Jurnal Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Imam Bonjol Padang
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PENGARUH TINGKAT BAGI HASIL TERHADAP MINAT MENABUNG DI BANK SYARIAH
Get PDFThe research theme is the concept of the bank in accordance with Islamic economics. The research was conducted on the sharia banking industry in Indonesia. The objective of the research is to see the effect of the level profit and profit sharing against consumer interest. The variables studied were: 1) Profit and lost sharing as an independent variable, 2) Consumer interest as the dependent variable. The study is quantitative. This type of research is causality. The analytical tool used is multiple linear regressions. The data used is secondary data obtained from Bank Indonesia. The data in use are: 1) A savings account administrative Bank Umum Syariah and Usaha Unit Syariah, 2) A savings account administrative Financing Bank Pembiayaan Rakyat Syariah, 3) The number of accounts in sharia banks. The results of this study are: profit and loss sharing significantly affects consumer interest
PELUANG DAN TANTANGAN OBLIGASI SYARI’AH DALAM PENERBITANNYA
Get PDFIslamic bond is a long-term securities issued by Islamic principles issuers to holders of Islamic bonds, which require the issuer to pay income to the holders of Islamic bonds in the form of profit sharing/margin/fee, as well as repay the bonds at maturity. So it can be seen from here that the contract of Islamic bonds instead of debts but the inclusion or investment. Under the provisions of DSN, the current Islamic bonds issued in Indonesia is still limited to two contract namely mudharabah and Ijarah. With the product of Islamic bonds is expected that the Muslims did not have doubts anymore if you want to invest in the capital market. There are many opportunities for Islamic bonds such as 1) Sukuk can be utilized to build the nation's economy and create a welfare society, 2) The investor has the alternative investments that are relatively safe and return her quite tempting, and 3) To strengthen the Indonesian economy and restrain bubble economy for will increase the portfolio of foreign currencies other than dollars. Barriers sukuk is 1) Socialization is not enough, AND 2) Opportunity cost is simply translated as "second best choice"
PENGARUH PENDIDIKAN TERHADAP KINERJA KARYAWAN BAITUL MAL WAT-TAMWIL DI PROVINSI RIAU
Get PDFThe theme of the article is based on economic principles of Islam. This study aims to identify and analyze whether the educational effect on the performance of Baitul Mal wat-Tamwil (BMT) as an Islamic Micro Finance Institutions (LKMS) in Riau Province. Research is the study of literature. The results showed that the BMT in Riau faced on human resources, one of which is the education of human resources also faced BMT activists across Indonesia. The role of education in improving the quality of human resources is of utmost importance, considering that education is the way out of the problems faced from congestion knowledge and skills of a person in the field of work. Someone learned on the job, looking for solutions to the problems encountered, able to master the feeling when facing an angry person to person encounters, all of it is the contribution of the role of education. Meanwhile education followed by BMT employees were able to be driving in the future by way of addressing the well and in accordance with syar'i
ANALISIS STRATEGI PT. BURSA EFEK INDONESIA
Get PDFThe object of research is PT. Indonesia Stock Exchange Representative Office Padang. The data collection technique using semi structured interviews and analysis of document and material as well as questionnaires given to three employees of the Head Office, Staff Trainer and Administrative Staff. The object of research is PT. Indonesia Stock Exchange Representative Office Padang. Strategy formulation using matrix EFE, IFE, SWOT, IE, and QSPM. Acquisition of strategic alternatives is obtained from the SWOT matrix and Matrix IE, to choose the best strategy with Quantitative Strategic Planning Matrix. Based on the analysis IFE and EFE matrix, it is known that the main strength of PT. Indonesia Stock Exchange Representative Office of Padang is the number of educational programs have to offer while its main drawback is the lack of promotional activity for advertising in print or digital. The main opportunities for PT. Indonesia Stock Exchange Representative Office of Padang is the huge barriers to entry of new entrants, while the major threats facing is the lack of human resources in the area, the majority of the best people prefer to wander. IE matrix shows that PT. Indonesia Stock Exchange Representative Office of Padang is in quadrant 1 (one) which is to be on growing conditions and build. Based on the obtained QSPM alternative appropriate marketing strategies in this study is the product development strategy
MEKANISME PENGELOLAAN ZAKAT PRODUKTIF PADA BADAN AMIL ZAKAT NASIONAL TANAH DATAR
Get PDFThe theme of the article is a business based on the principles of Islamic economics. The research objective is: to see productive zakat management mechanism at the Badan Amil Zakat Nasional Tanah Datar. The benefits of research are: to develop strategies in collecting funds and distributing zakat. This study used descriptive qualitative approach. Under the management of zakat institution established by the state will be much more effective execution of the function and its impact in building the welfare of the people. One of zakat management institutions in Indonesia is BAZNAS Tanah Datar. Zakat productive is BAZNAS program Tanah Datar, in 2013 the distribution of productive zakat amounting to 33.21% of the total collection. In 2014 the distribution of productive zakat amounting to 28.81% of the total collection. Whereas in 2015 the distribution of zakat earning 13.67% of the total collection. This study aims to determine the mechanism of productive zakat management conducted by BAZNAS Tanah Datar from 2013 to 2015. Of several mechanisms conducted in 2013-2015 tend to use the same mechanism. A striking difference in the allocation of funds to skim the distribution of zakat productive and differences in the element distribution patterns where in 2013 there was no training of entrepreneurs (life skills), while in 2014 and 2015 no such training, but in 2015 the allocation of funds for training of entrepreneurs is very little compared to the year 2014
PERSPEKTIF EKONOMI ISLAM TERHADAP UTANG LUAR NEGERI PEMERINTAH DALAM PEMBANGUNAN EKONOMI INDONESIA
Get PDFThe problem of this research is how Islam regards the economy Foreign Debt Government of Indonesia and the solution according to Islamic economic perspective. This research was library research. Analysis of data using content analysis. The results of the study revealed that foreign debts are increasing in number every year. The government's foreign debt is a source of development financing is commonly done by developing countries. Indonesian government's foreign debt has been to contain the system of interest, known as riba nasi'ah, riba nasi'ah are in addition to the debt repayment required by donor countries. Thus, in their views of Islam, the government's foreign debt is currently not in accordance with the Qur'an and Hadith. Posts offer a solution formulation of the government's foreign debt in other forms of cooperation permitted under Sharia, such as Mudharabah, Musyarakah, Murabahah, Ijarah and others, can be developed as a form of external financing in the state budgets
ANALISIS PERBANDINGAN KINERJA SAHAM SYARIAH SEBELUM DAN SESUDAH PENGUMUMAN KENAIKAN BBM
Get PDFThis study aims to look at the differences of Islamic stocks on the Indonesia Stock Exchange (BEI) before and after the announcement of the price increase of fuel oil (BBM) on 15 May 2015. The method used is quantitative research with paired sample t-test. Research shows that there are significant differences abnormal return before and after the announcement of fuel price increases as well as demonstrate the difference by delaying the trading activity in the stock transaction that makes the average transaction decreased from prior events (event)
KEPUASAN BERWIRUSAHA MELALUI KEMAUAN UNTUK BERKARYA USAHA INDUSTRI KECIL
Get PDFThe theme of the article is a business based on the principles of Islamic economics. Work becomes a creative product is generated every human being, working also be able to provide additional value to each of the individual votes in the attempt. A strong will to try the human capital and the capital base for every human being to produce a satisfaction in life. Entrepreneurship into land since the former is still an option for every man, but the success of every member in achieving the satisfaction of entrepreneurship is still not optimal and still is questioned by many people. This study attempted to examine whether a strong willingness to work, especially in the small industrial city of Pekanbaru that affect entrepreneurship satisfaction. Small industries and sampled as much as 94 questionnaires were distributed randomly. The research proves that a strong willingness to work positively influence (0.458) and significant (0.000), indicating that the stronger the willingness of managers of small industries to work, the higher the satisfaction gained in entrepreneurship
PEMBANGUNAN EKONOMI ISLAM DENGAN PENGEMBANGAN KOPERASI SYARI’AH
Get PDFCooperative as one business entity that has evolved over 68 years in 2015. The foundation of cooperation and togetherness that is contained in the cooperative to manage economic resources is a tool for people who are not able to escape from poverty, it is in line with expectations as Bung Hatta the father of the cooperative. Cooperative as a pillar is a manifestation of economic democracy as outlined in Article 33 of the Constitution, 1945. It can be seen from a different mechanism of capitalist economic system that promotes individual interests and personal gain alone. However during the course of the cooperative operates based on the system of interest, but the interest drawn by the cooperative finally returned to members as Time Results of Operations (SHU), so that the loans extended by the cooperative to members can be utilized. Nevertheless the interest rate offered is lower than the cooperative banking interest. The basic problem is the system of interest that should not be practiced by MUI Fatwa September 2003, because of riba. Therefore how should the cooperative development of sharia? Islamic products is how to offer, so that cooperatives can help the economy of the middle to lower. Related to the issue of this paper discusses the development of sharia-based cooperatives