Jurnal Universitas 17 Agustus 1945 Surabaya
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PENGARUH CAR, NPL, DAN ROA TERHADAP PENYALURAN KREDIT MODAL KERJA (STUDI PADA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2021)
Get PDFABSTRACT
Based on data from the Financial Services Authority (OJK) in 2020, it shows an increase in class 2 and 3 credit risk in the banking sector compared to the previous year. These events can lead to liquidity risk for the banking sector. Therefore, a stimulus is needed for the banking sector and other sectors to recover the Indonesian economy. This research aimed to determine the effect of the ratio of bank soundness measurement levels on working capital lending. The obtained data were analyzed using multiple linear regression analysis on cross-sectional data using the OLS (Ordinary Least Square) method and data processing tools in Eviews 10. The results of this study indicate that the ratio of bank soundness measurement levels, namely CAR, ROA, and NPL, simultaneously has no significant effect on the credit variable.
Keyword : CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), ROA (Return On Asset)
SISTEM INFORMASI MANAJEMEN, SISTEM PELAYANAN, GAYA KEPEMIMPINAN SERTA PENGARUHNYA TERHADAP KINERJA PEGAWAI DI KANTOR KECAMATAN KEBOMAS GRESIK
Get PDFThis study aims to analyze the influence of management information systems, service systems, and leadership styles on employee performance at the Kebomas District Office in Gresik. In the era of digitalization and increasing public service demands, optimizing the performance of government officials is crucial. This research employs a quantitative approach using a survey method, with questionnaires as the primary instrument. The data were analyzed using multiple regression analysis to determine both the simultaneous and partial effects of each independent variable on employee performance. The results indicate that all three independent variables significantly influence performance, with the management information system being the dominant factor. The implications of this study highlight the importance of developing information systems and participative leadership styles to improve the quality of public services. Keywords: management information system, service system, leadership style, employee performance, public service
KEPUTUSAN MEMILIH SEKOLAH DITINJAU DARI ASPEK RELIGIUSITAS, PERSEPSI, DAN MOTIVASI DI SMK NU BAHRUL ULUM GRESIK
Get PDFThis study aims to analyze and determine the influence of religiosity, perception, and motivation on the decision to attend SMKNU Bahrul Ulum Gresik. Respondents were parents or guardians of students attending SMKNU Bahrul Ulum Gresik. The study included three independent variables: religiosity, perception, and motivation, and one dependent variable: the decision to attend SMKNU Bahrul Ulum Gresik. The research methodology included instrument design, instrument testing, questionnaire distribution, questionnaire results quantification, descriptive analysis, multiple linear regression analysis, classical assumption testing, and hypothesis testing. Based on the analysis, it can be concluded that religiosity, perception, and motivation have a significant and simultaneous influence on the decision to attend SMKNU Bahrul Ulum Gresik. Religiosity has a positive and significant influence on the decision to attend SMKNU Bahrul Ulum Gresik. Perception has a positive and significant influence on the decision to attend SMKNU Bahrul Ulum Gresik. There is a positive and significant influence of the Motivation variable on the Decision to Choose SMKNU Bahrul Ulum Gresik. This study also yielded an R-square of 0.726, meaning 72.6% of the variation in parents' decisions to choose SMK NU Bahrul Ulum Gresik can be jointly explained by three variables: Religiosity, Perception, and Motivation. The remaining 27.4% is explained by other factors, such as reputation, school accreditation, cost, transportation distance, influence from parents or friends, facilities, job prospects, flagship programs, and others
East Kalimantan Economic Growth In 2019-2023
Get PDFThe purpose of this study was to determine the influence of road infrastructure, electricity, education, and
health on economic growth between districts and cities in East Kalimantan Province in 2019-2023. This
research method uses a descriptive quantitative analysis approach, the data used is sourced from
secondary data with the type of panel data for 5 years obtained from the Central Statistics Agency of East
Kalimantan and the Directorate General of Financial Balance. The population in this study is Regencies
and Cities in East Kalimantan Province. The sampling technique was carried out using saturated sampling
so that the number of samples in this study was obtained 50 observation data. The results of this study
found that road infrastructure has a significant positive effect on economic growth. Electricity
infrastructure has a significant positive effect on economic growth. Educational infrastructure has a
positive effect on economic growth.
Keywords: Economic Growth, Infrastructure, Data Panel
Impulsive Buying of Seventeen Merchandise: The Role of Celebrity Worship and Conformity
No full textThis research examines the influence of celebrity worship and conformity on impulsive buying behavior in merchandise purchases among Seventeen fangirls. The background of this research highlight the growing trend of consumptive behavior, particularly impulsive buying, alongside the rising popularity of K-pop culture in Indonesia. Celebrtiy worship reflects emotional attachment and idolization toward one’s favorite celebrity, while conformity relates to social pressure to align with group norms. Both factos are believed to contribute to the tendency for impulsive buying behavior. This research uses a quantitative method with a multiple linear regression approach. The reseach population consists of Seventeen fangirl in Malang, select using purposive sampling. The sample includes 311 fangirl aged 18-30 years. The research instruments include the impulsive buying scale, celebrity attitude scale, and conformity scale. The result indicate that both celebrity worship and conformity have a significant impact on merchandise purchasing. High levels of celebrity worship and conformity tend to encourage individuals to engage in impulsive buying. The regression model shows that approximately 37% of the variability in impulsive buying behavior can be ecplained by celebrity worship and conformity, while the remaining 63% is influenced by other factors not examined this research. Thesee findings highlight the importance of psychological factors in purchasing behavior and can serve as a reference for developing interventions to manage consumer behavior more adaptively.Penelitian ini mengkaji pengaruh celebrity worship dan conformity terhadap perilaku impulsive buying pada pembelain merchandise di kalangan fangirl Seventeen. Latar belakang penelitian didasarkan bahwa perilaku konsumtif, khususnya impulsive buying semakin meningkat seiring dengan populitas budaya K-pop di Indonesia. Celebrity worship yang mencerminkan keterikatan emosional dan pengidolan terhadap selebritas favoritnya serta conformity berkaitan dengan tekanan sosial untuk mengikuti kelompok. Kedua faktor ini diyakini memiliki kontribusi dalam memengaruhi kecenderungan perilaku pembelian implusif. Penelitian ini menggunakan metode kuantitatif dengan pendekatan regresi linear . Populasi penelitian adalah fangirl Seventeen yang tersebar di kota Malang. Teknik pengambilan sampel pada penelitian menggunakan teknik purposive sampling. Sampel pada penelitian ini terdiri 311 fangirl Seventeen berusia 18-30 tahun. Instrumen penelitian meliputi impulsive buying scale, celebrity attitude scale, dan conformity scale. Hasil menunjukan bahwa baik celebrity worship dan conformity berpengaruh signifikan terhadap pembelian merchandise. Tingkat celebrity worship dan conformity yang tinggi cenderung mendorong individu untuk melakukan impulsive buying. Model regresi menunjukan bahwa 37% dari variabilitas perilaku implusive buying dapat dijelaskan oleh celebrity worship dan conformity , sementara 63% sisanya dipengaruhi oleh faktor lain di luar penelitian ini. Temuan ini menunjukan pentingnya faktor psikologis dalam perilaku pembelian dan dapat menjadi acuan pengembangkan intervensi guna mengelola perilaku konsumtif dengan lebih adaptif
Pola Asuh Orang Tua dan Self -Esteem Terhadap Penyesuaian Diri remaja di pesantren
No full textAdolescents often face problems along with developmental stages that cause changes in their physical, cognitive, and socio-emotional. In dealing with these problems they try to find a solution or a way out so that they are able to adjust to the circumstances that occur. Self-adjustment is one of the strongest psychological traits that affect a person's personality, which is very important for students to be able to establish satisfying relationships with others. This study aims to analyze whether there is an influence of parental parenting and self-esteem on adolescent self-adjustment in pesantren. The approach used in this study is a quantitative approach with multiple regression analysis techniques. The research subjects were teenagers in one of the boarding schools in Ponorogo. The sample in this study amounted to 110 adolescents from a total population of 189. The sampling technique used was Simple Random Sampling. The results of data analysis show that the R square value is 0.253 with a p value =Pada tahap perkembangannya remaja kerapkali menghadapi permasalahan dalam proses perubahan pada fisik, kognitif, dan sosio-emosionalnya. Pada tahap menghadapi berbagai masalah yang timbul mereka pasti berupaya mencari pemecahan atau jalan keluar dari apa yang dihadapi sehingga mampu untuk menyesuaikan diri dengan keadaan yang terjadi. Penyesuaian diri menjadi salah satu ciri psikologis paling kuat yang mempengaruhi kepribadian seseorang yang mana sangat penting bagi remaja dapat menjalin hubungan yang memuaskan dengan orang lain. Penelitian ini bertujuan untuk menganalisis adakah pengaruh pola asuh orang tua dan self-esteem terhadap penyesuaian diri remaja di pesantren. Penelitian ini menggunakan pendekatan kuantitatif dengan teknis analisis regresi berganda. Subjek penelitian adalah remaja disalah satu pesantren yang ada di Ponorogo. Sampel dalam penelitian ini berjumlah 110 remaja dari total populasi 189. Teknik pengambilan sampel yang digunakan adalah Simple Random Sampling. dari proses penghitungan data menunjukkan nila R square sebesar 0,253 dengan nila p = < 0,001 yang berarti terdapat pengaruh signifikan pada pola asuh orang tua dan self-esteem terhadap penyesuaian diri remaja di pesantren sebesar 25,3 % secara simultan
Analisis Faktor Penyebab Waste Besi dan Mitigasi pada Proyek Toll KLBM (Krian Legundi Bunder Manyar)
Get PDFIn general, iron material is a support of structural buildings. Waste iron material is waste that has a high enough value in a construction that is of particular concern in current construction projects. Iron waste material can be defined as material, which does not add value or progress to construction projects. So that more waste can make a loss project. Many factors cause iron material waste in the KLBM Toll project, both internal and external factors. The population of this research is the KLBM Toll Project. Research data obtained through the distribution of questionnaires and interviews with KLBM Toll construction practitioners using Google Form. Data taken from 11 respondents are probability, impact, and mitigation data. Data processing uses Fault Tree Analysis, Expected Monetary Value, and Mitigation Decision. The largest Expected Monetary Value results show the biggest factor causing iron material waste. The results showed the three biggest causes of iron material waste based on the EMV value were the construction had already taken place, the owner made a design change, the planner was less competent, and the iron material was lost / vandalism. The biggest cause category is in terms of design. Mitigation that can be done is to review the design and structural drawings with value engineering, improve communication in design planning, hold regular meetings between the owner and contractor, check material regularly, protect iron material properly for example installing fences in the area of iron stock, and provide additional security like cctv.Secara umum, material besi merupakan penunjang dari bangunan struktur. Waste material besi adalah waste yang mempunyai nilai cukup tinggi dalam suatu konstruksi sehingga menjadi perhatian khusus dalam proyek konstruksi saat ini. Waste material besi dapat didefinisikan sebagai material, yang tidak menambah angka nilai atau kemajuan progress untuk proyek konstruksi. Sehingga semakin banyak waste maka dapat membuat suatu proyek rugi. Banyak beberapa faktor yang menyebabkan waste material besi dalam proyek Toll KLBM, baik faktor internal maupun eksternal. Populasi penelitian ini adalah proyek Toll KLBM. Data penelitian diperoleh melalui pembagian kuisioner dan wawancara pada para pelaku konstruksi Toll KLBM dengan menggunakan Google Form. Data yang diambil dari 11 responden adalah data probabilitas, dampak, dan mitigasi. Proses pengolahan data menggunakan Fault Tree Analysis, Expected Monetary Value, dan Decision Mitigasi. Hasil Expected Monetary Value terbesar menunjukan faktor terbesar penyebab waste material besi. Hasil penelitian menunjukan tiga terbesar penyebab waste material besi berdasarkan nilai EMV adalah konstruksi sudah berjalan owner melakukan perubahan desain, perencana kurang kompeten, dan material besi hilang/vandalisme. Kategori penyebab terbesar adalah dari segi desain. Mitigasi yang dapat dilakukan adalah mereview desain dan gambar strutur dengan rekayasa nilai, meningkatkan komunikasi dalam perencanaan desain, mengadakan rapat rutin antara owner dan kontraktor, melakukan pengecekan material secara rutin, melindungi material besi dengan benar contohnya pemasangan pagar pada area stok besi, dan memberikan tambahan keamanan seperti cctv
Analisis Biaya dan Waktu Pekerjaan Finishing dengan Metode Earned Value di Proyek Gedung Serba Guna Kabupaten Gresik
Get PDFArchitectural work in a construction project, generally is a non-structural work. However, the implementation can require a long time and a large cost weight. The implementation of finishing work in multi-purpose building construction project of Gresik Regency that was already running and had problems, that is a lot of workers but lack of work progress, so an increase of the cost from budget planned. Therefore it needs to doing research that for get the actual time of project implementation and get Estimate at Completion (EAC). The results is that the actual time of project implementation is not suitable with time of project planning. The project has been to late so there is a decrease in project performance. In the 1st week of project implementation on time, in the 2nd week until the 15th week the project has been to late (schedule overrun). So based on the time of implementation, the project has decreased performance. The total estimated cost can be seen from the Estimate at Completion (EAC) calculation, which is Rp.274,424,152.89.Pekerjaan arsitektur dalam sebuah proyek konstruksi, umumnya merupakan pekerjaan-pekerjaan yang bersifat non struktural. Namun dalam pelaksanaannya dapat memerlukan waktu yang cukup panjang serta bobot biaya yang besar. Pelaksanaan di pekerjaan finishing pada proyek konstruksi gedung serba guna Kabupaten Gresik yang sudah berjalan mengalami permasalahan, yaitu banyak tenaga kerja tetapi minimnya progress pekerjaan, sehingga terjadi peningkatan biaya dari rencana yang sudah dianggarkan. Oleh karena itu perlu dilakukan peneltian yang bertujuan mendapatkan waktu aktual pelaksanaan proyek dan mendapatkan Estimate at Completion (EAC). Hasilnya didapatkan bahwa waktu aktual pelaksanaan proyek tidak sesuai dengan waktu perencanaan proyek. Proyek mengalami keterlambatan sehingga terjadi penurunan kinerja proyek. Pada minggu ke - 1 pelaksanaan proyek tepat waktu, pada minggu ke - 2 hingga minggu ke - 15 proyek mengalami keterlambatan (schedule overrun). Jadi berdasarkan waktu pelaksanaan, proyek mengalami penurunan kinerja. Total perkiraan biaya secara keseluruhan dapat dilihat dari perhitungan Estimate at Completion (EAC) yaitu Rp. 274.424.152,89
English
No full textMedia has an important role in conveying information to audiences related to products by companies, one of which is through advertising. By incorporating a sense of humanity or representing social reality in its packaging, advertisements will become more attractive. The Men's Biore advertisement version "Bright is Easy" by Dustin Tiffani is one that carries social issues. The ad brings the concept of handsome standards to the story's packaging. Handsome standards are a standard concept of good looks given to men by society. The surrounding environment will more easily accept someone who meets the standard of good looks. This research aims to determine whether the advertisement wants to break the concept of handsome standard that exists in society through the selection of actors. The research method used is descriptive qualitative using Roland Barthes's semiotic analysis with three aspects of signification, namely denotative, connotative, and myth, through several selected scenes in the advertisement. The results show that the advertisement still shows the discrimination experienced by someone who does not meet the standard of good looks. Other standards must be met by the main character to be accepted by the surrounding environment. The discrimination shows the social demand to at least be what has been prevailing in society. The ad conveys a message about the self-confidence that everyone should have through the light effect that appears after the main character washes his face using Men's Biore products. This confidence makes the main character more accepted by the surrounding environment. In this case, the advertisement also builds the social construction of beauty or good looks standards among the community as the times evolve.
Keywords: Advertising, Handsome Standard, Masculinity, Roland Barthes, Semiotics.Iklan merupakan salah satu media untuk memperkenalkan sebuah produk kepada khalayak sebagai salah satu strategi untuk meningkatkan penjualan. Untuk menjadikannya menarik, iklan seringkali memasukkan sense of humanity atau merepresentasikan realitas social dalam pengemasannya. Salah satu iklan yang membawa isu sosial adalah iklan Men’s Biore versi “Cerah Itu Mudah” kata Dustin Tiffani. Iklan tersebut membawa konsep male beauty standard dalam ceritanya. Male beaty standard merupakan konsep standar ketampanan yang diberikan kepada laki-laki oleh masyarakat. Tujuan dari penelitian ini adalah untuk mengetahui apakah iklan tersebut benar-benar ingin mematahkan konsep male beauty standard yang ada dalam masyarakat melalui pemilihan aktor dalam iklan tersebut. Metode penelitian yang digunakan adalah kualitatif deksriptif dengan menggunakan analisis semiotika Roland Barthes dengan tiga aspek penandaan yaitu denotatif, konotatif, dan mitos melalui beberapa adegan yang dipilih dalam iklan tersebut. Hasil penelitian menunjukkan bahwa iklan tersebut menunjukkan adanya diskriminasi yang akan dialami oleh seseorang yang tidak memenuhi standar ketampanan dan tetap harus berusaha keras dengan memenuhi standar lain untuk terhindar dari diskriminasi oleh lingkungan sekitar
Definitional Snag in Anti-rape Laws in Bangladesh: A Comparative Note
Get PDFIn Bangladesh, rape is the most extreme form of sexual violence which destroys a women’s life. Bangladesh, in line with its constitutional commitment, guarantees equal protection of law, and it guarantees freedom of movement for all subject to law by creating a violence free society for women. To this end, several laws are in place to deal with rape related crimes which contains strict punishment including death penalty. Despite having specific legal regime, rape incidence has been increasing at an alarming rate in Bangladesh. In this context, this article aims to study gaps that persist in existing anti-rape laws in Bangladesh. Acknowledging the fact that there are many procedural and practical challenges in the area of anti-rape laws, this article studies the definitional dilemma of ‘rape’ and its limited scope leaving many other types of rape beyond the legal coverage remains a big concern to ensure access to justice for rape victims. To expand legal protection to victims, this article examines the normative gaps in existing definitions of rape, studies contemporary legal developments in this area in other subcontinent countries, and concludes with suggestion that major definitional reforms are necessary in rape laws in Bangladesh