E-Journal Universitas Islam Darul Ulum Lamongan
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Penerapan Triple Exponential Smoothing Model Multiplicative dan Additive untuk Memprediksi Harga Saham BRIS.JK
When investing in stocks, investors must consider not only potential returns but also the risk of loss. Like conventional stocks, sharia-compliant stocks fluctuate in value, requiring careful analysis to predict future prices. This study aims to forecast the price of sharia-compliant BRIS.JK stocks using both the multiplicative and additive triple exponential smoothing models. These methods were chosen because BRIS.JK stock data exhibits random fluctuations. The analysis uses 270 daily closing prices of BRIS.JK shares from the past five business days. The results indicate that both models predict a continuous rise in stock prices over the next 54 days (June to August 2025). The MAPE values for both models are below 10%, demonstrating excellent predictive accuracy. This insight can assist investors in deciding whether to increase their holdings of BRIS.JK shares or purchase them to maximize future profits
OPTIMALISASI SISTEM PEMERINTAHAN BERBASIS ELEKTRONIK (SPBE) DALAM PELAYANAN PUBLIK DI PEMERINTAH DAERAH KABUPATEN BUTON SELATAN
This study aims to analyse efforts to optimise the Electronic-Based Government System (SPBE) in improving the quality of public services in the Regional Government of South Buton Regency. Along with the demands for effectiveness, efficiency, and transparency in governance, the implementation of SPBE is the main strategy to accelerate the transformation of public services. The research method used is a qualitative approach with data collection techniques through in-depth interviews, observation, and documentation studies. The results showed that the implementation of SPBE in South Buton Regency has had a positive impact on service acceleration, easy access to information, and increased community participation. However, there are still challenges related to technological infrastructure, digital literacy of the apparatus, and data integration between regional apparatus. This research recommends strengthening human resource capacity, improving information technology infrastructure, and formulating policies that support the sustainability of SPBE to achieve more optimal and competitive public services
ANALYSIS OF CONSUMPTION PATTERNS OF MILLENNIAL MUSLIM ENTREPRENEURS USING E-WALLETS IN THE DIGITAL ERA
This study aims to explore the impact of E-wallet technology on the consumption patterns of millennial Muslim entrepreneurs in Bone Regency after using E-wallets in the digital era. The research method employed is field research using a qualitative approach, with observation and interviews as data collection techniques. The study identifies consumption patterns concerning primary, secondary, and tertiary needs among millennial Muslim entrepreneurs. The findings indicate that millennial Muslim entrepreneurs in Bone Regency exhibit adaptive consumption patterns in response to E-wallet adoption, prioritizing essential needs over desires, which aligns with Islamic consumption principles. This digital transformation significantly affects their habits, making E-wallets the primary payment method and changing how they meet primary needs such as food and clothing, as well as secondary needs like transportation and business capital. E-wallets also influence their spending patterns, increasing out-of-home activities and contributing to tertiary needs such as vacations and shopping through promotions and cashback. The research shows that E-wallet adoption not only creates a more efficient consumption pattern but also positively impacts business growth, fosters a technology-responsive environment, and encourages changes in consumption behavior that align with contemporary developments while upholding Islamic values
THE EFFECT OF PROFIT SHARING FINANCING, BOPO, NPF AND FDR ON THE PROFITABILITY OF SHARIA PEOPLE'S FINANCING BANKS IN CENTRAL JAVA PROVINCE IN 2021-2023
Abstract
This research is a quantitative study on Sharia People's Financing Banks in Central Java Province which are registered with the OJK (Financial Services Authority). This study aims to examine the effect of profit sharing financing, BOPO, NPF and FDR on profitability proxied through ROA (Return On Asset). The type of data used is secondary data in the form of quarterly financial reports obtained from the OJK official website. The sampling method used is non probability sampling with purposive sampling technique. The analysis method used is descriptive statistical analysis, determination of the estimation model, panel data linear regression, classical assumption test and hypothesis testing using Eviews 12 software. The results showed that profit sharing financing and NPF partially had a positive and insignificant effect on ROA, BOPO partially had a negative and significant effect on ROA, and FDR partially had a negative but insignificant effect on ROA. Profit sharing financing, BOPO, NPF and FDR simultaneously affect ROA. The four variables have the ability to affect ROA by 35.41%, while the remaining 64.59% is influenced by other variables not included in the research model
Respon Pakcoy (Brassica rapa L.) Terhadap Pupuk Organik Cair Limbah Tahu dan Kompos Biochar
This study aims to determine the effect of interaction between liquid organic fertilizer from waste and biochar compost on the growth and yield of pak choi plants. This study used a Factorial Completely Randomized Design consisting of two factors. The first factor is tofu waste POC (T) while the second factor is biochar compost (K). The first factor consists of 3 levels, namely T1 = 0 ml/L of water, T2 = 100 ml/L of water, and T3 = 300 ml/L of water. The second factor consists of 3 levels, namely K1 = soil, K2 = 10% biochar compost and K3 = 30% biochar compost, so that there are 9 combinations then repeated 3 times so that there are 27 experimental units. The observed parameters include plant height, number of leaves, fresh plant weight, fresh root weight, dry plant weight, dry root weight, root length, root volume. Based on the results of the study, it showed that there was no interaction between the treatment factors of tofu waste POC and biochar compost in all parameters. In the single treatment, tofu waste POC had a significant effect on the parameters of the number of leaves, fresh weight of the crown, dry weight of the crown and dry weight of the roots. The single treatment of biochar compost had a significant effect on the parameter of the number of leaves
Collaborative Goverment Sebagai Bentuk Pencegahan Terjadinya Patologi Birokrasi Dalam Penyelengaraan Pelayanan Publik
Quality public service is a service provided in accordance with the expectations and needs of the community as service users. One of the main roles in the implementation of public services is the bureaucracy, where the bureaucracy is also a way for the government to implement policies that are generally related to the function of public services. In the implementation of public services, there are bureaucratic pathologies that can reduce the quality of public services and harm the community. This study aims to examine the concept of collaborative governance as one way to prevent bureaucratic pathologies in the implementation of public services. The methodology of this research uses a literature review method. Collaborative governance is a concept of a collaborative pattern that involves various parties outside the government to work together in creating effective decision-making and achieving a common goal. The collaborative model can reduce bureaucratic inefficiency and the involvement of other parties from the private sector is an important element in the provision of public service facilities. The benefits of collaborative governance in improving public services are reflected in three main aspects: transparency, innovation and efficiency. Collaborative governance plays a crucial role in public service reform through multi-stakeholder integration (government, private sector, and civil society) to create innovation, transparency, and inclusivity
تعلّيم الإنشاء في قسم اللغة العربية بالجامعة التهذيب الإسلامية جومبانج
This study aims to analyze the problems in teaching insya’ (composition) to students of Arabic Language Education. It was found that the effectiveness of teaching remains low due to challenges related to lecturers, students, materials, methods, and evaluation, which focus solely on grammar. This research employs a qualitative approach with an evaluative type, utilizing interviews, observations, and documentation. The results show weaknesses in planning, material selection, and a lack of attention to content, as well as variations in students’ competencies and interests. The researcher proposes solutions such as gradual instruction, comprehensive evaluation, and the development of other language skills. Students’ learning outcomes are influenced by their language proficiency and learning practices
Implementasi Program Tahfidz Al-Qur’an dalam Menumbuhkan Karakter Religius Siswa di SMP Nahdlatul Ulama’ Karanggeneng
Memorizing the Qur'an is a great act of worship before the creator, namely Allah SWT. In addition, memorizing the Qur'an is not only called memorizing the Qur'an, but can also be used to grow and develop the religious character of every human being. So in this case, the tahfidz al-Qur'an program has a very significant impact on the formation of student character. The objectives of this study are: (1) to determine the implementation of the tahfidz al-Qur'an program at SMP Nahdlatul Ulama'Karanggeneng (2) to explore the Tahfidz Al-Qur'an program in growing the religious character of students at SMP Nahdlatul Ulama' Karanggeneng. This research uses a descriptive qualitative research method by conducting in-depth interviews with several teachers and students of the Al-Qur'an memorization program (tahfidz), as well as participatory observation at the SMP NU Karanggeneng school. Data analysis is carried out through data collection, data reduction, data presentation, and drawing conclusions. Based on the research results, it is found that the implementation of the Al-Qur'an memorization program in fostering the students' religious character at SMP Nahdlatul Ulama Karanggeneng involves several methods, namely the juz’i method, the tasmi’ or test method, the muroqobah method, and the muraja’ah or takrir method. Furthermore, this tahfidz program has a positive impact on the students' religious character, particularly in their worship practices and daily behavio
Pengembangan Media Pembelajaran Audio-Visual pada Mata Pelajaran Ilmu Pengetahuan Alam Sosial Kelas IV MI Bahrul Ulum Kemlagilor
The main problem of this research is that the learning process in various subjects is still dominated by teachers using conventional learning models and only using printed teaching materials, while existing facilities in schools, such as digital television, have not been maximized for the teaching and learning process. The purpose of this study is to determine the development and effectiveness of Audio-Visual Learning Media for Social Sciences in Grade IV of MI Bahrul Ulum Kemlagilor. The Research and Development method used in this study is the Analysis, Design, Development, Implementation, and Evaluation (ADDIE) model. The validators in this study were 3 people (material experts, media experts and educators) and 3 class teachers. The limited trial subjects in this study were 10 fourth grade students. The data collection technique used was an assessment instrument sheet. The results of the pre-test and post-test were calculated using the Wilcoxon test. The results of the expert assessment obtained a score of 95.00% from material experts, 96.00% from media experts, and 86.09% from educators. while from the teacher trial obtained 89.36%, 80.85%, and also 74.46%.. based on the effectiveness results Here there are "10" positive data (N) which means that the 10 students experienced an increase from the Pre-Test score to the Post-Test score. The Mean Ranks or average increase is "5.50", while the number of positive rankings or Sum of Ranks is "55.00". so it can be concluded that the use of audio-visual media is effective in stimulating understanding of science material and improving the learning of fourth grade students at Mi Bahrul Ulum Kemlagilor
ANALISIS NILAI PENDIDIKAN KARAKTER DALAM NOVEL SI PUTIH KARYA TERE LIYE KAJIAN SEMIOTIKA
Novel memiliki nilai-nilai yang patut ditiru dalam kehidupan sehari-hari. Biasanya novelis menyisipkan pesan ke dalamnya. Pesan tersebut disampaikan secara tidak disampaikan secara eksplisit namun, pembaca harus membaca dan memahami isi dari novel tersebut terlebih dahulu agar dapat menemukan nilai-nilai didalamnya. Penelitian ini bertujuan untuk mengetahui dan menganalisis nilai religius, nilai moral, nilai pendidikan, nilai estetika dan nilai budaya dalam novel Si Putih karya Tere Liye dari tinjauan semiotika. Penelitian ini menggunakan jenis penelitian kualitatif deskriptif menggunakan teknik semiotika. Teknik pemerolehan data penelitian ini menggunakan studi Pustaka dan teknik catat. Hasil penelitian menunjukkan bahwa Nilai religius dalam novel Si Putih karya Tere Liye dari tinjauan semiotika dapat dilihat melalui aspek simbol kepercayaan pada takdir, ketulusan dan penerimaan terhadap takdir, kepercayaan pada kekuatan yang lebih besar dan simbol pengorbanan. Nilai moral dalam novel Si Putih karya Tere Liye dari tinjauan semiotika dapat dilihat melalui aspek pengorbanan, keberanian, mengakui kesalahan, kepedulian terhadap lingkungan dan ketulusan dalam perpisahan. Nilai pendidikan sosial dalam novel Si Putih karya Tere Liye dari tinjauan semiotika dapat dilihat melalui aspek empati dan kepedulian sosial, kesetiaan dan balas budi, saling menghargai dan memperkuat hubungan, sopan santun, disiplin dan rasa ingin tahu, tolong-menolong dan menghargai bantuan. Nilai estetika dalam novel Si Putih karya Tere Liye dari tinjauan semiotika dapat dilihat melalui aspek visual alam, simbolisme alam, atmosfer yang memunculkan ketenangan dan kedamaian, penciptaan ruang serta keindahan alam. Nilai budaya dalam novel Si Putih karya Tere Liye dari tinjauan semiotika dapat dilihat melalui aspek budaya keramahan dan saling membantu, tradisi menghormati tamu, integrasi teknologi, tradisi dalam penyelesaian konfli