E-Journal Universitas Islam Darul Ulum Lamongan
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THE VALUE OF CORPORATE SOCIAL RESPONSIBILITY SHARIAH BANKING PROGRAMME IN THE CONTEXT OF ISLAMIC ECONOMIC PHILOSOPHY
Full text linkAbstractThe implementation of the value of benefit in Corporate Social Responsibility (CSR) by BSI, by looking at it through the lens of Islamic economic philosophy. The concept of benefit value was raised as the basis for BSI in designing their CSR policies and practices. In the context of Islamic economic philosophy, this study examines how the values of benefit, embodied in maqashid al-Shariah, are reflected in the CSR practices of Islamic banking. This study uses descriptive analysis methods and literature to evaluate BSI practices and identify the extent to which the implementation of benefit values is reflected in the policies and activities of CSR practices. The results in this study are: a) Welfare is an important part of CSR in Indonesian sharia banking, which includes criteria for sharia compliance, justice, and public welfare. b) Indonesian Islamic banks have a social responsibility to achieve public welfare, which is in line with the principles of Islamic economics. c) The implementation of CSR in BSI also involves the perspective of Shariah Enterprise Theory, which emphasizes the importance of benefit in business decision making. d) BSI's CSR encourages the domestic economy through the development of MSME Centers in various regions in Indonesia, Aceh, Yogyakarta, and Surabaya as a means to achieve the goals of community benefit and not just an effort to obtain profits. The research findings indicate that BSI, in an effort to integrate the principles of Islamic economics, allocates their resources to support the welfare of society and carry out their social responsibilities taking into account the moral and ethical aspects of business.
 
THE INFLUENCE OF FEAR OF MISSING OUT, SOCIAL MEDIA INFLUENCERS AND HEDONIST LIFESTYLES ON THE CONSUMPTIVE BEHAVIOR OF GENERATION Z MUSLIMS IN KUDUS
Full text linkPenelitian ini bertujuan untuk mengetahui bagaimana pengaruh sikap fear of missing out, influencer media sosial dan gaya hidup hedonisme terhadap perilaku konsumtif generasi z muslim di kudus. Pendekatan pada penelitian ini berupa penelitian kuantitatif dengan jenis penelitian lapangan. Populasi pada penelitian ini berasal dari generasi z muslim di Kudus. Untuk pengambilan sampelnya dilakukan secara non probability sampling dengan metode purposive sampling yang sampelnya diperoleh sebanyak 96 responden. Teknik analisis yang digunakan pada penelitian ini yaitu berupa teknik analisis regresi linier berganda dengan bantuan SPSS. Berdasarkan penelitian yang telah dilakukan diperoleh hasil masing-masing variabel yaitu Fear of Missing Out tidak berpengaruh terhadap perilaku konsumtif, Influencer media sosial tidak berpengaruh terhadap perilaku konsumtif dan gaya hidup hedonisme berpengaruh terhadap perilaku konsumtif. Untuk peneliti selanjutnya diharapkan dapat mengembangkan dan menambah variabel independent untuk mengukur perilaku konsumtif
DESIGNING A SUCCESSFUL ISLAMIC INVESTMENT PORTFOLIO: A CONCEPTUAL, PRACTICAL, AND INSPIRATIONAL GUIDE FOR MUSLIM INVESTORS
Full text linkThis study aims to design an Islamic investment portfolio framework that is integrated with sustainability principles (ESG) and evaluate its effectiveness in achieving halal and sustainable investment goals. The method used is a qualitative approach with a literature study, namely reviewing literature from books, journals, official reports, and websites of institutions related to Islamic investment. The analysis is done descriptively and through content analysis to find patterns of meaning and main principles in the management of Islamic portfolios. The results showed that Islamic portfolios that combine Islamic screening, ESG principles, and diversification strategies are able to provide competitive investment returns while being in accordance with Islamic values. The combination of assets such as Islamic stocks, green sukuk, money market instruments, and halal alternatives support portfolio stability. In addition, the use of technology such as Islamic robo-advisors and periodic rebalancing strengthens the effectiveness of portfolio management. In conclusion, a structured and sustainable Islamic portfolio can be a strategic solution for Muslim investors. It is recommended that Islamic financial literacy continues to be improved, ESG integration is expanded in Islamic products, and digital technology is strengthened to create an inclusive and competitive investment ecosystem
PENGEMBANGAN E-MODUL BERBASIS HEYZINE PADA MATERI JUAL BELI DAN LARANGAN RIBA KELAS VII SMP
Full text linkPenelitian ini bertujuan untuk mengembangkan e-modul berbasis Heyzine tentang materi hukum jual beli dan pelarangan riba bagi siswa kelas VII SMP sebagai media pembelajaran digital yang interaktif dan mudah diakses. Pendekatan penelitian menggunakan Penelitian dan Pengembangan dengan model ADDIE yang dibatasi pada tiga tahap, yaitu analisis, desain, dan pengembangan. Proses pengembangan meliputi persiapan materi, pembuatan ilustrasi, mengintegrasikan multimedia, serta merancang latihan dan evaluasi interaktif. Kelayakan e-modul dinilai oleh empat validator, yang terdiri dari dua ahli media dan dua ahli material. Hasil validasi menunjukkan bahwa pakar media memberikan skor kelayakan 96,92% dengan kategori sangat layak, sedangkan ahli material memberikan skor 97,50% dengan kategori sangat layak. Temuan tersebut menegaskan bahwa e-modul telah memenuhi standar mutu dalam hal penyajian media dan akurasi konten, sehingga siap digunakan sebagai sumber pembelajaran alternatif dalam pembelajaran Pendidikan Agama Islam pada materi fiqih muamalah
FORUM KONSULTASI PUBLIK BGTK BANTEN: WADAH DIALOG UNTUK MENINGKATKAN TRANSPARANSI DAN KUALITAS PELAYANAN PUBLIK
Full text linkPenelitian ini bertujuan untuk menelaah bagaimana Forum Konsultasi Publik (FKP)yang diselenggarakan BGTK Banten dijalankan sebagai ruang dialog untuk memperkuattransparansi, akuntabilitas, dan mutu pelayanan publik di bidang pendidikan. Penelitianmenggunakan metode kualitatif deskriptif dengan menggabungkan observasi, wawancaramendalam, dan penelusuran dokumen. Informan terdiri dari pegawai BGTK, perwakilanBPMP Banten, serta peserta forum seperti guru dan tenaga kependidikan. Hasil penelitianmenunjukkan bahwa FKP mampu menjadi sarana evaluasi layanan melalui komunikasi duaarah antara penyedia layanan dan penerima manfaat. Berbagai masukan yang muncul dalamforum berkontribusi pada penyempurnaan standar pelayanan, penyederhanaan prosedur, danpenguatan sistem informasi. Namun demikian, pelaksanaan FKP masih terkendala olehminimnya publikasi, rendahnya frekuensi kegiatan, dan partisipasi peserta yang belum merata.Secara keseluruhan, penelitian ini menegaskan bahwa FKP memiliki peran penting dalammendorong keterbukaan informasi serta memperluas keterlibatan masyarakat. Pengembanganforum ke depan perlu diarahkan pada peningkatan strategi komunikasi publik, pemanfaatanmedia digital secara optimal, serta pelibatan lebih banyak pemangku kepentingan
THE ROLE OF ZAKAT IN REDUCING POVERTY IN RURAL COMMUNITIES OF PANDEGLANG REGENCY
Full text linkThis study explores the role of zakat in reducing poverty in rural areas, particularly in Pandeglang Regency, where socioeconomic disparities remain prominent. Despite its potential to improve community welfare, the actual impact of zakat on poverty alleviation in rural contexts is still underexplored. This research aims to identify the contribution of zakat in enhancing the quality of life for the poor and examine the factors that support or hinder zakat program implementation. A qualitative method was used, involving four purposively selected informants: an amil (zakat administrator), a muzakki (zakat donor), and two mustahik (zakat recipients). Data were collected through in-depth interviews and analyzed thematically. The study adopts the Theory of Community Empowerment and the Maqashid Shariah framework to interpret the findings. Results show that zakat contributes positively to basic needs fulfillment and temporary financial relief. However, challenges such as limited program resources, uneven distribution, lack of monitoring, and beneficiary dependence reduce long-term effectiveness. The study concludes that improving zakat management, professionalizing amil roles, enhancing public outreach, and integrating technology for transparency are crucial for maximizing impact. The research offers theoretical and practical implications, and suggests further exploration of zakat’s synergy with digital-based rural development programs
MEASURING ECONOMIC FAIRNESS IN EARLY SETTLEMENT OF GRIYA HASANAH FINANCING: SYSTEMATIC LITERATURE REVIEW AND KPIS INDEX PROPOSAL
No full textThis study explores the concept of economic justice in the practice of early settlement within Islamic financing, with a particular emphasis on the Griya Hasanah housing scheme. The research employs a Systematic Literature Review (SLR) guided by the PRISMA 2020 protocol to ensure methodological transparency. Literature searches were conducted across Scopus, Web of Science, Sinta, and Google Scholar databases, covering the period 2015–2025, resulting in 42 relevant studies. The review reveals five central dimensions of justice in early settlement practices: margin fairness, contractual compliance, procedural transparency, risk distribution, and alignment with the objectives of maqasid al-shari‘ah. Findings indicate a notable gap between normative regulations, such as DSN-MUI Fatwa No. 153/2022, which emphasizes the importance of granting rebates and the diverse practices implemented by Islamic banks, particularly in calculating rebate proportions and ensuring contract clarity. As a scholarly contribution, this research proposes the development of a Key Performance Indicators of Settlement (KPIS) framework as a structured tool for measuring justice. The KPIS incorporates five dimensions with operational indicators, including margin ratios, disclosure of information, compensation policies, risk protection, and maqasid compliance. By applying this framework, Islamic financial institutions can evaluate and enhance early settlement practices more objectively and fairly, thereby improving accountability and strengthening public confidence in the Islamic financial system
JARH WA TA’DIL TERHADAP HADITS DHA’IF POPULER: Analisis Sanad Hadits Menuntut Ilmu sampai ke Negeri China
Full text linkThe hadith “Seek knowledge even as far as China” is very familiar among Indonesian society and indeed throughout the world. Due to its popularity, there are many scholarly views regarding the authenticity of this hadith. Although it is widely used as a motivational tool for learning, a closer examination of its chain of narrators shows that this hadith is classified as weak (dha’if). The hadith “Seek knowledge even as far as China” is well-known in Indonesia and carries the meaning of motivating individuals not to hesitate in seeking knowledge, even if it requires traveling far. It reflects a high spirit of pursuing knowledge and an appreciation for the quality of education, even if it means undertaking a long journey to a distant land. China, as one of the oldest civilizations in the world, has long been recognized as a center of knowledge and culture. Today, China also occupies an important position in the global education system.
This study aims to examine the chain of narrators (sanad) of this hadith according to the perspectives of various scholars, and to assess whether it can still serve as a motivational guideline in the present day. Hadith scholars do not accept a narration unless it has a clear sanad. This approach was developed in response to the spread of false reports attributed to the Prophet Muhammad (peace be upon him). Since then, scholars have meticulously scrutinized each chain of transmission, accepting narrations as evidence only if they meet the criteria of shahih (authentic) or hasan (good), and rejecting those that do not meet these conditions.
Keyword: Seeking Knowledge, Weak Hadith, Chain of Narration atau Isnad, Criticism and Validation of Narrators
 
OPTIMALISASI PEMBERDAYAAN MASYARAKAT MELALUI REKAYASA MATERIAL: FABRIKASI ADSORBEN KARBON AKTIF BERBASIS AMPAS TEBU TERMODIFIKASI AMONIUM PERSULFAT UNTUK REMEDIASI LINGKUNGAN INDUSTRI TEKSTIL
No full textPencemaran limbah cair industri tekstil, khususnya dari proses pewarnaan, menjadi permasalahan lingkungan serius yang berdampak langsung pada kualitas perairan dan kesehatan masyarakat di sekitar kawasan industri. Di sisi lain, Indonesia memiliki potensi biomassa pertanian melimpah seperti ampas tebu yang belum dimanfaatkan secara optimal. Kegiatan pengabdian masyarakat ini bertujuan memberdayakan komunitas melalui transfer pengetahuan dan alih teknologi tepat guna dengan memanfaatkan ampas tebu sebagai bahan baku adsorben karbon aktif termodifikasi untuk pengolahan limbah tekstil skala rumah tangga. Metode pelaksanaan menggunakan pendekatan Participatory Action Research (PAR), meliputi analisis situasi, pelatihan fabrikasi karbon aktif melalui aktivasi kimia NaOH dan modifikasi menggunakan amonium persulfat (APS), serta pendampingan perakitan dan pengoperasian sistem filter air gravitasi sederhana. Hasil kegiatan menunjukkan bahwa adsorben SBAC-Modifikasi bersifat hidrofilik dan mampu meningkatkan kualitas air limbah secara signifikan, dengan efisiensi penghilangan warna lebih dari 96%, penurunan TDS hingga 980 mg/L, peningkatan DO dari kondisi kritis menjadi aerobik, serta penetralan pH menjadi mendekati netral. Air hasil olahan memenuhi standar baku mutu sanitasi nasional dan berpotensi dimanfaatkan kembali untuk kebutuhan non-konsumsi, sekaligus mendorong konsep waste-to-wealth dan konservasi sumber daya air
Pengaruh Model Pembelajaran Problem Based Learning Terhadap Hasil Belajar Siswa Mapel PAI Kelas VIII SMP Empat Lima Karanggeneng
Full text linkCurrently, many teachers still apply conventional learning models, especially in Islamic Education subjects. In today’s modern era, a more effective and relevant learning model is required. One model considered capable of improving learning effectiveness is Problem Based Learning (PBL). This study aims to determine the application of the Problem Based Learning model in PAI subjects for eighth-grade students at SMP Empat Lima Karanggeneng and to examine the effect of PBL on students’ learning outcomes. This research employed a quantitative method with a quasi-experimental approach. The research design involved two classes: the experimental class using the PBL model and the control class using a conventional model. The research instruments consisted of pretests and posttests. Data analysis used the t-test and linear regression to identify differences in average learning outcomes between the two groups. The results showed that the Problem Based Learning model significantly influenced students’ learning outcomes in the PAI subject, proven by the t-test results (t-count 11.285 > t-table 2.037) with a significance level of 0.000 < 0.05. This means that Ha was accepted and H0 was rejected, indicating a significant effect of PBL on student achievement. Moreover, the gain score of the experimental class (1.81) was higher than that of the control class (0.52). Therefore, it can be concluded that the Problem Based Learning model is more effective to improve students’ learning outcomes in Islamic education