Deposit Ratio. The study was conducted at BPR in Indonesia. The sample taken was 65 banks using quarterly financial statements for 4 quarterly periods for each bank. With a purposive sampling technique, a sample of 260 BPR financial reports was obtained. The method used is multiple linear regression analysis. The results of the study stated that the Interest Cost Ratio, Interest Risk Ratio and Loan to Deposit Ratio have a significant effect both partially and simultaneously on the Net Interest Margin with a positive relationship direction. Overall, 15.7% of the net interest margin at BPR in Indonesia can be discussed by the Interest Cost Ratio, Interest Rate Risk Ratio and Loan to Deposit Ratio. While the remaining 84.3% of the net interest margin is determined by other variables. Future studies are expected to examine other variables that use bank profits
IMPRESSION OF NON-PERFORMING LOAN, LOAN TO DEPOSIT RATIO, AND NET INTEREST MARGIN AGAINST PROFITABILITY
Get PDFThis study aims to determine the effect of Net Performing Loans, Loan to Deposit Ratio, and Net Interest Margin on profitability. Profitability is proxied by Return On Assets (ROA). Whereas the factor for the existence of Net Performing Loans (NPL) is proxied by non-performing loans, the Loan to Deposit Ratio (LDR) factor is proxied by third-party fund distribution, and the Net Interest Margin (NIM) factor is net interest income proxied. The population in this study amounted to 25 Rural Banks (BPR) in the Jember Regency, and for the study, the sample was 19 People's Credit Banks (BPR) in the Jember Regency, which were selected using the purposive sampling method for the 2017-2018 period. Data were analyzed using multiple linear regression. Based on the test results, it was concluded that the components of the Net Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) affect the profitability using the Return on Assets (ROA) ratio. This proves that Non-Performing Loans (NPLs), Loans to Deposit Ratio (LDR), and Net Interest Margin (NIM) can be used to measure how much income the Bank earns
Determinants of Dividend Policy
Get PDFThis study aims to analyze the influence of Free Cash Flow, Profitability, Liquidity and Leverage on Dividend Policy. This research was conducted at manufacturing companies listed on the Indonesian Stock Exchange in the Consumer Goods Industry sector in the 2015-2018 period. The data analysis technique used multiple linear regression analysis. This study used purposive sampling technique to obtain samples according to the specified criteria. The number of companies based on the criteria in the study were 13 companies. The results of this research are free cash flow, liquidity, and leverage have no significant effect on dividend policy, while profitability has a significant positive effect on dividend policy
Management Knowledge and Standard Operating Systems in Formulating Company Development Strategies
Get PDFThis study aims to determine the importance of management science and company operational standardization that is applied, to know a good and correct company development strategy in accordance with operational standards of company development strategy at UD. AQMARINA. This type of research is descriptive research with a qualitative approach where the data obtained from a UD. AQMARINA in the form of observation, interviews and literature study. The data used is primary data, where the data is processed from interview data of company owners and publications. The results of this study state that the importance of management knowledge and company operational standards for strategy development is very necessary, this is because the process of organizing something is done by a group of people ororganizationto achieve these goals by working together to utilize the available resources by developing strategies. The standardization of company operations that is applied to this company is very standard, therefore it is necessary to have guidelines on the company's operational system so that it can run the company optimally. A good and correct company development strategy according to operational standards, this is done to get quality human resources with skills, work abilities, and job loyalty to a company or organization. The company's development strategy is not only skill development but also products produced in the form of product variants which are of course creative and innovative
Marketing Extension Of Marketing Area (Distribution Channel) In Ketumbar Crackers (Kriuk Baren) Business In Curah Lele Village, Balung District, Jember District
Get PDFDistribution channels have an important role in the distribution of a product from producers to the end consumers in order to meet the wants and needs of consumers. This is one of the obstacles for UMKM in expanding distribution channels. Coriander Crackers (Baren’s Kriuk) is a small and medium business that was established around the end of 2018 which is located in the village of Curah Lele Balung District Jember Regency. The problem faced by the home industry of coriander crackers barri 's kriuk is in the field of marketing especially the marketing area (distribution channel) which is less expanded, especially in the jember city area. Community service activities are expected to produce targets in accordance with partner expectations, namely: (1) Broader marketing area (distribution channels) so that products are better known to the wider community; (2) Better packaging innovation
THE QUALITY OF TOURISM SERVICES IN BUILDING TOURISM LOYALTY
Get PDFSitubondo Regency has a very famous beach as one of the favorite tourism destinations in East Java Province namely Pasir Putih Beach. The objective of this study was to examine the partial and simultaneous effect of the quality of tourism services, consisting of 3 components, i.e., attraction, accessibility, and amenities, on tourist loyalty. Here, explanatory study examined the causal relationship between one variable with another variable by hypothesis test. Population is the tourists who had visited Pasir Putih Beach in Situbondo and sample is 80 respondents taken by purposive sampling technique. Multiple linear regression used to analyze research data. The results of the study showed, the quality of tourism services a partial and simultaneous effect on tourist loyalty