e-Journal IAIN Kerinci
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    Rekontruksi Konsep Bai’ Al-’Inah dan Relevansinya terhadap Pengembangan Produk Keuangan Syariah Modern

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    Bai' al-'Inah is a concept in muamalah fiqh that still causes incidents, especially in modern sharia financial practices. Formally, this transaction takes the form of two valid sale and purchase contracts, but substantially it is often seen as resembling an interest-bearing loan, thus potentially containing elements of usury. This study aims to analyze Bai' al-'Inah comparatively between the views of classical scholars, especially Imam al-Syafi'i in al-Umm and Ibn Taymiyyah in Majmū' al-Fatāwā, and contemporary fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), especially Fatwa No. 04/DSN-MUI/IV/2000 and Fatwa No. 31/DSN-MUI/VI/2002. This study uses a qualitative method with a library research approach, through thematic analysis of relevant classical and contemporary literature. The results of the study indicate that Imam al-Syafi'i tends to allow Bai' al-'Inah formally as long as the pillars and conditions of the contract are fulfilled without any hidden conditions, while Ibn Taymiyyah firmly rejects the practice of being divided because it is a usury that deviates from the maqasid al-syariah. Meanwhile, the DSN-MUI implicitly rejects Bai' al-'Inah in Islamic financial practices in Indonesia, although in certain contexts it allows mechanisms that resemble Bai' al-'Inah on the basis of greater public interest considerations. This study confirms that Bai' al-'Inah is not only a matter of formal legality, but also a moral, social, and ethical issue in the Islamic financial system. Thus, the development of modern Islamic finance should not stop at the formal fulfillment of the contract, but also focus on containing the maqasid al-syariah in order to realize justice and economic welfare

    The Epistemology of Sunnah as a Pillar of Transformative Curriculum in Islamic Education: A Thematic Study of Scientific Hadith: Epistemologi Sunnah sebagai Pilar Kurikulum Transformatif dalam Pendidikan Islam: Studi Tematik Hadis Keilmuan

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    Abstract: Islamic education plays a central role in shaping individual character and societal civilization, with the virtues of learning and teaching upheld as core values. These virtues are profoundly reflected in numerous hadiths of the Prophet Muhammad SAW, which encapsulate not only intellectual dimensions but also spiritual and ethical foundations. However, in contemporary educational practice, there exists a significant gap between the ideal values embodied in hadith and the implementation of curricula that tend to prioritize cognitive and instrumental outcomes. Moreover, academic studies that specifically explore educational hadiths through a thematic approach to address the demands of 21st-century education remain notably scarce. This condition underscores the urgency of systematically reexamining the prophetic traditions on the virtues of learning and teaching, in order to formulate a value-based framework that can be integrated into a transformative Islamic educational curriculum. This study aims to identify, classify, and analyze hadiths related to the virtues of seeking and imparting knowledge, and to explore their relevance in designing contemporary Islamic education curricula. The main focus is on integrating the spiritual, moral, and intellectual values found in hadith into both formal and non-formal education systems, especially in the context of digital-era challenges. Employing a qualitative approach with thematic (maudhu’i) analysis, this research draws upon authoritative hadith collections and is supported by contextual academic literature. The findings reveal that these prophetic traditions not only convey spiritual merit but also offer transformative educational philosophy. Their integration can serve as a foundation for curriculum development that simultaneously addresses cognitive, affective, and spiritual dimensions. This study provides practical implications for strengthening the role of hadith as a source of ethical guidance and visionary pedagogy in the advancement of Islamic education

    The Role of Al-‘Afw in Mitigating the Culture of Public Punishment (Cancel Culture) a Contextual Study of At-Tabari’s Interpretation of QS. Ali-Imran: 134: Konsep al-‘afw dalam Meredam Budaya Hukuman Publik (Cancel Culture): Kajian Kontekstual atas Tafsir at-Ṭabari terhadap QS. Ali ‘Imran [3]: 134

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    This article aims to explore the role of Al-Afw in mitigating cancel culture. in the perspective of At-Tabari's interpretation of QS. Ali-Imran: 134, focusing on the verse by offering an ethical response to the practice of cancel culture. This study uses a qualitative method through library research on the text of the Qur'an, At-Tabari's interpretation of Jami' al-Bayan, and contemporary scientific literature on cancel culture. The results of the study indicate that cancel culture can cause social problems in the form of ostracism and public punishment that are often carried out without providing space for clarification and forgiveness. Therefore, mitigation of cancel culture can be done by prioritizing the value of forgiveness that opens up space for social reconciliation, avoiding intolerant attitudes, and building harmony and civilized social justice. In this context, Islamic teachings through QS. Ali-Imran: 134, as interpreted by At-Tabari, emphasize the importance of the value of forgiveness (Al-'Afin) and restraining anger as an attitude to reduce destructive cancel culture. This study emphasizes the importance of building a culture of forgiveness in modern digital society to create a more just, empathetic, and civilized social harmony. At-Tabari's interpretation provides a strong foundation for formulating Islamic public ethics that are able to respond to contemporary moral challenges in a wiser and more humane manne

    Edukasi Literasi Pendidikan Moral sebagai Upaya Pencegahan Perilaku Menyimpang pada Siswa SMA Negeri 3 Medan

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    Perilaku menyimpang pada remaja, khususnya siswa Sekolah Menengah Atas (SMA), merupakan permasalahan sosial yang perlu mendapat perhatian serius karena dapat menghambat perkembangan karakter dan pencapaian tujuan pendidikan. Salah satu upaya preventif yang dapat dilakukan adalah melalui penguatan literasi pendidikan moral. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan pemahaman dan kesadaran siswa SMA Negeri 3 Medan terhadap nilai-nilai moral, etika, dan tanggung jawab sosial sebagai dasar dalam mencegah perilaku menyimpang. Metode pelaksanaan kegiatan melalui sosialisasi interaktif. Materi yang diberikan mencakup konsep dasar pendidikan moral, nilai-nilai Pancasila, etika pergaulan remaja, tanggung jawab sosial, etika digital dan penggunaan media sosial secara bijak, serta dampak perilaku menyimpang terhadap diri sendiri dan lingkungan. Evaluasi kegiatan dilakukan melalui pre-test dan post-test untuk mengukur peningkatan peningkatan pemahaman dan sikap moral siswa. Hasil kegiatan menunjukkan meningkatnya pemahaman siswa mengenai pentingnya nilai moral dalam kehidupan sehari-hari, tumbuhnya kesadaran untuk berperilaku sesuai norma, serta sikap lebih kritis dan bertanggung jawab dalam mengambil keputusan. Kegiatan ini diharapkan dapat menjadi salah satu strategi preventif yang berkelanjutan dalam membentuk karakter siswa dan menekan potensi perilaku menyimpang di lingkungan sekolah

    Transformasi Pemikiran Manajemen Dakwah : Dari Paradigma Tradisional ke Era Digital

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    Da'wah management is a continuously evolving discipline in response to changing times and the challenges of spreading Islamic teachings. This study aims to analyze the development of da'wah management thought, particularly in its theoretical and practical aspects across various sectors such as da'wah institutions, Islamic finance, digital da'wah, and the organization of Hajj and Umrah. This research employs a qualitative approach based on literature review and conceptual analysis. The findings indicate that da'wah management has transformed from traditional methods to more modern systems, adopting strategic management principles, digitalization, and synergy with Islamic economics. The implementation of good governance in da'wah institutions is essential to enhance transparency, accountability, and program effectiveness. Additionally, digital da'wah continues to expand through the utilization of social media and information technology for disseminating Islamic messages. This study recommends strengthening academic research, optimizing technology in da'wah, and integrating Islamic economics to ensure the sustainability of da'wah missions in the future

    SOCIALIZATION OF QRIS USED TO ACCELERATE FINANCIAL TRANSACTIONS FOR SMALL MICRO ENTERPRISE

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    These Community Services do socialize for small micro-enterprises to use QRIS to Facilitate Financial Transactions" with a case study in small micro-enterprises or mention as UMKM in the Medan Selayang Region aims to provide socialization and assistance regarding the cashless payment system through the use of QRIS barcodes. This training aims to increase MSMEs' knowledge of the cashless payment system and UMKM's understanding of using QRIS to develop business targets. This activity involves students of the Politeknik Negeri Medan who provide an understanding of the cashless payment system, the benefits of the cashless payment system, the payment system, and the ease of transacting through the DANA E-Wallet application. Through this program, UMKM partners are assisted starting from the DANA personal application registration stage, upgrading DANA premium and the feature of withdrawing funds via the application, the DANA Business registration stage, and the QRIS barcode issuance stage. It is hoped that this activity can increase the use of the cashless payment system to facilitate financial transactions between partners and consumers in the long term. This activity involves supervising lecturers and students from the Medan State Polytechnic, with the final target being scientific publications and community service videos. The results of the community service show that the low understanding of UMKM partners regarding the development of cashless payment systems and the use of QRIS barcodes has been overcome through socialization by the Implementation Team, which has succeeded in achieving 38% success of UMKM having QRIS for cashless payment facilities in their businesses and the absence of an Assistance Team for UMKM in mentoring related to the use of QRIS has been overcome by the existence of a community service program (PKM) carried out by students of the Islamic Finance & Banking Study Program, Accounting Department, Medan State Polytechnic on Jl. Dr. Mansyur and Jl. Abdul Hakim, Medan City, North Sumatra, increased the interest of business owners in the cashless payment system and its convenience

    TOURIST SATISFACTION AS A MEDIATOR OF THE INFLUENCE OF PRICE AND FACILITIES ON VISITING DECISIONS TO LAKE LINGKAT

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    Tourism is a modern industry that contributes significantly to economic growth through employment, income generation, and improvements in living standards while activating other sectors in the host region. This study employs a quantitative descriptive approach with a survey method to collect primary data from respondents. The research was conducted at Lake Lingkat, one of the leading natural tourist destinations in Kerinci Regency. The choice of Lake Lingkat as a research location is due to its increasing visitor numbers and natural attraction. The validity tests on all variables Ticket Price, Tourist Facilities, Visiting Decisions, and Tourist Satisfaction show valid results, and the reliability tests indicate all instruments are reliable with Cronbach’s Alpha values above the 0.60 threshold. The findings of the study are as follows: (1) Ticket Price does not have a direct effect on Visiting Decisions; (2) Tourist Facilities have a direct influence on Visiting Decisions; (3) Ticket Price and Tourist Facilities do not directly affect Tourist Satisfaction; (4) Tourist Satisfaction does not have a direct influence on Visiting Decisions; (5) Ticket Price and Facilities indirectly affect Visiting Decisions through Tourist Satisfaction, confirming that Tourist Satisfaction acts as a mediating variable

    PENGARUH PAHAM KEAGAMAAN DAN RELIGIUSITAS TERHADAP ETOS KERJA PEDAGANG MUSLIM DI KOTA SUNGAI PENUH

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    This study aims to analyze the influence of religious beliefs and religiosity on the work ethic of Muslim traders in Sungai Penuh City. The method used is a quantitative approach, with data collected through questionnaires distributed to 104 Muslim traders. Data analysis was conducted using linear regression techniques to determine the extent to which religious beliefs and religiosity contribute to work ethic. The results show that religious beliefs have a significant positive effect on the work ethic of traders, where religious values motivate them to work harder and more honestly. Additionally, religiosity also significantly contributes to the enhancement of work ethic, with traders who possess high levels of religiosity tending to demonstrate better discipline and responsibility in running their businesses. These findings are expected to provide insights for traders and policymakers in developing strategies to improve work ethic within the community, as well as to strengthen the role of religious values in the business world. This study also aims to serve as a foundation for further research on the relationship between religion, religiosity, and economic behavior in a broader context

    DEFLASI DAN RESESI EKONOMI: PERAN EKONOMI SYARIAH SEBAGAI SOLUSI ALTERNATIF DI INDONESIA

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    This study aims to analyze the prolonged deflation phenomenon in Indonesia during May- September 2024 and January - February 2025, as well as the potential accompanying recession. The decline in public demand and contraction in strategic sectors are identified as the main factors driving this condition. In response, the study explores the role of Islamic economics as an alternative solution, emphasizing wealth distribution principles through zakat, infak, and waqf, which are believed to offer a fair and sustainable approach. The methodology involves a literature review and descriptive analysis of secondary data, providing a comprehensive understanding of the economic situation and the potential for Sharia-based interventions. The findings indicate that the application of Islamic economic principles has significant potential to stabilize the economy, alleviate deflationary pressures, and prevent recession by strengthening household consumption, enhancing public welfare, and promoting more equitable resource distribution. These results contribute scientifically by offering the perspective of Islamic economics as an alternative in addressing macroeconomic crises, while highlighting the relevance of Islamic principles in contemporary economic policy. This study is expected to serve as a reference for policymakers and academics in designing more inclusive and equitable recession prevention strategies

    Gaya Kepemimpinan, Motivasi, dan Kepuasan Kerja: Dampaknya terhadap Kinerja Pegawai Dinas Pariwisata Kabupaten Kerinci: Leadership Style, Motivation, and Job Satisfaction: Their Impact on Employee Performance at the Tourism Office of Kerinci Regency

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    Purpose: This study aims to analyze the role of leadership and motivation in improving employee performance and to examine the role of job satisfaction as a mediating variable. Design/Methodology/Approach: This research employed a quantitative causal approach with data collected through questionnaires. The study involved 50 respondents determined using a saturated sampling method. The analytical technique applied was Structural Equation Modeling (SEM) with a Partial Least Squares (PLS) approach. Findings: The results reveal that leadership style has a positive and significant effect on job satisfaction, and work motivation also has a positive and significant effect on job satisfaction. Furthermore, leadership style significantly and positively influences employee performance, as does work motivation. However, job satisfaction shows a negative and insignificant effect on employee performance. In addition, job satisfaction does not mediate the relationship between leadership style and employee performance, nor between work motivation and employee performance. Research Implications: The findings highlight the importance of effective leadership and strong work motivation in enhancing employee performance in the public sector, particularly at the Kerinci Tourism Office. Nevertheless, job satisfaction does not serve as an effective mediating factor in strengthening these relationships. Therefore, organizations need to design participative leadership strategies and more targeted motivation policies to improve employee productivity

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